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Gujarat

Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

WESTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

     

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

3,24,912

2097,20

1725,73

3,75,231

1813,22

1561,05

 

1. Direct Finance

3,19,480

1060,06

893,64

3,69,649

1303,72

1131,27

 

2. Indirect Finance

5,432

1037,15

832,09

5,582

509,49

429,78

II.

INDUSTRY

39,939

5563,59

3707,70

1,17,987

11422,63

9390,69

 

1. Mining & Quarrying

51

284,31

204,78

273

176,97

97,83

 

2. Food Manufacturing & Processing

1,120

297,37

105,24

3,277

515,46

389,48

 

(a)

Rice Mills, Flour & Dal Mills

260

8,75

6,42

562

63,73

55,16

 

(b)

Sugar

3

13

11

5

7,43

7,59

 

(c)

Edible Oils & Vanaspati

42

40,97

35,32

219

112,66

80,74

 

(d)

Tea Processing

2

9,73

49

21

9,20

4,23

 

(e)

Processing of Fruits & Vegetables

12

5,60

4,47

43

13,82

6,54

 

(f)

Others

801

232,18

58,44

2,427

308,63

235,21

 

3. Beverage & Tobacco

18

10,51

8,01

159

60,71

18,86

 

4. Textiles

2,766

871,50

576,33

13,207

1931,61

1686,78

 

(a)

Cotton Textiles

356

597,70

408,20

6,506

1002,60

881,92

 

(b)

Jute & Other Natural Fibre Textiles

22

46

30

329

16,14

10,40

 

(c)

Handloom Textiles & Khadi

52

11,05

11,07

614

19,53

17,41

 

(d)

Other Textiles & Textile Products

2,336

262,28

156,75

5,758

893,34

777,05

 

5. Paper, Paper Products & Printing

364

118,29

71,43

1,476

213,69

189,63

 

6. Leather & Leather Products

196

3,38

2,69

364

21,59

18,71

 

7. Rubber & Plastic Products

517

315,26

204,15

1,528

237,46

202,34

 

8. Chemicals & Chemical Products

910

1465,31

809,96

19,421

2806,72

2280,89

 

(a)

Heavy Industrial Chemicals

91

150,31

104,89

828

485,77

371,93

 

(b)

Fertilisers

8

71,19

63,21

73

789,51

640,33

 

(c)

Drugs & Pharmaceuticals

181

152,26

106,36

15,083

692,47

577,47

 

(d)

Non-Edible Oils

13

35,06

23,32

43

25,34

15,93

 

(e)

Other Chemicals & Chemical Products

617

1056,49

512,19

3,394

813,63

675,24

 

9. Petroleum, Coal Products & Nuclear Fuels

45

145,75

133,99

128

302,71

151,38

 

10. Manufacture of Cement & Cement Products

106

15,42

11,12

267

308,81

297,28

 

11. Basic Metals & Metal Products

930

459,09

370,10

4,921

750,84

622,56

 

(a)

Iron & Steel

295

403,52

332,27

935

379,32

318,21

 

(b)

Non-Ferrous Metals

31

19,76

14,01

205

77,83

68,05

 

(c)

Metal Products

604

35,81

23,82

3,781

293,68

236,30

 

12. Engineering

1,291

549,76

391,73

28,420

722,97

592,40

 

(a)

Heavy Engineering

59

32,25

21,43

548

187,55

141,66

 

(b)

Light Engineering

776

321,05

249,62

24,363

178,13

132,66

 

(c)

Electrical Machinery & Goods

343

165,50

99,98

2,703

207,67

179,01

 

(d)

Electronic Machinery & Goods

113

30,97

20,69

806

149,62

139,07

 

13. Vehicles, Vehicle Parts & Transport Equipments

298

35,11

27,37

980

216,25

177,21

 

14. Other Industries

30,962

648,27

533,60

41,973

751,44

523,07

 

15. Electricity, Gas & Water

29

304,30

228,09

185

1453,01

1291,84

 

(a)

Electricity Generation &Transmission

22

299,12

223,57

128

1294,91

1149,73

 

(b)

Non-Conventional Energy

2

5,00

4,43

7

1,05

34

 

(c)

Gas, Steam & Water Supply

5

18

8

50

157,05

141,78

 

16. Construction

336

39,97

29,11

1,408

952,38

850,45

III.

TRANSPORT OPERATORS

5,578

63,38

43,07

17,151

267,24

234,68

IV.

PROFESSIONAL AND OTHER SERVICES

15,896

146,79

92,81

47,519

673,75

541,58

V.

PERSONAL LOANS

1,63,980

1045,74

870,07

3,49,622

2215,81

1815,08

 

1. Loans for Purchase of Consumer Durables

7,861

25,06

17,56

16,645

56,41

44,19

 

2. Loans for Housing

35,105

544,40

480,51

61,620

817,55

736,90

 

3. Rest of the Personal Loans

1,21,014

476,29

372,00

2,71,357

1341,85

1033,99

VI.

TRADE

39,528

1492,03

1208,80

1,04,370

1984,51

1648,87

 

1. Wholesale Trade

3,117

1268,58

1052,60

8,073

1257,92

1062,26

 

2. Retail Trade

36,411

223,45

156,20

96,297

726,59

586,61

VII.

FINANCE

1,635

131,84

78,64

3,826

549,95

432,28

VIII.

ALL OTHERS

65,905

1205,03

944,03

1,15,169

2072,72

1651,83


TOTAL BANK CREDIT

6,57,373

11745,61

8670,86

11,30,875

20999,82

17276,06

OF WHICH:1.ArtisansandVillage&TinyIndustries

11,310

177,15

130,51

15,544

90,59

74,67

2.OtherSmallScaleIndustries

16,494

488,65

343,25

28,156

1426,17

1123,02




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

6

32,21

32,38

1,85,284

410,40

350,72

 

1. Direct Finance

1,82,783

397,50

341,31

 

2. Indirect Finance

6

32,21

32,38

2,501

12,90

9,41

II.

INDUSTRY

330

735,35

528,19

17,621

38,70

28,52

 

1. Mining & Quarrying

1

10

8

19

1,30

89

 

2. Food Manufacturing & Processing

6

3,56

2,79

815

3,57

3,15

 

(a)

Rice Mills, Flour & Dal Mills

63

74

36

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

733

1,25

1,24

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

3

3,50

2,77

 

(f)

Others

3

6

3

19

1,58

1,55

 

3. Beverage & Tobacco

22

1,72

82

 

4. Textiles

16

190,07

175,61

2,543

6,83

5,14

 

(a)

Cotton Textiles

7

102,47

87,85

17

69

51

 

(b)

Jute & Other Natural Fibre Textiles

2,211

5,39

4,11

 

(c)

Handloom Textiles & Khadi

272

42

25

 

(d)

Other Textiles & Textile Products

9

87,60

87,76

43

33

27

 

5. Paper, Paper Products & Printing

10

21,63

18,62

18

35

27

 

6. Leather & Leather Products

37

4

3

 

7. Rubber & Plastic Products

5

16,80

4,38

15

99

98

 

8. Chemicals & Chemical Products

38

242,32

144,12

3

6

3

 

(a)

Heavy Industrial Chemicals

6

27,18

7,95

 

(b)

Fertilisers

2

50,00

16,11

 

(c)

Drugs & Pharmaceuticals

15

65,21

50,45

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

15

99,93

69,60

3

6

3

 

9. Petroleum, Coal Products & Nuclear Fuels

3

51,78

24,78

 

10. Manufacture of Cement & Cement Products

9

44

43

 

11. Basic Metals & Metal Products

3

2,89

1,51

11

20

18

 

(a)

Iron & Steel

1

1,24

1,24

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

2

1,65

27

11

20

18

 

12. Engineering

34

99,86

77,80

23

69

49

 

(a)

Heavy Engineering

4

24

22

 

(b)

Light Engineering

10

44,73

39,70

7

30

15

 

(c)

Electrical Machinery & Goods

11

25,63

9,62

10

11

9

 

(d)

Electronic Machinery & Goods

13

29,51

28,48

2

4

4

 

13. Vehicles, Vehicle Parts & Transport Equipments

2

10,00

1,89

106

57

33

 

14. Other Industries

191

47,89

47,52

13,950

18,90

13,59

 

15. Electricity, Gas & Water

4

17

13

 

(a)

Electricity Generation &Transmission

4

17

13

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

 

16. Construction

21

48,44

29,10

46

2,89

2,06

III.

TRANSPORT OPERATORS

23

4,03

3,30

2,728

19,65

11,85

IV.

PROFESSIONAL AND OTHER SERVICES

28

11,39

7,23

7,084

27,17

19,50

V.

PERSONAL LOANS

8,560

229,94

181,67

38,528

117,10

92,22

 

1. Loans for Purchase of Consumer Durables

642

6,32

6,36

6,012

14,50

10,53

 

2. Loans for Housing

418

23,53

19,59

1,985

22,53

18,55

 

3. Rest of the Personal Loans

7,500

200,09

155,72

30,531

80,07

63,14

VI.

TRADE

9,007

118,93

90,09

22,714

49,38

36,02

 

1. Wholesale Trade

8,977

115,37

88,64

1,721

6,12

4,68

 

2. Retail Trade

30

3,57

1,45

20,993

43,26

31,34

VII.

FINANCE

5

14,22

20,73

96

47

35

VIII.

ALL OTHERS

288

25,52

23,97

6,037

16,38

12,94


TOTAL BANK CREDIT

18,247

1171,58

887,57

2,80,092

679,25

552,12

OF WHICH:1.ArtisansandVillage&TinyIndustries

11,489

13,52

9,73

2.OtherSmallScaleIndustries

19

35,88

23,39

2,012

6,34

4,75




     

OTHER SCHEDULED

ALLS CHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

383

101,61

87,32

8,85,816

4454,65

3757,19

 

1. Direct Finance

341

4,73

2,91

8,72,253

2766,01

2369,13

 

2. Indirect Finance

42

96,88

84,40

13,563

1688,64

1388,06

II.

INDUSTRY

4,665

17110,98

7045,09

1,80,542

34871,25

20700,20

 

1. Mining & Quarrying

43

107,66

60,03

387

570,34

363,60

 

2. Food Manufacturing & Processing

104

186,66

151,57

5,322

1006,62

652,23

 

(a)

Rice Mills, Flour & Dal Mills

11

1,90

1,18

896

75,11

63,12

 

(b)

Sugar

4

21,42

11,03

12

28,98

18,73

 

(c)

Edible Oils & Vanaspati

26

85,18

79,52

1,020

240,05

196,82

 

(d)

Tea Processing

1

7

5

24

19,00

4,77

 

(e)

Processing of Fruits & Vegetables

10

6,28

3,58

68

29,20

17,36

 

(f)

Others

52

71,82

56,21

3,302

614,27

351,43

 

3. Beverage & Tobacco

6

2,60

1,98

205

75,54

29,67

 

4. Textiles

793

4033,18

1071,09

19,325

7033,19

3514,95

 

(a)

Cotton Textiles

299

978,85

781,04

7,185

2682,30

2159,51

 

(b)

Jute & Other Natural Fibre Textiles

7

4,17

4,40

2,569

26,15

19,22

 

(c)

Handloom Textiles & Khadi

7

21

12

945

31,22

28,85

 

(d)

Other Textiles & Textile Products

480

3049,96

285,54

8,626

4293,52

1307,37

 

5. Paper, Paper Products & Printing

127

375,80

351,23

1,995

729,76

631,17

 

6. Leather & Leather Products

3

68

19

600

25,69

21,61

 

7. Rubber & Plastic Products

127

185,78

139,15

2,192

756,28

551,00

 

8. Chemicals & Chemical Products

502

2319,06

1492,41

20,874

6833,46

4727,41

 

(a)

Heavy Industrial Chemicals

145

508,96

330,03

1,070

1172,21

814,80

 

(b)

Fertilisers

21

393,88

99,63

104

1304,57

819,28

 

(c)

Drugs & Pharmaceuticals

104

684,34

591,29

15,383

1594,29

1325,56

 

(d)

Non-Edible Oils

3

47,49

35,16

59

107,88

74,41

 

(e)

Other Chemicals & Chemical Products

229

684,40

436,29

4,258

2654,51

1693,36

 

9. Petroleum, Coal Products & Nuclear Fuels

49

1312,94

1347,45

225

1813,18

1657,61

 

10. Manufacture of Cement & Cement Products

37

230,52

204,00

419

555,19

512,84

 

11. Basic Metals & Metal Products

275

1009,36

880,54

6,140

2222,37

1874,90

 

(a)

Iron & Steel

98

655,58

557,68

1,329

1439,66

1209,40

 

(b)

Non-Ferrous Metals

62

217,58

240,31

298

315,17

322,37

 

(c)

Metal Products

115

136,20

82,55

4,513

467,53

343,13

 

12. Engineering

324

5447,67

481,52

30,092

6820,96

1543,93

 

(a)

Heavy Engineering

88

218,52

178,58

699

438,55

341,88

 

(b)

Light Engineering

101

60,94

47,67

25,257

605,15

469,80

 

(c)

Electrical Machinery & Goods

109

5139,80

241,72

3,176

5538,72

530,43

 

(d)

Electronic Machinery & Goods

26

28,40

13,55

960

238,54

201,82

 

13. Vehicles, Vehicle Parts & Transport Equipments

38

51,69

48,35

1,424

313,61

255,15

 

14. Other Industries

2,006

1045,88

226,04

89,082

2512,39

1343,83

 

15. Electricity, Gas & Water

43

548,30

395,99

261

2305,78

1916,05

 

(a)

Electricity Generation &Transmission

32

511,25

370,29

186

2105,45

1743,72

 

(b)

Non-Conventional Energy

5

18,15

8,69

14

24,20

13,46

 

(c)

Gas, Steam & Water Supply

6

18,91

17,02

61

176,13

158,87

 

16. Construction

188

253,21

193,55

1,999

1296,88

1104,26

III.

TRANSPORT OPERATORS

546

46,66

24,27

26,026

400,96

317,17

IV.

PROFESSIONAL AND OTHER SERVICES

1,870

180,83

105,40

72,397

1039,92

766,53

V.

PERSONAL LOANS

15,834

216,64

152,07

5,76,524

3825,23

3111,11

 

1. Loans for Purchase of Consumer Durables

334

1,65

1,19

31,494

103,94

79,83

 

2. Loans for Housing

1,815

60,37

42,78

1,00,943

1468,37

1298,33

 

3. Rest of the Personal Loans

13,685

154,62

108,11

4,44,087

2252,92

1732,96

VI.

TRADE

4,836

1524,40

439,14

1,80,455

5169,25

3422,92

 

1. Wholesale Trade

933

1242,75

222,01

22,821

3890,74

2430,19

 

2. Retail Trade

3,903

281,65

217,13

1,57,634

1278,51

992,73

VII.

FINANCE

241

278,03

139,93

5,803

974,52

671,93

VIII.

ALL OTHERS

2,027

413,52

360,95

1,89,426

3733,17

2993,72


TOTAL BANK CREDIT

30,402

19872,67

8354,16

21,16,989

54468,94

35740,76

OF WHICH:1.ArtisansandVillage&TinyIndustries

127

1,47

70

38,470

282,73

215,61

2.OtherSmallScaleIndustries

952

205,03

211,47

47,633

2162,08

1705,88


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