Jammu& Kashmir - आरबीआय - Reserve Bank of India
Jammu& Kashmir
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
NORTHERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
6,479 |
28,01 |
19,26 |
6,199 |
64,52 |
60,58 |
||
1. Direct Finance |
6,466 |
26,38 |
18,36 |
5,744 |
15,66 |
12,37 |
|||
2. Indirect Finance |
13 |
1,63 |
90 |
455 |
48,85 |
48,22 |
|||
II. |
INDUSTRY |
4,295 |
76,04 |
62,21 |
4,477 |
663,61 |
388,05 |
||
1. Mining & Quarrying |
11 |
69 |
36 |
4 |
26 |
23 |
|||
2. Food Manufacturing & Processing |
261 |
19,78 |
16,45 |
268 |
45,16 |
40,29 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
95 |
11,81 |
9,80 |
78 |
15,65 |
14,04 |
||
(b) |
Sugar |
— |
— |
— |
1 |
5 |
3 |
||
(c) |
Edible Oils & Vanaspati |
35 |
2,15 |
2,04 |
22 |
1,63 |
1,66 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
5 |
37 |
46 |
29 |
8,62 |
8,10 |
||
(f) |
Others |
126 |
5,44 |
4,14 |
138 |
19,22 |
16,45 |
||
3. Beverage & Tobacco |
2 |
20 |
20 |
12 |
3,34 |
2,95 |
|||
4. Textiles |
1,280 |
15,19 |
11,83 |
179 |
12,98 |
10,39 |
|||
(a) |
Cotton Textiles |
10 |
2,80 |
1,91 |
5 |
27 |
31 |
||
(b) |
Jute & Other Natural Fibre Textiles |
4 |
2 |
1 |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
30 |
34 |
23 |
6 |
1,14 |
1,07 |
||
(d) |
Other Textiles & Textile Products |
1,236 |
12,02 |
9,68 |
168 |
11,56 |
9,02 |
||
5. Paper, Paper Products & Printing |
81 |
2,50 |
2,27 |
69 |
22,98 |
22,89 |
|||
6. Leather & Leather Products |
58 |
50 |
44 |
31 |
79 |
84 |
|||
7. Rubber & Plastic Products |
69 |
3,11 |
1,86 |
49 |
4,75 |
4,37 |
|||
8. Chemicals & Chemical Products |
41 |
2,15 |
1,61 |
90 |
19,84 |
19,49 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
9 |
7,18 |
7,16 |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
6 |
67 |
56 |
40 |
3,64 |
3,72 |
||
(d) |
Non-Edible Oils |
1 |
5 |
3 |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
34 |
1,43 |
1,02 |
41 |
9,02 |
8,62 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
4 |
18 |
9 |
2 |
2,19 |
2,08 |
|||
10. Manufacture of Cement & Cement Products |
19 |
94 |
62 |
24 |
4,18 |
2,90 |
|||
11. Basic Metals & Metal Products |
317 |
6,84 |
5,62 |
69 |
12,89 |
11,23 |
|||
(a) |
Iron & Steel |
27 |
3,12 |
2,66 |
25 |
11,05 |
9,27 |
||
(b) |
Non-Ferrous Metals |
4 |
79 |
44 |
— |
— |
— |
||
(c) |
Metal Products |
286 |
2,93 |
2,52 |
44 |
1,84 |
1,96 |
||
12. Engineering |
158 |
9,55 |
8,78 |
121 |
337,35 |
145,99 |
|||
(a) |
Heavy Engineering |
6 |
72 |
58 |
14 |
83 |
74 |
||
(b) |
Light Engineering |
41 |
82 |
55 |
13 |
18,18 |
8,30 |
||
(c) |
Electrical Machinery & Goods |
63 |
6,16 |
5,97 |
70 |
317,35 |
136,12 |
||
(d) |
Electronic Machinery & Goods |
48 |
1,85 |
1,68 |
24 |
99 |
83 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
71 |
63 |
56 |
31 |
3,46 |
2,26 |
|||
14. Other Industries |
1,876 |
12,89 |
10,75 |
3,427 |
36,89 |
31,11 |
|||
15. Electricity, Gas & Water |
6 |
22 |
18 |
3 |
150,08 |
85,78 |
|||
(a) |
Electricity Generation &Transmission |
4 |
14 |
11 |
2 |
150,04 |
85,75 |
||
(b) |
Non-Conventional Energy |
1 |
4 |
4 |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
1 |
4 |
4 |
1 |
4 |
2 |
||
16. Construction |
41 |
68 |
57 |
98 |
6,47 |
5,26 |
|||
III. |
TRANSPORT OPERATORS |
1,600 |
34,11 |
21,73 |
1,940 |
23,75 |
17,92 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
689 |
10,48 |
7,84 |
1,126 |
56,58 |
39,98 |
||
V. |
PERSONAL LOANS |
20,268 |
141,39 |
113,32 |
22,524 |
190,03 |
159,16 |
||
1. Loans for Purchase of Consumer Durables |
1,626 |
9,68 |
6,27 |
3,687 |
19,56 |
15,58 |
|||
2. Loans for Housing |
2,401 |
47,90 |
42,39 |
2,174 |
42,96 |
38,36 |
|||
3. Rest of the Personal Loans |
16,241 |
83,81 |
64,65 |
16,663 |
127,51 |
105,22 |
|||
VI. |
TRADE |
9,617 |
98,51 |
80,60 |
9,295 |
122,21 |
105,31 |
||
1. Wholesale Trade |
661 |
23,28 |
19,93 |
558 |
26,71 |
23,05 |
|||
2. Retail Trade |
8,956 |
75,23 |
60,67 |
8,737 |
95,49 |
82,25 |
|||
VII. |
FINANCE |
165 |
2,18 |
1,79 |
56 |
153,22 |
155,86 |
||
VIII. |
ALL OTHERS |
3,364 |
61,79 |
48,33 |
7,672 |
97,48 |
84,37 |
||
|
|||||||||
TOTAL BANK CREDIT |
46,477 |
452,51 |
355,09 |
53,289 |
1371,40 |
1011,22 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
712 |
29,71 |
26,17 |
946 |
6,08 |
5,07 |
|||
2.OtherSmallScaleIndustries |
2,593 |
22,67 |
16,95 |
2,763 |
69,49 |
60,39 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
25,340 |
49,82 |
40,07 |
||
1. Direct Finance |
— |
— |
— |
24,840 |
48,73 |
39,14 |
|||
2. Indirect Finance |
— |
— |
— |
500 |
1,09 |
92 |
|||
II. |
INDUSTRY |
1 |
19 |
19 |
3,902 |
6,35 |
5,21 |
||
1. Mining & Quarrying |
— |
— |
— |
— |
— |
— |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
12 |
30 |
26 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
8 |
26 |
23 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
1 |
1 |
1 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
— |
— |
— |
3 |
4 |
2 |
||
3. Beverage & Tobacco |
— |
— |
— |
1 |
3 |
3 |
|||
4. Textiles |
1 |
19 |
19 |
— |
— |
— |
|||
(a) |
Cotton Textiles |
— |
— |
— |
— |
— |
— |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
— |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
— |
— |
— |
||
(d) |
Other Textiles & Textile Products |
1 |
19 |
19 |
— |
— |
— |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
2 |
1 |
1 |
|||
6. Leather & Leather Products |
— |
— |
— |
— |
— |
— |
|||
7. Rubber & Plastic Products |
— |
— |
— |
2 |
1 |
1 |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
1 |
2 |
2 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
1 |
2 |
2 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
— |
— |
— |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
— |
— |
— |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
5 |
14 |
11 |
|||
(a) |
Iron & Steel |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
5 |
14 |
11 |
||
12. Engineering |
— |
— |
— |
15 |
34 |
30 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
13 |
31 |
27 |
||
(b) |
Light Engineering |
— |
— |
— |
— |
— |
— |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
1 |
— |
— |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
1 |
3 |
3 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
64 |
50 |
32 |
|||
14. Other Industries |
— |
— |
— |
3,019 |
3,35 |
2,72 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
— |
— |
— |
781 |
1,65 |
1,42 |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
3,149 |
27,42 |
18,14 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
— |
— |
— |
299 |
94 |
78 |
||
V. |
PERSONAL LOANS |
— |
— |
— |
17,016 |
50,02 |
42,74 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
2,245 |
4,57 |
3,30 |
|||
2. Loans for Housing |
— |
— |
— |
1,674 |
12,79 |
9,73 |
|||
3. Rest of the Personal Loans |
— |
— |
— |
13,097 |
32,66 |
29,71 |
|||
VI. |
TRADE |
— |
— |
— |
7,739 |
24,71 |
19,93 |
||
1. Wholesale Trade |
— |
— |
— |
434 |
68 |
59 |
|||
2. Retail Trade |
— |
— |
— |
7,305 |
24,02 |
19,34 |
|||
VII. |
FINANCE |
— |
— |
— |
10 |
4 |
3 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
1,971 |
5,68 |
4,85 |
||
|
|||||||||
TOTAL BANK CREDIT |
1 |
19 |
19 |
59,426 |
164,98 |
131,74 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
1,747 |
1,81 |
1,54 |
|||
2.OtherSmallScaleIndustries |
— |
— |
— |
1,297 |
2,14 |
1,62 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
25,564 |
134,83 |
105,62 |
63,582 |
277,19 |
225,53 |
||
1. Direct Finance |
24,215 |
125,29 |
98,00 |
61,265 |
216,06 |
167,87 |
|||
2. Indirect Finance |
1,349 |
9,55 |
7,62 |
2,317 |
61,13 |
57,66 |
|||
II. |
INDUSTRY |
19,731 |
431,17 |
346,23 |
32,406 |
1177,35 |
801,89 |
||
1. Mining & Quarrying |
26 |
4,02 |
3,98 |
41 |
4,97 |
4,57 |
|||
2. Food Manufacturing & Processing |
400 |
64,28 |
51,93 |
941 |
129,52 |
108,93 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
111 |
29,45 |
25,00 |
292 |
57,17 |
49,08 |
||
(b) |
Sugar |
— |
— |
— |
1 |
5 |
3 |
||
(c) |
Edible Oils & Vanaspati |
103 |
7,65 |
6,03 |
161 |
11,44 |
9,73 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
3 |
28 |
26 |
37 |
9,28 |
8,83 |
||
(f) |
Others |
183 |
26,89 |
20,63 |
450 |
51,59 |
41,25 |
||
3. Beverage & Tobacco |
10 |
5,73 |
4,74 |
25 |
9,30 |
7,92 |
|||
4. Textiles |
782 |
112,92 |
70,68 |
2,242 |
141,27 |
93,10 |
|||
(a) |
Cotton Textiles |
22 |
92,74 |
53,46 |
37 |
95,81 |
55,67 |
||
(b) |
Jute & Other Natural Fibre Textiles |
5 |
30 |
21 |
9 |
32 |
22 |
||
(c) |
Handloom Textiles & Khadi |
98 |
3,24 |
2,91 |
134 |
4,72 |
4,20 |
||
(d) |
Other Textiles & Textile Products |
657 |
16,64 |
14,11 |
2,062 |
40,42 |
33,01 |
||
5. Paper, Paper Products & Printing |
94 |
5,07 |
4,31 |
246 |
30,56 |
29,47 |
|||
6. Leather & Leather Products |
121 |
1,96 |
2,08 |
210 |
3,25 |
3,36 |
|||
7. Rubber & Plastic Products |
45 |
6,75 |
5,32 |
165 |
14,62 |
11,56 |
|||
8. Chemicals & Chemical Products |
55 |
19,24 |
17,47 |
187 |
41,24 |
38,59 |
|||
(a) |
Heavy Industrial Chemicals |
2 |
17 |
18 |
11 |
7,35 |
7,34 |
||
(b) |
Fertilisers |
1 |
90 |
1,10 |
1 |
90 |
1,10 |
||
(c) |
Drugs & Pharmaceuticals |
18 |
2,17 |
1,79 |
65 |
6,50 |
6,09 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
1 |
5 |
3 |
||
(e) |
Other Chemicals & Chemical Products |
34 |
15,99 |
14,39 |
109 |
26,44 |
24,03 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
2 |
26 |
19 |
8 |
2,62 |
2,36 |
|||
10. Manufacture of Cement & Cement Products |
48 |
44,50 |
43,30 |
91 |
49,62 |
46,82 |
|||
11. Basic Metals & Metal Products |
266 |
18,51 |
16,80 |
657 |
38,38 |
33,76 |
|||
(a) |
Iron & Steel |
31 |
10,49 |
9,24 |
83 |
24,66 |
21,17 |
||
(b) |
Non-Ferrous Metals |
3 |
37 |
38 |
7 |
1,16 |
83 |
||
(c) |
Metal Products |
232 |
7,65 |
7,18 |
567 |
12,57 |
11,77 |
||
12. Engineering |
144 |
6,72 |
6,51 |
438 |
353,95 |
161,58 |
|||
(a) |
Heavy Engineering |
26 |
1,48 |
1,36 |
59 |
3,34 |
2,95 |
||
(b) |
Light Engineering |
27 |
1,33 |
1,29 |
81 |
20,33 |
10,14 |
||
(c) |
Electrical Machinery & Goods |
88 |
3,76 |
3,70 |
222 |
327,27 |
145,80 |
||
(d) |
Electronic Machinery & Goods |
3 |
15 |
16 |
76 |
3,02 |
2,69 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
387 |
10,13 |
6,69 |
553 |
14,72 |
9,84 |
|||
14. Other Industries |
16,708 |
91,61 |
76,58 |
25,030 |
144,74 |
121,17 |
|||
15. Electricity, Gas & Water |
3 |
16 |
11 |
12 |
150,45 |
86,07 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
6 |
150,18 |
85,86 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
1 |
4 |
4 |
||
(c) |
Gas, Steam & Water Supply |
3 |
16 |
11 |
5 |
23 |
17 |
||
16. Construction |
640 |
39,30 |
35,56 |
1,560 |
48,10 |
42,81 |
|||
III. |
TRANSPORT OPERATORS |
4,384 |
130,75 |
90,29 |
11,073 |
216,03 |
148,07 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,281 |
1422,29 |
1388,64 |
7,395 |
1490,29 |
1437,24 |
||
V. |
PERSONAL LOANS |
1,24,831 |
563,86 |
449,08 |
1,84,639 |
945,30 |
764,29 |
||
1. Loans for Purchase of Consumer Durables |
20,204 |
73,15 |
56,37 |
27,762 |
106,95 |
81,52 |
|||
2. Loans for Housing |
12,118 |
148,57 |
127,99 |
18,367 |
252,22 |
218,46 |
|||
3. Rest of the Personal Loans |
92,509 |
342,14 |
264,73 |
1,38,510 |
586,13 |
464,31 |
|||
VI. |
TRADE |
29,582 |
852,49 |
788,85 |
56,233 |
1097,92 |
994,69 |
||
1. Wholesale Trade |
2,175 |
604,92 |
586,63 |
3,828 |
655,60 |
630,20 |
|||
2. Retail Trade |
27,407 |
247,57 |
202,22 |
52,405 |
442,32 |
364,49 |
|||
VII. |
FINANCE |
35 |
11,57 |
10,28 |
266 |
167,01 |
167,97 |
||
VIII. |
ALL OTHERS |
8,295 |
163,31 |
74,13 |
21,302 |
328,27 |
211,68 |
||
|
|||||||||
TOTAL BANK CREDIT |
2,17,703 |
3710,28 |
3253,12 |
3,76,896 |
5699,36 |
4751,36 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
6,286 |
30,15 |
24,39 |
9,691 |
67,76 |
57,17 |
|||
2.OtherSmallScaleIndustries |
5,560 |
139,14 |
117,45 |
12,213 |
233,44 |
196,43 |
|||
|