NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

ANANTNAG

BADGAM

BANDIPURA

BARAMULLA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

7,356

194,57,05

1,926

23,67,61

1,025

13,54,43

8,642

181,66,37

1. Direct Finance

7,272

191,47,96

1,910

22,90,00

1,002

13,19,07

8,562

179,40,78

2. Indirect Finance

84

3,09,09

16

77,61

23

35,36

80

2,25,59

II.

INDUSTRY

2,833

69,36,70

2,497

57,06,91

823

6,95,20

2,224

42,31,32

1. Mining & Quarrying

31

6,99,08

5

71,71

1

12,75

8

65,41

2. Manufacturing & Processing

2,662

49,58,76

2,331

42,57,82

820

6,73,46

2,102

32,53,03

3. Electricity, Gas & Water

14

3,28,43

-

-

-

-

6

1,44,11

4. Construction

126

9,50,43

161

13,77,38

2

8,99

108

7,68,77

III.

TRANSPORT OPERATORS

2,163

52,10,41

921

23,75,19

235

3,51,86

2,201

53,99,93

IV.

PROFESSIONAL AND OTHER SERVICES

449

20,96,45

156

13,53,33

149

1,13,08

489

15,11,44

V.

PERSONAL LOANS

20,633

176,02,94

15,840

145,40,72

5,030

32,81,69

23,937

235,80,42

1. Loans for Housing

1,224

30,55,46

1,098

30,36,80

89

2,32,97

1,727

42,67,13

2. Loans for Purchase of Consumer Durables

5,331

42,70,10

2,545

29,87,94

3,512

21,74,89

11,435

94,31,55

3. Rest of the Personal Loans

14,078

102,77,38

12,197

85,15,98

1,429

8,73,83

10,775

98,81,74

VI.

TRADE

7,747

196,04,25

3,571

77,46,04

1,565

13,34,38

8,055

132,59,05

1. Wholesale Trade

17

1,02,01

3

16,18

-

-

28

1,67,20

2. Retail Trade

7,730

195,02,24

3,568

77,29,86

1,565

13,34,38

8,027

130,91,85

VII.

FINANCE

12

16,87

-

-

6

4,51

13

65,17

VIII.

ALL OTHERS

695

3,26,14

69

74,85

330

70,54

2,382

11,77,74

TOTAL BANK CREDIT

41,888

712,50,81

24,980

341,64,65

9,163

72,05,69

47,943

673,91,44

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

DODA

GANDERBAL

JAMMU

KARGIL

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

1,120

17,65,95

992

11,03,21

12,010

179,16,63

67

3,72,87

1. Direct Finance

1,090

10,56,48

953

9,80,47

11,560

106,26,84

67

3,72,87

2. Indirect Finance

30

7,09,47

39

1,22,74

450

72,89,79

-

-

II.

INDUSTRY

194

13,41,67

1,252

15,02,93

6,413

1067,77,35

566

2,62,76

1. Mining & Quarrying

3

54,18

8

28,56

54

9,91,34

-

-

2. Manufacturing & Processing

140

3,39,67

1,231

13,65,42

6,062

873,85,19

564

2,54,02

3. Electricity, Gas & Water

33

8,81,60

-

-

20

43,06,82

-

-

4. Construction

18

66,22

13

1,08,95

277

140,94,00

2

8,74

III.

TRANSPORT OPERATORS

286

8,78,32

302

6,51,09

2,940

91,74,15

174

3,99,23

IV.

PROFESSIONAL AND OTHER SERVICES

91

2,02,70

160

7,26,18

3,192

237,69,66

70

1,03,41

V.

PERSONAL LOANS

6,828

64,22,56

6,219

57,24,42

88,896

1109,02,80

2,128

15,43,17

1. Loans for Housing

562

16,69,19

285

7,67,75

10,665

379,23,56

120

1,62,67

2. Loans for Purchase of Consumer Durables

1,370

11,68,40

1,636

17,46,31

10,226

98,91,19

31

12,71

3. Rest of the Personal Loans

4,896

35,84,97

4,298

32,10,36

68,005

630,88,05

1,977

13,67,79

VI.

TRADE

1,739

25,41,19

1,615

26,09,05

14,222

515,54,49

1,519

11,54,13

1. Wholesale Trade

-

-

33

35,71

1,018

80,84,10

-

-

2. Retail Trade

1,739

25,41,19

1,582

25,73,34

13,204

434,70,39

1,519

11,54,13

VII.

FINANCE

-

-

2

11

207

3,82,38

2

53

VIII.

ALL OTHERS

345

29,98,44

165

37,20

3,427

56,79,13

22

47,42

TOTAL BANK CREDIT

10,603

161,50,83

10,707

123,54,19

1,31,307

3261,56,59

4,548

38,83,52

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

KATHUA

KISHTWAR

KULGAM

KUPWARA

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

5,570

54,55,72

324

2,30,13

3,283

32,30,31

2,553

38,94,10

1. Direct Finance

5,529

50,35,35

323

2,28,72

3,095

31,66,75

2,488

37,94,01

2. Indirect Finance

41

4,20,37

1

1,41

188

63,56

65

1,00,09

II.

INDUSTRY

1,071

162,27,78

89

34,39

790

5,69,59

632

12,64,48

1. Mining & Quarrying

12

2,43,34

-

-

-

-

3

31,27

2. Manufacturing & Processing

993

147,29,40

89

34,39

754

4,82,36

601

10,69,62

3. Electricity, Gas & Water

39

9,30,50

-

-

-

-

-

-

4. Construction

27

3,24,54

-

-

36

87,23

28

1,63,59

III.

TRANSPORT OPERATORS

605

14,20,55

97

2,13,58

431

6,67,41

810

20,85,52

IV.

PROFESSIONAL AND OTHER SERVICES

562

12,56,83

14

13,62

175

2,64,47

227

4,11,04

V.

PERSONAL LOANS

9,403

97,16,27

4,163

20,99,70

5,603

36,76,31

13,534

108,46,54

1. Loans for Housing

1,211

29,67,68

283

4,75,06

134

2,88,36

496

11,96,99

2. Loans for Purchase of Consumer Durables

1,578

11,55,55

242

2,04,75

779

6,14,47

6,321

47,75,88

3. Rest of the Personal Loans

6,614

55,93,04

3,638

14,19,89

4,690

27,73,48

6,717

48,73,67

VI.

TRADE

3,433

45,81,34

929

8,03,95

1,770

21,09,65

4,787

58,36,42

1. Wholesale Trade

18

2,11,21

-

-

88

91,34

4

23,11

2. Retail Trade

3,415

43,70,13

929

8,03,95

1,682

20,18,31

4,783

58,13,31

VII.

FINANCE

19

12,90

-

-

3

1,71

4

67

VIII.

ALL OTHERS

642

3,36,04

313

99,14

44

43,25

897

2,40,44

TOTAL BANK CREDIT

21,305

390,07,43

5,929

34,94,51

12,099

105,62,70

23,444

245,79,21

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

LEH LADAKH

POONCH

PULWAMA

RAJOURI

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

25

26

27

28

29

30

31

32

I.

AGRICULTURE

524

21,55,56

1,502

22,11,86

3,004

51,99,19

3,089

19,84,74

1. Direct Finance

521

21,54,51

1,502

22,11,86

2,954

50,00,24

3,076

19,65,48

2. Indirect Finance

3

1,05

-

-

50

1,98,95

13

19,26

II.

INDUSTRY

525

11,33,13

363

8,59,32

1,034

41,92,89

466

12,60,12

1. Mining & Quarrying

4

71,96

3

57,22

27

1,59,51

5

27,33

2. Manufacturing & Processing

503

9,21,07

335

1,77,14

927

32,39,91

396

9,74,09

3. Electricity, Gas & Water

4

99,00

18

4,80,90

-

-

-

-

4. Construction

14

41,10

7

1,44,06

80

7,93,47

65

2,58,70

III.

TRANSPORT OPERATORS

526

11,30,96

746

7,82,37

1,262

38,03,35

390

9,12,10

IV.

PROFESSIONAL AND OTHER SERVICES

325

19,44,01

268

2,94,74

155

13,77,37

151

9,36,57

V.

PERSONAL LOANS

3,663

41,04,15

9,889

72,86,63

13,933

124,99,73

11,667

113,90,90

1. Loans for Housing

315

9,28,48

441

8,80,71

788

17,51,89

703

20,79,44

2. Loans for Purchase of Consumer Durables

129

1,15,62

954

7,06,73

3,179

31,78,84

1,437

26,86,92

3. Rest of the Personal Loans

3,219

30,60,05

8,494

56,99,19

9,966

75,69,00

9,527

66,24,54

VI.

TRADE

1,521

19,94,20

2,054

16,24,27

3,674

74,08,55

2,794

43,56,91

1. Wholesale Trade

25

69,90

121

56,11

16

59,48

1

6,92

2. Retail Trade

1,496

19,24,30

1,933

15,68,16

3,658

73,49,07

2,793

43,49,99

VII.

FINANCE

-

-

9

7,43

-

-

4

3,46

VIII.

ALL OTHERS

151

5,11,77

340

3,24,17

726

2,99,76

809

4,16,18

TOTAL BANK CREDIT

7,235

129,73,78

15,171

133,90,79

23,788

347,80,84

19,370

212,60,98

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

STATE : JAMMU & KASHMIR

OCCUPATION

RAMBAN

REASI

SAMBA

SHOPIAN

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

33

34

35

36

37

38

39

40

I.

AGRICULTURE

674

5,68,27

1,119

3,03,09

2,437

17,86,55

2,873

48,57,85

1. Direct Finance

672

5,67,96

1,102

2,77,09

2,396

17,13,12

2,829

48,06,20

2. Indirect Finance

2

31

17

26,00

41

73,43

44

51,65

II.

INDUSTRY

130

2,87,72

109

3,88,13

564

184,16,18

240

3,40,60

1. Mining & Quarrying

-

-

-

-

30

19,87,89

-

-

2. Manufacturing & Processing

121

2,57,88

93

2,93,76

518

161,18,73

238

3,35,49

3. Electricity, Gas & Water

-

-

1

6,71

-

-

-

-

4. Construction

9

29,84

15

87,66

16

3,09,56

2

5,11

III.

TRANSPORT OPERATORS

197

5,34,20

192

1,70,19

295

6,55,47

322

6,01,27

IV.

PROFESSIONAL AND OTHER SERVICES

101

1,25,82

295

17,96,51

265

14,78,33

12

20,46

V.

PERSONAL LOANS

3,175

21,92,70

5,084

36,29,77

6,887

66,89,08

4,527

37,10,46

1. Loans for Housing

107

1,72,02

195

2,81,39

623

15,44,93

87

1,88,41

2. Loans for Purchase of Consumer Durables

1,055

8,33,94

164

1,91,76

906

8,78,00

1,299

11,01,67

3. Rest of the Personal Loans

2,013

11,86,74

4,725

31,56,62

5,358

42,66,15

3,141

24,20,38

VI.

TRADE

894

6,34,98

1,442

17,71,19

1,358

37,04,18

1,407

23,91,95

1. Wholesale Trade

-

-

27

46,88

82

3,70,70

3

54,14

2. Retail Trade

894

6,34,98

1,415

17,24,31

1,276

33,33,48

1,404

23,37,81

VII.

FINANCE

-

-

15

8,28

7

1,09

-

-

VIII.

ALL OTHERS

8

2,66

72

1,44,52

440

2,54,35

175

65,94

TOTAL BANK CREDIT

5,179

43,46,35

8,328

82,11,68

12,253

329,85,23

9,556

119,88,53

TABLE NO. 5.9 -  DISTRICT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

NORTHERN REGION

STATE : JAMMU & KASHMIR

 OCCUPATION

SRINAGAR

UDHAMPUR

No. of
Accounts

Amount
Out-
standing

No. of
Accounts

Amount
Out-
standing

41

42

43

44

I.

AGRICULTURE

1,578

37,10,49

3,541

19,51,25

1. Direct Finance

1,530

24,28,31

3,445

17,49,35

2. Indirect Finance

48

12,82,18

96

2,01,90

II.

INDUSTRY

6,824

1288,46,15

584

40,11,53

1. Mining & Quarrying

38

3,23,83

5

65,75

2. Manufacturing & Processing

6,518

566,91,75

439

15,09,09

3. Electricity, Gas & Water

3

93,14

73

20,83,00

4. Construction

265

717,37,43

67

3,53,69

III.

TRANSPORT OPERATORS

3,378

91,21,94

814

21,93,14

IV.

PROFESSIONAL AND OTHER SERVICES

3,675

2385,07,08

474

19,69,67

V.

PERSONAL LOANS

84,249

1028,53,50

11,623

124,97,37

1. Loans for Housing

6,647

238,49,45

1,207

33,70,88

2. Loans for Purchase of Consumer Durables

23,653

263,04,26

1,425

16,89,58

3. Rest of the Personal Loans

53,949

526,99,79

8,991

74,36,91

VI.

TRADE

21,126

1130,61,88

3,239

58,15,78

1. Wholesale Trade

246

506,84,69

53

5,30,27

2. Retail Trade

20,880

623,77,19

3,186

52,85,51

VII.

FINANCE

12

61,91

43

6,64,54

VIII.

ALL OTHERS

1,778

17,73,32

353

9,63,79

TOTAL BANK CREDIT

1,22,620

5979,36,27

20,671

300,67,07