Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

50,476

170,22

137,71

10,213

44,57

34,53

1.

Direct Finance

48,621

132,23

101,69

9,900

40,54

31,12

2.

Indirect Finance

1,855

37,99

36,02

313

4,03

3,41

II.

INDUSTRY

14,856

625,89

352,27

4,054

199,57

146,39

1.

Mining & Quarrying

17

1,10

80

8

2,78

2,89

2.

Food Manufacturing & Processing

324

19,66

17,08

194

24,27

21,19

(a) RiceMills, Flour & DalMills

108

10,43

8,79

72

13,67

11,80

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

89

1,30

1,10

49

6,50

5,33

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

5

26

34

2

20

10

(f) Others

122

7,66

6,85

71

3,90

3,95

3.

Beverage & Tobacco

6

2,93

2,45

6

3,15

3,18

4.

Textiles

592

12,19

8,82

215

78,67

43,75

(a) Cotton Textiles

4

55

54

19

69,90

36,87

(b) Jute & Other Natural Fibre Textiles

6

10

6

—

—

—

(c) Handloom Textiles & Khadi

12

7

8

11

7

6

(d) Other Textiles & Textile Products

570

11,46

8,14

185

8,70

6,82

5.

Paper, Paper Products & Printing

55

21,63

21,62

32

3,17

2,78

6.

Leather & Leather Products

22

18

16

16

18

13

7.

Rubber & Plastic Products

49

2,76

2,01

35

5,27

4,30

8.

Chemicals & Chemical Products

23

6,71

6,61

44

15,03

13,88

(a) Heavy Industrial Chemicals

1

6,00

6,00

2

17

18

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

10

29

24

14

1,07

1,34

(d) Non-Edible Oils

1

5

3

—

—

—

(e) Other Chemicals & Chemical Products

11

37

34

28

13,79

12,36

9.

Petroleum, Coal Products & Nuclear Fuels

4

28

14

—

—

—

10.

Manufacture of Cement & Cement Products

22

2,17

1,59

36

6,32

5,03

11.

Basic Metals & Metal Products

117

3,87

3,35

155

15,44

13,72

(a) Iron & Steel

10

56

50

28

11,16

9,67

(b) Non-Ferrous Metals

1

25

2

2

67

65

(c) Metal Products

106

3,06

2,82

125

3,62

3,40

12.

Engineering

86

337,14

146,37

101

6,11

5,37

(a) Heavy Engineering

19

64

56

23

1,37

1,28

(b) Light Engineering

15

18,61

8,74

9

30

22

(c) Electrical Machinery & Goods

40

317,31

136,56

48

4,03

3,47

(d) Electronic Machinery &Goods

12

58

51

21

42

40

13.

Vehicles, Vehicle Parts & Transport Equipments

144

1,81

1,45

334

9,11

5,83

14.

Other Industries

12,331

52,56

44,45

2,711

21,64

16,11

15.

Electricity, Gas & Water

4

150,10

85,80

—

—

—

(a) Electricity Generation & Transmission

2

150,03

85,74

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

2

7

6

—

—

—

16.

Construction

1,060

10,80

9,57

167

8,43

8,22

III.

TRANSPORT OPERATORS

6,570

96,65

64,53

2,318

54,57

38,79

IV.

PROFESSIONAL AND OTHER SERVICES

2,769

81,42

63,21

709

22,11

17,05

V.

PERSONAL LOANS

91,583

339,11

281,67

22,362

128,35

103,19

1.

Loans for Purchase of Consumer Durables

13,276

39,36

30,50

2,897

11,72

8,59

2.

Loans for Housing

6,854

70,56

61,56

2,463

42,79

37,15

3.

Rest of the Personal Loans

71,453

229,18

189,61

17,002

73,85

57,45

VI.

TRADE

26,427

163,03

129,66

7,523

106,21

88,26

1.

Wholesale Trade

964

13,49

11,14

310

15,04

12,92

2.

Retail Trade

25,463

149,53

118,52

7,213

91,18

75,34

VII.

FINANCE

125

151,03

153,67

31

2,87

2,20

VIII.

ALL OTHERS

8,988

74,97

62,35

4,092

34,95

30,12

TOTAL BANK CREDIT

2,01,794

1702,32

1245,08

51,302

593,20

460,54

OF WHICH:

1.Artisansand Village & TinyIndustries

5,046

25,72

20,80

1,565

11,08

9,45

2.Other Small Scale Industries

5,713

35,31

29,81

1,332

74,33

61,56

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

2,893

62,40

53,29

—

—

—

1.

Direct Finance

2,744

43,29

35,06

—

—

—

2.

Indirect Finance

149

19,11

18,24

—

—

—

II.

INDUSTRY

13,496

351,89

303,23

—

—

—

1.

Mining & Quarrying

16

1,10

87

—

—

—

2.

Food Manufacturing & Processing

423

85,60

70,66

—

—

—

(a) RiceMills, Flour & DalMills

112

33,07

28,49

—

—

—

(b) Sugar

1

5

3

—

—

—

(c) Edible Oils & Vanaspati

23

3,64

3,30

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

30

8,81

8,39

—

—

—

(f) Others

257

40,02

30,45

—

—

—

3.

Beverage & Tobacco

13

3,23

2,29

—

—

—

4.

Textiles

1,435

50,42

40,52

—

—

—

(a) Cotton Textiles

14

25,36

18,26

—

—

—

(b) Jute & Other Natural Fibre Textiles

3

22

16

—

—

—

(c) Handloom Textiles & Khadi

111

4,58

4,06

—

—

—

(d) Other Textiles & Textile Products

1,307

20,26

18,04

—

—

—

5.

Paper, Paper Products & Printing

159

5,76

5,07

—

—

—

6.

Leather & Leather Products

172

2,90

3,06

—

—

—

7.

Rubber & Plastic Products

81

6,59

5,25

—

—

—

8.

Chemicals & Chemical Products

120

19,50

18,10

—

—

—

(a) Heavy Industrial Chemicals

8

1,18

1,16

—

—

—

(b) Fertilisers

1

90

1,10

—

—

—

(c) Drugs & Pharmaceuticals

41

5,14

4,51

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

70

12,28

11,33

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

4

2,34

2,22

—

—

—

10.

Manufacture of Cement & Cement Products

33

41,13

40,19

—

—

—

11.

Basic Metals & Metal Products

385

19,07

16,70

—

—

—

(a) Iron & Steel

45

12,94

11,00

—

—

—

(b) Non-Ferrous Metals

4

25

16

—

—

—

(c) Metal Products

336

5,89

5,55

—

—

—

12.

Engineering

251

10,70

9,83

—

—

—

(a) Heavy Engineering

17

1,33

1,11

—

—

—

(b) Light Engineering

57

1,42

1,18

—

—

—

(c) Electrical Machinery & Goods

134

5,93

5,77

—

—

—

(d) Electronic Machinery &Goods

43

2,02

1,78

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

75

3,79

2,56

—

—

—

14.

Other Industries

9,988

70,54

60,60

—

—

—

15.

Electricity, Gas & Water

8

36

27

—

—

—

(a) Electricity Generation & Transmission

4

16

12

—

—

—

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

3

16

11

—

—

—

16.

Construction

333

28,88

25,01

—

—

—

III.

TRANSPORT OPERATORS

2,185

64,81

44,75

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

3,917

1386,76

1356,97

—

—

—

V.

PERSONAL LOANS

70,694

477,84

379,43

—

—

—

1.

Loans for Purchase of Consumer Durables

11,589

55,87

42,43

—

—

—

2.

Loans for Housing

9,050

138,87

119,76

—

—

—

3.

Rest of the Personal Loans

50,055

283,10

217,24

—

—

—

VI.

TRADE

22,283

828,68

776,77

—

—

—

1.

Wholesale Trade

2,554

627,07

606,14

—

—

—

2.

Retail Trade

19,729

201,61

170,63

—

—

—

VII.

FINANCE

110

13,11

12,09

—

—

—

VIII.

ALL OTHERS

8,222

218,35

119,21

—

—

—

TOTAL BANK CREDIT

1,23,800

3403,85

3045,74

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

3,080

30,96

26,92

—

—

—

2.Other Small Scale Industries

5,168

123,80

105,06

—

—

—