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Appendix Table V.4: Salient Indicators of Financial Health of District Central Co-operative Banks

(At end-March)
(Amount in ₹ Lakh)
Sr. No. Region/State 2019-20 2020-21 2020 2021
No. of DCCBs Profit Loss No. of DCCBs Profit Loss NPA to loans ratio (%) Recovery to Demand (%) (At end- June) * NPA to loans ratio (%) Recovery to Demand (%) (At end- June) *
No. of DCCBs Amt. No of DCCBs Amt. No. of DCCBs Amt. No of DCCBs Amt.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
  Northern region 73 58 15,599 15 16,950 73 64 16,238 9 11,195 10.8 75.1 11.3 74.7
1 Haryana 19 17 5,289 2 867 19 19 6,053 0 - 6.3 65.2 7.1 68.2
2 Himachal Pradesh 2 1 712 1 4,033 2 2 1,140 0 - 25.2 74.2 27.8 61.3
3 Jammu & Kashmir 3 0 - 3 4,276 3 0 - 3 4,145 37.2 39.2 38.4 30.9
4 Punjab 20 12 2,185 8 7,563 20 15 2,843 5 5,243 10.3 76.7 11.1 75.8
5 Rajasthan 29 28 7,412 1 211 29 28 6,201 1 1,807 8.9 83.5 8.4 85.1
  Eastern region 58 51 24,682 7 5,711 58 53 20,612 5 2,909 9.3 67.3 8.9 77.5
6 Bihar 23 16 1,415 7 5,711 23 20 1,651 3 2,013 17.7 29.7 9.2 27.9
7 Jharkhand 1 1 219 0 - 1 1 212 0 - 63.4 17.2 17.4 28.6
8 Odisha 17 17 14,791 0 - 17 17 9,988 0 - 7.3 67.1 7.8 82.3
9 West Bengal 17 17 8,258 0 - 17 15 8,761 2 896 9.8 76.9 10.4 75.8
  Central region 104 73 25,754 31 29,547 104 76 30,108 28 48,300 21.2 55.4 19.7 61.8
10 Chattisgarh 6 6 6,465 0 - 6 6 6,277 0 - 14.5 70.2 13.6 82.0
11 Madhya Pradesh 38 25 6,699 13 19,686 38 24 9,799 14 41,130 26.7 47.7 25.8 53.6
12 Uttar Pradesh 50 32 8,289 18 9,861 50 36 9,325 14 7,169 13.9 62.6 12.8 67.5
13 Uttarakhand 10 10 4,301 0 - 10 10 4,707 0 - 12.1 75.0 9.3 67.9
  Western region 49 45 75,883 4 47,935 49 48 83,914 1 4,480 16.2 61.9 13.4 71.6
14 Gujarat 18 18 18,093 0 - 18 18 20,869 0 - 5.4 90.5 4.6 92.4
15 Maharashtra 31 27 57,790 4 47,935 31 30 63,044 1 4,480 20.1 49.7 16.4 62.6
  Southern region 67 64 46,738 3 3,922 67 67 58,196 0 - 6.9 87.7 6.8 87.7
16 Andhra Pradesh 13 12 4,773 1 1,411 13 13 9,938 0 - 5.8 90.8 5.2 85.8
17 Karnataka 21 20 14,152 1 1,788 21 21 16,303 0 - 6.1 88.1 5.3 90.6
18 Kerala 1 1 315 0 - 1 1 326 0 - 15.5 77.8 13.7 64.3
19 Tamil Nadu 23 23 24,641 0 - 23 23 26,688 0 - 7.1 85.6 8.9 89.3
20 Telangana 9 8 2,857 1 723 9 9 4,940 0 - 7.5 87.0 6.1 81.8
  All India 351 291 1,88,656 60 1,04,066 351 308 2,09,067 43 66,884 12.6 70.2 11.4 74.9
Notes: 1. Components may not add up to the total /s due to rounding off.
2. Recovery for a FY is taken as on 30th June.
3. During FY 2019-20, 13 of 14 DCCBs in Kerala (except Mallapuram DCCB) amalgamated with Kerala StCB and Supaul DCCB was formed in Bihar.
Source: NABARD.

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