B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 1 of 8)

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प्रकाशित तारीख ऑक्टोबर 14, 2005

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B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 1 of 8)

							(Amount in Rs. lakh)

					As on March 31
			State Bank of		State Bank of Bikaner		State Bank of
				India	and Jaipur		Hyderabad
		Items
			2004	2005	2004	2005	2004	2005

			(1)	(2)	(3)	(4)	(5)	(6)

1.	Capital		52630	52630	5000	5000	1725	1725
			(0.1)	(0.1)	(0.2)	(0.2)	(0.1)	(0.0)

2.	Reserves and Surplus		1970497	2354583	109857	124768	155651	174840
			(4.8)	(5.1)	(5.4)	(5.3)	(5.1)	(5.0)
	2.1.	Statutory Reserves	1160505	1408715	36348	42516	47290	54817
	2.2.	Capital Reserves	11483	30288	80	979	—	—
	2.3.	Share Premium	351057	351057	10664	10664	—	—
	2.4.	Investments Fluctuations Reserves	437115	525389	29525	29525	46752	46752
	2.5.	Revenue and other Reserves	10303	39100	33240	41084	61609	73271
	2.6.	Balance of Profit	34	34	—	—	—	—

3.	Deposits		31861867	36704753	1564231	1903841	2425785	2892951
			(78.1)	(79.8)	(77.2)	(81.4)	(79.2)	(82.8)

	Type-wise
	3A.1.	Demand deposits	5029083	5661232	230163	267903	358433	400408
		(i) From banks	689993	732799	25905	37022	52191	51309
		(ii) From others	4339090	4928433	204258	230881	306242	349099
	3A.2.	Savings bank deposits	7959588	9490716	481677	552956	475682	543522
	3A.3.	Term deposits	18873196	21552805	852391	1082982	1591670	1949021
		(i) From banks	630260	637266	48536	23823	23935	24808
		(ii) From others	18242936	20915539	803855	1059159	1567735	1924213

	Location-wise
	3B.1.	Deposits of branches in India	30979821	35279872	1564231	1903840	2425785	2892952
	3B.2.	Deposits of branches outside India	882046	1424881	—	—	—	—

4.	Borrowings		1343133	1918431	61589	61582	82542	81616
			(3.3)	(4.2)	(3.0)	(2.6)	(2.7)	(2.3)
	4.1.	Borrowings in India	136532	124206	142	428	4331	7250
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	—	—	27	428	2176	6603
		(iii) From other institutions and agencies	136532	124206	115	—	2155	647
	4.2.	Borrowings outside India	1206601	1794225	61447	61154	78211	74366
	Secured borrowing included in 4.		214633	144317	115	—	80365	75014

5.	Other liabilities		5553400	4957888	284965	244961	398907	341095
			(13.6)	(10.8)	(14.1)	(10.5)	(13.0)	(9.8)
	5.1.	Bills Payable	1566541	685043	89599	124687	133485	148501
	5.2.	Inter-office adjustments	582276	1756577	19680	27806	—	—
	5.3.	Interest accrued	1742797	960490	93542	15504	137479	23407
	5.4.	Others (including provisions)	1661786	1555778	82144	76964	127943	169187

	Total	Liabilities	40781527	45988285	2025642	2340152	3064610	3492227
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent sharein total. Source:Annual accounts of banks of respective years .

								(Amount	in Rs. lakh)

						As on March 31
				State Bank of		State Bank of		State Bank of
					India	Bikaner and Jaipur		Hyderabad
			Items
				2004	2005	2004	2005	2004	2005

				(1)	(2)	(3)	(4)	(5)	(6)

1.	Cash	in hand		128498	143616	5130	5178	7386	7285
				(0.3)	(0.3)	(0.3)	(0.2)	(0.2)	(0.2)
2.	Balances		with RBI	1775630	1537417	120932	87402	174434	131786
				(4.4)	(3.3)	(6.0)	(3.7)	(5.7)	(3.8)
3.	Balances		with banks in India	294688	245524	28204	24710	14573	123097
				(0.7)	(0.5)	(1.4)	(1.1)	(0.5)	(3.5)
4.	Money at		call and short notice	1942401	1727507	15500	56500	—	20000
				(4.8)	(3.8)	(0.8)	(2.4)	—	(0.6)
5.	Balances		with banks outside India	215445	278145	17045	3778	15402	25467
				(0.5)	(0.6)	(0.8)	(0.2)	(0.5)	(0.7)
6.	Investments			18567649	19709791	843002	836249	1501705	1455940
				(45.5)	(42.9)	(41.6)	(35.7)	(49.0)	(41.7)
	6.1.	Investments in India		18168437	19245639	843002	836249	1501705	1455940
		(i)	Government securities	15733810	17142569	777050	786205	1338228	1341568
		(ii)	Other approved securities	459448	372951	20128	13422	19355	12965
		(iii)	Shares	90190	111729	2482	2627	6505	6195
		(iv)	Debentures and Bonds	1587495	1330445	38966	26471	57689	40285
		(v)	Subsidiaries and/or joint ventures	143604	152145	105	1378	633	633
		(vi)	Others	153890	135800	4271	6146	79295	54294
	6.2.	Investments outside India		399212	464152	—	—	—	—
		(i)	Government securities	20294	51782	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	27673	24592	—	—	—	—
		(iii)	Others	351245	387778	—	—	—	—
7.	Advances			15793354	20237446	859655	1200908	1181368	1559974
				(38.7)	(44.1)	(42.4)	(51.3)	(38.5)	(44.7)
	Type-wise
	7A.1.	Bills	purchased and discounted	1485855	2147078	79725	81000	96204	99389
	7A.2.	Cash credits, overdrafts & loans		6932852	7391521	483673	605810	548143	605124
	7A.3.	Term loans		7374647	10698847	296257	514098	537021	855461
	Security-wise
	7B.1.	Secured by tangible assets		11938835	14828667	688038	917457	935796	1149280
	7B.2.	Covered by Bank/Government Guarantees		1193712	766238	85903	132006	91249	75969
	7B.3.	Unsecured		2660808	4642540	85714	151445	154323	334725
	Sector-wise
	7C. I.	Advances in India		14202632	17847495	859655	1200907	1181369	1559974
		(i)	Priority sectors	4270587	5786482	377083	541638	466713	619087
		(ii)	Public sectors	2587495	2442085	96799	120058	168778	85630
		(iii)	Banks	227657	4213	335	3383	953	1195
		(iv)	Others	7116893	9614715	385438	535828	544925	854062
	7C.II.	Advances outside India		1590722	2389951	—	—	—	—
8.	Fixed	Assets		264510	269768	11347	12367	16529	17225
				(0.6)	(0.6)	(0.6)	(0.5)	(0.5)	(0.5)
	8.1.	Premises		67600	82469	2548	3228	4627	5335
	8.2.	Fixed assets under construction		14654	12127	24	279	92	86
	8.3.	Other Fixed assets		182256	175172	8775	8860	11810	11804
9.	Other Assets			1799353	1839071	124823	113060	153213	151454
				(4.4)	(3.9)	(6.2)	(4.8)	(5.0)	(4.3)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	53509	17095
	9.2.	Interest accrued		546366	523475	27707	27513	35633	40304
	9.3.	Tax	paid	259492	196896	399	—	31895	45925
	9.4.	Stationery and Stamps		7677	7656	629	606	548	604
	9.5.	Others		985818	1111044	96088	84941	31628	47526

	Total	Assets		40781528	45988285	2025638	2340152	3064610	3492228
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

					As on March 31
			State Bank of		State Bank of		State Bank of
				Indore	Mysore		Patiala
		Items
			2004	2005	2004	2005	2004	2005

			(7)	(8)	(9)	(10)	(11)	(12)

1.	Capital		1750	1750	3600	3600	2475	2475
			(0.1)	(0.1)	(0.3)	(0.2)	(0.1)	(0.1)

2.	Reserves and Surplus		77267	88607	54598	72045	170611	201964
			(5.9)	(5.2)	(4.0)	(4.4)	(6.3)	(6.4)
	2.1.	Statutory Reserves	45767	55768	20982	30717	76606	84106
	2.2.	Capital Reserves	1673	1676	3749	10551	—	—
	2.3.	Share Premium	4375	4375	6000	6000	—	—
	2.4.	Investments Fluctuations Reserves	22047	22047	15600	16510	40287	40858
	2.5.	Revenue and other Reserves	3404	4740	8267	8267	53718	77000
	2.6.	Balance of Profit	1	1	—	—	—	—

3.	Deposits		1041866	1380707	1108369	1358517	2247328	2649567
			(79.9)	(81.7)	(80.6)	(82.1)	(83.6)	(84.1)

	Type-wise
	3A.1.	Demand deposits	115947	147173	119479	135338	240151	235754
		(i) From banks	20370	28622	16676	18962	23800	30139
		(ii) From others	95577	118551	102803	116376	216351	205615
	3A.2.	Savings bank deposits	241972	278517	282131	349453	533264	602315
	3A.3.	Term deposits	683947	955017	706759	873726	1473913	1811498
		(i) From banks	10746	28523	5647	5257	19107	14179
		(ii) From others	673201	926494	701112	868469	1454806	1797319

	Location-wise
	3B.1.	Deposits of branches in India	1041867	1380707	1108370	1358517	2247328	2649567
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		38483	87428	20734	31958	49807	55965
			(3.0)	(5.2)	(1.5)	(1.9)	(1.9)	(1.8)
	4.1.	Borrowings in India	10941	50258	268	6085	14221	4390
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	5246	—	268	6000	11806	2198
		(iii) From other institutions and agencies	5695	50258	—	85	2415	2192
	4.2.	Borrowings outside India	27542	37170	20466	25873	35586	51575
	Secured borrowing included in 4.		5695	50258	268	85	—	—

5.	Other liabilities		145025	131345	188505	189143	219455	240309
			(11.1)	(7.8)	(13.7)	(11.4)	(8.2)	(7.6)
	5.1.	Bills Payable	33945	44169	29015	48403	111101	74367
	5.2.	Inter-office adjustments	19206	873	55240	65750	—	—
	5.3.	Interest accrued	40373	9404	52493	12047	25474	50007
	5.4.	Others (including provisions)	51501	76899	51757	62943	82880	115935

	Total	Liabilities	1304391	1689837	1375806	1655263	2689676	3150280
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

						As on March 31
				State Bank of		State Bank of		State Bank of
					Indore	Mysore		Patiala
			Items
				2004	2005	2004	2005	2004	2005

				(7)	(8)	(9)	(10)	(11)	(12)

1.	Cash	in hand		3911	2306	7542	5853	4600	5268
				(0.3)	(0.1)	(0.5)	(0.4)	(0.2)	(0.2)
2.	Balances		with RBI	51301	54362	63554	88301	104081	161626
				(3.9)	(3.2)	(4.6)	(5.3)	(3.9)	(5.1)
3.	Balances		with banks in India	19094	42457	2739	5514	8037	19254
				(1.5)	(2.5)	(0.2)	(0.3)	(0.3)	(0.6)
4.	Money at		call and short notice	7346	20500	55100	47500	14000	43575
				(0.6)	(1.2)	(4.0)	(2.9)	(0.5)	(1.4)
5.	Balances		with banks outside India	—	379	8606	9401	6870	4628
				—	(0.0)	(0.6)	(0.6)	(0.3)	(0.1)
6.	Investments			542902	589814	548670	579619	1111022	1231241
				(41.6)	(34.9)	(39.9)	(35.0)	(41.3)	(39.1)
	6.1.	Investments in India		542902	589814	548670	579619	1111022	1231241
		(i)	Government securities	497980	558068	468289	519426	990852	1136863
		(ii)	Other approved securities	8884	6556	19318	15501	27722	25529
		(iii)	Shares	2157	3168	1901	1750	2976	2931
		(iv)	Debentures and Bonds	25593	17869	42763	30317	55596	44276
		(v)	Subsidiaries and/or joint ventures	219	219	1039	1039	35	35
		(vi)	Others	8069	3934	15360	11586	33841	21607
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			640606	904066	630672	878125	1308634	1535927
				(49.1)	(53.5)	(45.8)	(53.1)	(48.7)	(48.8)
	Type-wise
	7A.1.	Bills	purchased and discounted	49513	53447	58374	77249	138504	92786
	7A.2.	Cash credits, overdrafts & loans		284880	362044	288313	376100	590964	572368
	7A.3.	Term loans		306213	488575	283985	424776	579166	870773
	Security-wise
	7B.1.	Secured by tangible assets		533187	781777	562317	763311	1048394	1172475
	7B.2.	Covered by Bank/Government Guarantees		33623	24304	35183	43678	93778	110940
	7B.3.	Unsecured		73796	97985	33172	71137	166462	252512
	Sector-wise
	7C. I.	Advances in India		640606	904065	630672	878126	1308634	1535927
		(i)	Priority sectors	296712	394941	230345	355178	515523	676456
		(ii)	Public sectors	40746	32339	111945	140354	186053	198117
		(iii)	Banks	296	389	435	692	11027	3076
		(iv)	Others	302852	476396	287947	381902	596031	658278
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		6056	7707	7547	9224	12396	12772
				(0.5)	(0.5)	(0.5)	(0.6)	(0.5)	(0.4)
	8.1.	Premises		1272	2430	1260	1356	3485	3510
	8.2.	Fixed assets under construction		194	149	—	218	—	—
	8.3.	Other Fixed assets		4590	5128	6287	7650	8911	9262
9.	Other Assets			33178	68245	51376	31725	120035	135990
				(2.5)	(4.0)	(3.7)	(1.9)	(4.5)	(4.3)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	36212	5793
	9.2.	Interest accrued		15311	15120	38809	15785	32263	37139
	9.3.	Tax	paid	3391	1336	3091	7453	22007	38457
	9.4.	Stationery and Stamps		281	260	496	489	448	525
	9.5.	Others		14195	51529	8980	7998	29105	54076

	Total	Assets		1304394	1689836	1375806	1655262	2689675	3150281
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			State Bank of			State Bank of
			Saurashtra			Travancore
		Items
			2004	2005	2004	2005

			(13)	(14)	(15)	(16)

1.	Capital		31400	31400	5000	5000
			(2.4)	(2.1)	(0.2)	(0.2)

2.	Reserves and Surplus		45341	48025	87526	107998
			(3.5)	(3.2)	(3.6)	(3.7)
	2.1.	Statutory Reserves	15661	16690	40030	46208
	2.2.	Capital Reserves	1460	1460	407	1300
	2.3.	Share Premium	—	—	14250	14250
	2.4.	Investments Fluctuations Reserves	17690	17690	27756	29600
	2.5.	Revenue and other Reserves	10529	12184	4524	16484
	2.6.	Balance of Profit	1	1	559	156

3.	Deposits		1067475	1261305	1972137	2413301
			(83.2)	(83.9)	(82.2)	(83.6)

	Type-wise
	3A.1.	Demand deposits	106925	107239	149368	171035
		(i) From banks	18504	14118	54337	57038
		(ii) From others	88421	93121	95031	113997
	3A.2.	Savings bank deposits	220411	260573	475810	543683
	3A.3.	Term deposits	740139	893493	1346959	1698583
		(i) From banks	26651	16435	7225	11877
		(ii) From others	713488	877058	1339734	1686706

	Location-wise
	3B.1.	Deposits of branches in India	1067476	1261304	1972137	2413301
	3B.2.	Deposits of branches outside India	—	—	—	—

4.	Borrowings		58199	97848	27060	12714
			(4.5)	(6.5)	(1.1)	(0.4)
	4.1.	Borrowings in India	17	16263	392	465
		(i) From Reserve Bank of India	—	—	—	—
		(ii) From other banks	—	—	—	—
		(iii) From other institutions and agencies	17	16263	392	465
	4.2.	Borrowings outside India	58182	81585	26668	12249
	Secured borrowing included in 4.		17	13	—	—

5.	Other liabilities		81310	65384	308609	348448
			(6.3)	(4.3)	(12.9)	(12.1)
	5.1.	Bills Payable	34531	26912	40147	37825
	5.2.	Inter-office adjustments	—	—	59546	49994
	5.3.	Interest accrued	10827	11327	105809	101759
	5.4.	Others (including provisions)	35952	27145	103107	158870

	Total	Liabilities	1283725	1503962	2400332	2887461
			(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				State Bank of			State Bank of
				Saurashtra			Travancore
			Items
				2004	2005	2004	2005

				(13)	(14)	(15)	(16)

1.	Cash	in hand		1970	2191	3899	5010
				(0.2)	(0.1)	(0.2)	(0.2)
2.	Balances		with RBI	71450	83088	91893	201329
				(5.6)	(5.5)	(3.8)	(7.0)
3.	Balances		with banks in India	4855	11736	32535	63311
				(0.4)	(0.8)	(1.4)	(2.2)
4.	Money at		call and short notice	7323	11454	—	5000
				(0.6)	(0.8)	—	(0.2)
5.	Balances		with banks outside India	11241	9093	12348	8382
				(0.9)	(0.6)	(0.5)	(0.3)
6.	Investments			584639	608559	1077808	1059212
				(45.5)	(40.5)	(44.9)	(36.7)
	6.1.	Investments in India		584639	608559	1077808	1059212
		(i)	Government securities	539915	569757	1014502	1011595
		(ii)	Other approved securities	5088	4655	15332	13013
		(iii)	Shares	2243	2069	3606	2868
		(iv)	Debentures and Bonds	31715	25722	41934	29748
		(v)	Subsidiaries and/or joint ventures	859	859	—	—
		(vi)	Others	4819	5497	2434	1988
	6.2.	Investments outside India		—	—	—	—
		(i)	Government securities	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—
		(iii)	Others	—	—	—	—
7.	Advances			524048	671408	1113243	1484834
				(40.8)	(44.6)	(46.4)	(51.4)
	Type-wise
	7A.1.	Bills	purchased and discounted	62675	75804	127864	118604
	7A.2.	Cash credits, overdrafts & loans		293853	288769	566233	711346
	7A.3.	Term loans		167520	306835	419146	654884
	Security-wise
	7B.1.	Secured by tangible assets		454621	519184	879336	1146454
	7B.2.	Covered by Bank/Government Guarantees		4140	171	85515	89867
	7B.3.	Unsecured		65288	152052	148392	248513
	Sector-wise
	7C. I.	Advances in India		524048	671407	1113244	1484834
		(i)	Priority sectors	223605	261578	414340	569532
		(ii)	Public sectors	59930	61888	157026	228375
		(iii)	Banks	1394	1284	13058	8587
		(iv)	Others	239119	346657	528820	678340
	7C.II.	Advances outside India		—	—	—	—
8.	Fixed	Assets		5914	6635	10644	10690
				(0.5)	(0.4)	(0.4)	(0.4)
	8.1.	Premises		1521	1435	2234	2258
	8.2.	Fixed assets under construction		—	6	—	—
	8.3.	Other Fixed assets		4393	5194	8410	8432
9.	Other Assets			72286	99798	57962	49692
				(5.6)	(6.6)	(2.4)	(1.7)
	9.1.	Inter	- office adjustments (net)	5562	19566	—	—
	9.2.	Interest accrued		21686	24484	33569	31833
	9.3.	Tax	paid	21672	30885	7607	9599
	9.4.	Stationery and Stamps		178	157	368	321
	9.5.	Others		23188	24706	16418	7939

	Total	Assets		1283726	1503962	2400332	2887460
				(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

					As on March 31
			Allahabad			Andhra	Bank of
				Bank		Bank	Baroda
		Items
			2004	2005	2004	2005	2004	2005

			(1)	(2)	(3)	(4)	(5)	(6)

1.	Capital		34670	34670	40000	40000	29452	29453
			(1.0)	(0.8)	(1.5)	(1.2)	(0.3)	(0.3)

2.	Reserves and Surplus		120525	198096	105260	143700	483638	533322
			(3.5)	(4.4)	(3.9)	(4.4)	(5.7)	(5.6)
	2.1.	Statutory Reserves	37639	51639	41780	54781	123892	140813
	2.2.	Capital Reserves	23113	64163	303	14818	42321	41070
	2.3.	Share Premium	—	—	—	—	73876	73877
	2.4.	Investments Fluctuations Reserves	33065	42995	38826	31300	104254	104254
	2.5.	Revenue and other Reserves	22269	33349	24330	42780	139295	173308
	2.6.	Balance of Profit	4439	5950	21	21	—	—

3.	Deposits		3147661	4076208	2294051	2755071	7296732	8133346
			(90.7)	(90.3)	(84.9)	(84.2)	(85.7)	(85.9)

	Type-wise
	3A.1.	Demand deposits	284670	329870	221895	255829	677164	687109
		(i) From banks	8708	4677	1876	2557	47658	39144
		(ii) From others	275962	325193	220019	253272	629506	647965
	3A.2.	Savings bank deposits	1034239	1247210	634812	740077	1978021	2277693
	3A.3.	Term deposits	1828752	2499128	1437344	1759165	4641547	5168544
		(i) From banks	43043	62473	6294	4807	292337	319402
		(ii) From others	1785709	2436655	1431050	1754358	4349210	4849142

	Location-wise
	3B.1.	Deposits of branches in India	3147660	4076207	2294052	2755071	6434634	7099224
	3B.2.	Deposits of branches outside India	—	—	—	—	862099	1034123

4.	Borrowings		16899	12949	84300	98325	87511	164083
			(0.5)	(0.3)	(3.1)	(3.0)	(1.0)	(1.7)
	4.1.	Borrowings in India	2691	1133	38679	46268	23463	63604
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	—	—	—	2065	918	28116
		(iii) From other institutions and agencies	2691	1133	38679	44203	22545	35488
	4.2.	Borrowings outside India	14208	11816	45621	52057	64048	100479
	Secured borrowing included in 4.		—	—	—	—	22545	35488

5.	Other liabilities		150675	192572	177285	235773	613531	606219
			(4.3)	(4.3)	(6.6)	(7.2)	(7.2)	(6.4)
	5.1.	Bills Payable	19203	24874	64095	99099	103209	145341
	5.2.	Inter-office adjustments	—	852	—	—	30827	—
	5.3.	Interest accrued	14252	19135	8035	11677	36592	55930
	5.4.	Others (including provisions)	117220	147711	105155	124997	442903	404948

	Total	Liabilities	3470430	4514495	2700896	3272869	8510864	9466423
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

	(Amount in Rs. lakh)

				As on March 31
				Allahabad			Andhra	Bank of
					Bank		Bank	Baroda
			Items
				2004	2005	2004	2005	2004	2005

				(1)	(2)	(3)	(4)	(5)	(6)

1.	Cash	in hand		19758	22094	28956	26407	40202	39723
				(0.6)	(0.5)	(1.1)	(0.8)	(0.5)	(0.4)
2.	Balances		with RBI	195820	220622	175506	180986	265477	231509
				(5.6)	(4.9)	(6.5)	(5.5)	(3.1)	(2.4)
3.	Balances		with banks in India	39400	80783	37145	68356	83744	94778
				(1.1)	(1.8)	(1.4)	(2.1)	(1.0)	(1.0)
4.	Money at		call and short notice	1670	—	12500	71500	255345	377401
				(0.0)	—	(0.5)	(2.2)	(3.0)	(4.0)
5.	Balances		with banks outside India	2983	8047	3217	5080	81915	182008
				(0.1)	(0.2)	(0.1)	(0.2)	(1.0)	(1.9)
6.	Investments			1555482	1898827	1031735	1064629	3801879	3707445
				(44.8)	(42.1)	(38.2)	(32.5)	(44.7)	(39.2)
	6.1.	Investments in India		1555482	1898827	1031735	1064629	3605583	3486938
		(i)	Government securities	1175910	1562998	881014	877755	2737182	2804314
		(ii)	Other approved securities	53612	51241	21252	15300	139569	131366
		(iii)	Shares	6793	8527	8902	24364	51714	52867
		(iv)	Debentures and Bonds	255346	237597	95625	116831	450964	371957
		(v)	Subsidiaries and/or joint ventures	8762	8762	931	931	25473	25362
		(vi)	Others	55059	29702	24011	29448	200681	101072
	6.2.	Investments outside India		—	—	—	—	196296	220507
		(i)	Government securities	—	—	—	—	71679	96471
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	17500	17500
		(iii)	Others	—	—	—	—	107117	106536
7.	Advances			1534154	2115083	1288547	1751684	3560088	4340038
				(44.2)	(46.9)	(47.7)	(53.5)	(41.8)	(45.8)
	Type-wise
	7A.1.	Bills	purchased and discounted	64183	110863	102495	123318	249637	399367
	7A.2.	Cash credits, overdrafts & loans		633270	842468	650847	893052	1839360	2180957
	7A.3.	Term loans		836701	1161752	535205	735314	1471091	1759714
	Security-wise
	7B.1.	Secured by tangible assets		1161703	1641057	1087875	1414386	2850149	3327869
	7B.2.	Covered by Bank/Government Guarantees		158171	211474	87170	127654	280164	352979
	7B.3.	Unsecured		214280	262551	113501	209645	429774	659190
	Sector-wise
	7C. I.	Advances in India		1534154	2115082	1288546	1751684	2919681	3567137
		(i)	Priority sectors	643218	917937	479198	690789	992542	1226580
		(ii)	Public sectors	274691	343942	111785	123547	357666	433831
		(iii)	Banks	151	—	—	—	46646	146371
		(iv)	Others	616094	853203	697563	937348	1522827	1760355
	7C.II.	Advances outside India		—	—	—	—	640407	772902
8.	Fixed	Assets		35305	73199	17993	18728	81528	86081
				(1.0)	(1.6)	(0.7)	(0.6)	(1.0)	(0.9)
	8.1.	Premises		26413	63450	3821	4514	64349	66148
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		8892	9749	14172	14214	17179	19933
9.	Other Assets			85856	95837	105297	85498	340689	407441
				(2.5)	(2.1)	(3.9)	(2.6)	(4.0)	(4.3)
	9.1.	Inter	- office adjustments (net)	14636	—	26168	14675	—	55425
	9.2.	Interest accrued		39468	42962	28583	23502	108166	110391
	9.3.	Tax	paid	18293	12293	14586	14932	102590	81283
	9.4.	Stationery and Stamps		703	698	443	428	571	506
	9.5.	Others		12756	39884	35517	31961	129362	159836

	Total	Assets		3470428	4514492	2700896	3272868	8510867	9466424
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)