NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,70,922

1200,87

750,28

16,897

226,56

166,49

1.

Direct Finance

1,67,074

920,30

715,77

16,511

210,16

153,25

2.

Indirect Finance

3,848

280,57

34,51

386

16,41

13,24

II.

INDUSTRY

13,897

1897,00

1481,37

3,395

1190,26

591,65

1.

Mining & Quarrying

152

31,28

21,40

72

14,46

12,09

2.

Food Manufacturing & Processing

861

38,98

30,91

267

34,02

29,43

(a) Rice Mills, Flour & Dal Mills

228

13,32

9,67

71

5,74

5,16

(b) Sugar

2

7

5

–

–

–

(c) Edible Oils & Vanaspati

38

2,71

2,60

12

1,45

1,39

(d) Tea Processing

2

6

6

3

18

8

(e) Processing of Fruits & Vegetables

25

4,27

4,23

40

5,16

3,42

(f) Others

566

18,55

14,31

141

21,49

19,38

3.

Beverage & Tobacco

44

38,23

36,35

16

1,91

1,54

4.

Textiles

556

178,90

150,49

192

633,36

149,64

(a) Cotton Textiles

83

144,52

122,94

11

627,91

144,84

(b) Jute & Other Natural Fibre Textiles

5

97

94

1

1

1

(c) Handloom Textiles & Khadi

184

3,72

2,13

84

1,75

1,54

(d) Other Textiles & Textile Products

284

29,69

24,48

96

3,69

3,25

5.

Paper, Paper Products & Printing

253

42,63

33,49

111

40,47

32,56

6.

Leather & Leather Products

56

2,95

2,45

19

2,38

1,65

7.

Rubber & Plastic Products

242

46,79

36,65

78

7,76

6,62

8.

Chemicals & Chemical Products

286

181,70

140,07

161

162,77

123,60

(a) Heavy Industrial Chemicals

31

31,53

19,85

12

13,06

12,21

(b) Fertilisers

5

7,59

2,99

1

5

–

(c) Drugs & Pharmaceuticals

131

112,35

93,33

101

123,59

95,57

(d) Non-Edible Oils

4

2,31

82

1

35

35

(e) Other Chemicals & Chemical Products

115

27,91

23,08

46

25,72

15,48

9.

Petroleum, Coal Products & Nuclear Fuels

18

16,06

15,00

51

66,43

57,40

10.

Manufacture of Cement & Cement Products

58

106,92

80,73

25

2,29

1,99

11.

Basic Metals & Metal Products

476

150,62

130,87

129

37,45

34,22

(a) Iron & Steel

107

91,32

83,04

27

14,62

13,16

(b) Non-Ferrous Metals

25

5,24

3,97

9

72

61

(c) Metal Products

344

54,06

43,86

93

22,11

20,45

12.

Engineering

570

170,10

147,14

191

36,16

28,48

(a) Heavy Engineering

24

4,44

3,48

14

1,70

1,57

(b) Light Engineering

217

64,11

54,14

65

17,50

11,54

(c) Electrical Machinery & Goods

232

27,19

25,08

72

10,15

9,18

(d) Electronic Machinery & Goods

97

74,36

64,45

40

6,80

6,19

13.

Vehicles,Vehicle Parts & Transport Equipments

179

8,37

7,56

44

16,62

10,21

14.

Other Industries

7,539

102,80

74,10

1,444

35,75

25,07

15.

Electricity, Gas & Water

26

707,24

524,03

8

52,69

36,99

(a) Electricity Generation & Transmission

18

706,40

523,30

4

52,38

36,67

(b) Non-Conventional Energy

6

71

62

2

17

17

(c) Gas, Steam & Water Supply

2

13

11

2

14

14

16.

Construction

2,581

73,44

50,14

587

45,75

40,16

III.

TRANSPORT OPERATORS

4,718

118,41

87,28

1,196

33,01

23,38

IV.

PROFESSIONAL AND OTHER SERVICES

7,520

492,19

245,65

2,764

98,90

77,83

V.

PERSONAL LOANS

1,09,220

1519,68

1254,31

34,461

714,96

584,04

1.

Loans for Purchase of Consumer Durables

9,885

71,44

58,57

2,638

23,22

20,32

2.

Loans for Housing

28,186

694,23

617,29

9,123

366,00

316,64

3.

Rest of the Personal Loans

71,149

754,02

578,45

22,700

325,74

247,08

VI.

TRADE

43,167

656,90

514,62

9,768

298,49

243,44

1.

Wholesale Trade

747

43,76

39,62

299

40,76

36,41

2.

Retail Trade

42,420

613,14

475,00

9,469

257,73

207,03

VII.

FINANCE

386

27,83

22,10

71

6,86

3,09

VIII.

ALL OTHERS

15,062

207,00

163,24

4,395

169,10

129,00

TOTAL BANK CREDIT

3,64,892

6119,87

4518,85

72,947

2738,15

1818,91

OF WHICH : 1. Artisans and Village & Tiny Industries

5,309

115,23

90,69

1,272

64,71

47,54

2. Other Small Scale Industries

4,580

266,55

215,95

1,072

209,30

167,27

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

4,469

354,10

346,90

–

–

–

1.

Direct Finance

4,430

123,73

119,19

–

–

–

2.

Indirect Finance

39

230,37

227,71

–

–

–

II.

INDUSTRY

548

1020,84

769,89

–

–

–

1.

Mining & Quarrying

8

1,86

1,21

–

–

–

2.

Food Manufacturing & Processing

67

3,62

2,82

–

–

–

(a) Rice Mills, Flour & Dal Mills

34

93

1,06

–

–

–

(b) Sugar

–

–

–

–

–

–

(c) Edible Oils & Vanaspati

1

3

3

–

–

–

(d) Tea Processing

–

–

–

–

–

–

(e) Processing of Fruits & Vegetables

7

62

48

–

–

–

(f) Others

25

2,05

1,25

–

–

–

3.

Beverage & Tobacco

2

13

12

–

–

–

4.

Textiles

13

1,08

1,11

–

–

–

(a) Cotton Textiles

–

–

–

–

–

–

(b) Jute & Other Natural Fibre Textiles

–

–

–

–

–

–

(c) Handloom Textiles & Khadi

1

30

30

–

–

–

(d) Other Textiles & Textile Products

12

78

81

–

–

–

5.

Paper, Paper Products & Printing

20

94

81

–

–

–

6.

Leather & Leather Products

2

2

2

–

–

–

7.

Rubber & Plastic Products

11

67

50

–

–

–

8.

Chemicals & Chemical Products

43

42

44

–

–

–

(a) Heavy Industrial Chemicals

–

–

–

–

–

–

(b) Fertilisers

–

–

–

–

–

–

(c) Drugs & Pharmaceuticals

40

25

24

–

–

–

(d) Non-Edible Oils

–

–

–

–

–

–

(e) Other Chemicals & Chemical Products

3

17

20

–

–

–

9.

Petroleum, Coal Products & Nuclear Fuels

–

–

–

–

–

–

10.

Manufacture of Cement & Cement Products

2

63

2

–

–

–

11.

Basic Metals & Metal Products

25

2,07

1,23

–

–

–

(a) Iron & Steel

4

28

14

–

–

–

(b) Non-Ferrous Metals

1

15

15

–

–

–

(c) Metal Products

20

1,64

94

–

–

–

12.

Engineering

26

2,25

2,03

–

–

–

(a) Heavy Engineering

4

18

17

–

–

–

(b) Light Engineering

7

32

19

–

–

–

(c) Electrical Machinery & Goods

3

11

8

–

–

–

(d) Electronic Machinery & Goods

12

1,64

1,59

–

–

–

13.

Vehicles,Vehicle Parts & Transport Equipments

7

4,93

4,91

–

–

–

14.

Other Industries

157

9,01

8,71

–

–

–

15.

Electricity, Gas & Water

14

605,81

502,57

–

–

–

(a) Electricity Generation & Transmission

14

605,81

502,57

–

–

–

(b) Non-Conventional Energy

–

–

–

–

–

–

(c) Gas, Steam & Water Supply

–

–

–

–

–

–

16.

Construction

151

387,41

243,39

–

–

–

III.

TRANSPORT OPERATORS

302

61,43

22,49

–

–

–

IV.

PROFESSIONAL AND OTHER SERVICES

860

57,08

47,35

–

–

–

V.

PERSONAL LOANS

18,701

661,96

578,52

–

–

–

1.

Loans for Purchase of Consumer Durables

2,037

16,18

14,33

–

–

–

2.

Loans for Housing

4,637

493,84

447,23

–

–

–

3.

Rest of the Personal Loans

12,027

151,94

116,96

–

–

–

VI.

TRADE

2,932

186,70

153,81

–

–

–

1.

Wholesale Trade

107

21,28

19,33

–

–

–

2.

Retail Trade

2,825

165,42

134,47

–

–

–

VII.

FINANCE

51

181,91

178,77

–

–

–

VIII.

ALL OTHERS

1,799

185,06

171,92

–

–

–

TOTAL BANK CREDIT

29,662

2709,07

2269,65

–

–

–

OF WHICH : 1. Artisans and Village & Tiny Industries

31

50

33

–

–

–

2. Other Small Scale Industries

214

16,28

14,05

–

–

–