Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,81,870

945,10

804,27

2,50,558

639,56

498,75

1.

Direct Finance

5,77,988

886,27

758,46

2,48,495

514,59

401,91

2.

Indirect Finance

3,882

58,83

45,80

2,063

124,97

96,83

II.

INDUSTRY

49,334

1471,10

1254,72

42,735

1727,27

1307,56

1.

Mining & Quarrying

175

14,33

11,63

402

17,42

15,40

2.

Food Manufacturing and Processing

731

36,32

25,77

939

151,75

100,69

(a)

Rice Mills, Flour and Dal Mills

116

9,37

7,22

192

23,62

16,46

(b)

Sugar

8

2,09

50

31

6,29

8,49

(c)

Edible Oils and Vanaspati

172

14,95

9,92

206

51,86

34,12

(d)

Tea Processing

2

1

1

6

1,26

1,07

(e)

Processing of Fruits & Vegetables

6

18

17

37

30,80

16,55

(f)

Others

427

9,72

7,95

467

37,92

24,00

3.

Beverage and Tobacco

198

6,54

4,83

247

12,66

9,99

4.

Textiles

852

129,67

114,31

1,420

251,71

217,95

(a)

Cotton Textiles

219

70,96

67,71

720

111,61

95,39

(b)

Jute Textiles

10

15

8

8

37

30

(c)

Handloom Textiles & Khadi

11

24

18

51

5,39

4,64

(d)

Other Textiles

612

58,33

46,35

641

134,34

117,63

5.

Paper, Paper Products and Printing

299

65,23

48,00

561

74,99

62,23

6.

Leather and Leather Products

20

2,68

2,90

46

3,11

2,67

7.

Rubber and Rubber Products

105

8,82

7,81

170

13,20

9,65

8.

Chemicals and Chemical Products

1,152

513,05

375,08

2,165

434,46

344,58

(a)

Heavy Industrial Chemicals

180

191,74

126,44

391

125,71

104,62

(b)

Fertilizers

42

77,71

66,71

29

30,68

14,22

(c)

Drugs and Pharmaceuticals

138

71,44

58,32

344

55,99

39,27

(d)

Non-Edible Oils

11

51

57

69

26,45

26,32

(e)

Other Chemicals & Chemical Products

781

171,64

123,04

1,332

195,63

160,15

9.

Petroleum, Coal Products & Nuclear Fuels

89

271,79

304,04

89

4,58

4,13

10.

Manufacture of Cement & Cement Products

120

14,70

12,28

231

72,34

43,37

11.

Basic Metals & Metal Products

693

96,11

81,80

1,099

159,06

112,28

(a)

Iron and Steel

234

56,18

52,51

404

72,17

55,50

(b)

Non-Ferrous Metals

83

12,97

7,49

64

20,77

11,97

(c)

Other Metal Products

376

26,96

21,80

631

66,12

44,82

12.

Engineering

869

117,16

92,96

1,434

218,39

161,36

(a)

Heavy Engineering

171

42,53

27,75

341

97,61

63,26

(b)

Light Engineering

437

25,72

22,94

580

33,71

26,41

(c)

Electrical Machinery & Goods

148

28,66

25,07

269

48,10

39,51

(d)

Electronic Machinery & Goods

113

20,24

17,19

244

38,97

32,18

13.

Vehicles, Vehicle Parts & Transport

Equipments

546

22,54

18,45

511

43,10

27,44

14.

Other Industries

43,249

88,38

70,95

33,059

216,51

154,77

15.

Electricity, Gas & Water

61

78,50

79,05

73

7,35

3,07

(a)

Electricity Generation & Transmission

41

78,29

78,88

48

5,40

1,69

(b)

Non-Conventional Energy

4

8

4

2

5

5

(c)

Gas, Steam & Water Supply

16

13

13

23

1,89

1,33

16.

Construction

175

5,28

4,86

289

46,65

37,98

III.

TRANSPORT OPERATORS

15,675

99,92

74,25

10,727

93,62

67,82

IV.

PROFESSIONAL AND OTHER SERVICES

39,033

62,01

50,30

36,321

102,63

84,32

V.

PERSONAL LOANS

72,155

179,56

157,40

94,456

314,29

266,49

1.

Loans for Purchase of Consumer Durables

4,329

6,27

5,11

5,469

8,41

6,35

2.

Loans for Housing

6,531

39,63

34,29

13,399

112,60

96,62

3.

Rest of the Personal Loans

61,295

133,66

118,00

75,588

193,28

163,52

V I.

TRADE

94,668

124,70

98,60

65,835

224,33

150,35

1.

Wholesale Trade

7,049

39,61

31,95

5,386

91,41

51,59

2.

Retail Trade

87,619

85,09

66,64

60,449

132,92

98,77

VII.

FINANCE

186

14,31

12,96

388

62,01

48,61

VIII.

ALL OTHERS

30,945

91,59

77,16

29,638

170,56

155,18

TOTAL BANK CREDIT

8,83,866

2988,29

2529,66

5,30,658

3334,27

2579,08

OF WHICH :

1. Artisans & Village Industries

34,765

28,60

22,72

18,106

21,79

16,86

2. Other Small Scale Industries

10,720

289,78

226,82

18,996

710,00

528,65

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

29,642

114,46

93,12

13,585

188,81

154,26

1.

Direct Finance

28,328

98,67

82,91

12,325

28,49

25,55

2.

Indirect Finance

1,314

15,79

10,21

1,260

160,32

128,71

II.

INDUSTRY

20,723

1216,93

972,53

34,511

6947,50

5280,76

1.

Mining & Quarrying

126

6,50

5,39

141

10,18

9,19

2.

Food Manufacturing and Processing

439

113,28

95,01

439

347,43

305,53

(a)

Rice Mills, Flour and Dal Mills

38

7,04

5,75

105

13,45

9,93

(b)

Sugar

4

2,23

2,03

1

-

-

(c)

Edible Oils and Vanaspati

85

48,08

35,71

78

123,61

97,52

(d)

Tea Processing

-

-

-

20

6,92

5,33

(e)

Processing of Fruits & Vegetables

12

3,26

2,93

21

11,31

7,58

(f)

Others

300

52,67

48,59

214

192,14

185,17

3.

Beverage and Tobacco

40

4,21

3,87

59

12,22

5,23

4.

Textiles

419

116,85

90,10

10,403

2340,99

1881,18

(a)

Cotton Textiles

127

27,92

24,75

1,513

1225,40

976,58

(b)

Jute Textiles

13

37

35

24

4,89

3,94

(c)

Handloom Textiles & Khadi

4

3

2

59

7,38

6,08

(d)

Other Textiles

275

88,54

64,98

8,807

1103,31

894,57

5.

Paper, Paper Products and Printing

296

15,87

12,05

940

85,23

75,98

6.

Leather and Leather Products

39

3,53

2,70

95

6,76

6,35

7.

Rubber and Rubber Products

59

2,60

2,03

239

25,48

21,26

8.

Chemicals and Chemical Products

1,127

259,65

207,22

3,996

1658,76

1132,04

(a)

Heavy Industrial Chemicals

133

88,15

74,61

642

281,05

164,33

(b)

Fertilizers

27

67,96

50,54

47

187,90

57,12

(c)

Drugs and Pharmaceuticals

164

25,66

19,66

710

563,70

423,89

(d)

Non-Edible Oils

17

1,23

93

43

19,73

14,07

(e)

Other Chemicals & Chemical Products

786

76,65

61,48

2,554

606,37

472,62

9.

Petroleum, Coal Products & Nuclear Fuels

52

8,79

7,49

319

60,53

38,07

10.

Manufacture of Cement & Cement Products

97

32,74

24,00

139

93,98

59,60

11.

Basic Metals & Metal Products

1,977

255,36

229,31

2,224

481,05

377,29

(a)

Iron and Steel

601

187,75

171,38

824

277,40

236,18

(b)

Non-Ferrous Metals

544

21,88

19,75

196

38,44

36,66

(c)

Other Metal Products

832

45,73

38,18

1,204

165,21

104,45

12.

Engineering

1,733

138,67

105,17

3,619

842,25

629,81

(a)

Heavy Engineering

690

66,47

54,49

901

259,93

175,89

(b)

Light Engineering

819

28,15

22,90

1,312

163,50

113,99

(c)

Electrical Machinery & Goods

117

34,49

20,67

800

334,80

270,99

(d)

Electronic Machinery & Goods

107

9,55

7,11

606

84,02

68,93

13.

Vehicles, Vehicle Parts & Transport

Equipments

239

26,51

18,44

490

78,62

59,86

14.

Other Industries

13,864

197,65

141,64

10,574

511,12

378,09

15.

Electricity, Gas & Water

43

14,57

9,23

186

313,43

233,32

(a)

Electricity Generation & Transmission

24

5,68

5,38

152

310,97

231,29

(b)

Non-Conventional Energy

3

56

56

12

44

36

(c)

Gas, Steam & Water Supply

16

8,34

3,29

22

2,01

1,66

16.

Construction

173

20,16

18,88

648

79,48

67,96

III.

TRANSPORT OPERATORS

3,837

31,52

24,62

6,533

63,04

40,74

IV.

PROFESSIONAL AND OTHER SERVICES

18,065

91,32

77,29

20,738

276,77

198,75

V.

PERSONAL LOANS

77,171

228,48

200,45

1,41,060

663,73

546,54

1.

Loans for Purchase of Consumer Durables

3,359

5,48

4,25

4,080

8,19

6,39

2.

Loans for Housing

9,229

77,95

70,43

21,938

236,61

201,30

3.

Rest of the Personal Loans

64,583

145,05

125,77

1,15,042

418,94

338,85

VI.

TRADE

24,248

173,93

137,60

24,746

616,13

426,43

1.

Wholesale Trade

1,912

103,51

83,20

5,566

456,44

308,45

2.

Retail Trade

22,336

70,42

54,41

19,180

159,69

117,98

VII.

FINANCE

294

37,78

29,99

1,104

575,49

468,39

VIII.

ALL OTHERS

22,893

120,64

102,59

47,163

674,43

568,74

TOTAL BANK CREDIT

1,96,873

2015,07

1638,20

2,89,440

10005,89

7684,61

OF WHICH :

1. Artisans & Village Industries

5,178

6,25

4,84

2,118

18,73

15,66

2. Other Small Scale Industries

11,876

403,53

298,49

21,257

1703,64

1234,85