Himachal Pradesh - आरबीआय - Reserve Bank of India
Himachal Pradesh
Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002 |
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NORTHERN REGION |
(Amount in Rupees Lakh) |
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RURAL |
SEMI-URBAN |
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||||
Accounts |
Limit |
Out |
Accounts |
Limit |
Out |
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|
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1 |
2 |
3 |
4 |
5 |
6 |
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|
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I. |
AGRICULTURE |
97,426 |
273,39 |
209,34 |
8,553 |
97,88 |
83,99 |
|||
1. |
Direct Finance |
94,420 |
255,01 |
193,67 |
8,074 |
58,22 |
47,66 |
|||
2. |
Indirect Finance |
3,006 |
18,38 |
15,66 |
479 |
39,67 |
36,33 |
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II. |
INDUSTRY |
20,174 |
403,36 |
355,37 |
3,758 |
554,55 |
474,85 |
|||
1. |
Mining & Quarrying |
68 |
4,98 |
4,20 |
19 |
1,56 |
1,70 |
|||
2. |
Food Manufacturing & Processing |
425 |
25,35 |
20,87 |
100 |
21,61 |
15,24 |
|||
(a) RiceMills, Flour & DalMills |
221 |
13,40 |
10,79 |
41 |
2,05 |
1,75 |
||||
(b) Sugar |
3 |
20 |
15 |
1 |
5 |
5 |
||||
(c) Edible Oils & Vanaspati |
29 |
2,45 |
2,28 |
5 |
7,59 |
2,18 |
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(d) Tea Processing |
2 |
9 |
10 |
2 |
9 |
8 |
||||
(e) Processing of Fruits & Vegetables |
13 |
2,57 |
2,32 |
4 |
1,19 |
92 |
||||
(f) Others |
157 |
6,64 |
5,24 |
47 |
10,64 |
10,26 |
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3. |
Beverage & Tobacco |
16 |
10,20 |
10,49 |
10 |
84 |
77 |
|||
4. |
Textiles |
532 |
33,40 |
29,68 |
213 |
82,99 |
70,58 |
|||
(a) Cotton Textiles |
30 |
16,57 |
15,94 |
13 |
3,70 |
2,69 |
||||
(b) Jute & Other Natural Fibre Textiles |
7 |
6 |
3 |
5 |
15 |
11 |
||||
(c) Handloom Textiles & Khadi |
361 |
2,27 |
1,62 |
108 |
2,52 |
2,47 |
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(d) Other Textiles & Textile Products |
134 |
14,50 |
12,09 |
87 |
76,63 |
65,30 |
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5. |
Paper, Paper Products & Printing |
115 |
6,85 |
5,39 |
80 |
13,68 |
2,96 |
|||
6. |
Leather & Leather Products |
58 |
88 |
52 |
35 |
29 |
24 |
|||
7. |
Rubber & Plastic Products |
186 |
36,42 |
31,39 |
58 |
5,19 |
4,95 |
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8. |
Chemicals & Chemical Products |
130 |
44,61 |
38,75 |
69 |
26,11 |
18,21 |
|||
(a) Heavy Industrial Chemicals |
8 |
7,78 |
5,14 |
1 |
10 |
10 |
||||
(b) Fertilisers |
1 |
4 |
1 |
1 |
20 |
11 |
||||
(c) Drugs & Pharmaceuticals |
37 |
28,39 |
27,06 |
51 |
24,57 |
17,12 |
||||
(d) Non-Edible Oils |
9 |
83 |
50 |
1 |
6 |
6 |
||||
(e) Other Chemicals & Chemical Products |
75 |
7,56 |
6,04 |
15 |
1,19 |
82 |
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9. |
Petroleum, Coal Products & Nuclear Fuels |
2 |
40 |
41 |
1 |
20 |
21 |
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10. |
Manufacture of Cement & Cement Products |
48 |
1,80 |
1,54 |
22 |
77 |
70 |
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11. |
Basic Metals & Metal Products |
460 |
42,31 |
37,94 |
121 |
20,99 |
17,19 |
|||
(a) Iron & Steel |
70 |
16,22 |
13,63 |
18 |
7,94 |
6,28 |
||||
(b) Non-Ferrous Metals |
7 |
1,39 |
83 |
2 |
13 |
12 |
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(c) Metal Products |
383 |
24,70 |
23,48 |
101 |
12,91 |
10,79 |
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12. |
Engineering |
400 |
40,25 |
34,50 |
116 |
38,61 |
25,61 |
|||
(a) Heavy Engineering |
27 |
5,10 |
4,77 |
12 |
2,06 |
1,97 |
||||
(b) Light Engineering |
84 |
4,96 |
3,29 |
30 |
4,44 |
3,36 |
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(c) Electrical Machinery & Goods |
238 |
10,64 |
9,35 |
41 |
75 |
56 |
||||
(d) Electronic Machinery &Goods |
51 |
19,55 |
17,09 |
33 |
31,37 |
19,72 |
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13. |
Vehicles, Vehicle Parts & Transport Equipments |
108 |
4,68 |
4,26 |
40 |
11,23 |
7,08 |
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14. |
Other Industries |
17,187 |
81,22 |
66,82 |
2,677 |
22,18 |
18,38 |
|||
15. |
Electricity, Gas & Water |
6 |
57,53 |
57,80 |
12 |
296,77 |
282,08 |
|||
(a) Electricity Generation & Transmission |
2 |
57,18 |
57,49 |
11 |
296,72 |
282,04 |
||||
(b) Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
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(c) Gas, Steam & Water Supply |
4 |
35 |
31 |
1 |
5 |
5 |
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16. |
Construction |
433 |
12,49 |
10,80 |
185 |
11,55 |
8,97 |
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III. |
TRANSPORT OPERATORS |
8,740 |
149,86 |
92,09 |
2,567 |
69,31 |
51,89 |
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IV. |
PROFESSIONAL AND OTHER SERVICES |
5,635 |
57,71 |
42,52 |
1,942 |
395,56 |
368,40 |
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V. |
PERSONAL LOANS |
88,477 |
440,87 |
360,44 |
33,792 |
235,24 |
197,24 |
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1. |
Loans for Purchase of Consumer Durables |
8,608 |
30,74 |
22,11 |
3,687 |
15,87 |
11,02 |
|||
2. |
Loans for Housing |
8,988 |
136,57 |
116,67 |
5,875 |
95,52 |
82,12 |
|||
3. |
Rest of the Personal Loans |
70,881 |
273,57 |
221,67 |
24,230 |
123,85 |
104,09 |
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VI. |
TRADE |
38,469 |
256,35 |
208,80 |
10,182 |
132,19 |
110,68 |
|||
1. |
Wholesale Trade |
1,151 |
46,18 |
41,34 |
463 |
25,34 |
21,66 |
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2. |
Retail Trade |
37,318 |
210,17 |
167,46 |
9,719 |
106,85 |
89,02 |
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VII. |
FINANCE |
234 |
5,32 |
3,26 |
90 |
12,25 |
11,97 |
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VIII. |
ALL OTHERS |
18,868 |
165,95 |
135,70 |
7,584 |
127,81 |
108,24 |
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|
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TOTAL BANK CREDIT |
2,78,023 |
1752,82 |
1407,51 |
68,468 |
1624,78 |
1407,28 |
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OF WHICH: |
1.Artisansand Village & TinyIndustries |
10,169 |
56,35 |
45,09 |
1,036 |
10,78 |
9,42 |
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2.Other Small Scale Industries |
7,448 |
106,23 |
88,88 |
1,977 |
35,57 |
30,45 |
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Note : There are Urban and Metropolitan Centres in Himachal Pradesh |