SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTH-EASTERN REGION STATE: ASSAM

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,91,735

620,48

509,49

56,683

246,05

209,28

1.

Direct Finance

1,88,076

488,99

413,36

55,652

205,29

173,08

2.

Indirect Finance

3,659

131,49

96,13

1,031

40,77

36,20

II.

INDUSTRY

33,887

1655,42

1067,26

18,418

1215,23

611,24

1.

Mining & Quarrying

47

11,21

10,35

89

15,49

10,45

2.

Food Manufacturing & Processing

1,331

214,35

161,24

1,384

162,07

119,01

(a)

Rice Mills, Flour & Dal Mills

601

16,33

13,33

750

33,67

25,18

(b)

Sugar

–

–

–

1

4

3

(c)

Edible Oils & Vanaspati

42

10,74

10,00

58

3,30

2,47

(d)

Tea Processing

115

158,36

114,28

136

83,81

61,25

(e)

Processing of Fruits & Vegetables

24

7,05

4,97

15

1,91

1,78

(f)

Others

549

21,85

18,66

424

39,35

28,29

3.

Beverage & Tobacco

20

1,04

88

21

1,79

1,65

4.

Textiles

2,738

490,37

386,20

1,166

21,83

17,31

(a)

Cotton Textiles

901

123,96

29,88

441

6,59

5,18

(b)

Jute & Other Natural Fibre Textiles

117

4,99

4,39

103

2,23

1,88

(c)

Handloom Textiles & Khadi

1,271

6,70

5,76

304

2,46

1,74

(d)

Other Textiles & Textile Products

449

354,72

346,17

318

10,55

8,51

5.

Paper, Paper Products & Printing

123

9,40

8,05

176

450,25

6,86

6.

Leather & Leather Products

27

63

51

13

1,37

94

7.

Rubber & Plastic Products

45

25,73

23,62

26

1,73

1,46

8.

Chemicals & Chemical Products

302

28,10

19,58

824

13,38

7,65

(a)

Heavy Industrial Chemicals

13

14,13

7,79

3

11

10

(b)

Fertilisers

5

6,13

6,04

–

–

–

(c)

Drugs & Pharmaceuticals

254

2,15

1,94

760

5,76

5,23

(d)

Non-Edible Oils

–

–

–

2

41

24

(e)

Other Chemicals & Chemical Products

30

5,70

3,80

59

7,10

2,08

9.

Petroleum, Coal Products & Nuclear Fuels

11

327,27

78,26

13

23,86

23,84

10.

Manufacture of Cement & Cement Products

153

18,45

10,12

76

4,25

3,73

11.

Basic Metals & Metal Products

202

37,66

21,76

167

8,82

8,20

(a)

Iron & Steel

21

15,96

11,19

23

2,70

2,59

(b)

Non-Ferrous Metals

16

1,44

1,43

6

52

50

(c)

Metal Products

165

20,26

9,14

138

5,60

5,11

12.

Engineering

185

55,40

40,24

238

20,09

11,11

(a)

Heavy Engineering

11

3,14

97

11

2,74

2,39

(b)

Light Engineering

95

13,11

8,41

52

2,99

2,16

(c)

Electrical Machinery & Goods

49

32,84

25,09

151

13,75

6,04

(d)

Electronic Machinery & Goods

30

6,30

5,77

24

60

52

13.

Vehicles, Vehicle Parts & Transport Equipments

116

8,45

7,01

104

2,29

2,10

14.

Other Industries

24,755

262,42

192,27

9,241

200,26

161,79

15.

Electricity, Gas & Water

15

5,24

5,17

66

166,05

128,43

(a)

Electricity Generation & Transmission

1

15

14

9

50,99

25,83

(b)

Non-Conventional Energy

4

4,74

4,72

1

59

59

(c)

Gas, Steam & Water Supply

10

35

30

56

114,47

102,01

16.

Construction

3,817

159,70

102,01

4,814

121,69

106,74

III.

TRANSPORT OPERATORS

8,071

64,28

47,03

4,289

90,96

67,61

IV.

PROFESSIONAL AND OTHER SERVICES

14,969

81,75

61,63

7,705

106,08

80,12

V.

PERSONAL LOANS

1,81,496

1598,23

1303,75

1,54,568

1612,49

1299,40

1.

Loans for Purchase of Consumer Durables

14,659

83,19

65,09

9,525

57,79

46,55

2.

Loans for Housing

25,133

564,14

494,85

18,884

472,89

408,23

3.

Rest of the Personal Loans

1,41,704

950,90

743,81

1,26,159

1081,82

844,62

VI.

TRADE

64,271

418,43

346,46

31,779

487,59

389,88

1.

Wholesale Trade

1,794

67,23

52,61

2,428

102,51

81,78

2.

Retail Trade

62,477

351,20

293,85

29,351

385,09

308,10

VII.

FINANCE

1,395

7,67

6,47

125

7,69

6,70

VIII.

ALL OTHERS

37,669

309,33

169,29

22,691

186,65

162,10

TOTAL BANK CREDIT

5,33,493

4755,59

3511,38

2,96,258

3952,75

2826,34

OF WHICH : 1.

Artisans and Village & Tiny Industries

19,990

112,89

93,30

7,382

93,27

74,50

2.

Other Small Scale Industries

6,446

226,91

170,81

2,989

123,55

91,61

TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2006

NORTH-EASTERN REGION STATE: ASSAM

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

10,875

190,59

151,59

–

–

–

1.

Direct Finance

10,486

169,74

133,13

–

–

–

2.

Indirect Finance

389

20,85

18,46

–

–

–

II.

INDUSTRY

9,870

1634,53

1248,69

–

–

–

1.

Mining & Quarrying

65

316,73

163,20

–

–

–

2.

Food Manufacturing & Processing

523

136,02

105,41

–

–

–

(a)

Rice Mills, Flour & Dal Mills

141

22,22

16,95

–

–

–

(b)

Sugar

2

62

62

–

–

–

(c)

Edible Oils & Vanaspati

14

6,60

5,69

–

–

–

(d)

Tea Processing

117

75,25

55,42

–

–

–

(e)

Processing of Fruits & Vegetables

7

1,33

1,05

–

–

–

(f)

Others

242

30,00

25,69

–

–

–

3.

Beverage & Tobacco

24

19,59

14,08

–

–

–

4.

Textiles

2,014

105,26

99,91

–

–

–

(a)

Cotton Textiles

820

69,07

65,76

–

–

–

(b)

Jute & Other Natural Fibre Textiles

854

13,91

12,71

–

–

–

(c)

Handloom Textiles & Khadi

71

1,72

1,53

–

–

–

(d)

Other Textiles & Textile Products

269

20,55

19,91

–

–

–

5.

Paper, Paper Products & Printing

355

45,21

36,74

–

–

–

6.

Leather & Leather Products

17

68

65

–

–

–

7.

Rubber & Plastic Products

183

29,53

21,34

–

–

–

8.

Chemicals & Chemical Products

190

81,95

37,22

–

–

–

(a)

Heavy Industrial Chemicals

8

46,94

6,99

–

–

–

(b)

Fertilisers

1

3

1

–

–

–

(c)

Drugs & Pharmaceuticals

85

22,08

20,78

–

–

–

(d)

Non-Edible Oils

5

35

25

–

–

–

(e)

Other Chemicals & Chemical Products

91

12,55

9,19

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

48

227,16

214,24

–

–

–

10.

Manufacture of Cement & Cement Products

85

25,66

23,16

–

–

–

11.

Basic Metals & Metal Products

309

209,78

153,80

–

–

–

(a)

Iron & Steel

84

158,84

112,62

–

–

–

(b)

Non-Ferrous Metals

18

24,09

17,20

–

–

–

(c)

Metal Products

207

26,86

23,97

–

–

–

12.

Engineering

213

28,48

23,95

–

–

–

(a)

Heavy Engineering

26

12,36

10,87

–

–

–

(b)

Light Engineering

72

5,71

3,99

–

–

–

(c)

Electrical Machinery & Goods

83

8,35

7,47

–

–

–

(d)

Electronic Machinery & Goods

32

2,06

1,62

–

–

–

13.

Vehicles, Vehicle Parts & Transport Equipments

83

42,08

41,51

–

–

–

14.

Other Industries

2,960

143,19

128,03

–

–

–

15.

Electricity, Gas & Water

15

31,64

26,36

–

–

–

(a)

Electricity Generation & Transmission

9

30,25

25,73

–

–

–

(b)

Non-Conventional Energy

–

–

–

–

–

–

(c)

Gas, Steam & Water Supply

6

1,40

63

–

–

–

16.

Construction

2,786

191,57

159,08

–

–

–

III.

TRANSPORT OPERATORS

5,078

105,26

93,21

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

4,630

317,27

211,11

–

–

–

V.

PERSONAL LOANS

1,42,518

1656,11

1368,03

–

–

–

1.

Loans for Purchase of Consumer Durables

7,850

42,58

33,80

–

–

–

2.

Loans for Housing

14,417

504,25

437,27

–

–

–

3.

Rest of the Personal Loans

1,20,251

1109,27

896,96

–

–

–

VI.

TRADE

19,050

781,13

570,59

–

–

–

1.

Wholesale Trade

1,627

265,70

162,60

–

–

–

2.

Retail Trade

17,423

515,43

407,98

–

–

–

VII.

FINANCE

80

28,52

27,15

–

–

–

VIII.

ALL OTHERS

18,455

237,60

187,94

–

–

–

TOTAL BANK CREDIT

2,10,556

4951,01

3858,31

–

–

–

OF WHICH : 1.

Artisans and Village & Tiny Industries

1,215

18,05

16,95

–

–

–

2.

Other Small Scale Industries

2,917

228,23

187,41

–

–

–