Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

Standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

5,93,807

1840,94

1602,52

2,61,031

1232,20

1036,95

1.

Direct Finance

5,86,739

1615,50

1419,90

2,56,288

882,83

745,68

2.

Indirect Finance

7,068

225,44

182,63

4,743

349,37

291,26

II.

INDUSTRY

38,760

4129,09

2872,78

33,220

8457,89

2503,57

1.

Mining & Quarrying

88

257,65

188,40

91

116,44

41,94

2.

Food Manufacturing & Processing

1,779

89,70

68,70

927

192,55

145,09

(a) RiceMills, Flour & DalMills

522

18,08

14,00

245

25,74

21,35

(b) Sugar

2

1,21

1,18

3

6,36

5,80

(c) Edible Oils & Vanaspati

761

46,67

37,40

78

28,45

18,71

(d) Tea Processing

2

6

5

5

5,29

1,17

(e) Processing of Fruits & Vegetables

5

5,42

38

17

7,49

4,72

(f) Others

487

18,26

15,69

579

119,22

93,34

3.

Beverage & Tobacco

86

19,51

7,15

67

14,65

9,90

4.

Textiles

2,093

453,66

294,22

3,459

428,50

315,71

(a) Cotton Textiles

273

133,06

91,07

455

321,44

233,16

(b) Jute & Other Natural Fibre Textiles

437

2,69

2,43

1,105

2,90

2,55

(c) Handloom Textiles & Khadi

524

1,17

79

108

13,32

13,08

(d) Other Textiles & Textile Products

859

316,74

199,92

1,791

90,85

66,91

5.

Paper, Paper Products & Printing

183

49,73

44,93

678

262,17

206,60

6.

Leather & Leather Products

215

76

37

188

3,28

2,66

7.

Rubber & Plastic Products

292

217,81

169,84

436

82,42

65,73

8.

Chemicals & Chemical Products

866

1656,30

938,87

1,671

1461,02

887,23

(a) Heavy Industrial Chemicals

95

240,44

124,44

333

236,70

192,48

(b) Fertilisers

18

294,07

256,27

13

459,89

104,92

(c) Drugs & Pharmaceuticals

156

57,74

49,66

375

355,09

280,05

(d) Non-Edible Oils

22

38,61

27,59

20

51,37

35,95

(e) Other Chemicals & Chemical Products

575

1025,45

480,90

930

357,97

273,84

9.

Petroleum, Coal Products & Nuclear Fuels

25

159,04

157,05

28

170,91

10,52

10.

Manufacture of Cement & Cement Products

109

186,11

184,47

150

121,56

98,90

11.

Basic Metals & Metal Products

623

345,00

297,48

1,101

224,51

196,32

(a) Iron & Steel

194

285,37

248,01

323

162,64

138,48

(b) Non-Ferrous Metals

30

13,78

12,57

34

9,79

9,39

(c) Metal Products

399

45,85

36,90

744

52,07

48,45

12.

Engineering

504

113,80

90,00

858

4979,47

187,04

(a) Heavy Engineering

32

12,77

10,52

76

68,71

55,16

(b) Light Engineering

191

42,19

29,27

387

55,07

47,02

(c) Electrical Machinery & Goods

209

43,97

37,98

287

4816,57

59,23

(d) Electronic Machinery &Goods

72

14,88

12,22

108

39,13

25,63

13.

Vehicles, Vehicle Parts & Transport Equipments

431

35,10

21,97

418

63,57

61,36

14.

Other Industries

31,175

132,80

101,40

22,727

217,46

171,60

15.

Electricity, Gas & Water

31

244,13

151,06

21

68,00

58,09

(a) Electricity Generation & Transmission

24

226,41

133,16

11

67,38

57,61

(b) Non-Conventional Energy

1

2,50

2,36

—

—

—

(c) Gas, Steam & Water Supply

6

15,21

15,54

10

61

48

16.

Construction

260

168,00

156,87

400

51,37

44,87

III.

TRANSPORT OPERATORS

9,964

69,25

49,28

7,982

60,21

44,45

IV.

PROFESSIONAL AND OTHER SERVICES

18,426

86,46

70,00

21,573

140,94

104,65

V.

PERSONAL LOANS

1,16,808

502,83

426,45

1,32,907

742,16

616,13

1.

Loans for Purchase of Consumer Durables

8,969

24,82

18,87

8,644

24,93

19,17

2.

Loans for Housing

11,326

140,20

129,86

23,402

305,97

272,85

3.

Rest of the Personal Loans

96,513

337,80

277,72

1,00,861

411,26

324,11

VI.

TRADE

71,176

1578,60

503,49

53,930

381,26

287,41

1.

Wholesale Trade

3,641

1352,29

329,84

3,683

137,33

102,88

2.

Retail Trade

67,535

226,31

173,65

50,247

243,94

184,54

VII.

FINANCE

872

24,01

17,78

1,809

139,65

106,41

VIII.

ALL OTHERS

39,686

610,78

496,93

38,147

422,35

338,26

TOTAL BANK CREDIT

8,89,499

8841,97

6039,23

5,50,599

11576,66

5037,82

OF WHICH:1.Artisansand Village & TinyIndustries

20,554

67,87

50,63

11,332

80,64

63,05

2.Other Small Scale Industries

10,603

132,54

91,40

11,720

345,26

308,11

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

Standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

25,528

487,59

396,03

5,450

893,91

721,69

1.

Direct Finance

24,412

170,80

148,22

4,814

96,88

55,33

2.

Indirect Finance

1,116

316,80

247,81

636

797,03

666,36

II.

INDUSTRY

17,273

4496,11

3690,45

91,289

17788,16

11633,40

1.

Mining & Quarrying

121

43,13

38,01

87

153,12

95,24

2.

Food Manufacturing & Processing

811

273,03

89,18

1,805

451,34

349,26

(a) RiceMills, Flour & DalMills

54

9,15

8,22

75

22,15

19,55

(b) Sugar

3

19,73

11,40

4

1,69

36

(c) Edible Oils & Vanaspati

59

23,47

12,53

122

141,46

128,18

(d) Tea Processing

8

73

74

9

12,92

2,81

(e) Processing of Fruits & Vegetables

15

3,44

2,68

31

12,85

9,58

(f) Others

672

216,50

53,62

1,564

260,28

188,77

3.

Beverage & Tobacco

25

16,24

7,26

27

25,15

5,36

4.

Textiles

1,137

297,92

274,15

12,636

5853,11

2630,88

(a) Cotton Textiles

148

166,21

155,72

6,309

2061,60

1679,56

(b) Jute & Other Natural Fibre Textiles

730

2,17

99

297

18,40

13,25

(c) Handloom Textiles & Khadi

32

69

57

281

16,04

14,40

(d) Other Textiles & Textile Products

227

128,85

116,87

5,749

3757,08

923,66

5.

Paper, Paper Products & Printing

200

31,51

29,32

934

386,35

350,32

6.

Leather & Leather Products

99

3,81

3,20

98

17,84

15,38

7.

Rubber & Plastic Products

364

56,62

37,81

1,100

399,43

277,62

8.

Chemicals & Chemical Products

661

675,77

454,36

17,676

3040,36

2446,95

(a) Heavy Industrial Chemicals

64

185,14

133,16

578

509,93

364,71

(b) Fertilisers

15

136,10

93,05

58

414,51

365,04

(c) Drugs & Pharmaceuticals

151

40,09

35,55

14,701

1141,36

960,30

(d) Non-Edible Oils

—

—

—

17

17,90

10,87

(e) Other Chemicals & Chemical Products

431

314,44

192,59

2,322

956,66

746,03

9.

Petroleum, Coal Products & Nuclear Fuels

43

1225,59

1270,49

129

257,64

219,55

10.

Manufacture of Cement & Cement Products

86

132,38

119,53

74

115,14

109,93

11.

Basic Metals & Metal Products

1,422

526,52

428,54

2,994

1126,35

952,55

(a) Iron & Steel

237

148,97

90,36

575

842,67

732,55

(b) Non-Ferrous Metals

101

250,17

267,37

133

41,44

33,05

(c) Metal Products

1,084

127,37

70,82

2,286

242,24

186,95

12.

Engineering

1,282

259,91

187,92

27,448

1467,77

1078,98

(a) Heavy Engineering

219

108,34

71,62

372

248,73

204,58

(b) Light Engineering

826

46,38

28,50

23,853

461,51

365,02

(c) Electrical Machinery & Goods

138

31,40

24,97

2,542

646,78

408,24

(d) Electronic Machinery &Goods

99

73,79

62,83

681

110,74

101,14

13.

Vehicles, Vehicle Parts & Transport Equipments

260

83,85

57,55

315

131,09

114,26

14.

Other Industries

10,209

335,13

254,60

24,971

1827,01

816,24

15.

Electricity, Gas & Water

37

245,39

175,17

172

1748,26

1531,73

(a) Electricity Generation & Transmission

20

162,98

110,06

131

1648,68

1442,89

(b) Non-Conventional Energy

1

5

4

12

21,65

11,06

(c) Gas, Steam & Water Supply

16

82,37

65,07

29

77,93

77,78

16.

Construction

516

289,32

263,35

823

788,20

639,16

III.

TRANSPORT OPERATORS

3,917

111,11

101,46

4,163

160,40

121,99

IV.

PROFESSIONAL AND OTHER SERVICES

13,424

230,58

201,31

18,974

581,94

390,57

V.

PERSONAL LOANS

1,07,511

700,54

557,37

2,19,298

1879,70

1511,17

1.

Loans for Purchase of Consumer Durables

5,521

17,70

12,98

8,360

36,48

28,81

2.

Loans for Housing

20,394

288,80

246,41

45,821

733,40

649,21

3.

Rest of the Personal Loans

81,596

394,03

297,97

1,65,117

1109,82

833,16

VI.

TRADE

21,790

805,31

686,25

33,559

2404,08

1945,76

1.

Wholesale Trade

1,363

641,72

563,41

14,134

1759,40

1434,06

2.

Retail Trade

20,427

163,59

122,84

19,425

644,68

511,70

VII.

FINANCE

1,347

59,96

39,81

1,775

750,90

507,92

VIII.

ALL OTHERS

30,026

408,81

353,29

81,567

2291,22

1805,23

TOTAL BANK CREDIT

2,20,816

7300,01

6025,97

4,56,075

26750,30

18637,74

OF WHICH:1.Artisansand Village & TinyIndustries

2,600

26,89

21,01

3,984

107,32

80,92

2.Other Small Scale Industries

8,105

386,62

267,68

17,205

1297,66

1038,70