Appendix Table III.15 (D) Financial Performance of Public Sector Banks(Excluding the Conversion Impact) - आरबीआय - Reserve Bank of India
Appendix Table III.15 (D) Financial Performance of Public Sector Banks(Excluding the Conversion Impact)
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
1,37,587.31 |
1,41,060.57 |
3,473.26 |
2.52 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
1,09,547.35 |
1,17,690.55 |
8,143.20 |
7.43 |
||
(79.62) |
(83.43) |
||||||
of which: |
Interest on Advances |
49,934.15 |
57,037.26 |
7,103.11 |
14.22 |
||
Income on Investments |
53,207.89 |
53,986.86 |
778.97 |
1.46 |
|||
ii) |
Other Income |
28,039.96 |
23,370.02 |
-4,669.94 |
-16.65 |
||
(20.38) |
(16.57) |
||||||
of which: |
Commission and Brokerage |
7,822.13 |
8,882.96 |
1,060.83 |
13.56 |
||
B. |
Expenditure (i+ii+iii) |
1,21,040.93 |
1,25,890.67 |
4,849.74 |
4.01 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
65,764.53 |
66,288.11 |
523.58 |
0.80 |
||
(54.33) |
(52.66) |
||||||
of which: |
Interest on Deposits |
62,272.57 |
62,227.77 |
-44.80 |
-0.07 |
||
ii) |
Provisions and Contingencies |
22,743.72 |
23,521.26 |
777.54 |
3.42 |
||
(18.79) |
(18.68) |
||||||
of which: |
Provision for NPAs |
14189.10 |
5,853.63 |
-8,335.47 |
-58.75 |
||
iii) |
Operating Expenses |
32,532.68 |
36,081.30 |
3,548.62 |
10.91 |
||
(26.88) |
(28.66) |
||||||
of which : |
Wage Bill |
22,581.23 |
24,443.93 |
1,862.70 |
8.25 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
39,290.10 |
38,691.16 |
-598.94 |
-1.52 |
||
ii) |
Net Profit |
16,546.38 |
15,169.90 |
-1,376.48 |
-8.32 |
||
D. |
Net Interest Income/Margin |
43,782.82 |
51,402.44 |
7,619.62 |
17.40 |
||
E. |
Total Assets |
14,71,077.38 |
16,92,578.55 |
2,21,501.17 |
15.06 |
||
# : Excluding the impact of conversion of a non-banking entity into a banking entity. |