Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

2,75,209

1574,37

1300,55

1,28,712

1017,94

831,07

1.

Direct Finance

2,68,204

1481,32

1229,60

1,24,732

819,62

687,75

2.

Indirect Finance

7,005

93,05

70,94

3,980

198,32

143,33

II.

INDUSTRY

19,944

1422,71

1010,63

15,101

1644,77

1255,81

1.

Mining & Quarrying

145

6,62

4,81

49

8,41

4,99

2.

Food Manufacturing & Processing

632

182,34

141,83

1,008

447,62

394,93

(a) RiceMills, Flour & DalMills

328

152,88

116,03

695

345,22

306,06

(b) Sugar

4

1,74

76

8

24,80

20,27

(c) Edible Oils & Vanaspati

39

3,27

2,03

110

37,23

31,33

(d) Tea Processing

1

95

50

5

18

10

(e) Processing of Fruits & Vegetables

6

1,38

96

7

27

22

(f) Others

254

22,14

21,56

183

39,91

36,95

3.

Beverage & Tobacco

12

12,05

11,93

19

4,83

4,70

4.

Textiles

412

111,74

84,57

487

195,66

112,03

(a) Cotton Textiles

69

21,05

13,38

174

115,08

59,68

(b) Jute & Other Natural Fibre Textiles

15

16

14

8

55

47

(c) Handloom Textiles & Khadi

113

5,64

3,18

138

39,62

24,43

(d) Other Textiles & Textile Products

215

84,90

67,87

167

40,41

27,45

5.

Paper, Paper Products & Printing

108

28,88

21,85

162

51,45

46,54

6.

Leather & Leather Products

110

51,38

23,61

92

1,08

1,03

7.

Rubber & Plastic Products

142

60,89

39,53

248

24,16

20,66

8.

Chemicals & Chemical Products

143

145,68

83,60

275

65,51

38,29

(a) Heavy Industrial Chemicals

14

3,93

2,02

21

4,90

5,20

(b) Fertilisers

1

7

2

2

1,05

1,04

(c) Drugs & Pharmaceuticals

29

36,39

35,81

101

12,08

8,50

(d) Non-Edible Oils

13

1,88

2,10

1

1,85

1,35

(e) Other Chemicals & Chemical Products

86

103,42

43,65

150

45,63

22,21

9.

Petroleum, Coal Products & Nuclear Fuels

6

1,02

1,28

16

85

69

10.

Manufacture of Cement & Cement Products

56

2,49

1,84

105

24,28

20,54

11.

Basic Metals & Metal Products

233

33,57

27,37

871

372,78

242,80

(a) Iron & Steel

50

6,35

4,78

162

316,06

196,93

(b) Non-Ferrous Metals

16

3,49

3,04

49

10,16

4,81

(c) Metal Products

167

23,73

19,54

660

46,55

41,06

12.

Engineering

301

154,95

87,17

783

205,11

148,87

(a) Heavy Engineering

18

35,23

19,22

134

16,40

14,28

(b) Light Engineering

158

49,84

35,94

418

30,49

18,40

(c) Electrical Machinery & Goods

84

18,65

13,39

162

104,68

68,37

(d) Electronic Machinery &Goods

41

51,24

18,62

69

53,55

47,83

13.

Vehicles, Vehicle Parts & Transport Equipments

213

334,92

278,10

108

81,22

79,90

14.

Other Industries

15,672

131,23

83,30

10,435

133,94

115,76

15.

Electricity, Gas & Water

14

121,00

110,36

14

2,84

2,62

(a) Electricity Generation & Transmission

9

120,79

110,20

3

1,67

1,70

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

5

20

16

11

1,17

92

16.

Construction

1,745

43,97

9,49

429

25,04

21,45

III.

TRANSPORT OPERATORS

4,828

34,71

27,52

2,113

18,48

14,22

IV.

PROFESSIONAL AND OTHER SERVICES

3,912

37,74

29,84

6,071

81,89

66,35

V.

PERSONAL LOANS

80,968

435,61

357,13

85,902

582,54

497,15

1.

Loans for Purchase of Consumer Durables

6,539

22,84

17,06

6,752

26,43

20,34

2.

Loans for Housing

8,370

107,29

94,06

13,387

222,77

200,23

3.

Rest of the Personal Loans

66,059

305,48

246,01

65,763

333,35

276,58

VI.

TRADE

46,305

141,10

110,43

43,468

347,93

285,19

1.

Wholesale Trade

1,541

19,06

16,63

2,153

84,11

68,27

2.

Retail Trade

44,764

122,04

93,80

41,315

263,82

216,92

VII.

FINANCE

142

225,76

180,30

775

5,96

5,11

VIII.

ALL OTHERS

18,710

251,48

199,12

23,812

423,24

370,73

TOTAL BANK CREDIT

4,50,018

4123,48

3215,53

3,05,954

4122,74

3325,63

OF WHICH:

1.Artisansand Village & TinyIndustries

8,998

47,94

36,93

2,649

64,08

50,59

2.Other Small Scale Industries

7,706

187,35

140,93

10,017

485,43

407,11

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

39,562

718,46

609,94

—

—

—

1.

Direct Finance

37,658

230,37

189,45

—

—

—

2.

Indirect Finance

1,904

488,09

420,49

—

—

—

II.

INDUSTRY

38,322

4816,91

3571,07

—

—

—

1.

Mining & Quarrying

30

10,08

9,74

—

—

—

2.

Food Manufacturing & Processing

1,725

430,97

284,48

—

—

—

(a) RiceMills, Flour & DalMills

1,274

353,10

225,06

—

—

—

(b) Sugar

4

6,47

4,74

—

—

—

(c) Edible Oils & Vanaspati

83

23,79

18,70

—

—

—

(d) Tea Processing

6

43

31

—

—

—

(e) Processing of Fruits & Vegetables

9

1,55

1,16

—

—

—

(f) Others

349

45,62

34,52

—

—

—

3.

Beverage & Tobacco

43

122,14

110,35

—

—

—

4.

Textiles

5,974

778,15

616,24

—

—

—

(a) Cotton Textiles

2,016

315,85

254,56

—

—

—

(b) Jute & Other Natural Fibre Textiles

215

9,28

7,64

—

—

—

(c) Handloom Textiles & Khadi

1,560

83,87

65,01

—

—

—

(d) Other Textiles & Textile Products

2,183

369,14

289,04

—

—

—

5.

Paper, Paper Products & Printing

439

67,07

51,88

—

—

—

6.

Leather & Leather Products

137

70,47

53,08

—

—

—

7.

Rubber & Plastic Products

1,766

197,11

172,09

—

—

—

8.

Chemicals & Chemical Products

691

234,09

193,71

—

—

—

(a) Heavy Industrial Chemicals

87

33,89

31,83

—

—

—

(b) Fertilisers

6

1,57

1,36

—

—

—

(c) Drugs & Pharmaceuticals

165

41,36

38,77

—

—

—

(d) Non-Edible Oils

27

8,19

6,84

—

—

—

(e) Other Chemicals & Chemical Products

406

149,07

114,91

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

20

8,56

6,42

—

—

—

10.

Manufacture of Cement & Cement Products

51

4,08

3,70

—

—

—

11.

Basic Metals & Metal Products

2,095

912,68

516,17

—

—

—

(a) Iron & Steel

470

719,16

377,92

—

—

—

(b) Non-Ferrous Metals

75

34,05

16,64

—

—

—

(c) Metal Products

1,550

159,47

121,61

—

—

—

12.

Engineering

8,546

625,46

519,42

—

—

—

(a) Heavy Engineering

271

193,19

175,40

—

—

—

(b) Light Engineering

7,715

314,96

250,23

—

—

—

(c) Electrical Machinery & Goods

406

68,83

58,19

—

—

—

(d) Electronic Machinery &Goods

154

48,47

35,61

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

670

602,44

368,91

—

—

—

14.

Other Industries

14,636

245,80

207,20

—

—

—

15.

Electricity, Gas & Water

43

349,78

309,76

—

—

—

(a) Electricity Generation & Transmission

18

347,13

307,45

—

—

—

(b) Non-Conventional Energy

5

35

32

—

—

—

(c) Gas, Steam & Water Supply

20

2,31

1,98

—

—

—

16.

Construction

1,456

158,05

147,92

—

—

—

III.

TRANSPORT OPERATORS

2,309

26,95

20,35

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

6,939

167,31

129,43

—

—

—

V.

PERSONAL LOANS

1,33,909

1143,07

930,64

—

—

—

1.

Loans for Purchase of Consumer Durables

11,973

59,17

43,13

—

—

—

2.

Loans for Housing

21,208

428,53

377,91

—

—

—

3.

Rest of the Personal Loans

1,00,728

655,37

509,60

—

—

—

VI.

TRADE

44,156

756,84

583,70

—

—

—

1.

Wholesale Trade

4,065

328,14

240,42

—

—

—

2.

Retail Trade

40,091

428,71

343,27

—

—

—

VII.

FINANCE

3,523

39,28

34,75

—

—

—

VIII.

ALL OTHERS

30,210

597,11

457,32

—

—

—

TOTAL BANK CREDIT

2,98,930

8265,93

6337,20

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

6,158

124,88

99,58

—

—

—

2.Other Small Scale Industries

15,447

1009,44

811,23

—

—

—