WESTERN REGION (Contd.)

STATE: GUJARAT

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

5,84,696

5194,10

4465,55

6,58,185

11348,57

9714,57

162

14,49

12,35

1. Direct Finance

5,77,193

4584,54

4004,46

6,45,336

7663,99

6979,31

1

5

5

2. Indirect Finance

7,503

609,56

461,09

12,849

3684,58

2735,26

161

14,45

12,30

II.

INDUSTRY

21,125

34831,24

21861,32

70,806

74007,98

53319,25

2,122

2691,42

1593,96

1. Mining & Quarrying

454

1452,41

1098,39

539

3916,65

3590,90

26

41,01

17,30

2. Food Manufacturing & Processing

2,165

2729,99

1308,99

4,427

4160,06

2703,75

119

140,91

47,93

(a) Rice Mills, Flour & Dal Mills

346

167,94

124,66

1,548

186,04

148,42

68

107,36

26,72

(b) Sugar

23

28,71

15,16

17

102,37

91,10

8

44

44

(c) Edible Oils & Vanaspati

329

1677,44

589,83

382

2382,17

1478,34

6

67

67

(d) Tea Processing

13

24,40

4,22

24

20,10

16,03

2

24

24

(e) Processing of Fruits & Vegetables

101

80,73

53,17

70

61,48

56,24

2

15

15

(f) Others

1,353

750,77

521,95

2,386

1407,89

913,62

33

32,05

19,70

3. Beverage & Tobacco

101

25,81

20,49

223

111,90

65,70

1

4

4

4. Textiles

4,008

4925,24

3524,51

29,179

9651,78

7703,77

375

176,05

150,08

(a) Cotton Textiles

1,246

2986,88

2238,72

5,135

4006,59

3260,65

292

134,01

113,23

(b) Jute & Other Natural Fibre Textiles

44

16,28

13,48

121

30,64

19,11

-

-

-

(c) Handloom Textiles & Khadi

588

100,76

93,72

504

117,37

65,76

-

-

-

(d) Other Textiles & Textile Products

2,130

1821,31

1178,59

23,419

5497,18

4358,26

83

42,04

36,85

5. Paper, Paper Products & Printing

620

516,91

342,45

1,332

1134,17

860,57

31

48,63

47,95

6. Woods and Wood Products

307

92,50

65,08

1,269

258,34

201,10

1

3

3

7. Leather & Leather Products

167

13,74

9,79

677

55,96

36,14

-

-

-

8. Gems and Jewellery

232

294,85

200,57

628

363,93

300,84

6

44

35

9. Rubber & Plastic Products

727

1656,50

1299,58

2,346

2024,66

1437,05

208

230,85

85,13

10. Chemicals & Chemical Products

1,669

3504,59

2224,37

5,465

9859,85

6051,85

530

1126,50

572,20

(a) Heavy Industrial Chemicals

341

1261,64

795,37

935

2689,55

1851,79

207

150,98

45,71

(b) Fertilisers

23

62,75

13,71

759

1575,30

493,20

-

-

-

(c) Drugs & Pharmaceuticals

229

626,74

272,23

2,027

2699,58

1848,94

31

378,60

255,26

(d) Non-Edible Oils

138

139,85

80,47

31

29,34

10,23

-

-

-

(e) Other Chemicals & Chemical Products

938

1413,61

1062,59

1,713

2866,08

1847,69

292

596,92

271,23

11. Petroleum, Coal Products & Nuclear Fuels

67

828,50

299,43

207

1119,09

996,71

9

62

56

12. Manufacture of Cement & Cement Products

298

653,69

388,60

512

1070,36

952,89

5

3,76

51

13. Basic Metals & Metal Products

2,581

5316,08

3332,18

4,410

9176,03

5954,21

216

251,73

176,72

(a) Iron & Steel

822

3837,18

2270,50

1,220

5630,29

3716,60

46

15,29

12,25

(b) Non-Ferrous Metals

427

772,55

446,54

592

393,73

305,85

67

139,15

106,94

(c) Metal Products

1,332

706,35

615,14

2,598

3152,01

1931,76

103

97,29

57,53

14. Engineering

2,423

3148,69

2400,71

8,002

4570,08

3192,38

213

336,91

255,82

(a) Heavy Engineering

295

1040,70

820,12

1,226

1152,71

869,58

63

208,84

167,33

(b) Light Engineering

1,707

1290,59

990,05

3,695

1668,34

1247,76

99

48,48

42,01

(c) Electrical Machinery & Goods

347

604,61

473,64

2,680

1583,49

967,43

44

70,49

40,05

(d) Electronic Machinery & Goods

74

212,79

116,91

401

165,54

107,60

7

9,11

6,43

15. Vehicles, Vehicle Parts & Transport Equipments

293

872,20

540,18

776

1320,56

1070,87

17

47,35

35,78

16. Other Industries

4,479

2388,91

1592,64

7,712

3400,56

2467,19

164

40,41

38,98

17. Electricity, Gas & Water

102

3875,65

1943,53

366

12974,92

9347,79

6

56,35

56,35

(a) Electricity Generation & Transmission

45

3281,11

1629,61

244

11670,02

8250,88

1

15

15

(b) Non-Conventional Energy

6

4,28

1,97

35

524,16

485,11

-

-

-

(c) Gas, Steam & Water Supply

51

590,27

311,95

87

780,74

611,80

5

56,20

56,20

18. Construction

432

2534,98

1269,85

2,736

8839,08

6385,55

195

189,83

108,23

(a) Other than Infrastructure

70

372,39

232,34

1,597

909,37

769,55

122

17,98

17,40

(b) Infrastructure Construction

362

2162,59

1037,51

1,139

7929,71

5615,99

73

171,85

90,83

III.

TRANSPORT OPERATORS

4,625

371,78

265,81

16,536

1133,09

911,26

90

164,52

15,30

IV.

PROFESSIONAL AND OTHER SERVICES

16,993

2036,72

1378,55

87,472

6070,09

4520,95

1,613

243,80

170,64

1. Professional Services

1,189

124,80

101,42

23,611

795,57

653,04

373

42,73

40,02

2. Tourism, Hotel & Restaurants

793

726,77

498,69

2,442

573,62

474,14

6

47

47

3. Recreation services

208

73,61

46,41

581

65,35

46,02

31

2,93

2,61

4. IT and Telecommunications

121

28,04

23,98

255

130,48

118,48

37

3,75

3,09

5. Others

14,682

1083,49

708,05

60,583

4505,07

3229,26

1,166

193,92

124,44

V.

PERSONAL LOANS

3,41,037

10570,05

7928,74

4,30,077

11795,87

9757,07

22,757

476,39

307,58

1. Housing

1,03,968

6240,93

4956,64

1,29,290

6970,11

6210,73

1,156

70,53

62,99

2. Consumer Durables

5,845

28,64

20,10

9,937

83,18

68,98

-

-

-

3. Vehicles

43,191

1090,07

833,30

38,331

673,56

574,42

64

1,14

20

4. Education

13,901

683,18

387,26

26,252

810,17

671,05

-

-

-

5. Personal Credit Cards

-

-

-

14,588

88,20

59,23

3,497

104,18

19,25

6. Others

1,74,132

2527,22

1731,45

2,11,679

3170,65

2172,67

18,040

300,54

225,14

VI.

TRADE

45,609

3767,02

2373,35

1,25,876

8798,41

6466,11

5,349

1321,56

480,17

1. Wholesale Trade

1,575

2277,29

1378,96

7,211

4341,51

3420,02

1,426

966,11

222,78

2. Retail Trade

44,034

1489,72

994,39

1,18,665

4456,89

3046,09

3,923

355,46

257,39

VII.

FINANCE

285

297,75

196,13

4,031

1943,78

1549,66

95

1221,69

974,99

VIII.

ALL OTHERS

1,999

237,30

164,98

23,326

3723,78

2470,14

611

119,37

115,90

TOTAL BANK CREDIT

10,16,369

57305,96

38634,43

14,16,309

118821,57

88709,01

32,799

6253,26

3670,88

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION – MARCH 2010

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

2,69,759

1592,78

1371,14

45,665

2977,87

2137,97

15,58,467

21127,81

17701,58

1. Direct Finance

2,69,272

1573,27

1354,23

43,217

2312,91

1708,54

15,35,019

16134,76

14046,60

2. Indirect Finance

487

19,51

16,91

2,448

664,95

429,42

23,448

4993,06

3654,98

II.

INDUSTRY

3,935

56,22

28,38

24,160

17971,68

12026,46

1,22,148

129558,54

88829,38

1. Mining & Quarrying

2

17

7

82

896,27

442,29

1,103

6306,51

5148,95

2. Food Manufacturing & Processing

134

18,81

5,33

2,093

1026,47

714,51

8,938

8076,24

4780,51

(a) Rice Mills, Flour & Dal Mills

62

3,33

1,77

74

99,41

71,27

2,098

564,08

372,83

(b) Sugar

-

-

-

7

48

30

55

131,98

107,01

(c) Edible Oils & Vanaspati

8

12,19

1,81

94

246,71

150,60

819

4319,19

2221,25

(d) Tea Processing

-

-

-

27

5,26

1,60

66

50,01

22,09

(e) Processing of Fruits & Vegetables

3

1,98

1,02

30

44,76

37,13

206

189,10

147,71

(f) Others

61

1,31

73

1,861

629,86

453,62

5,694

2821,88

1909,62

3. Beverage & Tobacco

24

1,50

45

35

19,85

13,91

384

159,10

100,60

4. Textiles

652

2,55

1,47

4,878

2027,86

1333,76

39,092

16783,48

12713,58

(a) Cotton Textiles

22

20

13

366

937,46

573,03

7,061

8065,13

6185,75

(b) Jute & Other Natural Fibre Textiles

76

50

21

2

40,05

40,02

243

87,48

72,83

(c) Handloom Textiles & Khadi

458

1,43

89

106

8,38

2,81

1,656

227,95

163,17

(d) Other Textiles & Textile Products

96

42

24

4,404

1041,97

717,90

30,132

8402,92

6291,83

5. Paper, Paper Products & Printing

17

1,20

89

237

176,95

141,82

2,237

1877,87

1393,68

6. Woods and Wood Products

81

28

18

68

68,08

58,66

1,726

419,24

325,05

7. Leather & Leather Products

478

1,12

58

119

50,46

41,49

1,441

121,29

88,00

8. Gems and Jewellery

-

-

-

92

39,78

20,20

958

699,01

521,95

9. Rubber & Plastic Products

19

3,42

2,55

462

227,63

167,53

3,762

4143,06

2991,84

10. Chemicals & Chemical Products

15

58

45

2,335

2398,57

1413,48

10,014

16890,09

10262,35

(a) Heavy Industrial Chemicals

3

30

22

141

797,68

465,87

1,627

4900,15

3158,95

(b) Fertilisers

1

-

-

13

57,65

20,10

796

1695,70

527,01

(c) Drugs & Pharmaceuticals

-

-

-

384

585,16

430,89

2,671

4290,08

2807,33

(d) Non-Edible Oils

-

-

-

5

19,71

10,22

174

188,89

100,93

(e) Other Chemicals & Chemical Products

11

28

23

1,792

938,37

486,38

4,746

5815,26

3668,13

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

89

3372,41

2328,55

372

5320,62

3625,25

12. Manufacture of Cement & Cement Products

18

21

21

33

23,76

21,62

866

1751,79

1363,82

13. Basic Metals & Metal Products

10

45

24

2,316

1393,22

988,90

9,533

16137,50

10452,25

(a) Iron & Steel

2

10

4

369

1167,62

835,01

2,459

10650,47

6834,40

(b) Non-Ferrous Metals

-

-

-

31

50,22

28,77

1,117

1355,65

888,09

(c) Metal Products

8

35

20

1,916

175,38

125,13

5,957

4131,38

2729,76

14. Engineering

256

3,48

2,29

876

942,21

531,87

11,770

9001,37

6383,07

(a) Heavy Engineering

6

31

29

305

238,02

158,18

1,895

2640,58

2015,50

(b) Light Engineering

26

91

62

251

306,62

149,09

5,778

3314,93

2429,52

(c) Electrical Machinery & Goods

52

1,54

1,01

230

311,15

152,55

3,353

2571,27

1634,68

(d) Electronic Machinery & Goods

172

72

37

90

86,42

72,06

744

474,58

303,37

15. Vehicles, Vehicle Parts & Transport Equipments

255

1,46

96

450

228,12

165,64

1,791

2469,69

1813,43

16. Other Industries

1,865

13,65

8,60

5,634

881,73

608,61

19,854

6725,26

4716,01

17. Electricity, Gas & Water

1

18

13

30

1726,75

1344,37

505

18633,84

12692,17

(a) Electricity Generation & Transmission

-

-

-

24

1625,70

1243,78

314

16576,98

11124,41

(b) Non-Conventional Energy

-

-

-

-

-

-

41

528,44

487,08

(c) Gas, Steam & Water Supply

1

18

13

6

101,05

100,60

150

1528,43

1080,68

18. Construction

108

7,16

3,99

4,331

2471,54

1689,25

7,802

14042,59

9456,86

(a) Other than Infrastructure

84

4,02

3,26

2,600

772,54

445,97

4,473

2076,30

1468,52

(b) Infrastructure Construction

24

3,14

73

1,731

1699,00

1243,28

3,329

11966,29

7988,35

III.

TRANSPORT OPERATORS

1,311

15,99

9,94

32,266

3515,69

2317,48

54,828

5201,07

3519,78

IV.

PROFESSIONAL AND OTHER SERVICES

7,766

66,07

42,99

14,909

2123,91

1495,47

1,28,753

10540,60

7608,60

1. Professional Services

3,909

17,15

10,54

912

289,33

230,78

29,994

1269,59

1035,80

2. Tourism, Hotel & Restaurants

82

86

51

400

172,82

104,70

3,723

1474,53

1078,51

3. Recreation services

91

73

62

33

78,69

51,27

944

221,32

146,92

4. IT and Telecommunications

1

24

21

21

22,57

21,60

435

185,09

167,35

5. Others

3,683

47,09

31,12

13,543

1560,51

1087,13

93,657

7390,08

5180,01

V.

PERSONAL LOANS

42,701

403,81

290,73

4,64,391

9844,06

6103,95

13,00,963

33090,18

24388,07

1. Housing

5,474

142,19

108,20

45,899

3199,48

2464,04

2,85,787

16623,25

13802,60

2. Consumer Durables

2,278

11,01

6,47

1,623

23,77

10,89

19,683

146,61

106,43

3. Vehicles

5,071

39,72

26,28

2,61,725

3104,93

1529,95

3,48,382

4909,43

2964,15

4. Education

1,260

17,21

10,87

8,705

354,74

312,37

50,118

1865,31

1381,54

5. Personal Credit Cards

-

-

-

4,031

122,72

25,99

22,116

315,10

104,47

6. Others

28,618

193,66

138,91

1,42,408

3038,42

1760,70

5,74,877

9230,49

6028,87

VI.

TRADE

20,792

107,49

71,00

16,179

4509,37

3038,29

2,13,805

18503,84

12428,91

1. Wholesale Trade

1,528

12,71

7,51

3,443

1981,12

1516,99

15,183

9578,74

6546,25

2. Retail Trade

19,264

94,78

63,48

12,736

2528,25

1521,30

1,98,622

8925,10

5882,66

VII.

FINANCE

5,708

19,93

11,40

838

602,44

416,87

10,957

4085,59

3149,04

VIII.

ALL OTHERS

15,504

86,00

62,74

1,90,046

1884,26

1404,70

2,31,486

6050,70

4218,46

TOTAL BANK CREDIT

3,67,476

2348,27

1888,31

7,88,454

43429,28

28941,18

36,21,407

228158,34

161843,81