Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

NORTH-EASTERN REGION

STATE : ASSAM

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,00,032

180,29

185,39

45,538

66,14

60,19

1.

Direct Finance

1,98,935

170,86

177,00

44,703

59,49

54,19

2.

Indirect Finance

1,097

9,43

8,39

835

6,65

6,00

II.

INDUSTRY

62,705

259,80

233,24

30,366

274,83

234,52

1.

Mining & Quarrying

245

10,85

10,79

25

5,08

5,09

2.

Food Manufacturing & Processing

2,181

70,74

46,51

1,518

135,43

101,51

(a) Rice Mills, Flour & Dal Mills

393

4,67

4,85

280

9,71

7,08

(b) Sugar

5

1,23

1,17

2

93

1,36

(c) Edible Oils & Vanaspati

80

99

83

72

3,01

2,85

(d) Tea Processing

60

56,43

32,94

92

114,91

83,53

(e) Processing of Fruits & Vegetables

20

15

16

25

49

50

(f) Others

1,623

7,27

6,57

1,047

6,37

6,19

3.

Beverage & Tobacco

9

39

34

31

53

53

4.

Textiles

1,716

15,70

15,66

1,274

9,84

10,02

(a) Cotton Textiles

281

3,77

3,84

159

1,41

1,44

(b) Jute Textiles

40

67

72

21

50

32

(c) Handloom Textiles & Khadi

495

3,60

3,84

536

4,12

4,68

(d) Other Textiles

900

7,67

7,27

558

3,80

3,58

5.

Paper, Paper Products & Printing

166

4,06

4,06

284

5,00

4,44

6.

Leather & Leather Products

44

31

30

65

53

61

7.

Rubber & Rubber Products

10

21

18

30

50

48

8.

Chemicals & Chemical Products

130

12,21

6,04

208

4,86

5,16

(a) Heavy Industrial Chemicals

7

1,42

36

7

36

40

(b) Fertilisers

3

2

2

3

7

45

(c) Drugs & Pharmaceuticals

18

32

43

31

71

65

(d) Non-Edible Oils

11

13

11

9

36

21

(e) Other Chemicals & Chemical Products

91

10,32

5,12

158

3,36

3,45

9.

Petroleum, Coal Products & Nuclear Fuels

19

49

50

64

1,44

1,68

10.

Manufacture of Cement & Cement Products

326

2,19

2,21

215

2,35

2,15

11.

Basic Metals & Metal Products

406

8,48

8,49

471

8,26

8,34

(a) Iron & Steel

26

4,81

4,82

58

4,57

4,58

(b) Non-Ferrous Metals

10

48

35

10

10

16

(c) Other Metal Products

370

3,20

3,32

403

3,59

3,61

12.

Engineering

241

13,11

12,18

273

4,28

4,25

(a) Heavy Engineering

49

3,17

2,55

27

74

70

(b) Light Engineering

66

87

80

74

1,40

1,40

(c) Electrical Machinery & Goods

42

7,67

7,27

83

1,21

1,24

(d) Electronic Machinery & Goods

84

1,39

1,56

89

94

91

13.

Vehicles, Vehicle Parts & Transport Equipments

132

8,20

8,14

142

2,52

2,27

14.

Other Industries

56,703

107,84

112,84

25,432

87,61

81,09

15.

Electricity, Gas & Water

175

1,37

1,30

36

52

52

(a) Electricity Generation & Transmission

158

1,22

1,15

25

30

31

(b) Non-Conventional Energy

9

7

7

-

-

-

(c) Gas, Steam & Water Supply

8

9

8

11

22

22

16.

Construction

202

3,66

3,71

298

6,08

6,37

II.

TRANSPORT OPERATORS

15,500

56,13

55,88

6,606

45,89

39,81

IV.

PROFESSIONAL AND OTHER SERVICES

24,557

33,48

31,45

13,175

21,95

21,08

V.

PERSONAL LOANS

53,369

114,98

109,05

45,374

128,67

120,49

1.

Loans for Purchase of Consumer Durables

4,284

6,67

6,08

5,420

8,43

6,87

2.

Loans for Housing

4,052

29,19

27,06

4,537

41,21

37,48

3.

Rest of the Personal Loans

45,033

79,13

75,91

35,417

79,03

76,13

VI.

TRADE

1,44,723

196,91

201,22

58,192

168,95

162,62

1.

Wholesale Trade

1,869

9,47

9,20

2,924

40,47

38,97

2.

Retail Trade

1,42,854

187,43

192,02

55,268

128,48

123,65

VII.

FINANCE

231

3,87

3,34

105

5,97

5,80

VIII.

ALL OTHERS

26,191

51,76

47,77

19,075

37,23

38,06

TOTAL BANK CREDIT

5,27,308

897,22

867,34

2,18,431

749,63

682,56

OF WHICH:

1. Artisans & Village Industries

26,295

27,80

30,26

12,366

13,11

13,91

2. Other Small Scale Industries

29,023

61,83

65,81

14,303

68,12

67,47

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

22,591

64,70

61,51

-

-

-

1.

Direct Finance

21,943

30,75

27,55

-

-

-

2.

Indirect Finance

648

33,95

33,95

-

-

-

II.

INDUSTRY

50,920

291,35

266,99

-

-

-

1.

Mining & Quarrying

38

2,64

1,40

-

-

-

2.

Food Manufacturing & Processing

458

43,42

39,73

-

-

-

(a)

Rice Mills, Flour & Dal Mills

96

8,29

7,03

-

-

-

(b)

Sugar

3

5

6

-

-

-

(c)

Edible Oils & Vanaspati

33

3,46

3,99

-

-

-

(d)

Tea Processing

76

23,50

20,47

-

-

-

(e)

Processing of Fruits & Vegetables

3

5

6

-

-

-

(f)

Others

247

8,07

8,12

-

-

-

3.

Beverage & Tobacco

23

46

41

-

-

-

4.

Textiles

385

21,05

18,59

-

-

-

(a)

Cotton Textiles

42

4,85

5,09

-

-

-

(b)

Jute Textiles

14

34

28

-

-

-

(c)

Handloom Textiles & Khadi

60

79

67

-

-

-

(d)

Other Textiles

269

15,07

12,54

-

-

-

5.

Paper, Paper Products & Printing

288

6,95

7,39

-

-

-

6.

Leather & Leather Products

18

15

17

-

-

-

7.

Rubber & Rubber Products

38

1,64

1,82

-

-

-

8.

Chemicals & Chemical Products

362

18,34

16,37

-

-

-

(a)

Heavy Industrial Chemicals

28

32

31

-

-

-

(b)

Fertilisers

56

5,04

2,66

-

-

-

(c)

Drugs & Pharmaceuticals

47

4,41

4,63

-

-

-

(d)

Non-Edible Oils

9

14

13

-

-

-

(e)

Other Chemicals & Chemical Products

222

8,43

8,63

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

32

16,51

16,53

-

-

-

10.

Manufacture of Cement & Cement Products

73

10,85

11,22

-

-

-

11.

Basic Metals & Metal Products

430

25,81

24,18

-

-

-

(a)

Iron & Steel

59

18,42

16,69

-

-

-

(b)

Non-Ferrous Metals

1

9

9

-

-

-

(c)

Other Metal Products

370

7,30

7,40

-

-

-

12.

Engineering

169

20,65

13,15

-

-

-

(a)

Heavy Engineering

8

11,15

3,14

-

-

-

(b)

Light Engineering

53

1,05

78

-

-

-

(c)

Electrical Machinery & Goods

68

2,20

2,21

-

-

-

(d)

Electronic Machinery & Goods

40

6,25

7,01

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

108

6,01

6,43

-

-

-

14.

Other Industries

48,298

110,69

102,17

-

-

-

15.

Electricity, Gas & Water

31

92

95

-

-

-

(a)

Electricity Generation & Transmission

26

87

88

-

-

-

(b)

Non-Conventional Energy

1

1

2

-

-

-

(c)

Gas, Steam & Water Supply

4

5

5

-

-

-

16.

Construction

169

5,26

6,47

-

-

-

III.

TRANSPORT OPERATORS

11,585

45,17

38,33

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

18,429

46,43

43,44

-

-

-

V.

PERSONAL LOANS

38,468

111,18

102,98

-

-

-

1.

Loans for Purchase of Consumer Durables

5,348

7,92

6,19

-

-

-

2.

Loans for Housing

3,631

34,74

31,36

-

-

-

3.

Rest of the Personal Loans

29,489

68,52

65,43

-

-

-

VI.

TRADE

26,741

145,47

133,56

-

-

-

1.

Wholesale Trade

1,246

46,91

43,64

-

-

-

2.

Retail Trade

25,495

98,56

89,92

-

-

-

VII.

FINANCE

240

11,90

8,15

-

-

-

VIII.

ALL OTHERS

50,495

96,22

102,41

-

-

-

TOTAL BANK CREDIT

2,19,469

812,41

757,37

-

-

-

OF WHICH:

1. Artisans & Village Industries

25,355

24,15

23,78

-

-

-

2. Other Small Scale Industries

20,840

103,16

106,10

-

-

-