Chandigarh - आरबीआय - Reserve Bank of India
Chandigarh
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTHERN REGION | (Amount in Rupees Lakh) | ||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | ||||||||
AND ITS ASSOCIATES | |||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | ||||
I. | AGRICULTURE | 947 | 54,46 | 49,49 | 1,052 | 583,89 | 491,50 | ||
1. Direct Finance | 787 | 4,45 | 3,91 | 900 | 54,87 | 58,88 | |||
2. Indirect Finance | 160 | 50,01 | 45,58 | 152 | 529,02 | 432,62 | |||
II. | INDUSTRY | 4,235 | 583,07 | 518,87 | 5,251 | 1369,34 | 1085,98 | ||
1. Mining & Quarrying | 2 | 61 | 62 | 9 | 1,07 | 98 | |||
2. Food Manufacturing & Processing | 83 | 86,66 | 78,43 | 2,135 | 108,14 | 110,16 | |||
(a) | Rice Mills, Flour & Dal Mills | 21 | 6,23 | 5,42 | 1,755 | 31,16 | 30,98 | ||
(b) | Sugar | 17 | 65,31 | 61,10 | 9 | 20,45 | 25,74 | ||
(c) | Edible Oils & Vanaspati | 13 | 8,92 | 6,68 | 11 | 20,89 | 21,44 | ||
(d) | Tea Processing | 2 | 25 | 22 | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | 6 | 3,19 | 2,30 | ||
(f) | Others | 30 | 5,96 | 5,00 | 354 | 32,45 | 29,70 | ||
3. Beverage & Tobacco | 3 | 4,04 | 3,85 | 8 | 9,00 | 8,07 | |||
4. Textiles | 44 | 51,58 | 38,98 | 165 | 155,69 | 128,36 | |||
(a) | Cotton Textiles | 21 | 45,78 | 33,28 | 82 | 120,83 | 92,80 | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 7 | 3 | 3 | ||
(c) | Handloom Textiles & Khadi | 2 | 1 | — | — | — | — | ||
(d) | Other Textiles & Textile Products | 21 | 5,79 | 5,70 | 76 | 34,83 | 35,54 | ||
5. Paper, Paper Products & Printing | 69 | 25,68 | 17,26 | 161 | 32,38 | 30,08 | |||
6. Leather & Leather Products | 12 | 8,32 | 6,42 | 9 | 5,26 | 6,47 | |||
7. Rubber & Plastic Products | 52 | 49,06 | 45,84 | 68 | 5,61 | 5,33 | |||
8. Chemicals & Chemical Products | 150 | 91,96 | 82,96 | 507 | 163,25 | 125,30 | |||
(a) | Heavy Industrial Chemicals | 6 | 2,45 | 2,17 | 22 | 11,09 | 10,10 | ||
(b) | Fertilisers | 3 | 45 | 29 | 7 | 5,24 | 3,16 | ||
(c) | Drugs & Pharmaceuticals | 116 | 83,76 | 75,51 | 405 | 119,73 | 93,81 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | 25 | 5,30 | 4,99 | 73 | 27,18 | 18,23 | ||
9. Petroleum, Coal Products & Nuclear Fuels | 1 | 4 | 4 | 6 | 75 | 56 | |||
10. Manufacture of Cement & Cement Products | 10 | 87 | 68 | 15 | 1,18 | 1,10 | |||
11. Basic Metals & Metal Products | 204 | 43,36 | 41,27 | 286 | 202,62 | 181,46 | |||
(a) | Iron & Steel | 85 | 21,64 | 24,77 | 78 | 161,21 | 147,21 | ||
(b) | Non-Ferrous Metals | 2 | 36 | 36 | 7 | 6,14 | 7,61 | ||
(c) | Metal Products | 117 | 21,36 | 16,14 | 201 | 35,27 | 26,64 | ||
12. Engineering | 154 | 176,67 | 157,96 | 366 | 197,32 | 170,05 | |||
(a) | Heavy Engineering | 46 | 14,11 | 14,55 | 81 | 83,69 | 68,93 | ||
(b) | Light Engineering | 31 | 3,34 | 2,58 | 158 | 28,56 | 25,05 | ||
(c) | Electrical Machinery & Goods | 48 | 87,72 | 70,70 | 65 | 20,75 | 18,57 | ||
(d) | Electronic Machinery & Goods | 29 | 71,50 | 70,14 | 62 | 64,32 | 57,50 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 53 | 11,67 | 13,11 | 101 | 21,03 | 20,64 | |||
14. Other Industries | 3,376 | 31,40 | 30,46 | 1,233 | 195,25 | 111,17 | |||
15. Electricity, Gas & Water | 1 | 3 | — | 15 | 61,10 | 6,66 | |||
(a) | Electricity Generation &Transmission | 1 | 3 | — | 6 | 58,97 | 4,68 | ||
(b) | Non-Conventional Energy | — | — | — | 1 | 8 | 8 | ||
(c) | Gas, Steam & Water Supply | — | — | — | 8 | 2,05 | 1,90 | ||
16. Construction | 21 | 1,12 | 98 | 167 | 209,68 | 179,59 | |||
III. | TRANSPORT OPERATORS | 75 | 2,33 | 1,70 | 348 | 57,76 | 37,36 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 457 | 17,22 | 11,75 | 1,093 | 176,95 | 139,75 | ||
V. | PERSONAL LOANS | 21,525 | 193,21 | 149,93 | 34,820 | 306,53 | 257,07 | ||
1. Loans for Purchase of Consumer Durables | 1,751 | 9,37 | 5,82 | 3,480 | 15,21 | 12,50 | |||
2. Loans for Housing | 1,871 | 57,01 | 47,31 | 4,486 | 116,09 | 103,99 | |||
3. Rest of the Personal Loans | 17,903 | 126,83 | 96,80 | 26,854 | 175,23 | 140,58 | |||
VI. | TRADE | 1,413 | 5944,22 | 4863,39 | 4,075 | 252,67 | 204,69 | ||
1. Wholesale Trade | 307 | 5872,79 | 4822,86 | 551 | 132,95 | 111,38 | |||
2. Retail Trade | 1,106 | 71,43 | 40,53 | 3,524 | 119,72 | 93,31 | |||
VII. | FINANCE | 40 | 100,44 | 100,39 | 18 | 22,20 | 22,86 | ||
VIII. | ALL OTHERS | 3,227 | 110,51 | 88,19 | 11,432 | 526,17 | 398,36 | ||
TOTAL BANK CREDIT | 31,919 | 7005,45 | 5783,72 | 58,089 | 3295,50 | 2637,57 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 187 | 13,42 | 10,71 | 128 | 6,11 | 9,16 | |||
2.OtherSmallScaleIndustries | 3,545 | 54,88 | 48,11 | 1,632 | 153,79 | 139,66 | |||
FOREIGN BANKS | REGIONAL RURAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
7 | 8 | 9 | 10 | 11 | 12 | ||||
I. | AGRICULTURE | — | — | — | — | — | — | ||
1. Direct Finance | — | — | — | — | — | — | |||
2. Indirect Finance | — | — | — | — | — | — | |||
II. | INDUSTRY | 70 | 43,03 | 33,75 | — | — | — | ||
1. Mining & Quarrying | — | — | — | — | — | — | |||
2. Food Manufacturing & Processing | 1 | 2 | 1 | — | — | — | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | — | — | — | ||
(b) | Sugar | — | — | — | — | — | — | ||
(c) | Edible Oils & Vanaspati | — | — | — | — | — | — | ||
(d) | Tea Processing | — | — | — | — | — | — | ||
(e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | ||
(f) | Others | 1 | 2 | 1 | — | — | — | ||
3. Beverage & Tobacco | — | — | — | — | — | — | |||
4. Textiles | — | — | — | — | — | — | |||
(a) | Cotton Textiles | — | — | — | — | — | — | ||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | — | — | — | ||
(c) | Handloom Textiles & Khadi | — | — | — | — | — | — | ||
(d) | Other Textiles & Textile Products | — | — | — | — | — | — | ||
5. Paper, Paper Products & Printing | 3 | 6 | 3 | — | — | — | |||
6. Leather & Leather Products | — | — | — | — | — | — | |||
7. Rubber & Plastic Products | — | — | — | — | — | — | |||
8. Chemicals & Chemical Products | 1 | 9,00 | 4,10 | — | — | — | |||
(a) | Heavy Industrial Chemicals | — | — | — | — | — | — | ||
(b) | Fertilisers | — | — | — | — | — | — | ||
(c) | Drugs & Pharmaceuticals | — | — | — | — | — | — | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | 1 | 9,00 | 4,10 | — | — | — | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | |||
10. Manufacture of Cement & Cement Products | — | — | — | — | — | — | |||
11. Basic Metals & Metal Products | 1 | 5,00 | 3,78 | — | — | — | |||
(a) | Iron & Steel | 1 | 5,00 | 3,78 | — | — | — | ||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | ||
(c) | Metal Products | — | — | — | — | — | — | ||
12. Engineering | 13 | 22,94 | 20,72 | — | — | — | |||
(a) | Heavy Engineering | 1 | 6,29 | 6,29 | — | — | — | ||
(b) | Light Engineering | 6 | 2,90 | 69 | — | — | — | ||
(c) | Electrical Machinery & Goods | 1 | 95 | 95 | — | — | — | ||
(d) | Electronic Machinery & Goods | 5 | 12,81 | 12,80 | — | — | — | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 11 | 5,00 | 4,53 | — | — | — | |||
14. Other Industries | 32 | 82 | 45 | — | — | — | |||
15. Electricity, Gas & Water | — | — | — | — | — | — | |||
(a) | Electricity Generation &Transmission | — | — | — | — | — | — | ||
(b) | Non-Conventional Energy | — | — | — | — | — | — | ||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | ||
16. Construction | 8 | 19 | 13 | — | — | — | |||
III. | TRANSPORT OPERATORS | 5 | 13 | 4 | — | — | — | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 24 | 62 | 32 | — | — | — | ||
V. | PERSONAL LOANS | 2,377 | 74,22 | 52,72 | — | — | — | ||
1. Loans for Purchase of Consumer Durables | 343 | 3,98 | 4,00 | — | — | — | |||
2. Loans for Housing | 46 | 2,03 | 2,03 | — | — | — | |||
3. Rest of the Personal Loans | 1,988 | 68,21 | 46,69 | — | — | — | |||
VI. | TRADE | 206 | 4,88 | 2,30 | — | — | — | ||
1. Wholesale Trade | 196 | 4,66 | 2,21 | — | — | — | |||
2. Retail Trade | 10 | 22 | 9 | — | — | — | |||
VII. | FINANCE | 2 | 5 | 4 | — | — | — | ||
VIII. | ALL OTHERS | 110 | 2,13 | 1,82 | — | — | — | ||
TOTAL BANK CREDIT | 2,794 | 125,07 | 91,00 | — | — | — | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | — | — | — | — | — | — | |||
2.OtherSmallScaleIndustries | 5 | 10,85 | 4,56 | — | — | — | |||
OTHER SCHEDULED | ALL SCHEDULED | ||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | |||
Accounts | Limit | Out- | Accounts | Limit | Out- | ||||
standing | standing | ||||||||
13 | 14 | 15 | 16 | 17 | 18 | ||||
I. | AGRICULTURE | 80 | 32,91 | 29,83 | 2,079 | 671,26 | 570,81 | ||
1. Direct Finance | 35 | 11,90 | 11,97 | 1,722 | 71,22 | 74,77 | |||
2. Indirect Finance | 45 | 21,02 | 17,86 | 357 | 600,04 | 496,05 | |||
II. | INDUSTRY | 1,379 | 293,36 | 207,25 | 10,935 | 2288,81 | 1845,85 | ||
1. Mining & Quarrying | 1 | 4 | 3 | 12 | 1,72 | 1,63 | |||
2. Food Manufacturing & Processing | 11 | 10,36 | 9,49 | 2,230 | 205,18 | 198,10 | |||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 1,776 | 37,40 | 36,40 | ||
(b) | Sugar | — | — | — | 26 | 85,76 | 86,84 | ||
(c) | Edible Oils & Vanaspati | — | — | — | 24 | 29,81 | 28,12 | ||
(d) | Tea Processing | — | — | — | 2 | 25 | 22 | ||
(e) | Processing of Fruits & Vegetables | 5 | 9,51 | 8,74 | 11 | 12,70 | 11,04 | ||
(f) | Others | 6 | 85 | 76 | 391 | 39,28 | 35,47 | ||
3. Beverage & Tobacco | 2 | 10,00 | 8,31 | 13 | 23,03 | 20,22 | |||
4. Textiles | 17 | 6,09 | 6,00 | 226 | 213,36 | 173,35 | |||
(a) | Cotton Textiles | 5 | 14 | 12 | 108 | 166,75 | 126,19 | ||
(b) | Jute & Other Natural Fibre Textiles | 7 | 3,98 | 3,87 | 14 | 4,01 | 3,89 | ||
(c) | Handloom Textiles & Khadi | — | — | — | 2 | 1 | — | ||
(d) | Other Textiles & Textile Products | 5 | 1,97 | 2,02 | 102 | 42,59 | 43,26 | ||
5. Paper, Paper Products & Printing | 20 | 4,28 | 3,46 | 253 | 62,40 | 50,83 | |||
6. Leather & Leather Products | 2 | 13 | 13 | 23 | 13,71 | 13,02 | |||
7. Rubber & Plastic Products | 9 | 2,20 | 2,02 | 129 | 56,88 | 53,18 | |||
8. Chemicals & Chemical Products | 43 | 36,54 | 18,35 | 701 | 300,75 | 230,70 | |||
(a) | Heavy Industrial Chemicals | 1 | 8,71 | 3,91 | 29 | 22,25 | 16,17 | ||
(b) | Fertilisers | 8 | 12,35 | 6,61 | 18 | 18,04 | 10,06 | ||
(c) | Drugs & Pharmaceuticals | 7 | 9,39 | 2,61 | 528 | 212,88 | 171,93 | ||
(d) | Non-Edible Oils | — | — | — | — | — | — | ||
(e) | Other Chemicals & Chemical Products | 27 | 6,10 | 5,23 | 126 | 47,58 | 32,55 | ||
9. Petroleum, Coal Products & Nuclear Fuels | — | — | — | 7 | 79 | 60 | |||
10. Manufacture of Cement & Cement Products | 1 | — | — | 26 | 2,04 | 1,78 | |||
11. Basic Metals & Metal Products | 28 | 94,63 | 67,50 | 519 | 345,62 | 294,01 | |||
(a) | Iron & Steel | 17 | 93,37 | 66,45 | 181 | 281,23 | 242,20 | ||
(b) | Non-Ferrous Metals | — | — | — | 9 | 6,50 | 7,98 | ||
(c) | Metal Products | 11 | 1,26 | 1,05 | 329 | 57,90 | 43,84 | ||
12. Engineering | 43 | 51,68 | 28,54 | 576 | 448,62 | 377,28 | |||
(a) | Heavy Engineering | 10 | 85 | 80 | 138 | 104,93 | 90,56 | ||
(b) | Light Engineering | 17 | 14,04 | 8,49 | 212 | 48,85 | 36,82 | ||
(c) | Electrical Machinery & Goods | 10 | 13,51 | 4,98 | 124 | 122,93 | 95,20 | ||
(d) | Electronic Machinery & Goods | 6 | 23,28 | 14,27 | 102 | 171,92 | 154,70 | ||
13. Vehicles, Vehicle Parts & Transport Equipments | 8 | 4,46 | 4,07 | 173 | 42,16 | 42,35 | |||
14. Other Industries | 1,160 | 4,32 | 4,27 | 5,801 | 231,79 | 146,36 | |||
15. Electricity, Gas & Water | 3 | 12 | 9 | 19 | 61,25 | 6,75 | |||
(a) | Electricity Generation &Transmission | 1 | 6 | 3 | 8 | 59,06 | 4,71 | ||
(b) | Non-Conventional Energy | — | — | — | 1 | 8 | 8 | ||
(c) | Gas, Steam & Water Supply | 2 | 7 | 6 | 10 | 2,11 | 1,96 | ||
16. Construction | 31 | 68,50 | 55,00 | 227 | 279,50 | 235,69 | |||
III. | TRANSPORT OPERATORS | 108 | 3,86 | 3,11 | 536 | 64,07 | 42,21 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 470 | 28,69 | 18,92 | 2,044 | 223,48 | 170,75 | ||
V. | PERSONAL LOANS | 10,037 | 93,30 | 73,31 | 68,759 | 667,26 | 533,03 | ||
1. Loans for Purchase of Consumer Durables | 819 | 2,13 | 1,71 | 6,393 | 30,69 | 24,05 | |||
2. Loans for Housing | 744 | 9,21 | 7,14 | 7,147 | 184,34 | 160,46 | |||
3. Rest of the Personal Loans | 8,474 | 81,96 | 64,46 | 55,219 | 452,22 | 348,53 | |||
VI. | TRADE | 486 | 103,68 | 80,71 | 6,180 | 6305,44 | 5151,09 | ||
1. Wholesale Trade | 280 | 80,73 | 62,89 | 1,334 | 6091,12 | 4999,35 | |||
2. Retail Trade | 206 | 22,95 | 17,82 | 4,846 | 214,32 | 151,74 | |||
VII. | FINANCE | 18 | 75,94 | 55,04 | 78 | 198,63 | 178,33 | ||
VIII. | ALL OTHERS | 247 | 30,77 | 28,23 | 15,016 | 669,58 | 516,61 | ||
TOTAL BANK CREDIT | 12,825 | 662,51 | 496,40 | 1,05,627 | 11088,54 | 9008,69 | |||
OF WHICH: 1.ArtisansandVillage&TinyIndustries | 1 | 8 | 8 | 316 | 19,61 | 19,95 | |||
2.OtherSmallScaleIndustries | 1,168 | 13,09 | 11,83 | 6,350 | 232,61 | 204,16 | |||