Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

90,327

104,75

82,47

7,129

16,80

16,03

1.

Direct Finance

89,311

100,10

79,12

6,720

12,10

9,70

2.

Indirect Finance

1,016

4,66

3,35

409

4,69

6,32

II.

INDUSTRY

19,923

306,56

252,76

3,169

110,15

95,25

1.

Mining & Quarrying

96

1,73

1,47

17

55

52

2.

Food Manufacturing and Processing

603

19,62

16,20

111

2,91

2,93

(a)

Rice Mills, Flour and Dal Mills

211

6,83

5,03

42

2,30

2,22

(b)

Sugar

1

-

-

-

-

-

(c)

Edible Oils and Vanaspati

49

5,13

4,48

5

4

3

(d)

Tea Processing

2

37

36

2

13

7

(e)

Processing of Fruits & Vegetables

10

5,14

4,57

6

12

33

(f)

Others

330

2,16

1,75

56

32

29

3.

Beverage and Tobacco

18

2,18

1,77

13

2,52

2,17

4.

Textiles

287

44,47

36,25

187

16,59

15,34

(a)

Cotton Textiles

63

26,27

24,52

12

31

24

(b)

Jute Textiles

-

-

-

6

29

26

(c)

Handloom Textiles & Khadi

89

2,94

50

86

4,60

4,01

(d)

Other Textiles

135

15,26

11,23

83

11,40

10,83

5.

Paper, Paper Products and Printing

162

5,53

6,64

107

5,82

6,34

6.

Leather and Leather Products

39

51

44

14

13

15

7.

Rubber and Rubber Products

72

4,00

2,78

21

1,64

1,65

8.

Chemicals and Chemical Products

320

29,20

27,23

84

4,19

4,47

(a)

Heavy Industrial Chemicals

25

1,83

1,71

4

4

5

(b)

Fertilizers

21

3,15

3,09

5

18

18

(c)

Drugs and Pharmaceuticals

58

2,54

2,35

26

1,19

1,33

(d)

Non-Edible Oils

10

31

38

4

7

10

(e)

Other Chemicals & Chemical Products

206

21,37

19,70

45

2,70

2,80

9.

Petroleum, Coal Products & Nuclear Fuels

7

62

35

4

3

3

10.

Manufacture of Cement & Cement Products

92

3,12

2,70

20

52

57

11.

Basic Metals & Metal Products

684

58,06

48,77

119

5,18

4,78

(a)

Iron and Steel

298

33,75

30,21

12

2,37

2,04

(b)

Non-Ferrous Metals

21

4,25

4,15

1

1

-

(c)

Other Metal Products

365

20,06

14,41

106

2,80

2,73

12.

Engineering

385

60,68

43,38

158

17,64

14,80

(a)

Heavy Engineering

33

2,91

2,34

-

-

-

(b)

Light Engineering

137

18,39

18,15

38

9,82

8,28

(c)

Electrical Machinery & Goods

72

14,58

12,50

43

1,08

1,01

(d)

Electronic Machinery & Goods

143

24,81

10,38

77

6,75

5,51

13.

Vehicles, Vehicle Parts & Transport

Equipments

100

16,20

13,25

38

93

1,22

14.

Other Industries

16,960

47,35

38,24

2,224

10,43

9,07

15.

Electricity, Gas & Water

29

11,16

11,26

10

37,71

28,62

(a)

Electricity Generation & Transmission

26

11,13

11,23

7

37,52

28,48

(b)

Non-Conventional Energy

-

-

-

1

15

10

(c)

Gas, Steam & Water Supply

3

3

3

2

4

4

16.

Construction

69

2,14

2,05

42

3,36

2,57

III.

TRANSPORT OPERATORS

6,904

107,83

76,67

1,545

23,97

17,02

IV.

PROFESSIONAL AND OTHER SERVICES

6,891

14,58

11,39

2,075

18,61

12,76

V.

PERSONAL LOANS

40,620

110,12

95,32

14,616

56,97

49,04

1.

Loans for Purchase of Consumer Durables

1,417

2,29

1,89

940

1,22

97

2.

Loans for Housing

4,086

31,63

25,85

2,221

20,46

18,38

3.

Rest of the Personal Loans

35,117

76,20

67,59

11,455

35,29

29,69

VI.

TRADE

34,205

112,15

94,42

7,763

76,92

62,48

1.

Wholesale Trade

707

26,89

25,97

320

6,35

4,54

2.

Retail Trade

33,498

85,26

68,46

7,443

70,57

57,95

VII.

FINANCE

22

47

27

44

7,46

4,36

VIII.

ALL OTHERS

22,793

29,58

23,76

5,889

29,93

24,09

TOTAL BANK CREDIT

2,21,685

786,04

637,07

42,230

340,81

281,03

OF WHICH :

1. Artisans & Village Industries

12,104

13,83

10,27

969

2,51

1,98

2. Other Small Scale Industries

5,814

154,54

124,73

1,568

23,96

23,96

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

-

-

-

1.

Direct Finance

-

-

-

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing and Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

8.

Chemicals and Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron and Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

-

-

-

-

-

-

VI.

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

-

-

-

-

-

-

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

2. Other Small Scale Industries

-

-

-

-

-

-