Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1998

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,74,183

1203,69

1031,70

2,49,846

652,10

532,95

1.

Direct Finance

5,68,031

1101,16

943,22

2,46,839

566,07

463,09

2.

Indirect Finance

6,152

102,52

88,49

3,007

86,03

69,86

II.

INDUSTRY

45,470

2442,71

1606,75

44,248

2142,72

1685,79

1.

Mining & Quarrying

213

45,76

33,63

383

16,76

13,27

2.

Food Manufacturing & Processing

1,016

32,74

26,48

974

212,40

130,72

(a) Rice Mills, Flour & Dal Mills

102

9,14

7,89

167

24,03

18,89

(b) Sugar

10

89

1,24

22

7,37

3,10

(c) Edible Oils & Vanaspati

155

12,29

8,59

180

56,50

40,86

(d) Tea Processing

4

2

1

9

1,40

1,17

(e) Processing of Fruits & Vegetables

5

15

14

18

6,38

3,17

(f) Others

740

10,26

8,60

578

116,70

63,53

3.

Beverage & Tobacco

172

5,00

3,80

214

11,70

8,88

4.

Textiles

830

179,16

139,52

1,346

252,81

190,72

(a) Cotton Textiles

264

115,81

94,65

699

103,84

74,82

(b) Jute Textiles

5

22

8

7

58

41

(c) Handloom Textiles & Khadi

21

34

26

49

6,52

5,87

(d) Other Textiles

540

62,79

44,53

591

141,86

109,62

5.

Paper, Paper Products & Printing

290

76,00

56,19

469

89,11

75,98

6.

Leather & Leather Products

16

75

63

48

3,44

3,47

7.

Rubber & Rubber Products

94

10,57

7,85

153

10,14

8,12

8.

Chemicals & Chemical Products

1,058

602,76

430,36

1,927

757,53

617,77

(a) Heavy Industrial Chemicals

108

153,85

97,63

309

163,98

131,13

(b) Fertilisers

14

140,34

97,45

26

101,52

82,24

(c) Drugs & Pharmaceuticals

127

62,56

41,79

283

114,75

92,11

(d) Non-Edible Oils

16

1,15

1,16

52

37,72

26,93

(e) Other Chemicals & Chemical Products

793

244,85

192,34

1,257

339,56

285,37

9.

Petroleum, Coal Products & Nuclear Fuels

98

742,58

297,68

64

12,19

11,67

10.

Manufacture of Cement & Cement Products

136

94,24

93,06

221

28,46

26,70

11.

Basic Metals & Metal Products

565

169,85

147,28

946

145,10

128,11

(a) Iron & Steel

139

43,23

40,60

332

78,88

68,89

(b) Non-Ferrous Metals

72

21,73

14,36

78

20,03

16,20

(c) Other Metal Products

354

104,89

92,33

536

46,19

43,03

12.

Engineering

696

92,53

76,00

1,285

223,68

164,16

(a) Heavy Engineering

131

16,58

11,57

311

118,17

71,53

(b) Light Engineering

324

18,92

11,99

477

29,50

24,60

(c) Electrical Machinery & Goods

140

28,17

27,97

270

41,08

35,19

(d) Electronic Machinery & Goods

101

28,86

24,47

227

34,94

32,84

13.

Vehicles, Vehicle Parts & Transport Equipments

525

21,62

12,17

469

104,18

85,36

14.

Other Industries

39,570

167,61

148,27

35,503

258,83

208,65

15.

Electricity, Gas & Water

23

173,80

119,96

39

4,83

2,70

(a) Electricity Generation & Transmission

16

173,74

119,91

16

1,79

26

(b) Non-Conventional Energy

1

1

-

1

5

4

(c) Gas, Steam & Water Supply

6

5

5

22

3,00

2,40

16.

Construction

168

27,75

13,87

207

11,56

9,49

III.

TRANSPORT OPERATORS

18,796

127,65

91,99

12,386

95,62

69,39

IV.

PROFESSIONAL AND OTHER SERVICES

33,589

62,94

49,27

29,340

107,71

84,79

V.

PERSONAL LOANS

86,785

255,84

217,82

1,10,051

387,36

314,11

1.

Loans for Purchase of Consumer Durables

6,125

11,93

9,98

6,717

11,51

9,04

2.

Loans for Housing

8,729

65,01

52,28

17,184

148,82

121,25

3.

Rest of the Personal Loans

71,931

178,90

155,56

86,150

227,03

183,82

VI.

TRADE

97,182

171,62

141,86

63,473

277,26

220,22

1.

Wholesale Trade

7,732

47,32

40,59

9,640

110,01

79,28

2.

Retail Trade

89,450

124,30

101,27

53,833

167,25

140,94

VII.

FINANCE

76

6,14

5,10

315

36,12

25,77

VIII.

ALL OTHERS

31,615

170,89

162,44

37,524

233,59

189,31

TOTAL BANK CREDIT

8,87,696

4441,48

3306,94

5,47,183

3932,48

3122,34

OF WHICH:

1. Artisans & Village Industries

30,240

38,88

31,64

18,383

29,73

25,25

2. Other Small Scale Industries

10,403

280,86

239,51

17,093

687,39

551,87

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

22,671

176,64

144,24

10,796

230,66

191,72

1.

Direct Finance

22,216

144,53

124,27

8,045

80,79

71,14

2.

Indirect Finance

455

32,11

19,98

2,751

149,88

120,57

II.

INDUSTRY

21,940

1815,04

1342,31

37,575

8640,64

6760,17

1.

Mining & Quarrying

131

12,87

9,65

196

28,30

25,31

2.

Food Manufacturing & Processing

567

117,63

75,74

500

350,30

298,63

(a) Rice Mills, Flour & Dal Mills

54

5,76

3,34

68

14,35

11,15

(b) Sugar

5

71

53

6

14

12

(c) Edible Oils & Vanaspati

94

56,93

28,79

90

211,94

179,83

(d) Tea Processing

-

-

-

18

2,39

95

(e) Processing of Fruits & Vegetables

10

1,54

1,38

34

27,27

24,37

(f) Others

404

52,68

41,70

284

94,20

82,20

3.

Beverage & Tobacco

43

4,84

4,77

49

20,29

7,31

4.

Textiles

321

139,37

114,78

8,797

2769,87

2058,53

(a) Cotton Textiles

82

19,62

17,03

1,367

1648,83

1215,30

(b) Jute Textiles

14

58

17

26

1,73

1,63

(c) Handloom Textiles & Khadi

10

41

39

89

17,10

14,41

(d) Other Textiles

215

118,76

97,19

7,315

1102,21

827,19

5.

Paper, Paper Products & Printing

276

22,98

17,22

877

126,79

102,03

6.

Leather & Leather Products

25

1,85

55

99

5,29

5,31

7.

Rubber & Rubber Products

63

4,36

3,55

215

22,36

15,97

8.

Chemicals & Chemical Products

1,252

261,99

195,73

3,908

2238,52

1729,90

(a) Heavy Industrial Chemicals

150

61,93

51,37

648

280,49

198,14

(b) Fertilisers

24

91,60

50,11

59

198,61

129,34

(c) Drugs & Pharmaceuticals

243

34,16

28,27

706

787,01

638,34

(d) Non-Edible Oils

9

1,07

44

44

58,92

57,51

(e) Other Chemicals & Chemical Products

826

73,23

65,55

2,451

913,49

706,56

9.

Petroleum, Coal Products & Nuclear Fuels

67

63,90

56,61

213

77,46

57,82

10.

Manufacture of Cement & Cement Products

98

96,28

87,54

120

91,35

92,99

11.

Basic Metals & Metal Products

1,844

276,11

212,20

2,353

705,80

638,29

(a) Iron & Steel

595

165,15

115,32

951

413,04

393,62

(b) Non-Ferrous Metals

422

58,51

55,96

174

71,77

64,00

(c) Other Metal Products

827

52,45

40,92

1,228

220,99

180,67

12.

Engineering

1,868

263,83

187,26

3,346

864,34

682,33

(a) Heavy Engineering

934

132,55

79,27

772

256,79

208,10

(b) Light Engineering

693

76,33

64,80

1,320

217,34

166,17

(c) Electrical Machinery & Goods

120

32,84

28,58

704

251,94

218,55

(d) Electronic Machinery & Goods

121

22,11

14,61

550

138,27

89,50

13.

Vehicles, Vehicle Parts & Transport Equipments

228

37,31

29,76

385

129,97

100,18

14.

Other Industries

14,977

457,10

303,75

15,785

549,17

415,62

15.

Electricity, Gas & Water

43

43,12

33,05

194

523,83

429,76

(a) Electricity Generation & Transmission

16

36,07

28,19

143

506,44

414,94

(b) Non-Conventional Energy

1

2

3

16

6,71

4,89

(c) Gas, Steam & Water Supply

26

7,03

4,83

35

10,69

9,94

16.

Construction

137

11,49

10,14

538

137,02

100,19

III.

TRANSPORT OPERATORS

4,731

40,96

30,66

7,978

94,08

75,25

IV.

PROFESSIONAL AND OTHER SERVICES

14,193

101,09

83,04

16,699

273,73

226,79

V.

PERSONAL LOANS

91,014

332,68

283,59

1,75,229

885,07

669,28

1.

Loans for Purchase of Consumer Durables

4,866

9,47

7,63

4,830

13,68

10,45

2.

Loans for Housing

15,183

133,89

115,90

29,296

303,29

254,97

3.

Rest of the Personal Loans

70,965

189,31

160,07

1,41,103

568,10

403,86

VI.

TRADE

22,942

303,53

248,79

22,700

1080,88

750,25

1.

Wholesale Trade

1,945

202,60

170,61

4,195

860,53

579,13

2.

Retail Trade

20,997

100,93

78,18

18,505

220,35

171,11

VII.

FINANCE

328

31,53

21,97

702

743,48

600,73

VIII.

ALL OTHERS

23,918

228,21

173,70

61,804

758,70

675,97

TOTAL BANK CREDIT

2,01,737

3029,67

2328,31

3,33,483

12707,27

9950,16

OF WHICH:

1. Artisans & Village Industries

4,016

11,15

8,97

2,307

16,82

13,95

2. Other Small Scale Industries

12,535

491,47

320,43

20,232

1717,98

1299,29