Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

WESTERN REGION

STATE :GOA

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,822

11,55

9,00

7,405

44,94

39,97

-

-

-

1.

Direct Finance

3,710

11,04

8,68

7,158

41,00

36,63

-

-

-

2.

Indirect Finance

112

51

33

247

3,94

3,34

-

-

-

II.

INDUSTRY

1,864

154,69

147,11

4,493

466,59

347,90

12

26,83

23,72

1.

Mining & Quarrying

58

31,73

27,06

223

161,51

124,55

2

2,59

1,78

2.

Food Manufacturing & Processing

124

4,33

2,92

287

54,39

22,04

-

-

-

(a)

Rice Mills, Flour & Dal Mills

18

96

89

15

11

6

-

-

-

(b)

Sugar

-

-

-

1

2

2

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

9

12

16

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

5

27

25

20

1,93

50

-

-

-

(f)

Others

101

3,10

1,78

242

52,22

21,29

-

-

-

3.

Beverage & Tobacco

63

2,14

1,59

180

10,88

7,63

-

-

-

4.

Textiles

44

1,81

1,54

95

4,10

3,70

-

-

-

(a)

Cotton Textiles

-

-

-

2

6

6

-

-

-

(b)

Jute Textiles

-

-

-

1

3

1

-

-

-

(c)

Handloom Textiles & Khadi

1

1

-

3

6

4

-

-

-

(d)

Other Textiles

43

1,80

1,54

89

3,95

3,59

-

-

-

5.

Paper, Paper Products & Printing

106

3,43

2,93

115

2,98

1,97

-

-

-

6.

Leather & Leather Products

12

5,92

6,49

15

48

38

-

-

-

7.

Rubber & Rubber Products

38

4,34

3,98

40

1,53

1,39

-

-

-

8.

Chemicals & Chemical Products

150

25,98

29,76

199

99,29

75,59

5

16,25

16,28

(a)

Heavy Industrial Chemicals

4

34

79

14

77

64

-

-

-

(b)

Fertilisers

4

11,09

16,31

5

41,58

23,35

-

-

-

(c)

Drugs & Pharmaceuticals

27

1,19

1,20

51

40,93

36,87

-

-

-

(d)

Non-Edible Oils

-

-

-

3

6

4

-

-

-

(e)

Other Chemicals & Chemical Products

115

13,36

11,46

126

15,94

14,70

5

16,25

16,28

9.

Petroleum, Coal Products & Nuclear Fuels

8

10,22

9,90

6

18

5

-

-

-

10.

Manufacture of Cement & Cement Products

33

2,95

2,64

37

2,80

2,55

-

-

-

11.

Basic Metals & Metal Products

160

21,75

26,17

253

26,53

21,57

-

-

-

(a)

Iron & Steel

23

15,04

21,20

54

19,10

15,08

-

-

-

(b)

Non-Ferrous Metals

10

3,52

2,40

6

30

28

-

-

-

(c)

Other Metal Products

127

3,18

2,57

193

7,13

6,21

-

-

-

12.

Engineering

118

22,14

14,71

262

40,06

29,37

5

8,00

5,66

(a)

Heavy Engineering

3

12,17

7,29

34

12,60

7,58

-

-

-

(b)

Light Engineering

32

1,67

75

94

14,71

13,37

1

2,00

2,00

(c)

Electrical Machinery & Goods

39

3,64

2,49

77

4,13

2,40

2

3,00

2,25

(d)

Electronic Machinery & Goods

44

4,66

4,17

57

8,62

6,02

2

3,00

1,41

13.

Vehicles, Vehicle Parts & Transport Equipments

47

2,47

2,55

93

17,69

19,78

-

-

-

14.

Other Industries

740

9,75

6,60

2,263

27,03

24,05

-

-

-

15.

Electricity, Gas & Water

3

10

11

15

2,35

1,81

-

-

-

(a)

Electricity Generation & Transmission

1

4

5

6

1,26

1,17

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

1

1

-

-

-

(c)

Gas, Steam & Water Supply

2

6

7

8

1,08

63

-

-

-

16.

Construction

160

5,64

8,16

410

14,78

11,47

-

-

-

III.

TRANSPORT OPERATORS

1,063

18,59

12,40

4,009

80,75

61,28

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,410

19,43

17,49

5,560

96,51

63,30

-

-

-

V.

PERSONAL LOANS

13,034

52,84

45,45

30,916

156,70

136,41

76

1,06

72

1.

Loans for Purchase of Consumer Durables

934

2,97

2,25

1,664

5,71

4,27

-

-

-

2.

Loans for Housing

1,186

15,11

13,25

2,939

28,36

25,08

8

23

19

3.

Rest of the Personal Loans

10,914

34,77

29,95

26,313

122,63

107,07

68

83

53

VI.

TRADE

2,416

48,63

45,13

6,154

96,69

60,42

-

-

-

1.

Wholesale Trade

201

7,01

6,41

406

32,81

21,21

-

-

-

2.

Retail Trade

2,215

41,62

38,72

5,748

63,88

39,21

-

-

-

VII.

FINANCE

7

13

8

50

30,08

28,80

-

-

-

VIII.

ALL OTHERS

597

4,23

3,48

11,393

40,92

35,82

1

-

-

TOTAL BANK CREDIT

24,213

310,09

280,13

69,980

1013,17

773,90

89

27,89

24,45

OF WHICH:

1. Artisans & Village Industries

160

1,54

1,30

532

2,67

1,97

-

-

-

2. Other Small Scale Industries

1,104

36,13

30,90

1,971

103,97

81,91

3

3,84

2,29

WESTERN REGION

STATE :GOA

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

17

3

3

11,244

56,51

49,00

1.

Direct Finance

-

-

-

17

3

3

10,885

52,06

45,34

2.

Indirect Finance

-

-

-

-

-

-

359

4,45

3,66

II.

INDUSTRY

-

-

-

253

61,92

42,36

6,622

710,02

561,09

1.

Mining & Quarrying

-

-

-

16

14,23

8,72

299

210,05

162,11

2.

Food Manufacturing & Processing

-

-

-

6

2,89

2,91

417

61,62

27,87

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

33

1,06

95

(b)

Sugar

-

-

-

-

-

-

1

2

2

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

9

12

16

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

25

2,20

75

(f)

Others

-

-

-

6

2,89

2,91

349

58,21

25,98

3.

Beverage & Tobacco

-

-

-

6

8

7

249

13,10

9,29

4.

Textiles

-

-

-

10

18,02

8,75

149

23,93

13,99

(a)

Cotton Textiles

-

-

-

2

11,05

3,33

4

11,11

3,39

(b)

Jute Textiles

-

-

-

-

-

-

1

3

1

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

4

7

4

(d)

Other Textiles

-

-

-

8

6,97

5,42

140

12,73

10,54

5.

Paper, Paper Products & Printing

-

-

-

5

10

8

226

6,51

4,99

6.

Leather & Leather Products

-

-

-

-

-

-

27

6,40

6,86

7.

Rubber & Rubber Products

-

-

-

-

-

-

78

5,87

5,37

8.

Chemicals & Chemical Products

-

-

-

9

2,21

2,01

363

143,72

123,65

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

18

1,11

1,43

(b)

Fertilisers

-

-

-

-

-

-

9

52,67

39,66

(c)

Drugs & Pharmaceuticals

-

-

-

2

50

60

80

42,63

38,67

(d)

Non-Edible Oils

-

-

-

1

2

2

4

8

5

(e)

Other Chemicals & Chemical Products

-

-

-

6

1,68

1,40

252

47,23

43,84

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

7,66

7,66

16

18,06

17,61

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

70

5,74

5,18

11.

Basic Metals & Metal Products

-

-

-

6

5,03

3,12

419

53,31

50,85

(a)

Iron & Steel

-

-

-

5

5,02

3,11

82

39,16

39,39

(b)

Non-Ferrous Metals

-

-

-

-

-

-

16

3,82

2,68

(c)

Other Metal Products

-

-

-

1

1

1

321

10,32

8,78

12.

Engineering

-

-

-

10

27

27

395

70,47

50,01

(a)

Heavy Engineering

-

-

-

2

3

3

39

24,80

14,90

(b)

Light Engineering

-

-

-

3

15

16

130

18,53

16,28

(c)

Electrical Machinery & Goods

-

-

-

3

7

7

121

10,84

7,21

(d)

Electronic Machinery & Goods

-

-

-

2

2

1

105

16,30

11,62

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

140

20,16

22,34

14.

Other Industries

-

-

-

69

4,64

2,09

3,072

41,42

32,74

15.

Electricity, Gas & Water

-

-

-

2

13

11

20

2,58

2,03

(a)

Electricity Generation & Transmission

-

-

-

2

13

11

9

1,43

1,33

(b)

Non-Conventional Energy

-

-

-

-

-

-

1

1

1

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

10

1,14

70

16.

Construction

-

-

-

112

6,67

6,58

682

27,09

26,20

III.

TRANSPORT OPERATORS

-

-

-

274

3,51

2,40

5,346

102,86

76,08

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

211

5,76

4,88

7,181

121,69

85,68

V.

PERSONAL LOANS

-

-

-

2,690

14,20

12,92

46,716

224,80

195,50

1.

Loans for Purchase of Consumer Durables

-

-

-

123

51

43

2,721

9,19

6,95

2.

Loans for Housing

-

-

-

87

1,43

1,28

4,220

45,12

39,80

3.

Rest of the Personal Loans

-

-

-

2,480

12,26

11,21

39,775

170,48

148,75

VI.

TRADE

-

-

-

333

3,07

2,97

8,903

148,39

108,53

1.

Wholesale Trade

-

-

-

18

49

44

625

40,31

28,06

2.

Retail Trade

-

-

-

315

2,57

2,53

8,278

108,08

80,46

VII.

FINANCE

-

-

-

12

26,88

24,57

69

57,09

53,44

VIII.

ALL OTHERS

-

-

-

2,055

32,11

32,15

14,046

77,27

71,45

TOTAL BANK CREDIT

-

-

-

5,845

147,48

122,28

1,00,127

1498,63

1200,76

OF WHICH:

1. Artisans & Village Industries

-

-

-

28

30

39

720

4,51

3,66

2. Other Small Scale Industries

-

-

-

52

3,41

2,93

3,130

147,36

118,03