Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE :CHANDIGARH

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

1,402

34,70

17,04

1,209

172,85

146,39

-

-

-

1.

Direct Finance

1,308

4,79

4,18

1,056

99,39

92,47

-

-

-

2.

Indirect Finance

94

29,92

12,86

153

73,46

53,92

-

-

-

II.

INDUSTRY

1,740

546,30

460,05

3,216

640,49

534,62

32

100,08

79,54

1.

Mining & Quarrying

1

1

1

15

1,15

62

-

-

-

2.

Food Manufacturing & Processing

106

114,10

99,83

140

69,80

56,05

-

-

-

(a)

Rice Mills, Flour & Dal Mills

36

13,53

11,03

26

6,04

4,74

-

-

-

(b)

Sugar

26

95,62

84,01

6

31,17

26,04

-

-

-

(c)

Edible Oils & Vanaspati

8

1,59

1,06

19

15,50

9,91

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

8

1,06

86

-

-

-

(f)

Others

36

3,36

3,74

81

16,04

14,50

-

-

-

3.

Beverage & Tobacco

7

1,96

1,94

5

40

42

2

3,66

3,66

4.

Textiles

53

61,25

46,28

153

78,65

65,02

3

6,80

3,15

(a)

Cotton Textiles

13

20,59

15,32

62

37,99

30,98

-

-

-

(b)

Jute Textiles

1

4

2

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

1

1

7

10

7

-

-

-

(d)

Other Textiles

38

40,61

30,94

84

40,55

33,98

3

6,80

3,15

5.

Paper, Paper Products & Printing

44

10,62

9,73

197

28,55

24,33

-

-

-

6.

Leather & Leather Products

14

7,83

6,79

16

12,83

9,49

-

-

-

7.

Rubber & Rubber Products

31

1,98

1,90

43

3,36

3,88

-

-

-

8.

Chemicals & Chemical Products

194

35,14

33,19

243

91,97

77,21

6

42,95

29,41

(a)

Heavy Industrial Chemicals

11

1,49

1,23

22

17,60

13,15

1

5

3

(b)

Fertilisers

10

7,74

6,96

17

10,44

10,17

-

-

-

(c)

Drugs & Pharmaceuticals

130

21,50

20,50

84

51,55

41,84

5

42,90

29,38

(d)

Non-Edible Oils

1

1

-

2

3,56

3,55

-

-

-

(e)

Other Chemicals & Chemical Products

42

4,40

4,49

118

8,83

8,50

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

1

4

4

4

9

7

-

-

-

10.

Manufacture of Cement & Cement Products

16

83

52

18

1,49

1,51

-

-

-

11.

Basic Metals & Metal Products

553

36,59

30,80

379

133,18

103,86

2

1,45

1,41

(a)

Iron & Steel

236

16,41

14,64

169

91,30

77,04

-

-

-

(b)

Non-Ferrous Metals

3

75

80

11

3,39

1,71

-

-

-

(c)

Other Metal Products

314

19,43

15,36

199

38,49

25,11

2

1,45

1,41

12.

Engineering

230

192,87

158,87

456

99,09

94,88

13

32,10

30,97

(a)

Heavy Engineering

9

2,48

2,12

115

20,65

17,45

-

-

-

(b)

Light Engineering

103

22,39

23,99

185

8,75

9,77

2

1,00

1,14

(c)

Electrical Machinery & Goods

73

81,72

71,83

94

9,22

7,73

-

-

-

(d)

Electronic Machinery & Goods

45

86,27

60,93

62

60,48

59,93

11

31,10

29,83

13.

Vehicles, Vehicle Parts & Transport Equipments

79

38,15

27,88

106

33,57

22,24

3

2,25

1,26

14.

Other Industries

392

36,02

34,11

1,353

68,82

59,38

3

10,88

9,68

15.

Electricity, Gas & Water

1

1

1

18

12,40

9,87

-

-

-

(a)

Electricity Generation & Transmission

1

1

1

14

11,61

9,74

-

-

-

(b)

Non-Conventional Energy

-

-

-

4

79

13

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

18

8,91

8,15

70

5,15

5,79

-

-

-

III.

TRANSPORT OPERATORS

144

1,97

1,63

721

8,99

9,75

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

436

5,20

4,66

1,495

57,87

52,80

2

19

12

V.

PERSONAL LOANS

7,869

63,68

51,70

24,722

123,79

105,73

4,857

24,09

4,76

1.

Loans for Purchase of Consumer Durables

653

2,77

2,35

3,215

10,94

8,87

-

-

-

2.

Loans for Housing

1,497

35,89

28,15

2,547

29,62

24,82

-

-

-

3.

Rest of the Personal Loans

5,719

25,01

21,20

18,960

83,23

72,03

4,857

24,09

4,76

VI.

TRADE

1,588

777,98

759,13

4,680

117,67

107,03

1

9

9

1.

Wholesale Trade

139

757,69

743,51

489

51,96

48,57

1

9

9

2.

Retail Trade

1,449

20,29

15,63

4,191

65,71

58,46

-

-

-

VII.

FINANCE

-

-

-

50

69,38

60,50

1

5,00

5,00

VIII.

ALL OTHERS

3,625

39,95

33,90

7,423

153,80

159,71

1

-

-

TOTAL BANK CREDIT

16,804

1469,78

1328,11

43,516

1344,84

1176,53

4,894

129,46

89,51

OF WHICH:

1. Artisans & Village Industries

42

12

11

73

70

77

-

-

-

2. Other Small Scale Industries

785

41,63

37,67

1,671

87,56

77,71

3

2,25

1,26

NORTHERN REGION

STATE :CHANDIGARH

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

10

10,55

11,01

2,621

218,10

174,44

1.

Direct Finance

-

-

-

4

10

8

2,368

104,27

96,73

2.

Indirect Finance

-

-

-

6

10,45

10,93

253

113,83

77,71

II.

INDUSTRY

-

-

-

177

98,20

87,77

5,165

1385,07

1161,97

1.

Mining & Quarrying

-

-

-

3

64

71

19

1,80

1,33

2.

Food Manufacturing & Processing

-

-

-

10

5,76

5,31

256

189,66

161,19

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

62

19,57

15,76

(b)

Sugar

-

-

-

1

24

26

33

127,03

110,31

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

27

17,09

10,97

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

8

1,06

86

(f)

Others

-

-

-

9

5,52

5,05

126

24,91

23,29

3.

Beverage & Tobacco

-

-

-

-

-

-

14

6,01

6,02

4.

Textiles

-

-

-

6

2,80

2,72

215

149,50

117,17

(a)

Cotton Textiles

-

-

-

2

98

90

77

59,57

47,19

(b)

Jute Textiles

-

-

-

-

-

-

1

4

2

(c)

Handloom Textiles & Khadi

-

-

-

1

1

-

9

12

8

(d)

Other Textiles

-

-

-

3

1,82

1,82

128

89,78

69,88

5.

Paper, Paper Products & Printing

-

-

-

13

2,97

2,28

254

42,13

36,33

6.

Leather & Leather Products

-

-

-

-

-

-

30

20,66

16,28

7.

Rubber & Rubber Products

-

-

-

4

1,90

1,19

78

7,24

6,97

8.

Chemicals & Chemical Products

-

-

-

23

2,78

1,82

466

172,84

141,63

(a)

Heavy Industrial Chemicals

-

-

-

12

68

56

46

19,82

14,96

(b)

Fertilisers

-

-

-

-

-

-

27

18,18

17,14

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

219

115,95

91,72

(d)

Non-Edible Oils

-

-

-

-

-

-

3

3,57

3,55

(e)

Other Chemicals & Chemical Products

-

-

-

11

2,10

1,26

171

15,33

14,25

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

5

13

11

10.

Manufacture of Cement & Cement Products

-

-

-

4

2,07

2,25

38

4,40

4,28

11.

Basic Metals & Metal Products

-

-

-

31

30,73

30,11

965

201,95

166,17

(a)

Iron & Steel

-

-

-

26

29,97

29,45

431

137,68

121,13

(b)

Non-Ferrous Metals

-

-

-

1

2

2

15

4,15

2,53

(c)

Other Metal Products

-

-

-

4

74

64

519

60,11

42,52

12.

Engineering

-

-

-

13

25,14

21,95

712

349,20

306,67

(a)

Heavy Engineering

-

-

-

3

45

25

127

23,58

19,81

(b)

Light Engineering

-

-

-

8

14,64

14,65

298

46,79

49,55

(c)

Electrical Machinery & Goods

-

-

-

1

5

5

168

90,99

79,61

(d)

Electronic Machinery & Goods

-

-

-

1

10,00

7,00

119

187,84

157,70

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

10

7,94

6,24

198

81,91

57,63

14.

Other Industries

-

-

-

37

13,07

11,67

1,785

128,79

114,83

15.

Electricity, Gas & Water

-

-

-

4

42

8

23

12,83

9,96

(a)

Electricity Generation & Transmission

-

-

-

4

42

8

19

12,04

9,83

(b)

Non-Conventional Energy

-

-

-

-

-

-

4

79

13

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

19

1,98

1,45

107

16,04

15,39

III.

TRANSPORT OPERATORS

-

-

-

17

1,20

52

882

12,16

11,90

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

82

4,05

3,37

2,015

67,32

60,94

V.

PERSONAL LOANS

-

-

-

1,579

14,52

12,42

39,027

226,08

174,61

1.

Loans for Purchase of Consumer Durables

-

-

-

16

23

22

3,884

13,94

11,44

2.

Loans for Housing

-

-

-

61

2,96

2,37

4,105

68,47

55,35

3.

Rest of the Personal Loans

-

-

-

1,502

11,34

9,83

31,038

143,67

107,82

VI.

TRADE

-

-

-

174

28,43

26,06

6,443

924,17

892,32

1.

Wholesale Trade

-

-

-

67

8,33

7,31

696

818,07

799,48

2.

Retail Trade

-

-

-

107

20,10

18,75

5,747

106,10

92,84

VII.

FINANCE

-

-

-

16

23,26

23,21

67

97,64

88,71

VIII.

ALL OTHERS

-

-

-

289

9,98

10,04

11,338

203,73

203,66

TOTAL BANK CREDIT

-

-

-

2,344

190,18

174,40

67,558

3134,26

2768,55

OF WHICH:

1. Artisans & Village Industries

-

-

-

12

6

6

127

89

94

2. Other Small Scale Industries

-

-

-

39

6,43

5,87

2,498

137,87

122,51