Jammu & Kashmir - आरबीआय - Reserve Bank of India
Jammu & Kashmir
NORTHERN REGION(Contd.) |
||||||||||
STATE : JAMMU & KASHMIR | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit Limit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
7,623 |
118,66 |
88,11 |
12,792 |
304,11 |
234,68 |
- |
- |
- |
1. Direct Finance |
7,287 |
84,96 |
61,40 |
12,442 |
191,43 |
156,99 |
- |
- |
- |
|
2. Indirect Finance |
336 |
33,70 |
26,71 |
350 |
112,68 |
77,69 |
- |
- |
- |
|
II. |
INDUSTRY |
4,546 |
303,74 |
223,33 |
5,059 |
1135,55 |
1016,83 |
19 |
35,86 |
14,42 |
1. Mining & Quarrying |
54 |
7,86 |
6,53 |
49 |
24,49 |
22,83 |
- |
- |
- |
|
2. Food Manufacturing & Processing |
619 |
57,68 |
46,22 |
701 |
119,35 |
92,07 |
- |
- |
- |
|
(a) Rice Mills, Flour & Dal Mills |
91 |
35,27 |
30,34 |
162 |
48,50 |
38,47 |
- |
- |
- |
|
(b) Sugar |
4 |
51 |
43 |
- |
- |
- |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
18 |
2,22 |
1,63 |
19 |
7,63 |
6,74 |
- |
- |
- |
|
(d) Tea Processing |
1 |
24 |
24 |
3 |
1,10 |
42 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
12 |
88 |
63 |
12 |
11,36 |
10,60 |
- |
- |
- |
|
(f) Others |
493 |
18,57 |
12,96 |
505 |
50,77 |
35,84 |
- |
- |
- |
|
3. Beverage & Tobacco |
34 |
12,37 |
10,01 |
18 |
12,07 |
11,75 |
- |
- |
- |
|
4. Textiles |
1,494 |
22,29 |
15,25 |
1,171 |
54,24 |
37,08 |
- |
- |
- |
|
(a) Cotton Textiles |
121 |
1,76 |
1,33 |
43 |
22,13 |
11,22 |
- |
- |
- |
|
(b) Jute & Other Natural Fibre Textiles |
27 |
94 |
55 |
60 |
3,78 |
3,48 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
280 |
3,78 |
2,61 |
130 |
5,00 |
3,79 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
1,066 |
15,81 |
10,75 |
938 |
23,34 |
18,59 |
- |
- |
- |
|
5. Paper, Paper Products & Printing |
293 |
43,08 |
32,90 |
78 |
31,28 |
26,80 |
- |
- |
- |
|
6. Woods and Wood Products |
171 |
8,52 |
7,05 |
377 |
5,88 |
4,61 |
- |
- |
- |
|
7. Leather & Leather Products |
31 |
1,22 |
77 |
44 |
1,28 |
92 |
- |
- |
- |
|
8. Gems and Jewellery |
13 |
1,30 |
1,27 |
77 |
12,37 |
9,18 |
- |
- |
- |
|
9. Rubber & Plastic Products |
57 |
19,42 |
18,52 |
81 |
21,10 |
17,68 |
- |
- |
- |
|
10. Chemicals & Chemical Products |
68 |
22,09 |
20,12 |
137 |
55,75 |
48,34 |
12 |
34,74 |
13,34 |
|
(a) Heavy Industrial Chemicals |
6 |
2,51 |
2,08 |
10 |
15,64 |
14,28 |
- |
- |
- |
|
(b) Fertilisers |
- |
- |
- |
2 |
19 |
18 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
13 |
6,78 |
6,06 |
33 |
23,91 |
20,38 |
12 |
34,74 |
13,34 |
|
(d) Non-Edible Oils |
4 |
90 |
78 |
- |
- |
- |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
45 |
11,91 |
11,20 |
92 |
16,00 |
13,50 |
- |
- |
- |
|
11. Petroleum, Coal Products & Nuclear Fuels |
6 |
13,58 |
10,39 |
5 |
1,42 |
80 |
- |
- |
- |
|
12. Manufacture of Cement & Cement Products |
97 |
10,90 |
7,74 |
113 |
19,52 |
17,64 |
- |
- |
- |
|
13. Basic Metals & Metal Products |
352 |
37,09 |
15,85 |
221 |
385,65 |
378,82 |
1 |
2 |
1 |
|
(a) Iron & Steel |
48 |
6,92 |
4,70 |
47 |
358,98 |
356,03 |
- |
- |
- |
|
(b) Non-Ferrous Metals |
15 |
24,02 |
6,30 |
11 |
15,13 |
12,11 |
- |
- |
- |
|
(c) Metal Products |
289 |
6,15 |
4,84 |
163 |
11,54 |
10,68 |
1 |
2 |
1 |
|
14. Engineering |
274 |
22,61 |
15,00 |
719 |
126,51 |
115,46 |
4 |
1,05 |
1,03 |
|
(a) Heavy Engineering |
5 |
43 |
39 |
43 |
4,31 |
3,35 |
- |
- |
- |
|
(b) Light Engineering |
175 |
12,38 |
7,38 |
393 |
20,84 |
16,66 |
4 |
1,05 |
1,03 |
|
(c) Electrical Machinery & Goods |
73 |
8,82 |
6,61 |
257 |
99,17 |
93,52 |
- |
- |
- |
|
(d) Electronic Machinery & Goods |
21 |
98 |
63 |
26 |
2,19 |
1,94 |
- |
- |
- |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
23 |
60 |
45 |
20 |
12,45 |
10,36 |
- |
- |
- |
|
16. Other Industries |
933 |
18,06 |
12,13 |
922 |
131,48 |
113,43 |
1 |
2 |
2 |
|
17. Electricity, Gas & Water |
1 |
5 |
4 |
7 |
74,20 |
72,96 |
- |
- |
- |
|
(a) Electricity Generation & Transmission |
1 |
5 |
4 |
3 |
73,45 |
72,25 |
- |
- |
- |
|
(b) Non-Conventional Energy |
- |
- |
- |
1 |
4 |
4 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
- |
- |
- |
3 |
71 |
67 |
- |
- |
- |
|
18. Construction |
26 |
5,02 |
3,11 |
319 |
46,52 |
36,10 |
1 |
2 |
2 |
|
(a) Other than Infrastructure |
1 |
5 |
4 |
258 |
42,39 |
32,38 |
1 |
2 |
2 |
|
(b) Infrastructure Construction |
25 |
4,97 |
3,07 |
61 |
4,13 |
3,72 |
- |
- |
- |
|
III. |
TRANSPORT OPERATORS |
2,612 |
106,05 |
69,31 |
955 |
33,02 |
28,98 |
- |
- |
- |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,801 |
115,02 |
82,12 |
4,977 |
222,22 |
166,81 |
15 |
5,63 |
4,58 |
1. Professional Services |
208 |
3,52 |
2,83 |
998 |
39,05 |
33,72 |
- |
- |
- |
|
2. Tourism, Hotel & Restaurants |
241 |
36,70 |
24,39 |
687 |
48,88 |
34,77 |
- |
- |
- |
|
3. Recreation services |
44 |
1,40 |
1,11 |
56 |
1,03 |
87 |
2 |
42 |
35 |
|
4. IT and Telecommunications |
32 |
2,01 |
1,37 |
19 |
2,39 |
2,23 |
1 |
80 |
13 |
|
5. Others |
1,276 |
71,39 |
52,43 |
3,217 |
130,86 |
95,22 |
12 |
4,41 |
4,10 |
|
V. |
PERSONAL LOANS |
47,734 |
956,65 |
689,27 |
25,677 |
583,76 |
496,08 |
10 |
23 |
15 |
1. Housing |
8,464 |
388,27 |
296,57 |
5,608 |
275,52 |
256,21 |
- |
- |
- |
|
2. Consumer Durables |
1,210 |
7,93 |
4,85 |
1,579 |
12,37 |
9,65 |
- |
- |
- |
|
3. Vehicles |
10,162 |
211,59 |
134,32 |
4,139 |
65,77 |
56,80 |
- |
- |
- |
|
4. Education |
1,407 |
54,11 |
38,71 |
1,888 |
48,48 |
42,27 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
366 |
2,00 |
1,22 |
- |
- |
- |
|
6. Others |
26,491 |
294,74 |
214,82 |
12,097 |
179,63 |
129,93 |
10 |
23 |
15 |
|
VI. |
TRADE |
10,886 |
388,07 |
308,35 |
10,988 |
487,46 |
395,16 |
12 |
6,65 |
5,63 |
1. Wholesale Trade |
679 |
60,64 |
52,28 |
665 |
71,86 |
59,84 |
6 |
1,89 |
1,88 |
|
2. Retail Trade |
10,207 |
327,42 |
256,07 |
10,323 |
415,60 |
335,33 |
6 |
4,76 |
3,75 |
|
VII. |
FINANCE |
23 |
1,24 |
62 |
285 |
18,66 |
12,76 |
- |
- |
- |
VIII. |
ALL OTHERS |
293 |
2,25 |
1,67 |
2,566 |
49,37 |
36,89 |
6 |
1,30 |
60 |
TOTAL BANK CREDIT |
75,518 |
1991,67 |
1462,78 |
63,299 |
2834,15 |
2388,19 |
62 |
49,67 |
25,38 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING |
||||||||||
NORTHERN REGION |
||||||||||
STATE : JAMMU & KASHMIR |
||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
16,928 |
155,81 |
105,92 |
46,298 |
1071,68 |
838,97 |
83,641 |
1650,27 |
1267,67 |
1. Direct Finance |
16,757 |
152,88 |
103,83 |
45,800 |
982,35 |
760,83 |
82,286 |
1411,62 |
1083,04 |
|
2. Indirect Finance |
171 |
2,94 |
2,09 |
498 |
89,33 |
78,14 |
1,355 |
238,65 |
184,63 |
|
II. |
INDUSTRY |
2,150 |
25,51 |
18,08 |
18,669 |
2533,41 |
1966,10 |
30,443 |
4034,07 |
3238,76 |
1. Mining & Quarrying |
5 |
84 |
27 |
164 |
24,26 |
17,29 |
272 |
57,46 |
46,91 |
|
2. Food Manufacturing & Processing |
43 |
2,20 |
1,83 |
767 |
100,34 |
76,54 |
2,130 |
279,57 |
216,65 |
|
(a) Rice Mills, Flour & Dal Mills |
28 |
1,95 |
1,65 |
104 |
63 |
42 |
385 |
86,34 |
70,88 |
|
(b) Sugar |
- |
- |
- |
1 |
5 |
5 |
5 |
56 |
48 |
|
(c) Edible Oils & Vanaspati |
- |
- |
- |
66 |
16,31 |
9,75 |
103 |
26,16 |
18,11 |
|
(d) Tea Processing |
- |
- |
- |
321 |
3,54 |
2,29 |
325 |
4,87 |
2,94 |
|
(e) Processing of Fruits & Vegetables |
1 |
6 |
5 |
35 |
13,08 |
9,71 |
60 |
25,37 |
20,99 |
|
(f) Others |
14 |
19 |
13 |
240 |
66,74 |
54,33 |
1,252 |
136,26 |
103,25 |
|
3. Beverage & Tobacco |
- |
- |
- |
56 |
109,03 |
89,39 |
108 |
133,47 |
111,15 |
|
4. Textiles |
65 |
46 |
37 |
10,035 |
308,86 |
177,31 |
12,765 |
385,85 |
230,00 |
|
(a) Cotton Textiles |
2 |
7 |
5 |
148 |
6,84 |
5,78 |
314 |
30,80 |
18,39 |
|
(b) Jute & Other Natural Fibre Textiles |
1 |
- |
- |
117 |
1,51 |
1,00 |
205 |
6,23 |
5,03 |
|
(c) Handloom Textiles & Khadi |
24 |
12 |
11 |
7,126 |
46,42 |
29,40 |
7,560 |
55,31 |
35,91 |
|
(d) Other Textiles & Textile Products |
38 |
27 |
21 |
2,644 |
254,09 |
141,13 |
4,686 |
293,50 |
170,68 |
|
5. Paper, Paper Products & Printing |
7 |
16 |
14 |
310 |
59,89 |
41,89 |
688 |
134,42 |
101,73 |
|
6. Woods and Wood Products |
36 |
67 |
61 |
655 |
33,39 |
28,95 |
1,239 |
48,46 |
41,22 |
|
7. Leather & Leather Products |
4 |
2 |
1 |
252 |
5,95 |
4,64 |
331 |
8,47 |
6,35 |
|
8. Gems and Jewellery |
1 |
2 |
1 |
252 |
6,55 |
5,20 |
343 |
20,24 |
15,66 |
|
9. Rubber & Plastic Products |
3 |
6 |
5 |
100 |
8,84 |
6,89 |
241 |
49,41 |
43,15 |
|
10. Chemicals & Chemical Products |
14 |
27 |
23 |
256 |
95,91 |
82,09 |
487 |
208,77 |
164,12 |
|
(a) Heavy Industrial Chemicals |
- |
- |
- |
5 |
13,63 |
9,75 |
21 |
31,78 |
26,11 |
|
(b) Fertilisers |
1 |
2 |
1 |
- |
- |
- |
3 |
21 |
19 |
|
(c) Drugs & Pharmaceuticals |
11 |
19 |
15 |
142 |
51,65 |
44,45 |
211 |
117,27 |
84,38 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
4 |
90 |
78 |
|
(e) Other Chemicals & Chemical Products |
2 |
6 |
7 |
109 |
30,64 |
27,89 |
248 |
58,62 |
52,66 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
- |
- |
- |
33 |
7,37 |
6,32 |
44 |
22,37 |
17,50 |
|
12. Manufacture of Cement & Cement Products |
3 |
4 |
1 |
165 |
331,06 |
267,98 |
378 |
361,51 |
293,37 |
|
13. Basic Metals & Metal Products |
10 |
37 |
17 |
893 |
194,60 |
151,85 |
1,477 |
617,73 |
546,69 |
|
(a) Iron & Steel |
4 |
21 |
9 |
95 |
109,67 |
84,39 |
194 |
475,78 |
445,22 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
106 |
59,82 |
47,20 |
132 |
98,96 |
65,61 |
|
(c) Metal Products |
6 |
17 |
8 |
692 |
25,12 |
20,26 |
1,151 |
42,99 |
35,86 |
|
14. Engineering |
41 |
99 |
68 |
895 |
49,07 |
34,49 |
1,933 |
200,23 |
166,67 |
|
(a) Heavy Engineering |
1 |
21 |
14 |
6 |
35 |
23 |
55 |
5,29 |
4,10 |
|
(b) Light Engineering |
26 |
56 |
38 |
442 |
29,94 |
19,97 |
1,040 |
64,78 |
45,42 |
|
(c) Electrical Machinery & Goods |
8 |
18 |
14 |
270 |
16,71 |
12,98 |
608 |
124,88 |
113,25 |
|
(d) Electronic Machinery & Goods |
6 |
3 |
2 |
177 |
2,08 |
1,32 |
230 |
5,28 |
3,90 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
122 |
1,29 |
94 |
625 |
59,22 |
42,60 |
790 |
73,56 |
54,36 |
|
16. Other Industries |
1,720 |
14,22 |
9,62 |
2,016 |
224,83 |
182,86 |
5,592 |
388,61 |
318,05 |
|
17. Electricity, Gas & Water |
1 |
4 |
3 |
138 |
41,36 |
38,64 |
147 |
115,65 |
111,67 |
|
(a) Electricity Generation & Transmission |
- |
- |
- |
138 |
41,36 |
38,64 |
142 |
114,85 |
110,93 |
|
(b) Non-Conventional Energy |
- |
- |
- |
- |
- |
- |
1 |
4 |
4 |
|
(c) Gas, Steam & Water Supply |
1 |
4 |
3 |
- |
- |
- |
4 |
75 |
70 |
|
18. Construction |
75 |
3,86 |
3,10 |
1,057 |
872,88 |
711,18 |
1,478 |
928,31 |
753,51 |
|
(a) Other than Infrastructure |
57 |
2,49 |
1,83 |
877 |
340,10 |
263,30 |
1,194 |
385,05 |
297,58 |
|
(b) Infrastructure Construction |
18 |
1,37 |
1,27 |
180 |
532,79 |
447,87 |
284 |
543,25 |
455,93 |
|
III. |
TRANSPORT OPERATORS |
4,697 |
153,25 |
109,15 |
17,438 |
734,89 |
487,15 |
25,702 |
1027,21 |
694,59 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
544 |
9,44 |
6,57 |
7,230 |
4104,93 |
3637,83 |
14,567 |
4457,23 |
3897,91 |
1. Professional Services |
123 |
1,55 |
1,06 |
722 |
98,74 |
79,36 |
2,051 |
142,87 |
116,98 |
|
2. Tourism, Hotel & Restaurants |
13 |
1,20 |
89 |
1,591 |
199,72 |
140,69 |
2,532 |
286,50 |
200,74 |
|
3. Recreation services |
2 |
6 |
5 |
194 |
19,97 |
16,40 |
298 |
22,88 |
18,78 |
|
4. IT and Telecommunications |
- |
- |
- |
40 |
7,97 |
6,69 |
92 |
13,17 |
10,42 |
|
5. Others |
406 |
6,63 |
4,57 |
4,683 |
3778,53 |
3394,69 |
9,594 |
3991,82 |
3551,00 |
|
V. |
PERSONAL LOANS |
24,958 |
245,37 |
171,62 |
2,34,865 |
3843,97 |
2835,71 |
3,33,244 |
5629,98 |
4192,84 |
1. Housing |
1,158 |
29,67 |
20,94 |
35,481 |
1347,74 |
1072,08 |
50,711 |
2041,21 |
1645,80 |
|
2. Consumer Durables |
1,507 |
8,75 |
6,02 |
61,555 |
702,26 |
492,23 |
65,851 |
731,30 |
512,76 |
|
3. Vehicles |
5,268 |
75,31 |
52,62 |
67,609 |
939,25 |
653,47 |
87,178 |
1291,91 |
897,20 |
|
4. Education |
156 |
1,94 |
1,25 |
4,717 |
131,86 |
89,60 |
8,168 |
236,39 |
171,83 |
|
5. Personal Credit Cards |
- |
- |
- |
3,270 |
9,49 |
8,04 |
3,636 |
11,49 |
9,26 |
|
6. Others |
16,869 |
129,70 |
90,78 |
62,233 |
713,37 |
520,29 |
1,17,700 |
1317,67 |
955,98 |
|
VI. |
TRADE |
13,580 |
171,71 |
126,11 |
59,994 |
2370,97 |
1960,79 |
95,460 |
3424,86 |
2796,04 |
1. Wholesale Trade |
852 |
13,95 |
9,81 |
129 |
523,19 |
513,61 |
2,331 |
671,54 |
637,42 |
|
2. Retail Trade |
12,728 |
157,76 |
116,30 |
59,865 |
1847,78 |
1447,18 |
93,129 |
2753,32 |
2158,62 |
|
VII. |
FINANCE |
412 |
4,02 |
2,56 |
58 |
5,27 |
4,31 |
778 |
29,18 |
20,25 |
VIII. |
ALL OTHERS |
9,918 |
61,17 |
42,52 |
9,463 |
64,05 |
48,02 |
22,246 |
178,14 |
129,69 |
TOTAL BANK CREDIT |
73,187 |
826,29 |
582,53 |
3,94,015 |
14729,16 |
11778,89 |
6,06,081 |
20430,94 |
16237,76 |