Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

14,392

154,64

121,76

13,081

151,79

117,62

1.

Direct Finance

14,058

140,18

107,94

12,758

146,62

113,52

2.

Indirect Finance

334

14,46

13,82

323

5,17

4,10

II.

INDUSTRY

10,947

610,07

532,98

5,903

215,99

190,11

1.

Mining & Quarrying

218

8,84

4,82

207

2,71

1,84

2.

Food Manufacturing and Processing

321

10,10

9,21

283

105,90

92,99

(a)

Rice Mills, Flour and Dal Mills

68

1,47

1,27

110

3,74

2,78

(b)

Sugar

3

1,13

1,02

9

99,47

87,80

(c)

Edible Oils and Vanaspati

119

3,23

2,90

107

1,51

1,16

(d)

Tea Processing

1

15

6

-

-

-

(e)

Processing of Fruits & Vegetables

8

10

8

3

9

27

(f)

Others

122

4,02

3,89

54

1,10

99

3.

Beverage and Tobacco

17

17

14

8

80

68

4.

Textiles

823

77,54

74,22

608

16,38

14,33

(a)

Cotton Textiles

284

19,79

18,05

395

8,88

7,58

(b)

Jute Textiles

6

35

43

2

1

1

(c)

Handloom Textiles & Khadi

58

1,23

1,17

143

2,15

2,03

(d)

Other Textiles

475

56,17

54,57

68

5,34

4,70

5.

Paper, Paper Products and Printing

355

17,63

17,76

78

2,40

1,83

6.

Leather and Leather Products

344

28,84

26,39

23

26

26

7.

Rubber and Rubber Products

210

11,30

11,06

25

85

65

8.

Chemicals and Chemical Products

582

44,99

32,77

152

20,51

19,69

(a)

Heavy Industrial Chemicals

67

2,98

1,96

42

7,22

6,07

(b)

Fertilizers

33

2,27

2,15

4

99

1,60

(c)

Drugs and Pharmaceuticals

127

8,09

6,49

34

11,08

10,90

(d)

Non-Edible Oils

20

2,74

2,46

-

-

-

(e)

Other Chemicals & Chemical Products

335

28,91

19,71

72

1,21

1,12

9.

Petroleum, Coal Products & Nuclear Fuels

173

5,88

4,61

24

1,42

37

10.

Manufacture of Cement & Cement Products

63

3,72

3,08

15

1,39

1,13

11.

Basic Metals & Metal Products

1,207

63,01

50,82

160

4,75

8,55

(a)

Iron and Steel

407

25,04

22,37

37

3,26

7,22

(b)

Non-Ferrous Metals

61

2,81

1,80

6

5

4

(c)

Other Metal Products

739

35,16

26,64

117

1,44

1,29

12.

Engineering

1,002

138,64

124,48

484

13,01

10,68

(a)

Heavy Engineering

210

21,42

16,26

224

2,80

1,99

(b)

Light Engineering

423

28,06

25,72

122

2,77

2,66

(c)

Electrical Machinery & Goods

200

29,21

33,24

44

3,30

3,19

(d)

Electronic Machinery & Goods

169

59,96

49,26

94

4,14

2,84

13.

Vehicles, Vehicle Parts & Transport

Equipments

251

15,65

14,47

69

2,05

1,89

14.

Other Industries

3,460

136,26

116,18

2,204

26,89

22,94

15.

Electricity, Gas & Water

1,874

42,58

36,49

1,555

16,42

12,04

(a)

Electricity Generation & Transmission

1,874

42,58

36,49

1,554

16,42

12,04

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

1

-

16.

Construction

47

4,92

6,47

8

24

25

III.

TRANSPORT OPERATORS

2,698

46,26

36,25

1,310

20,08

15,93

IV.

PROFESSIONAL AND OTHER SERVICES

774

15,77

12,78

363

2,36

1,70

V.

PERSONAL LOANS

18,709

144,44

124,45

6,933

51,85

43,72

1.

Loans for Purchase of Consumer Durables

508

3,23

2,73

118

1,13

99

2.

Loans for Housing

3,625

41,97

37,49

620

7,26

6,14

3.

Rest of the Personal Loans

14,576

99,24

84,22

6,195

43,46

36,59

VI.

TRADE

6,559

119,37

105,73

3,023

26,92

20,97

1.

Wholesale Trade

2,214

87,15

80,11

1,110

15,48

11,74

2.

Retail Trade

4,345

32,22

25,63

1,913

11,43

9,23

VII.

FINANCE

111

3,07

2,17

140

2,49

1,78

VIII.

ALL OTHERS

3,321

188,87

156,25

1,256

40,21

39,07

TOTAL BANK CREDIT

57,511

1282,48

1092,36

32,009

511,68

430,89

OF WHICH :

1. Artisans & Village Industries

135

2,76

1,41

127

56

44

2. Other Small Scale Industries

6,256

285,08

252,69

3,002

58,46

55,08

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

14,649

775,97

651,69

1.

Direct Finance

-

-

-

11,038

141,22

136,47

2.

Indirect Finance

-

-

-

3,611

634,76

515,22

II.

INDUSTRY

-

-

-

50,989

15169,36

12375,75

1.

Mining & Quarrying

-

-

-

132

78,01

75,10

2.

Food Manufacturing and Processing

-

-

-

855

831,36

648,84

(a)

Rice Mills, Flour and Dal Mills

-

-

-

192

143,14

88,38

(b)

Sugar

-

-

-

30

70,03

52,22

(c)

Edible Oils and Vanaspati

-

-

-

87

87,17

68,87

(d)

Tea Processing

-

-

-

5

2,80

1,84

(e)

Processing of Fruits & Vegetables

-

-

-

36

19,04

13,47

(f)

Others

-

-

-

505

509,17

424,05

3.

Beverage and Tobacco

-

-

-

115

133,97

118,82

4.

Textiles

-

-

-

6,521

2193,83

1744,28

(a)

Cotton Textiles

-

-

-

768

391,98

304,03

(b)

Jute Textiles

-

-

-

32

3,81

3,56

(c)

Handloom Textiles & Khadi

-

-

-

126

9,47

6,19

(d)

Other Textiles

-

-

-

5,595

1788,57

1430,49

5.

Paper, Paper Products and Printing

-

-

-

2,790

500,44

438,55

6.

Leather and Leather Products

-

-

-

1,012

438,60

324,25

7.

Rubber and Rubber Products

-

-

-

969

348,17

299,34

8.

Chemicals and Chemical Products

-

-

-

4,121

1885,27

1513,12

(a)

Heavy Industrial Chemicals

-

-

-

273

169,22

117,09

(b)

Fertilizers

-

-

-

122

375,23

303,90

(c)

Drugs and Pharmaceuticals

-

-

-

1,271

880,10

708,62

(d)

Non-Edible Oils

-

-

-

43

20,99

17,92

(e)

Other Chemicals & Chemical Products

-

-

-

2,412

439,73

365,58

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

240

96,42

62,98

10.

Manufacture of Cement & Cement Products

-

-

-

184

271,50

234,41

11.

Basic Metals & Metal Products

-

-

-

3,974

2616,64

2193,26

(a)

Iron and Steel

-

-

-

1,522

2165,37

1850,12

(b)

Non-Ferrous Metals

-

-

-

387

98,33

66,52

(c)

Other Metal Products

-

-

-

2,065

352,94

276,63

12.

Engineering

-

-

-

6,469

2802,51

2299,84

(a)

Heavy Engineering

-

-

-

589

475,18

315,58

(b)

Light Engineering

-

-

-

2,077

529,05

442,13

(c)

Electrical Machinery & Goods

-

-

-

2,237

504,52

424,95

(d)

Electronic Machinery & Goods

-

-

-

1,566

1293,75

1117,17

13.

Vehicles, Vehicle Parts & Transport

Equipments

-

-

-

1,815

679,46

489,30

14.

Other Industries

-

-

-

18,221

1220,19

1003,78

15.

Electricity, Gas & Water

-

-

-

2,676

358,38

260,96

(a)

Electricity Generation & Transmission

-

-

-

2,616

337,36

247,40

(b)

Non-Conventional Energy

-

-

-

23

11,12

5,22

(c)

Gas, Steam & Water Supply

-

-

-

37

9,90

8,33

16.

Construction

-

-

-

895

714,60

668,94

III.

TRANSPORT OPERATORS

-

-

-

8,793

205,33

158,89

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

17,485

1220,89

868,22

V.

PERSONAL LOANS

-

-

-

4,82,211

1728,05

1450,31

1.

Loans for Purchase of Consumer Durables

-

-

-

14,654

35,59

31,99

2.

Loans for Housing

-

-

-

23,251

410,40

380,51

3.

Rest of the Personal Loans

-

-

-

4,44,306

1282,06

1037,81

VI.

TRADE

-

-

-

55,629

4992,59

4020,99

1.

Wholesale Trade

-

-

-

13,753

4478,80

3602,97

2.

Retail Trade

-

-

-

41,876

513,78

418,02

VII.

FINANCE

-

-

-

1,433

903,71

714,54

VIII.

ALL OTHERS

-

-

-

1,43,243

2887,06

2485,88

TOTAL BANK CREDIT

-

-

-

7,74,432

27882,95

22726,27

OF WHICH :

1. Artisans & Village Industries

-

-

-

1,478

12,22

10,09

2. Other Small Scale Industries

-

-

-

25,465

2185,13

1749,71