IV. Code Lists (Part 3 of 3) - आरबीआय - Reserve Bank of India
IV. Code Lists (Part 3 of 3)
Classification of Activity/Occupation | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Division 37: Recycling | |||||
370 | 01 | 37001 | Recycling of metal waste and scrap | ||
Recycling of non-metal waste and scrap | |||||
E. ELECTRICITY, GAS AND WATER SUPPLY | |||||
Division 40: Electricity, Gas, Steam and Hot Water Supply | |||||
401 | 01 | 40101 | Generation of electricity: hydro-electric power plants , | ||
coal based thermal power plants, oil-based thermal | |||||
power plants, atomic reactor power plants and other | |||||
power plants using conventional fuels (e.g. gas based) | |||||
Transmission of electricity generated from conventional | |||||
sources [hydro-electric power plants , coal based | |||||
thermal power plants, oil-based thermal power plants, | |||||
atomic reactor power plants and other power plants | |||||
using conventional fuels (e.g. gas based)] | |||||
401 | 02 | 40102 | Energisation of pumpsets/wells (advances granted to | ||
State Electricity Boards for energisation of pumpsets/ | |||||
wells should be shown here) | |||||
401 | 03 | 40103 | Collection and distribution of electric energy to | ||
households, industrial, commercial and other users | |||||
401 | 04 | 40104 | Generation and distribution of bio-gas energy | ||
401 | 05 | 40105 | Generation and distribution of Solar energy and energy | ||
from other non-conventional sources (wind mills etc.) | |||||
402 | 01 | 40201 | Manufacture of gas; distribution of gaseous fuels | ||
through mains | |||||
403 | 01 | 40301 | Steam and hot water supply | ||
Division 41: Collection, purification and distribution of water | |||||
410 | 01 | 41001 | Collection, Purification and distribution of water | ||
Group | Sub - | Code | Description | ||
Group | No. | ||||
F. CONSTRUCTION | |||||
Division 45: Construction | |||||
[Loans given to borrowers whose main occupation is construction and maintenance | |||||
of activities listed below] | |||||
Construction other than Infrastructure | |||||
450 | 01 | 45001 | GENERAL CONSTRUCTION (including alteration, | ||
addition, repair and maintenance) of residential buildings | |||||
or non-residential buildings carried -out on own-account | |||||
basis (as in the case of construction of buildings by a | |||||
builder for sale/lease) or on a fee or contract basis; | |||||
450 | 02 | 45002 | SPECIALISED CONSTRUCTION [includes construction | ||
and maintenance of sports stadia and other construction | |||||
not elsewhere classified and specialised construction such | |||||
as foundation work, water well drilling scaffolding etc.]; | |||||
Construction and maintenance of industrial plants other | |||||
than power plants | |||||
[Loans given to borrowers for construction of house for | |||||
own use is to be shown under housing loans. Loans | |||||
extended to borrowers for construction of shops, factories, | |||||
staff quarters, office building etc. should be classified as | |||||
per the borrowers main activity.] | |||||
450 | 03 | 45003 | Loan for Setting up of industrial estates | ||
450 | 04 | 45004 | Building installation and Building completion | ||
[CONSTRUCTION CONTRACTORS] | |||||
Building installation [These activities are usually | |||||
performed at the site of construction, although parts of | |||||
the job may be carried out in a special shop. Repair of | |||||
installations is also included.] e.g. Plumbing and | |||||
drainage, Installation of heating and air-conditioning | |||||
systems, antennas, elevators and escalators; insulation | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
work (water, heat, sound); and sound proofing | |||||
systems, Electrical installation work for constructions | |||||
etc. | |||||
Building completion [Includes activities that contribute | |||||
to the completion or finishing of a construction. Repairs | |||||
of the same type are also included] | |||||
Infrastructure Construction | |||||
450 | 11 | 45011 | Power-Construction / erection and maintenance of power | ||
and transmission lines; hydro-electric projects, power | |||||
plants, other than hydro-electric power plants. | |||||
450 | 12 | 45012 | Telecommunications-Construction/erection and | ||
maintenance of telecommunication and transmission | |||||
lines; telecom projects. | |||||
450 | 13 | 45013 | Roads & Ports-includes construction and maintenance | ||
of roads, rail-beds, bridges, tunnels, pipelines, rope- | |||||
ways, ports, harbours and runways etc.; Construction | |||||
and Maintenance of water ways | |||||
450 | 19 | 45019 | Other Infrastructure Construction n.e.c. like construction | ||
and maintenance water reservoirs, irrigation channels | |||||
etc. | |||||
G. WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES, | |||||
MOTORCYCLES AND PERSONAL / HOUSEHOLD GOODS | |||||
Division 50: Sale, Maintenance and Repair of Motor Vehicles and Motorcycles; | |||||
Retail Sale of Automotive Fuel | |||||
500 | 01 | 50001 | Sale of all kinds of Motor vehicles [Includes wholesale | ||
and retail sale of new and used passenger motor | |||||
vehicles and lorries, trailers and semi trailers; Two- | |||||
wheelers (Motorcycles, scooter etc.) and Three- | |||||
wheelers (auto-rickshaws etc.)] | |||||
500 | 02 | 50002 | Sale of all kinds of parts and accessories of motor | ||
Group | Sub - | Code | Description | ||
Group | No. | ||||
vehicles, Two- and Three-wheelers. [includes wholesale | |||||
& retail sale of all kinds of parts , components, and | |||||
accessories for motor vehicles, two- and three- | |||||
wheelers, when not combined with sale of such | |||||
vehicles themselves.]; | |||||
500 | 03 | 50003 | Maintenance and repair of motor vehicles, two- and | ||
three-wheelers [including washing and polishing etc.] | |||||
500 | 05 | 50005 | Retail sale of automotive fuel [includes the activity of | ||
petrol filling stations. This activity is often combined with | |||||
sales of lubricating products, cleaning and all other | |||||
kinds of products for motor vehicles. If the main | |||||
object, however, is the sale of automotive fuel or | |||||
lubricants, they remain classified here.] | |||||
Division 51: Wholesale Trade and Commission trade (Except of Motor Vehicles and Motorcycles) | |||||
511 | 01 | 51101 | Wholesale on a fee or contract basis. [Includes | ||
commission agents, commodity brokers and auctioneers | |||||
and all other wholesalers who trade on behalf and on | |||||
the account of others] | |||||
512 | 01 | 51201 | Food Procurement | ||
512 | 02 | 51202 | Food grains (cereals and pulses) | ||
512 | 03 | 51203 | Tobacco & Tobacco products. | ||
512 | 04 | 51204 | Food and beverages [includes wholesale of fruits and | ||
vegetables, dairy products, eggs & edible oils & fats, | |||||
meat, fishery products, sugar, confectionery & bakery | |||||
products, beverages, coffee, tea, cocoa and spices, | |||||
etc.] | |||||
512 | 05 | 51205 | Seeds (including cotton and oil seeds), agricultural raw | ||
material & live animals | |||||
513 | 01 | 51301 | Diamonds, Gems and Jewellery | ||
513 | 02 | 51302 | Pharmaceutical and medical goods; | ||
Group | Sub - | Code | Description | ||
Group | No. | ||||
513 | 03 | 51303 | Textiles, clothing and footwear and other household | ||
goods like toiletry, perfumery, cosmetics, metal, | |||||
porcelain & glass utensils; crockery and chinaware & | |||||
household products made from rubber & plastic; furniture | |||||
& fixtures; watches/clocks & optical goods; radio, | |||||
television & other consumer electronics; paper & other | |||||
stationery items; books, magazines & newspapers; | |||||
photographic equipments, games, toys & sports goods; | |||||
leather goods & travel accessories; cleaning materials | |||||
etc. | |||||
514 | 01 | 51401 | Cotton | ||
514 | 02 | 51402 | Jute and Mesta | ||
514 | 03 | 51403 | Fertilizers (including advances granted to factories for | ||
distribution of fertilizers) and pesticides | |||||
514 | 04 | 51404 | Wholesale of solid, liquid and gaseous fuels and related | ||
products. | |||||
514 | 05 | 51405 | Wholesale of metals and metal ores | ||
514 | 06 | 51406 | Wholesale of construction materials, hardware, | ||
plumbing and heating equipment and supplies | |||||
514 | 09 | 51409 | Wholesale of other intermediate products, waste and | ||
scrap [includes basic industrial chemicals, plastic | |||||
materials in primary forms, textile fibres, waste and | |||||
scrap and materials for re-cycling etc.] | |||||
515 | 01 | 51501 | Agricultural machinery and equipment | ||
515 | 02 | 51502 | Machinery, equipment and supplies (other than | ||
agricultural machinery and equipment) | |||||
519 | 01 | 51901 | Handicrafts | ||
519 | 02 | 51902 | Carpets | ||
519 | 09 | 51909 | Other wholesale n.e.c. [Includes specialized wholesale | ||
not covered in any one of the previous categories and | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
wholesale in a variety of goods without any particular | |||||
specialization.] | |||||
Division 52: Retail Trade (Except of Motor Vehicles and Motor Cycles); Repair | |||||
of Personal and Household Goods | |||||
521 | 01 | 52101 | Non-specialized retail trade in stores (General | ||
merchandise) including consumer co-operative stores | |||||
521 | 02 | 52102 | Public utility services transacted through consumer co- | ||
operative stores & private retail traders (i.e. advances granted | |||||
for fair price shops/authorised ration shops dealing in essential | |||||
commodities i.e. wheat, rice, sugar, controlled cloth, kerosene | |||||
oil, imported edible oil and soft coke) | |||||
(These retail outlets of the public distribution system fall | |||||
under the purview of statutory rationing/modified rationing/ | |||||
informal rationing administered by State Government/Union | |||||
Territory Administrations and they are required to have | |||||
separate physical entity (demarcated premises) and | |||||
maintain separate books of accounts and records covering | |||||
purchase, store and sale of essential commodities to | |||||
family/ration card-holders issued by Controller of | |||||
Rationing/Directorate of Civil Supplies, etc.) | |||||
522 | 01 | 52201 | Retail sale in specialized stores of food, beverages and | ||
tobacco | |||||
523 | 01 | 52301 | Retail sale of fertilizers and pesticides | ||
523 | 02 | 52302 | Retail sale of seeds | ||
523 | 03 | 52303 | Retail sale of Agricultural implements and machinery | ||
523 | 11 | 52311 | Retail sale of diamonds, gems & Jewellery | ||
523 | 12 | 52312 | Retail sale of construction materials, hardware, paints | ||
and glass | |||||
523 | 13 | 52313 | Retail sale in specialised stores of pharmaceutical and | ||
medical goods, cosmetic and toilet articles; | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Textiles, clothing, footwear and leather goods [including | |||||
travel accessories]; | |||||
Household appliances, articles and equipment; | |||||
Other retail sale in specialised stores like watches and | |||||
clocks, computers and non-customized software, | |||||
photographic, optical and other stores and supplies etc., | |||||
firewood, coal and kerosene oil and cooking gases, | |||||
books, magazines and stationery, including distribution | |||||
of newspapers, sports goods, games and toys, flowers | |||||
and plants; pet animals; wall paper and floor coverings; | |||||
and other non-food products not elsewhere classified | |||||
523 | 19 | 52319 | Other Retail trade n.e.c. | ||
524 | 01 | 52401 | Retail sale of second hand goods in stores(including | ||
the pawn shops) | |||||
525 | 01 | 52501 | Retail trade not in stores e.g. via mail order houses | ||
[includes the activity of retail selling through tele- | |||||
shopping]; via stocks and markets; via Internet (network | |||||
marketing) etc.; by salespersons who go from house | |||||
to house or by vending machines or on a fee or contract | |||||
basis etc. | |||||
526 | 01 | 52601 | Repairs of personal and household goods: includes | ||
repair of footwear and leather goods, household | |||||
electrical appliances, TV,VCR, radio, tape recorder, | |||||
refrigerator and other similar items, watches and | |||||
clocks, bicycles and cycle rickshaws etc. | |||||
[Repairs and services carried out by individual or | |||||
company other than the manufacturer is to be classified | |||||
here. Repairs of capital goods are classified in the same | |||||
class as the units that produce the goods] | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
H. HOTELS AND RESTAURANTS | |||||
Division 55: Hotels and Restaurants | |||||
551 | 01 | 55101 | Hotels, Motels and Resorts; camping sites and other | ||
provision of short-stay accommodation [Restaurant | |||||
facilities operated in connection with the provision of | |||||
lodging remain classified in this group. Also included | |||||
are the operation of sleeping cars when carried on by | |||||
separate units] | |||||
552 | 01 | 55201 | Restaurants, bars and canteens; Caterers-including | ||
door to door services; [Sales through vending machines | |||||
is classified in 52501] | |||||
I. TRANSPORT, STORAGE AND COMMUNICATIONS | |||||
Division 60: Land Transport; Transport via pipelines | |||||
601 | 01 | 60101 | Transport via railways [Includes passenger and freight | ||
transport by inter-urban railways. Also covers related | |||||
activities such as shunting & switching] | |||||
602 | 01 | 60201 | Scheduled passenger land transport [Includes activities | ||
providing regular urban, suburban or inter urban transport of | |||||
passengers on scheduled routes, other than inter urban | |||||
railway transport. They may be carried out with motor bus, | |||||
tramway, trolley bus, underground and elevated railways. Also | |||||
included are the operations of school buses, town-to-airport/ | |||||
station lines, sightseeing buses, aerial cableways etc.] | |||||
602 | 02 | 60202 | Non-scheduled passenger land transport by man or | ||
animal drawn vehicles like cycle-rickshaws; animals like | |||||
horses, elephants, mules, camels etc.; Bullock-carts, | |||||
ekkas, tongas etc. | |||||
Freight transport by man or animal drawn vehicles like | |||||
cycle-rickshaws, hand cart, porters, coolies etc.; | |||||
transport by animals like horses, elephants, mules, | |||||
camels etc.; Bullock-carts, ekkas, tongas etc. | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
602 | 03 | 60203 | Non-scheduled passenger land transport such as taxi | ||
operation, auto-rickshaws, scooters, rental of private | |||||
cars with operator and other occasional coach services | |||||
602 | 04 | 60204 | Freight transport by motor vehicles (trucks, buses, | ||
tempos etc.) including refrigerated vans | |||||
603 | 01 | 60301 | Transport via pipelines [Includes transport via pipelines | ||
and the incidental activities like operation of pump | |||||
stations and maintenance of the pipeline.] | |||||
Division 61: Water Transport | |||||
611 | 01 | 61101 | Ocean and coastal water transport | ||
612 | 02 | 61202 | Inland water transport | ||
Division 62: Air Transport | |||||
620 | 01 | 62001 | Scheduled air transport | ||
621 | 01 | 62101 | Non-scheduled air transport | ||
Division 63: Supporting and auxiliary transport activities, activities of travel | |||||
agencies | |||||
630 | 01 | 63001 | Warehousing | ||
630 | 02 | 63002 | Cold storage | ||
630 | 11 | 63011 | SUPPORTING SERVICES TO LAND TRANSPORT | ||
such as operation of railway stations, bus stations, | |||||
highway bridges, toll roads, vehicular tunnels; parking | |||||
lots and left-luggage facilities at the railway stations, | |||||
bus stations; and traffic control activities | |||||
630 | 12 | 63012 | SUPPORTING SERVICES INCIDENTAL TO WATER | ||
TRANSPORT such as operation and maintenance of | |||||
piers, docks, pilotage and loading and unloading of | |||||
vessels. | |||||
630 | 13 | 63013 | SUPPORTING SERVICES TO AIR TRANSPORT such | ||
Group | Sub - | Code | Description | ||
Group | No. | ||||
as operation and maintenance of terminals, flying | |||||
facilities, radio beacons, flying control centres and rader | |||||
stations etc. | |||||
630 | 14 | 63014 | Activities of travel agencies and tour operators; tourist | ||
assistance activities n.e.c. | |||||
630 | 19 | 63019 | Activities of other transport agencies [Includes cargo | ||
handling, forwarding of freight, organisation or | |||||
arrangement of transport on behalf of the shipper or | |||||
consignee, receiving and acceptance of freight, | |||||
transportation document preparation, consolidation and | |||||
break bulk of freight, freight brokerage, custom house | |||||
brokerage, bill auditing and freight rate information, | |||||
brokerage for ship and aircraft space, packing and | |||||
crating and unpacking and de-crating, weighing and | |||||
sampling of freight etc.] | |||||
Division 64: Post and Telecommunications | |||||
641 | 01 | 64101 | Post and courier activities | ||
642 | 01 | 64201 | Telecommunication services: includes the activities of | ||
STD/ISD booths, provision of value added telecom | |||||
services like paging, e-mail, video conferencing, Internet | |||||
etc. (This includes cyber cafes); Activities of the cable | |||||
operators | |||||
642 | 02 | 64202 | Provision of basic telecom services including cellular | ||
phones; Maintenance of Telecom Network; (erection/ | |||||
construction of telecommunication lines covered under | |||||
45001) | |||||
J. FINANCIAL INTERMEDIATION | |||||
Division 65: Financial intermediation except Insurance and Pension Funding Banks | |||||
651 | 01 | 65101 | Commercial Banks | ||
651 | 02 | 65102 | Regional Rural Banks | ||
Group | Sub - | Code | Description | ||
Group | No. | ||||
651 | 03 | 65103 | Co-operative Banks | ||
651 | 04 | 65104 | Local Area Banks | ||
Co-operative Institutions and Land Development Banks | |||||
659 | 01 | 65901 | Primary Agricultural Credit Societies (PACS) | ||
659 | 02 | 65902 | Farmers Service Societies (FSS) and Large sized | ||
Adivasi Multi-purpose Societies (LAMPS) | |||||
659 | 03 | 65903 | Apex Co-operative Housing Finance Societies | ||
659 | 04 | 65904 | Co-operative Marketing Societies (including loans to | ||
co-operative banks for re-lending to co-operative | |||||
marketing societies) and Co-operatives of producers | |||||
(for example, Aarey Milk Colony Co-operative society | |||||
consisting of licencee cattle owners) | |||||
659 | 05 | 65905 | Land Development Banks-SLDBs and PLDBs | ||
659 | 09 | 65909 | Other non-agricultural credit societies | ||
Non-Banking Financial Institutions/Companies | |||||
659 | 11 | 65911 | Development Financial Institutions (e.g. IDBI, IFCI, | ||
ICICI, SIDBI, NHB, EXIM Bank, DFHI, SFCs, etc.) | |||||
659 | 12 | 65912 | Housing finance companies/corporations, other | ||
specialised institutions granting credit for house | |||||
purchase (including those accepting deposits) | |||||
659 | 21 | 65921 | Factoring/Hire Purchase Finance Companies | ||
659 | 22 | 65922 | Chit funds/Kuri companies | ||
659 | 23 | 65923 | Saving & Loan companies | ||
659 | 24 | 65924 | Nidhis/Mutual benefit financial companies | ||
659 | 25 | 65925 | Non-operating financial holding companies (Investment | ||
companies) | |||||
659 | 26 | 65926 | Financial Leasing companies (Equipment Leasing | ||
companies) | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
659 | 29 | 65929 | Other NBFCs | ||
Other financial intermediation | |||||
659 | 31 | 65931 | Agricultural Finance Corporations | ||
659 | 32 | 65932 | Mutual Funds including Unit Trust of India | ||
659 | 33 | 65933 | Shroffs and other indigenous bankers (include pawn | ||
brokers, private money lenders) | |||||
659 | 39 | 65939 | Other financial intermediation n.e.c. | ||
Division 66: Insurance and Pension Funding, Except Compulsory Social | |||||
Security | |||||
660 | 01 | 66001 | Life insurance [This class includes life insurance | ||
(including reinsurance) and other long-term insurance, | |||||
with or without a substantial saving element, including | |||||
the collection and investment of funds] | |||||
660 | 02 | 66002 | Non-life insurance | ||
660 | 03 | 66003 | Pension funding [This class includes the provision of | ||
retirement incomes, including activities involving the | |||||
collection and investment of funds] | |||||
Division 67: Activities auxiliary to Financial Intermediation | |||||
671 | 01 | 67101 | Agro-industries Corporations | ||
671 | 02 | 67102 | Securities trading companies/broking firms | ||
671 | 03 | 67103 | Industrial Development Boards/Corporations/ | ||
Federations including all State Development Boards and | |||||
other Developmental Institutions (e.g. Tea Boards, | |||||
Coffee Boards, Khadi Development Board, etc.) | |||||
671 | 04 | 67104 | Merchant banking/Financial services companies | ||
671 | 05 | 67105 | Loans for activities auxiliary to financial intermediation | ||
except insurance and pension funding [like | |||||
administration of financial markets, Security dealing | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
activities by stock/share brokers; Loans to financial | |||||
advisers, mortgage advisers and brokers, bureaux de | |||||
change etc.] | |||||
672 | 01 | 67201 | Loans for activities auxiliary to insurance and pension | ||
funding [like insurance agents, average and loss | |||||
adjusters, actuaries and salvage administrators.] | |||||
K. REAL ESTATE, RENTING AND BUSINESS ACTIVITIES | |||||
Division 70: Real Estate Activities | |||||
700 | 01 | 70001 | Real estate activities including leasing of Real property | ||
(construction is classified in division 45). | |||||
Division 71: Renting of Machinery and Equipment | |||||
711 | 01 | 71101 | Renting of land, water and air transport equipments | ||
712 | 01 | 71201 | Renting of construction and civil engineering machinery | ||
and equipments. Renting of office machinery and | |||||
equipments [including computers]; All other renting and | |||||
non-financial leasing of machinery and equipments | |||||
n.e.c. | |||||
713 | 01 | 71301 | Renting of personal and household goods n.e.c. | ||
[includes renting of all kinds of personal and household | |||||
goods, whether the customers are household or | |||||
industries] | |||||
Division 72: Computer and Related Activities | |||||
721 | 01 | 72101 | Hardware consultancy. [This class includes | ||
consultancy on type and configuration of hardware with | |||||
or without associated software application.(Similar | |||||
activities carried out by units selling computers are | |||||
classified in class 30002). | |||||
722 | 01 | 72201 | Software consultancy and supply . [includes activities | ||
in connection with analysis, design and programming | |||||
of systems ready to use. This usually involves the | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
analysis of the users’ needs and problems, consultancy | |||||
on the most economic solution and producing the | |||||
necessary software to realize this solution. Also | |||||
included is the simple writing of programs following | |||||
directives of the user. Specifically these activities | |||||
involve development, production, supply and | |||||
documentation of order-made software] | |||||
723 | 01 | 72301 | Data processing and Database activities | ||
Data processing. [This includes the processing or | |||||
tabulation of all types of data. Provision of such services | |||||
on (i) an hourly or time-share basis, and (ii) management | |||||
or operation of data processing facilities of others on a | |||||
time sharing basis; on a fee or contract basis]. | |||||
Database activities. [This includes data base | |||||
development, data storage and data base availability. | |||||
The provision of data in a certain order/sequence, | |||||
accessible to everybody or to limited users and can be | |||||
sorted on demand]. | |||||
725 | 01 | 72501 | Maintenance and repair of office, accounting and | ||
computing machinery | |||||
729 | 01 | 72901 | IT placement Services | ||
729 | 09 | 72909 | Other computer related activities [for example activities | ||
of development of multimedia presentation on account | |||||
of others, maintenance of web-sites on account of | |||||
others etc.] (cyber cafe, communication through e-mail, | |||||
internet & data transmission are to be coded at 64201) | |||||
Division 73: Research and Development | |||||
730 | 01 | 73001 | Research and experimental development on natural | ||
sciences and engineering. | |||||
Research and experimental development on social | |||||
sciences and humanities. [Market research is classified | |||||
in class 74101]. | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Division 74: Other Business Activities | |||||
741 | 01 | 74101 | Professional services (except Medical) (Medical | ||
services to be coded at 85102 and engineering/technical | |||||
services at 74201) | |||||
Legal activities. [Legal services such as those rendered | |||||
by advocates, barristers, solicitors, pleaders, | |||||
mukhtiars, etc.] | |||||
Accounting, book-keeping and auditing activities; tax | |||||
consultancy. | |||||
Market research and public opinion polling. | |||||
Business & management consultancy activities. | |||||
[Includes the provision of advice, guidance or operational | |||||
assistance to businesses. These activities involve | |||||
public relations other than by paid advertisements, | |||||
welfare and charity affairs, politics, lobbying. Activities | |||||
in connection with project management, planning, | |||||
organisation, management information etc. Arbitration | |||||
and conciliation between management and labour. | |||||
Also included are the activities of management holding | |||||
companies. | |||||
742 | 01 | 74201 | Architectural, engineering and other technical activities. | ||
743 | 01 | 74301 | Advertising and publicity concerns | ||
744 | 01 | 74401 | Merger, Acquisition and Re-structuring of companies. | ||
749 | 01 | 74901 | Labour recruitment and provision | ||
Investigation and security activities | |||||
Services like building cleaning activities, photographic | |||||
activities, packaging activities not covered elsewhere | |||||
Other business activities and services n.e.c. like | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Auctioning activities, Business brokerage activities, | |||||
Photostat, blue-printing, Xeroxing, copying of | |||||
documents, ammonia printing and cyclostyling | |||||
services, Fashion design, Services rendered by liaison | |||||
offices etc. | |||||
L. PUBLIC ADMINISTRATION AND DEFENCE; COMPULSORY SOCIAL | |||||
SECURITY | |||||
Division 75: Public Administration and Defence; Compulsory Social Security | |||||
750 | 01 | 75001 | Activities of Union, State, local and quasi-government | ||
agencies that provide healthcare, education, cultural | |||||
services and other social services, including social | |||||
security - this includes Municipal corporations, | |||||
Municipalities, Housing boards, Water Drainage and | |||||
Sewerage boards and such public utilities | |||||
M. EDUCATION | |||||
Division 80: Education | |||||
Educational Services rendered by schools/colleges/commercial institutions/ | |||||
universities: | |||||
800 | 01 | 80001 | General Primary and Secondary education | ||
800 | 02 | 80002 | Higher education | ||
800 | 03 | 80003 | Technical and vocational education | ||
N. HEALTH AND SOCIAL WORK | |||||
Division 85: Medical, Health and social Work | |||||
Medical and health services | |||||
851 | 01 | 85101 | Hospital activities. [Includes the activities of general | ||
and specialized hospitals, sanatoria, asylums, | |||||
rehabilitation centres, dental centres and other health | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
institutions that have accommodation facilities, including | |||||
military base and prison hospitals]. | |||||
851 | 02 | 85102 | Medical and dental practice activities. [Includes | ||
consultation and treatment activities of general | |||||
physicians and medical specialists including dentists] | |||||
Other human health activities [Includes all activities for | |||||
human health other than by hospitals and medical | |||||
doctors and dentists] - Activities of Ayurveda | |||||
practitioners, Unani practitioners, homeopaths, nurses, | |||||
physiotherapists or other para-medical practitioners, | |||||
physical fitness centres, independent diagnostic/ | |||||
pathological laboratories, independent blood banks, | |||||
independent ambulance activities etc. | |||||
852 | 01 | 85201 | Veterinary activities (clinico-pathological and other | ||
diagnostic activities pertaining to animals & birds) | |||||
853 | 01 | 85301 | Social work- community and welfare services organised | ||
by individuals or organisations including NGOs and | |||||
clubs | |||||
O. OTHER COMMUNITY, SOCIAL AND PERSONAL SERVICE ACTIVITIES | |||||
Division 90: Sewage and Refuse Disposal, Sanitation and Similar Activities | |||||
900 | 01 | 90001 | Sewage and refuse disposal, sanitation and similar | ||
activities | |||||
Division 91: Activities of membership organisation | |||||
911 | 01 | 91101 | Activities of business, employers and professional | ||
organisations [industry associations, chamber of | |||||
commerce and similar federations, association of | |||||
writers, painters, lawyers, doctors, journalists and other | |||||
similar organisations, trade unions etc] | |||||
919 | 01 | 91901 | Services rendered by religious, political and other | ||
membership organisations | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Division 92: Recreational, Cultural and Sporting Activities | |||||
921 | 01 | 92101 | Motion picture and video production and distribution | ||
921 | 09 | 92109 | Other Entertainment activities like | ||
Motion picture projection | |||||
Radio and television activities | |||||
Dramatic arts, music and other arts and related | |||||
activities | |||||
Other entertainment activities n.e.c. [Includes activities of | |||||
ball rooms, video parlours, discotheques, amusement parks | |||||
and similar attractions; circus; puppet shows and production | |||||
of other kinds of entertainment not elsewhere classified.] | |||||
922 | 01 | 92201 | News Agency Activities | ||
923 | 01 | 92301 | Library, archives, museums and other cultural activities | ||
Library and information centres ; Archives activities; | |||||
Audio/video cassette and CD ROM libraries | |||||
Museum activities and preservation of historical sites | |||||
and buildings | |||||
Activities of Botanical and zoological gardens and nature | |||||
reserves. | |||||
924 | 01 | 92401 | Sporting and other recreational activities | ||
Division 93: Other Service Activities | |||||
930 | 01 | 93001 | Artisans and craftsmen (advances availed for pursuing | ||
self-employed activities by carpenters, masons, brick- | |||||
makers, potters, tailors, jewellers, hair-dressers, black- | |||||
smiths, cobblers, washermen, plumbers, electricians, | |||||
weavers, etc.) | |||||
930 | 02 | 93002 | Services such as domestic, laundries, saloons, beauty | ||
parlours, portrait and commercial photographic studios | |||||
and other self employed persons | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
Division 94: Personal Loans | |||||
940 | 01 | 94001 | Staff housing loans (excluding, loans to staff under NHB | ||
Scheme) including the loans to co-operative housing | |||||
societies of staff | |||||
940 | 02 | 94002 | Housing loans under National Housing Bank (NHB) | ||
Scheme (including, loans to staff under NHB Scheme), | |||||
Other housing loans (excluding staff) including the loans | |||||
to co-operative housing societies | |||||
940 | 03 | 94003 | Loans for purchase of Motor Vehicle by individuals for | ||
personal use (motor vehicle including two-wheelers) | |||||
excluding those given to staff members | |||||
940 | 04 | 94004 | Loans for purchase of consumer durable goods | ||
excluding those given to staff members (loan availed | |||||
by a doctor for purchase of refrigerator for his domestic | |||||
use should be coded as 94004 whereas a refrigerator | |||||
to be used in his clinic for professional purposes should | |||||
be coded as 85102) | |||||
940 | 05 | 94005 | Education - loans to individuals for pursuit of studies | ||
(loans to educational institutions should be included | |||||
under division 80 and Not here) | |||||
940 | 06 | 94006 | Loans to staff for purposes other than housing including | ||
those against FDRs, shares etc. | |||||
940 | 07 | 94007 | Personal loans other than to staff members- loans | ||
against shares, debentures, Government securities, | |||||
fixed deposit receipts, real estates, etc. (Such loans to | |||||
other than individuals should be coded as per borrower’s | |||||
activity/occupation). | |||||
940 | 08 | 94008 | Loans advanced through credit cards | ||
940 | 09 | 94009 | Other personal loans (other than to staff members) | ||
include loans for domestic consumption, medical | |||||
Group | Sub - | Code | Description | ||
Group | No. | ||||
expenses, travel, marriage, death and other social | |||||
ceremonies, loans for repayment of debt, etc. (Loans | |||||
against FDRs/Financial securities In the case of | |||||
individuals should be coded as 94007) | |||||
Division 99: MISCELLANEOUS | |||||
999 | 99 | 99999 | All other loans not classified elsewhere or activities not | ||
adequately described (this code should be used | |||||
sparingly) | |||||
LIST ‘F’ | |||||
NATURE OF BORROWAL ACCOUNT | |||||
Sr. No. | Nature of Borrowal Account | Code | |||
1. | Artisans/Craftsmen; Village/Cottage Industries; Tiny Industries | 1 | |||
2. | Other Small Scale Industries (registered as well as unregistered) | 2 | |||
3. | All Others | 3 | |||
LIST ‘G’ | |||||
ASSET CLASSIFICATION OF BORROWAL ACCOUNT | |||||
Sr. No. | Asset Classification of Borrowal Account | Code | |||
1. | Standard Assets | 1 | |||
2. | Sub-standard Assets | 2 | |||
3. | Doubtful Assets | 3 | |||
4. | Loss Assets | 4 | |||
Group | Sub - | Code | Description | ||
Group | No. | ||||
equipment n.e.c., including trolleys of various sorts, | |||||
including those specialized for particular industries | |||||
Division 36: Manufacture of furniture; manufacturing n.e.c. | |||||
361 | 01 | 36101 | Manufacture of furniture & fixtures made of wood, cane, | ||
reed, metal, plastic etc. | |||||
369 | 01 | 36901 | Manufacture of jewellery & related articles (of precious | ||
metal and gemstones other than diamond) and minting | |||||
of currency coins | |||||
369 | 02 | 36902 | Diamond cutting and polishing | ||
369 | 03 | 36903 | Manufacture of musical instruments | ||
369 | 04 | 36904 | Manufacture of sports and athletic goods | ||
369 | 05 | 36905 | Manufacture of games and toys | ||
369 | 06 | 36906 | Manufacture of stationery articles like pens, pencils, | ||
pencil leads, pen refills, date sealing or numbering | |||||
stamps, typewriter ribbons, inked pads etc. | |||||
369 | 07 | 36907 | Manufacture of imitation Jewellery, brooms and brushes; | ||
floor sweepers, mops; feather dusters; paint pads and | |||||
rollers etc.; umbrellas, sun umbrellas, walking sticks, | |||||
seat sticks, whips, riding crops, buttons, press | |||||
fasteners, snap fasteners, press studs and slide | |||||
fasteners; articles of personal use: smoking pipes; | |||||
combs, hair slides and similar articles; cigarette lighters; | |||||
vacuum flasks and other vacuum vessels for household | |||||
use; articles of human hair and other articles of personal | |||||
use n.e.c. ; | |||||
369 | 09 | 36909 | Manufacture of linoleum and hard surface floor | ||
coverings; Manufacture of miscellaneous decorative | |||||
articles n.e.c.: articles made from ivory, bones and | |||||
horns; artificial flowers; and other novelties and | |||||
presentation articles n.e.c.; Making of candles, tapers | |||||
and similar products of wax ; All other products n.e.c. | |||||