Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES
 

NATIONALISED BANKS
 

FOREIGN BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

535

2,25

1,70

242

39

30

-

-

-

1.

Direct Finance

527

2,24

1,69

242

39

30

-

-

-

2.

Indirect Finance

8

1

1

-

-

-

-

-

-

II.

INDUSTRY

347

29,58

23,64

265

48,27

40,26

12

11,57

9,83

1.

Mining & Quarrying

1

3

2

7

17

12

-

-

-

2.

Food Manufacturing and Processing

9

37

37

12

5,25

5,34

-

-

-

(a) Rice Mills, Flour and Dal Mills

9

37

37

1

2

-

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

5

5,22

5,33

-

-

-

(f) Others

-

-

-

6

-

-

-

-

-

3.

Beverage and Tobacco

7

14

10

7

33

32

-

-

-

4.

Textiles

12

1,69

1,01

43

19,35

18,29

-

-

-

(a) Cotton Textiles

5

71

60

7

1,74

2,24

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d) Other Textiles

7

98

41

36

17,61

16,05

-

-

-

5.

Paper, Paper Products and Printing

21

1,39

1,15

7

68

38

1

10

10

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

16

7,09

6,12

2

11

-

-

-

-

8.

Chemicals and Chemical Products

63

5,25

4,93

66

12,76

11,02

8

9,40

7,47

(a) Heavy Industrial Chemicals

-

-

-

7

6,31

5,72

-

-

-

(b) Fertilizers

-

-

-

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

5

37

33

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

63

5,25

4,93

54

6,08

4,97

8

9,40

7,47

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

1

1

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

25

6,55

4,34

9

2,56

89

-

-

-

(a) Iron and Steel

-

-

-

3

1,24

76

-

-

-

(b) Non-Ferrous Metals

10

5,08

3,61

2

1,16

2

-

-

-

(c) Other Metal Products

15

1,47

73

4

17

11

-

-

-

12.

Engineering

23

2,76

1,97

19

1,30

89

-

-

-

(a) Heavy Engineering

5

12

8

2

48

32

-

-

-

(b) Light Engineering

14

2,52

1,77

9

13

10

-

-

-

(c) Electrical Machinery & Goods

4

12

12

6

19

16

-

-

-

(d) Electronic Machinery & Goods

-

-

-

2

50

31

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

21

2,43

1,97

2

2

1

-

-

-

14.

Other Industries

128

1,56

1,45

84

5,63

2,81

3

2,07

2,25

15.

Electricity, Gas & Water

2

5

1

-

-

-

-

-

-

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

5

1

-

-

-

-

-

-

16.

Construction

19

28

19

6

12

17

-

-

-

III.

TRANSPORT OPERATORS

84

1,47

1,13

28

5

4

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

61

80

59

433

56

49

-

-

-

V.

PERSONAL LOANS

1,048

3,14

2,72

427

1,31

1,18

-

-

-

1.

Loans for Purchase of Consumer Durables

44

7

4

12

1

1

-

-

-

2.

Loans for Housing

60

66

54

36

26

19

-

-

-

3.

Rest of the Personal Loans

944

2,40

2,14

379

1,04

98

-

-

-

VI.

TRADE

460

2,83

2,14

154

90

77

-

-

-

1.

Wholesale Trade

9

88

82

13

50

45

-

-

-

2.

Retail Trade

451

1,95

1,32

141

40

32

-

-

-

VII.

FINANCE

-

-

-

1

25

22

-

-

-

VIII. ALL OTHERS

334

3,91

3,11

296

66

57

-

-

-

TOTAL BANK CREDIT

2,869

43,98

35,02

1,846

52,39

43,83

12

11,57

9,83

OF WHICH :

1. Artisans & Village Industries

79

3,52

3,32

21

70

74

-

-

-

2. Other Small Scale Industries

75

6,88

5,00

184

13,74

10,12

10

9,46

8,96

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

777

2,64

2,00

1.

Direct Finance

-

-

-

-

-

-

769

2,63

1,99

2.

Indirect Finance

-

-

-

-

-

-

8

1

1

II.

INDUSTRY

-

-

-

2

4,00

4,21

626

93,42

77,93

1.

Mining & Quarrying

-

-

-

-

-

-

8

19

14

2.

Food Manufacturing and Processing

-

-

-

-

-

-

21

5,61

5,71

(a) Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

10

39

37

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

5

5,22

5,33

(f) Others

-

-

-

-

-

-

6

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

14

47

42

4.

Textiles

-

-

-

-

-

-

55

21,04

19,30

(a) Cotton Textiles

-

-

-

-

-

-

12

2,45

2,84

(b) Jute Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d) Other Textiles

-

-

-

-

-

-

43

18,59

16,46

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

29

2,17

1,63

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

18

7,20

6,12

8.

Chemicals and Chemical Products

-

-

-

1

1,50

1,57

138

28,91

25,00

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

7

6,31

5,72

(b) Fertilizers

-

-

-

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

-

-

-

5

37

33

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

1

1,50

1,57

126

22,23

18,94

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

1

1

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

1

2,50

2,64

35

11,62

7,87

(a) Iron and Steel

-

-

-

-

-

-

3

1,24

76

(b) Non-Ferrous Metals

-

-

-

-

-

-

12

6,24

3,64

(c) Other Metal Products

-

-

-

1

2,50

2,64

20

4,14

3,47

12.

Engineering

-

-

-

-

-

-

42

4,06

2,86

(a) Heavy Engineering

-

-

-

-

-

-

7

60

40

(b) Light Engineering

-

-

-

-

-

-

23

2,65

1,87

(c) Electrical Machinery & Goods

-

-

-

-

-

-

10

31

29

(d) Electronic Machinery & Goods

-

-

-

-

-

-

2

50

31

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

23

2,45

1,98

14.

Other Industries

-

-

-

-

-

-

215

9,25

6,51

15.

Electricity, Gas & Water

-

-

-

-

-

-

2

5

1

(a) Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

2

5

1

16.

Construction

-

-

-

-

-

-

25

40

36

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

112

1,52

1,18

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

494

1,35

1,08

V.

PERSONAL LOANS

-

-

-

-

-

-

1,475

4,45

3,90

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

56

9

5

2.

Loans for Housing

-

-

-

-

-

-

96

92

73

3.

Rest of the Personal Loans

-

-

-

-

-

-

1,323

3,44

3,12

VI.

TRADE

-

-

-

-

-

-

614

3,74

2,91

1.

Wholesale Trade

-

-

-

-

-

-

22

1,39

1,28

2.

Retail Trade

-

-

-

-

-

-

592

2,35

1,63

VII.

FINANCE

-

-

-

-

-

-

1

25

22

VIII. ALL OTHERS

-

-

-

-

-

-

630

4,57

3,68

TOTAL BANK CREDIT

-

-

-

2

4,00

4,21

4,729

111,94

92,89

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

100

4,21

4,05

2. Other Small Scale Industries

-

-

-

1

1,50

1,57

270

31,59

25,65