Table No.5.7 - State and Population Group-Wise Classification of Outstanding
Credit of Scheduled Commercial Banks According to Occupation

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

65,029

50,93

44,71

11,414

17,04

13,86

1.

Direct Finance

64,370

49,52

43,50

11,352

16,17

13,17

2.

Indirect Finance

659

1,41

1,21

62

87

69

II.

INDUSTRY

24,949

47,17

40,17

5,405

60,35

50,34

1.

Mining & Quarrying

10

17

20

8

10

20

2.

Food Manufacturing and Processing

512

10,38

8,45

148

8,96

9,47

(a)

Rice Mills, Flour and Dal Mills

120

5,65

4,65

47

4,10

3,90

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

171

3,31

2,46

42

3,12

3,94

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

5

8

9

(f)

Others

221

1,42

1,34

54

1,66

1,55

3.

Beverage and Tobacco

2

3

4

21

1,51

98

4.

Textiles

172

4,49

3,35

146

26,72

19,02

(a)

Cotton Textiles

21

2,43

1,40

9

24,03

16,76

(b)

Jute Textiles

3

9

5

-

-

-

(c)

Handloom Textiles & Khadi

14

11

10

5

7

10

(d)

Other Textiles

134

1,87

1,79

132

2,63

2,15

5.

Paper, Paper Products and Printing

59

83

95

21

59

73

6.

Leather and Leather Products

13

35

45

16

21

17

7.

Rubber and Rubber Products

9

16

13

16

32

36

8.

Chemicals and Chemical Products

54

99

1,28

75

1,93

2,25

(a)

Heavy Industrial Chemicals

-

-

-

2

12

23

(b)

Fertilizers

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

4

13

34

20

45

59

(d)

Non-Edible Oils

5

3

4

1

1

1

(e)

Other Chemicals & Chemical Products

45

83

90

52

1,34

1,42

9.

Petroleum, Coal Products & Nuclear Fuels

8

15

15

5

19

6

10.

Manufacture of Cement & Cement Products

14

45

57

19

83

52

11.

Basic Metals & Metal Products

154

1,87

1,79

172

3,91

3,51

(a)

Iron and Steel

41

69

55

65

2,02

1,89

(b)

Non-Ferrous Metals

3

6

7

4

5

5

(c)

Other Metal Products

110

1,13

1,17

103

1,83

1,57

12.

Engineering

54

2,34

2,34

74

1,74

1,58

(a)

Heavy Engineering

6

6

11

2

5

6

(b)

Light Engineering

8

1,57

1,55

15

43

43

(c)

Electrical Machinery & Goods

27

46

42

28

1,01

88

(d)

Electronic Machinery & Goods

13

24

26

29

25

22

13.

Vehicles, Vehicle Parts & Transport

Equipments

36

49

46

16

14

11

14.

Other Industries

23,788

22,88

18,49

4,591

12,33

10,61

15.

Electricity, Gas & Water

6

4

4

3

2

3

(a)

Electricity Generation & Transmission

4

3

3

2

2

3

(b)

Non-Conventional Energy

1

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

1

-

1

-

-

16.

Construction

58

1,54

1,48

74

87

73

III.

TRANSPORT OPERATORS

6,563

35,05

24,92

1,767

23,04

17,29

PROFESSIONAL AND OTHER SERVICES

4,994

7,93

7,24

1,644

4,62

4,76

V.

PERSONAL LOANS

16,248

34,51

29,77

5,621

19,45

16,36

1.

Loans for Purchase of Consumer Durables

737

89

66

432

56

43

2.

Loans for Housing

1,545

11,58

9,50

730

7,58

6,42

3.

Rest of the Personal Loans

13,966

22,04

19,61

4,459

11,31

9,51

VI.

TRADE

30,335

49,70

42,15

8,019

25,06

21,23

1.

Wholesale Trade

782

5,87

6,14

291

3,13

2,63

2.

Retail Trade

29,553

43,83

36,01

7,728

21,93

18,60

VII.

FINANCE

38

3,29

3,25

6

85

84

VIII.

ALL OTHERS

11,988

10,78

10,49

2,987

6,38

6,27

TOTAL BANK CREDIT

1,60,144

239,36

202,71

36,863

156,79

130,96

OF WHICH :

1. Artisans & Village Industries

19,787

10,37

8,79

2,680

2,11

1,90

2. Other Small Scale Industries

4,053

24,70

22,17

2,305

24,66

21,88

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,861

30,45

28,31

-

-

-

1.

Direct Finance

5,525

28,48

25,16

-

-

-

2.

Indirect Finance

336

1,96

3,15

-

-

-

II.

INDUSTRY

10,998

186,42

182,57

-

-

-

1.

Mining & Quarrying

53

10,92

10,21

-

-

-

2.

Food Manufacturing and Processing

360

15,90

15,76

-

-

-

(a)

Rice Mills, Flour and Dal Mills

95

7,02

7,09

-

-

-

(b)

Sugar

1

3

4

-

-

-

(c)

Edible Oils and Vanaspati

34

2,05

2,15

-

-

-

(d)

Tea Processing

1

4

6

-

-

-

(e)

Processing of Fruits & Vegetables

7

16

10

-

-

-

(f)

Others

222

6,61

6,32

-

-

-

3.

Beverage and Tobacco

44

21,62

19,43

-

-

-

4.

Textiles

1,478

20,45

18,28

-

-

-

(a)

Cotton Textiles

42

3,14

3,12

-

-

-

(b)

Jute Textiles

1

1

-

-

-

-

(c)

Handloom Textiles & Khadi

27

38

37

-

-

-

(d)

Other Textiles

1,408

16,93

14,79

-

-

-

5.

Paper, Paper Products and Printing

193

4,85

4,86

-

-

-

6.

Leather and Leather Products

208

3,28

3,02

-

-

-

7.

Rubber and Rubber Products

13

48

51

-

-

-

8.

Chemicals and Chemical Products

212

13,41

12,93

-

-

-

(a)

Heavy Industrial Chemicals

16

90

1,02

-

-

-

(b)

Fertilizers

1

4

9

-

-

-

(c)

Drugs and Pharmaceuticals

71

2,65

2,99

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

124

9,81

8,83

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

82

4,74

3,16

-

-

-

10.

Manufacture of Cement & Cement Products

36

5,23

3,12

-

-

-

11.

Basic Metals & Metal Products

366

22,07

29,01

-

-

-

(a)

Iron and Steel

89

13,87

21,06

-

-

-

(b)

Non-Ferrous Metals

17

60

27

-

-

-

(c)

Other Metal Products

260

7,61

7,69

-

-

-

12.

Engineering

281

8,74

5,02

-

-

-

(a)

Heavy Engineering

5

12

8

-

-

-

(b)

Light Engineering

41

2,27

95

-

-

-

(c)

Electrical Machinery & Goods

164

5,36

3,35

-

-

-

(d)

Electronic Machinery & Goods

71

99

65

-

-

-

13.

Vehicles, Vehicle Parts & Transport

Equipments

84

4,24

3,61

-

-

-

14.

Other Industries

7,453

46,52

49,16

-

-

-

15.

Electricity, Gas & Water

21

72

70

-

-

-

(a)

Electricity Generation & Transmission

17

65

65

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

4

7

6

-

-

-

16.

Construction

114

3,26

3,78

-

-

-

III.

TRANSPORT OPERATORS

3,172

52,68

42,83

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

26,463

65,49

62,58

-

-

-

V.

PERSONAL LOANS

49,684

114,39

106,77

-

-

-

1.

Loans for Purchase of Consumer Durables

18,766

22,67

30,05

-

-

-

2.

Loans for Housing

3,429

33,29

27,53

-

-

-

3.

Rest of the Personal Loans

27,489

58,43

49,18

-

-

-

VI.

TRADE

14,140

220,70

210,99

-

-

-

1.

Wholesale Trade

1,942

157,58

150,86

-

-

-

2.

Retail Trade

12,198

63,13

60,13

-

-

-

VII.

FINANCE

59

5,12

4,99

-

-

-

VIII.

ALL OTHERS

38,255

100,90

91,76

-

-

-

TOTAL BANK CREDIT

1,48,632

776,15

730,81

-

-

-

OF WHICH :

1. Artisans & Village Industries

3,241

5,90

5,08

-

-

-

2. Other Small Scale Industries

5,740

82,81

82,31

-

-

-