NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

99,528

1149,93

946,81

2,20,790

1671,03

1425,78

1. Direct Finance

95,513

747,89

606,99

2,15,727

1331,75

1149,02

2. Indirect Finance

4,015

402,04

339,82

5,063

339,28

276,76

II.

INDUSTRY

15,430

1870,72

1205,96

42,546

3879,62

3260,53

1. Mining & Quarrying

18

7,81

7,25

198

15,75

10,72

2. Food Manufacturing & Processing

779

303,37

211,76

2,407

741,74

598,49

(a)

Rice Mills, Flour & Dal Mills

495

240,06

159,29

1,776

610,01

487,15

(b)

Sugar

10

25,43

19,98

5

2,58

1,65

(c)

Edible Oils & Vanaspati

73

21,23

18,01

143

42,72

33,72

(d)

Tea Processing

2

6

3

10

1,50

87

(e)

Processing of Fruits & Vegetables

10

77

53

11

2,41

1,79

(f)

Others

189

15,83

13,92

462

82,52

73,30

3. Beverage & Tobacco

15

10,34

10,05

46

17,94

18,25

4. Textiles

1,981

276,57

198,40

4,607

675,82

542,34

(a)

Cotton Textiles

354

81,73

57,22

1,844

303,17

248,49

(b)

Jute & Other Natural Fibre Textiles

193

6,83

6,91

44

3,09

1,25

(c)

Handloom Textiles & Khadi

974

69,51

47,11

727

57,24

43,13

(d)

Other Textiles & Textile Products

460

118,51

87,16

1,992

312,31

249,46

5. Paper, Paper Products & Printing

164

28,11

19,90

500

64,38

52,55

6. Leather & Leather Products

146

17,19

7,56

161

61,18

54,17

7. Rubber & Plastic Products

341

32,24

27,14

1,759

199,74

160,25

8. Chemicals & Chemical Products

326

124,73

84,40

726

173,84

151,37

(a)

Heavy Industrial Chemicals

11

1,74

1,96

111

40,97

37,08

(b)

Fertilisers

3

1,16

91

5

1,24

1,31

(c)

Drugs & Pharmaceuticals

79

38,63

37,71

199

27,02

26,19

(d)

Non-Edible Oils

5

2,02

1,49

36

9,90

8,79

(e)

Other Chemicals & Chemical Products

228

81,19

42,33

375

94,71

78,00

9. Petroleum, Coal Products & Nuclear Fuels

7

5,48

3,19

32

4,83

5,09

10. Manufacture of Cement & Cement Products

107

6,07

4,78

98

4,41

4,06

11. Basic Metals & Metal Products

813

663,07

309,37

2,196

382,97

335,29

(a)

Iron & Steel

233

587,49

255,71

423

241,42

220,23

(b)

Non-Ferrous Metals

68

14,34

7,79

69

9,86

9,40

(c)

Metal Products

512

61,25

45,86

1,704

131,68

105,66

12. Engineering

959

217,44

173,02

8,420

291,30

243,38

(a)

Heavy Engineering

88

10,01

9,12

304

74,23

64,96

(b)

Light Engineering

538

154,51

120,43

7,601

104,23

77,86

(c)

Electrical Machinery & Goods

231

24,50

22,47

371

47,85

43,02

(d)

Electronic Machinery & Goods

102

28,41

20,99

144

64,99

57,55

13. Vehicles, Vehicle Parts & Transport Equipments

194

48,85

45,49

596

331,41

260,07

14. Other Industries

8,937

99,49

79,53

19,440

327,48

277,11

15. Electricity, Gas & Water

17

20,95

16,53

51

413,07

390,05

(a)

Electricity Generation &Transmission

6

20,29

15,91

21

409,70

387,28

(b)

Non-Conventional Energy

3

28

27

2

7

5

(c)

Gas, Steam & Water Supply

8

38

35

28

3,30

2,72

16. Construction

626

8,99

7,58

1,309

173,77

157,35

III.

TRANSPORT OPERATORS

1,510

25,50

20,84

3,963

42,37

33,22

IV.

PROFESSIONAL AND OTHER SERVICES

2,082

33,34

22,81

13,292

167,17

129,09

V.

PERSONAL LOANS

80,570

588,07

490,05

1,57,987

1238,44

1055,98

1. Loans for Purchase of Consumer Durables

4,737

20,26

14,20

11,007

51,56

41,80

2. Loans for Housing

16,170

285,60

250,00

21,892

433,84

388,71

3. Rest of the Personal Loans

59,663

282,21

225,85

1,25,088

753,03

625,47

VI.

TRADE

25,048

337,35

264,48

83,358

810,03

640,31

1. Wholesale Trade

1,999

138,70

110,50

4,064

263,45

190,61

2. Retail Trade

23,049

198,65

153,99

79,294

546,58

449,71

VII.

FINANCE

3,914

147,51

127,00

130

30,66

25,48

VIII.

ALL OTHERS

11,990

329,02

237,60

44,851

870,16

746,24

TOTAL BANK CREDIT

2,40,072

4481,42

3315,55

5,66,917

8709,49

7316,63

OF WHICH: 1.ArtisansandVillage&TinyIndustries

2,763

183,37

144,39

4,506

39,75

33,22

2.OtherSmallScaleIndustries

9,821

439,94

319,89

21,323

1155,80

974,79

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

1,22,548

467,14

360,74

1. Direct Finance

—

—

—

1,19,020

449,39

348,85

2. Indirect Finance

—

—

—

3,528

17,75

11,90

II.

INDUSTRY

250

1031,03

695,31

14,054

22,67

16,11

1. Mining & Quarrying

—

—

—

6

38

24

2. Food Manufacturing & Processing

—

—

—

143

87

73

(a)

Rice Mills, Flour & Dal Mills

—

—

—

15

30

25

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

15

9

7

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

1

3

2

(f)

Others

—

—

—

112

47

38

3. Beverage & Tobacco

10

110,58

98,56

2

12

8

4. Textiles

17

25,23

16,91

73

13

8

(a)

Cotton Textiles

1

30

25

1

4

4

(b)

Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

72

9

5

(d)

Other Textiles & Textile Products

16

24,93

16,65

—

—

—

5. Paper, Paper Products & Printing

3

2,84

2,72

11

36

33

6. Leather & Leather Products

4

30,65

8,65

14

7

4

7. Rubber & Plastic Products

6

24,73

23,20

11

23

17

8. Chemicals & Chemical Products

12

88,61

45,06

10

33

32

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

6

16,35

16,24

1

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

6

72,26

28,82

9

33

32

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

—

—

—

1

5

5

11. Basic Metals & Metal Products

8

9,07

6,23

6

18

15

(a)

Iron & Steel

5

2,97

2,00

1

5

5

(b)

Non-Ferrous Metals

1

2,50

79

—

—

—

(c)

Metal Products

2

3,60

3,44

5

13

10

12. Engineering

91

233,73

159,60

20

35

24

(a)

Heavy Engineering

19

58,20

39,40

2

6

5

(b)

Light Engineering

58

112,61

94,38

11

11

10

(c)

Electrical Machinery & Goods

9

15,92

12,11

2

1

—

(d)

Electronic Machinery & Goods

5

47,00

13,71

5

17

9

13. Vehicles, Vehicle Parts & Transport Equipments

84

417,00

297,17

56

44

37

14. Other Industries

12

46,50

22,51

12,032

17,27

12,16

15. Electricity, Gas & Water

2

14,60

14,60

—

—

—

(a)

Electricity Generation &Transmission

2

14,60

14,60

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

1

27,50

10

1,669

1,89

1,14

III.

TRANSPORT OPERATORS

—

—

—

3,694

10,01

6,10

IV.

PROFESSIONAL AND OTHER SERVICES

2

3,55

3,05

1,104

5,10

3,07

V.

PERSONAL LOANS

320

12,97

8,03

54,206

234,40

166,94

1. Loans for Purchase of Consumer Durables

—

—

—

9,169

35,21

23,51

2. Loans for Housing

5

84

84

4,603

30,43

25,74

3. Rest of the Personal Loans

315

12,13

7,19

40,434

168,77

117,70

VI.

TRADE

45

6,49

5,49

24,084

46,35

29,99

1. Wholesale Trade

42

6,41

5,44

1,199

1,82

1,44

2. Retail Trade

3

7

4

22,885

44,53

28,55

VII.

FINANCE

5

90,67

65,62

84

32

23

VIII.

ALL OTHERS

357

13,80

10,63

14,369

30,86

19,75

TOTAL BANK CREDIT

979

1158,50

788,14

2,34,143

816,84

602,93

OF WHICH: 1.ArtisansandVillage&TinyIndustries

—

—

—

10,503

13,14

9,18

2.OtherSmallScaleIndustries

53

30,23

16,65

1,437

4,58

3,45

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

617

22,66

8,22

4,43,483

3310,77

2741,56

1. Direct Finance

334

2,28

1,94

4,30,594

2531,31

2106,80

2. Indirect Finance

283

20,38

6,28

12,889

779,46

634,76

II.

INDUSTRY

1,087

1080,35

659,60

73,367

7884,38

5837,51

1. Mining & Quarrying

2

1,17

1,33

224

25,11

19,54

2. Food Manufacturing & Processing

36

14,95

10,27

3,365

1060,93

821,24

(a)

Rice Mills, Flour & Dal Mills

11

83

46

2,297

851,20

647,14

(b)

Sugar

1

5,00

4,13

16

33,01

25,76

(c)

Edible Oils & Vanaspati

1

26

26

232

64,29

52,06

(d)

Tea Processing

—

—

—

12

1,56

90

(e)

Processing of Fruits & Vegetables

—

—

—

22

3,20

2,34

(f)

Others

23

8,86

5,43

786

107,67

93,04

3. Beverage & Tobacco

1

4

3

74

139,02

126,97

4. Textiles

195

107,80

55,12

6,873

1085,55

812,84

(a)

Cotton Textiles

59

66,74

21,62

2,259

451,98

327,62

(b)

Jute & Other Natural Fibre Textiles

1

7

8

238

9,99

8,24

(c)

Handloom Textiles & Khadi

38

2,29

2,33

1,811

129,13

92,61

(d)

Other Textiles & Textile Products

97

38,70

31,09

2,565

494,45

384,36

5. Paper, Paper Products & Printing

31

51,71

44,75

709

147,40

120,26

6. Leather & Leather Products

14

13,84

7,30

339

122,93

77,72

7. Rubber & Plastic Products

39

25,21

21,53

2,156

282,15

232,28

8. Chemicals & Chemical Products

35

57,76

34,44

1,109

445,28

315,59

(a)

Heavy Industrial Chemicals

—

—

—

122

42,72

39,04

(b)

Fertilisers

1

30

19

9

2,69

2,42

(c)

Drugs & Pharmaceuticals

10

7,83

2,94

295

89,83

83,08

(d)

Non-Edible Oils

—

—

—

41

11,92

10,29

(e)

Other Chemicals & Chemical Products

24

49,63

31,30

642

298,12

180,77

9. Petroleum, Coal Products & Nuclear Fuels

3

11

11

42

10,42

8,39

10. Manufacture of Cement & Cement Products

6

20,31

17,19

212

30,84

26,08

11. Basic Metals & Metal Products

176

263,75

135,28

3,199

1319,03

786,34

(a)

Iron & Steel

20

209,65

101,64

682

1041,58

579,64

(b)

Non-Ferrous Metals

2

21,00

6,50

140

47,70

24,49

(c)

Metal Products

154

33,10

27,15

2,377

229,75

182,21

12. Engineering

140

242,71

179,22

9,630

985,53

755,47

(a)

Heavy Engineering

10

102,32

95,37

423

244,82

208,89

(b)

Light Engineering

83

23,83

11,80

8,291

395,29

304,57

(c)

Electrical Machinery & Goods

39

103,88

62,34

652

192,16

139,94

(d)

Electronic Machinery & Goods

8

12,69

9,71

264

153,25

102,06

13. Vehicles, Vehicle Parts & Transport Equipments

61

220,87

123,81

991

1018,57

726,92

14. Other Industries

322

20,22

14,94

40,743

510,96

406,26

15. Electricity, Gas & Water

1

25,00

1,56

71

473,62

422,74

(a)

Electricity Generation &Transmission

1

25,00

1,56

30

469,59

419,35

(b)

Non-Conventional Energy

—

—

—

5

35

32

(c)

Gas, Steam & Water Supply

—

—

—

36

3,68

3,07

16. Construction

25

14,90

12,70

3,630

227,05

178,87

III.

TRANSPORT OPERATORS

83

2,27

1,93

9,250

80,15

62,09

IV.

PROFESSIONAL AND OTHER SERVICES

442

77,79

67,61

16,922

286,94

225,62

V.

PERSONAL LOANS

7,696

87,35

63,93

3,00,779

2161,22

1784,93

1. Loans for Purchase of Consumer Durables

351

1,41

1,02

25,264

108,44

80,53

2. Loans for Housing

295

7,88

6,92

42,965

758,59

672,20

3. Rest of the Personal Loans

7,050

78,06

55,99

2,32,550

1294,19

1032,19

VI.

TRADE

1,394

45,66

39,04

1,33,929

1245,87

979,32

1. Wholesale Trade

455

20,92

17,34

7,759

431,30

325,32

2. Retail Trade

939

24,74

21,71

1,26,170

814,56

653,99

VII.

FINANCE

307

1,84

1,82

4,440

270,99

220,16

VIII.

ALL OTHERS

1,165

27,98

12,96

72,732

1271,82

1027,18

TOTAL BANK CREDIT

12,791

1345,89

855,10

10,54,902

16512,15

12878,35

OF WHICH: 1.ArtisansandVillage&TinyIndustries

33

65

33

17,805

236,91

187,11

2.OtherSmallScaleIndustries

536

51,67

44,49

33,170

1682,22

1359,27