Chandigarh - आरबीआय - Reserve Bank of India
Chandigarh
NORTHERN REGION |
|||||||
CHANDIGARH | |||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
RURAL |
SEMI-URBAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
1 |
2 |
3 |
4 |
5 |
6 |
||
I. |
AGRICULTURE |
807 |
450,68 |
361,78 |
306 |
154,68 |
149,62 |
1. Direct Finance |
718 |
24,24 |
13,96 |
168 |
9,93 |
6,89 |
|
2. Indirect Finance |
89 |
426,44 |
347,83 |
138 |
144,75 |
142,72 |
|
II. |
INDUSTRY |
681 |
347,26 |
292,48 |
524 |
1135,73 |
433,99 |
1. Mining & Quarrying |
2 |
2,25 |
1,66 |
3 |
63 |
59 |
|
2. Food Manufacturing & Processing |
179 |
20,54 |
8,80 |
66 |
83,27 |
68,03 |
|
(a) Rice Mills, Flour & Dal Mills |
5 |
1,59 |
1,31 |
9 |
7,94 |
6,90 |
|
(b) Sugar |
3 |
10 |
7 |
4 |
44,00 |
41,57 |
|
(c) Edible Oils & Vanaspati |
2 |
1,34 |
1,33 |
1 |
5 |
5 |
|
(d) Tea Processing |
1 |
13 |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
- |
- |
- |
- |
- |
- |
|
(f) Others |
168 |
17,38 |
6,09 |
52 |
31,29 |
19,52 |
|
3. Beverage & Tobacco |
2 |
35,32 |
35,41 |
5 |
27,37 |
9,12 |
|
4. Textiles |
43 |
6,36 |
5,24 |
125 |
576,54 |
83,51 |
|
(a) Cotton Textiles |
4 |
4,40 |
4,40 |
115 |
546,52 |
67,02 |
|
(b) Jute & Other Natural Fibre Textiles |
1 |
2 |
- |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
1 |
5 |
- |
4 |
1,38 |
83 |
|
(d) Other Textiles & Textile Products |
37 |
1,88 |
84 |
6 |
28,64 |
15,66 |
|
5. Paper, Paper Products & Printing |
20 |
50,73 |
52,35 |
14 |
40,30 |
35,50 |
|
6. Woods and Wood Products |
5 |
10 |
8 |
26 |
30,73 |
17,59 |
|
7. Leather & Leather Products |
6 |
32 |
14 |
- |
- |
- |
|
8. Gems and Jewellery |
1 |
2,60 |
2,45 |
3 |
7,29 |
6,78 |
|
9. Rubber & Plastic Products |
22 |
2,38 |
1,69 |
11 |
3,03 |
1,39 |
|
10. Chemicals & Chemical Products |
27 |
27,32 |
22,58 |
38 |
76,58 |
36,15 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
1 |
2 |
- |
|
(b) Fertilisers |
- |
- |
- |
1 |
3 |
3 |
|
(c) Drugs & Pharmaceuticals |
12 |
25,33 |
22,06 |
23 |
68,18 |
31,02 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
15 |
1,98 |
52 |
13 |
8,34 |
5,10 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
5 |
45 |
22 |
1 |
24 |
3 |
|
13. Basic Metals & Metal Products |
33 |
63,19 |
48,32 |
64 |
161,30 |
108,25 |
|
(a) Iron & Steel |
12 |
6,28 |
6,35 |
20 |
79,13 |
38,48 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
3 |
88 |
68 |
|
(c) Metal Products |
21 |
56,91 |
41,96 |
41 |
81,30 |
69,09 |
|
14. Engineering |
65 |
7,49 |
5,59 |
87 |
18,32 |
13,99 |
|
(a) Heavy Engineering |
1 |
2,50 |
2,48 |
5 |
8,22 |
6,52 |
|
(b) Light Engineering |
49 |
2,56 |
1,59 |
72 |
6,86 |
4,88 |
|
(c) Electrical Machinery & Goods |
14 |
2,43 |
1,52 |
9 |
2,69 |
2,04 |
|
(d) Electronic Machinery & Goods |
1 |
- |
- |
1 |
55 |
55 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
6 |
78 |
72 |
25 |
15,88 |
10,07 |
|
16. Other Industries |
88 |
5,97 |
4,55 |
36 |
9,43 |
7,62 |
|
17. Electricity, Gas & Water |
1 |
17 |
16 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
1 |
17 |
16 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
- |
- |
- |
|
18. Construction |
176 |
121,29 |
102,52 |
20 |
84,82 |
35,37 |
|
(a) Other than Infrastructure |
166 |
121,16 |
102,40 |
17 |
8,10 |
7,36 |
|
(b) Infrastructure Construction |
10 |
13 |
11 |
3 |
76,72 |
28,01 |
|
III. |
TRANSPORT OPERATORS |
1,202 |
102,05 |
59,21 |
35 |
9,37 |
6,56 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
911 |
547,26 |
251,78 |
391 |
133,52 |
111,75 |
1. Professional Services |
160 |
15,20 |
7,89 |
29 |
13,83 |
12,00 |
|
2. Tourism, Hotel & Restaurants |
122 |
2,80 |
2,10 |
12 |
11,63 |
7,96 |
|
3. Recreation services |
6 |
31 |
24 |
1 |
40 |
38 |
|
4. IT and Telecommunications |
3 |
446,03 |
211,42 |
5 |
3,42 |
1,45 |
|
5. Others |
620 |
82,91 |
30,13 |
344 |
104,24 |
89,96 |
|
V. |
PERSONAL LOANS |
13,243 |
569,68 |
367,38 |
2,240 |
154,10 |
121,70 |
1. Housing |
1,022 |
67,01 |
58,63 |
1,158 |
109,51 |
90,19 |
|
2. Consumer Durables |
272 |
1,71 |
1,50 |
100 |
1,32 |
1,06 |
|
3. Vehicles |
5,228 |
211,18 |
122,45 |
485 |
18,25 |
13,99 |
|
4. Education |
1,582 |
71,41 |
63,98 |
147 |
8,45 |
6,03 |
|
5. Personal Credit Cards |
1,081 |
32,28 |
5,05 |
1 |
2 |
- |
|
6. Others |
4,058 |
186,09 |
115,77 |
349 |
16,55 |
10,43 |
|
VI. |
TRADE |
1,202 |
97,18 |
73,25 |
362 |
127,76 |
102,03 |
1. Wholesale Trade |
68 |
31,06 |
25,57 |
45 |
29,75 |
25,04 |
|
2. Retail Trade |
1,134 |
66,12 |
47,68 |
317 |
98,00 |
76,99 |
|
VII. |
FINANCE |
75 |
2,07 |
1,73 |
80 |
54,41 |
53,79 |
VIII. |
ALL OTHERS |
227 |
51,13 |
43,07 |
45 |
21,44 |
15,34 |
TOTAL BANK CREDIT |
18,348 |
2167,31 |
1450,69 |
3,983 |
1791,02 |
994,77 |
TABLE No. 5.7 – STATE AND POPULATION GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010 |
|||||||
NORTHERN REGION |
|||||||
CHANDIGARH |
|||||||
(Amount in ` Lakh) |
|||||||
OCCUPATION |
URBAN |
METROPOLITAN |
|||||
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
||
7 |
8 |
9 |
10 |
11 |
12 |
||
I. |
AGRICULTURE |
5,338 |
8430,94 |
6887,96 |
- |
- |
- |
1. Direct Finance |
4,320 |
1022,10 |
767,42 |
- |
- |
- |
|
2. Indirect Finance |
1,018 |
7408,84 |
6120,54 |
- |
- |
- |
|
II. |
INDUSTRY |
38,660 |
21860,66 |
15481,46 |
- |
- |
- |
1. Mining & Quarrying |
45 |
222,37 |
182,13 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
1,169 |
1269,06 |
973,20 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
44 |
67,69 |
50,56 |
- |
- |
- |
|
(b) Sugar |
32 |
594,41 |
440,10 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
92 |
178,40 |
163,05 |
- |
- |
- |
|
(d) Tea Processing |
1 |
- |
- |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
32 |
44,98 |
44,51 |
- |
- |
- |
|
(f) Others |
968 |
383,57 |
274,97 |
- |
- |
- |
|
3. Beverage & Tobacco |
41 |
344,35 |
153,07 |
- |
- |
- |
|
4. Textiles |
3,979 |
1551,12 |
1024,74 |
- |
- |
- |
|
(a) Cotton Textiles |
2,550 |
892,38 |
500,80 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
798 |
31,02 |
27,69 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
47 |
26,43 |
18,05 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
584 |
601,30 |
478,20 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
321 |
608,97 |
518,20 |
- |
- |
- |
|
6. Woods and Wood Products |
151 |
81,56 |
59,32 |
- |
- |
- |
|
7. Leather & Leather Products |
40 |
157,42 |
96,03 |
- |
- |
- |
|
8. Gems and Jewellery |
57 |
84,97 |
54,75 |
- |
- |
- |
|
9. Rubber & Plastic Products |
164 |
94,03 |
55,84 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
808 |
3397,06 |
2553,19 |
- |
- |
- |
|
(a) Heavy Industrial Chemicals |
83 |
555,55 |
436,29 |
- |
- |
- |
|
(b) Fertilisers |
9 |
3,16 |
2,97 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
531 |
2528,70 |
1896,58 |
- |
- |
- |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
185 |
309,65 |
217,35 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
11 |
9,06 |
7,20 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
125 |
45,87 |
32,41 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
24,684 |
5714,42 |
3756,14 |
- |
- |
- |
|
(a) Iron & Steel |
296 |
4500,72 |
2874,30 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
54 |
98,74 |
75,33 |
- |
- |
- |
|
(c) Metal Products |
24,334 |
1114,96 |
806,52 |
- |
- |
- |
|
14. Engineering |
3,232 |
1273,47 |
1012,83 |
- |
- |
- |
|
(a) Heavy Engineering |
106 |
195,07 |
148,69 |
- |
- |
- |
|
(b) Light Engineering |
1,625 |
571,70 |
466,89 |
- |
- |
- |
|
(c) Electrical Machinery & Goods |
1,446 |
367,01 |
302,13 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
55 |
139,69 |
95,12 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,128 |
440,03 |
281,11 |
- |
- |
- |
|
16. Other Industries |
1,453 |
318,88 |
274,08 |
- |
- |
- |
|
17. Electricity, Gas & Water |
45 |
4382,73 |
3401,40 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
37 |
4379,32 |
3399,45 |
- |
- |
- |
|
(b) Non-Conventional Energy |
4 |
2,19 |
1,17 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
4 |
1,22 |
77 |
- |
- |
- |
|
18. Construction |
1,207 |
1865,30 |
1045,85 |
- |
- |
- |
|
(a) Other than Infrastructure |
744 |
315,62 |
171,18 |
- |
- |
- |
|
(b) Infrastructure Construction |
463 |
1549,67 |
874,67 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
2,957 |
334,75 |
166,70 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,624 |
4131,78 |
3267,01 |
- |
- |
- |
1. Professional Services |
624 |
514,65 |
417,98 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
329 |
734,90 |
476,44 |
- |
- |
- |
|
3. Recreation services |
46 |
47,67 |
45,01 |
- |
- |
- |
|
4. IT and Telecommunications |
71 |
48,88 |
34,90 |
- |
- |
- |
|
5. Others |
6,554 |
2785,67 |
2292,67 |
- |
- |
- |
|
V. |
PERSONAL LOANS |
1,54,643 |
4821,71 |
3477,44 |
- |
- |
- |
1. Housing |
26,260 |
2603,01 |
2079,93 |
- |
- |
- |
|
2. Consumer Durables |
2,020 |
14,17 |
10,22 |
- |
- |
- |
|
3. Vehicles |
54,460 |
814,59 |
487,15 |
- |
- |
- |
|
4. Education |
5,002 |
208,63 |
145,03 |
- |
- |
- |
|
5. Personal Credit Cards |
2,151 |
50,67 |
13,00 |
- |
- |
- |
|
6. Others |
64,750 |
1130,63 |
742,11 |
- |
- |
- |
|
VI. |
TRADE |
10,508 |
58964,64 |
8611,50 |
- |
- |
- |
1. Wholesale Trade |
1,840 |
56193,11 |
6608,76 |
- |
- |
- |
|
2. Retail Trade |
8,668 |
2771,53 |
2002,74 |
- |
- |
- |
|
VII. |
FINANCE |
318 |
1276,01 |
1005,66 |
- |
- |
- |
VIII. |
ALL OTHERS |
47,140 |
888,07 |
746,02 |
- |
- |
- |
TOTAL BANK CREDIT |
2,67,188 |
100708,56 |
39643,75 |
- |
- |
- |