Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

6,159

58,83

24,02

1,924

27,03

17,91

1.

Direct Finance

5,761

25,42

20,69

1,623

22,39

15,98

2.

Indirect Finance

398

33,42

3,34

301

4,64

1,93

II.

INDUSTRY

1,966

164,47

114,90

14,428

1131,84

892,70

1.

Mining & Quarrying

34

3,17

2,92

124

370,27

302,79

2.

Food Manufacturing & Processing

179

7,28

5,02

276

34,62

21,24

(a) RiceMills, Flour & DalMills

14

11

6

15

1,50

1,30

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

1

1

1

9

2,54

2,04

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

10

1,71

1,17

9

59

50

(f) Others

154

5,46

3,78

243

29,99

17,40

3.

Beverage & Tobacco

29

13,66

9,64

59

17,16

13,51

4.

Textiles

50

6,50

6,40

112

29,10

28,60

(a) Cotton Textiles

5

5,10

5,10

13

22,34

22,23

(b) Jute & Other Natural Fibre Textiles

4

—

—

2

20

12

(c) Handloom Textiles & Khadi

1

5

5

3

6

4

(d) Other Textiles & Textile Products

40

1,35

1,26

94

6,50

6,21

5.

Paper, Paper Products & Printing

70

2,95

2,71

122

7,23

5,64

6.

Leather & Leather Products

7

21

11

12

1,21

1,11

7.

Rubber & Plastic Products

45

1,39

1,04

232

26,54

14,46

8.

Chemicals & Chemical Products

54

80,17

42,32

1,058

112,12

99,51

(a) Heavy Industrial Chemicals

6

38

29

17

4,76

3,36

(b) Fertilisers

2

34,46

21,16

6

35,14

35,10

(c) Drugs & Pharmaceuticals

8

25,68

9,41

947

52,35

47,21

(d) Non-Edible Oils

—

—

—

1

20

4

(e) Other Chemicals & Chemical Products

38

19,65

11,45

87

19,66

13,79

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

7

19,48

8,36

10.

Manufacture of Cement & Cement Products

15

27

16

52

9,25

8,28

11.

Basic Metals & Metal Products

89

19,91

18,69

499

286,99

216,39

(a) Iron & Steel

8

16,92

16,61

172

249,47

195,20

(b) Non-Ferrous Metals

3

94

55

16

26,58

12,68

(c) Metal Products

78

2,05

1,52

311

10,94

8,51

12.

Engineering

46

9,52

10,63

274

61,22

44,57

(a) Heavy Engineering

9

2,95

2,82

30

2,83

2,27

(b) Light Engineering

16

1,13

1,15

80

17,98

18,92

(c) Electrical Machinery & Goods

16

1,36

1,34

117

14,91

14,30

(d) Electronic Machinery &Goods

5

4,08

5,33

47

25,50

9,07

13.

Vehicles, Vehicle Parts & Transport Equipments

53

1,90

1,59

9,453

36,30

35,02

14.

Other Industries

1,115

10,80

7,87

1,727

61,10

44,26

15.

Electricity, Gas & Water

—

—

—

13

14,89

7,59

(a) Electricity Generation & Transmission

—

—

—

5

14,23

7,30

(b) Non-Conventional Energy

—

—

—

3

6

6

(c) Gas, Steam & Water Supply

—

—

—

5

59

23

16.

Construction

180

6,75

5,79

408

44,37

41,37

III.

TRANSPORT OPERATORS

2,229

33,05

22,86

1,691

146,28

107,90

IV.

PROFESSIONAL AND OTHER SERVICES

2,612

56,86

50,51

4,017

219,05

193,59

V.

PERSONAL LOANS

22,869

147,90

122,46

38,540

330,05

271,02

1.

Loans for Purchase of Consumer Durables

1,510

5,33

3,85

3,204

14,27

10,47

2.

Loans for Housing

1,630

32,92

28,08

4,151

91,81

81,22

3.

Rest of the Personal Loans

19,729

109,65

90,53

31,185

223,97

179,34

VI.

TRADE

3,282

28,83

23,12

4,573

152,51

129,88

1.

Wholesale Trade

178

5,22

4,23

562

59,73

51,12

2.

Retail Trade

3,104

23,61

18,89

4,011

92,77

78,76

VII.

FINANCE

135

2,69

2,34

585

63,01

40,43

VIII.

ALL OTHERS

6,664

63,94

50,00

16,109

234,17

200,33

TOTAL BANK CREDIT

45,916

556,59

410,21

81,867

2303,93

1853,74

OF WHICH:1.Artisansand Village & TinyIndustries

445

7,44

5,62

690

27,43

21,79

2.Other Small Scale Industries

980

45,60

34,15

1,916

124,75

85,51

Note:TherearenoUrbanandMetropolitanCentresinGoa.