NORTHERN REGION

STATE JAMMU&KASHMIR :

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

46,820

192,50

150,21

10,131

56,64

45,24

1.

Direct Finance

45,097

184,24

143,10

9,860

53,58

42,43

2.

Indirect Finance

1,723

8,26

7,11

271

3,06

2,80

II.

INDUSTRY

14,850

470,77

387,94

4,319

253,03

200,26

1.

Mining & Quarrying

11

54

38

9

10,16

7,25

2.

Food Manufacturing & Processing

406

15,52

12,30

191

28,00

25,64

(a) Rice Mills, Flour & Dal Mills

126

9,38

7,71

77

11,22

10,51

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

100

1,34

1,05

40

6,40

5,52

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

10

33

36

10

5,69

5,15

(f) Others

170

4,47

3,17

64

4,69

4,46

3.

Beverage & Tobacco

6

2,34

2,32

6

3,07

4,13

4.

Textiles

581

10,53

8,92

203

100,46

77,63

(a) Cotton Textiles

8

1,62

1,61

20

96,26

74,17

(b) Jute & Other Natural Fibre Textiles

6

10

5

3

20

20

(c) Handloom Textiles&Khadi

22

13

11

14

8

7

(d) Other Textiles & Textile Products

545

8,69

7,15

166

3,92

3,19

5.

Paper, Paper Products & Printing

69

1,36

1,12

27

12,30

3,67

6.

Leather & Leather Products

27

1,08

53

25

69

61

7.

Rubber & Plastic Products

18

71

66

36

5,26

5,20

8.

Chemicals & Chemical Products

43

1,60

1,58

44

18,84

17,03

(a) Heavy Industrial Chemicals

—

—

—

2

18

19

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

11

1,08

1,09

5

1,59

1,52

(d) Non-EdibleOils

—

—

—

1

5

5

(e) Other Chemicals & ChemicalProducts

32

52

49

36

17,02

15,27

9.

Petroleum, CoalProducts & NuclearFuels

4

28

22

—

—

—

10.

Manufacture of Cement & Cement Products

24

1,79

1,62

30

10,00

4,77

11.

Basic Metals & Metal Products

160

5,08

4,52

150

12,37

10,88

(a) Iron & Steel

7

39

30

24

7,73

6,77

(b) Non-Ferrous Metals

—

—

—

2

67

67

(c) Metal Products

153

4,69

4,22

124

3,98

3,44

12.

Engineering

138

210,15

208,58

96

5,86

5,30

(a) Heavy Engineering

8

43

47

25

1,42

1,32

(b) Light Engineering

39

8,64

7,08

28

48

32

(c) Electrical Machinery & Goods

71

200,94

200,90

31

3,24

3,12

(d) Electronic Machinery & Goods

20

14

13

12

73

55

13.

Vehicles, Vehicle Parts & Transport Equipments

99

2,05

1,58

268

1,40

99

14.

OtherIndustries

12,331

51,03

43,03

3,010

34,67

27,94

15.

Electricity, Gas & Water

2

150,03

85,74

—

—

—

(a) Electricity Generation & Transmission

2

150,03

85,74

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

931

16,69

14,83

224

9,93

9,21

III.

TRANSPORT OPERATORS

6,109

115,10

80,73

2,122

62,74

46,19

IV.

PROFESSIONAL AND OTHER SERVICES

3,144

47,46

37,69

871

24,55

19,38

V.

PERSONALLOANS

1,08,693

419,03

345,49

25,072

148,96

116,93

1.

Loans for Purchase of Consumer Durables

14,448

43,16

32,89

2,294

8,41

5,90

2.

Loans for Housing

7,454

74,73

65,15

2,605

49,02

43,04

3.

Rest of the Personal Loans

86,791

301,14

247,45

20,173

91,53

68,00

VI.

TRADE

30,368

202,83

161,47

8,905

134,81

119,13

1.

Wholesale Trade

1,154

16,12

13,51

429

18,86

17,58

2.

RetailTrade

29,214

186,72

147,96

8,476

115,95

101,56

VII.

FINANCE

85

51,15

51,27

16

2,24

2,52

VIII.

ALLOTHERS

9,768

64,55

53,62

5,162

37,39

31,57

TOTAL BANK CREDIT

2,19,837

1563,39

1268,42

56,598

720,35

581,23

OF

WHICH: 1. Artisans and Village & Tiny Industries

5,304

24,73

19,33

1,640

12,27

10,01

2. Other Small Scale Industries

5,284

36,85

32,45

1,375

98,91

70,80

NORTHERN REGION

STATE JAMMU : & KASHMIR

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,966

81,17

55,15

—

—

—

1.

DirectFinance

2,793

45,46

36,27

—

—

—

2.

IndirectFinance

173

35,71

18,88

—

—

—

II.

INDUSTRY

13,689

403,22

338,50

—

—

—

1.

Mining & Quarrying

20

1,83

1,59

—

—

—

2.

Food Manufacturing & Processing

385

95,49

79,39

—

—

—

(a) Rice Mills, Flour & Dal Mills

131

37,35

30,43

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

26

5,03

3,43

—

—

—

(d) TeaProcessing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

13

13,63

12,80

—

—

—

(f) Others

215

39,47

32,73

—

—

—

3.

Beverage & Tobacco

17

4,32

2,52

—

—

—

4.

Textiles

1,333

53,51

43,28

—

—

—

(a) Cotton Textiles

13

26,38

19,59

—

—

—

(b) Jute & Other Natural Fibre Textiles

6

2,31

2,18

—

—

—

(c) Handloom Textiles & Khadi

238

3,83

3,31

—

—

—

(d) Other Textiles & Textile Products

1,076

21,00

18,20

—

—

—

5.

Paper, Paper Products & Printing

137

6,29

5,70

—

—

—

6.

Leather & Leather Products

204

2,70

2,74

—

—

—

7.

Rubber & Plastic Products

107

6,33

6,05

—

—

—

8.

Chemicals & Chemical Products

108

23,44

15,27

—

—

—

(a) Heavy Industrial Chemicals

8

1,17

1,67

—

—

—

(b) Fertilisers

1

90

91

—

—

—

(c) Drugs & Pharmaceuticals

38

4,30

3,68

—

—

—

(d) Non-EdibleOils

1

12

7

—

—

—

(e) Other Chemicals & Chemical Products

60

16,95

8,95

—

—

—

9.

Petroleum, CoalProducts & NuclearFuels

2

16

15

—

—

—

10.

Manufacture of Cement & Cement Products

40

42,40

42,24

—

—

—

11.

Basic Metals & Metal Products

242

20,08

17,88

—

—

—

(a) Iron & Steel

36

12,09

10,71

—

—

—

(b) Non-Ferrous Metals

4

25

16

—

—

—

(c) Metal Products

202

7,74

7,02

—

—

—

12.

Engineering

583

19,52

19,12

—

—

—

(a) Heavy Engineering

24

3,90

2,96

—

—

—

(b) Light Engineering

314

4,77

3,73

—

—

—

(c) Electrical Machinery & Goods

175

6,51

8,14

—

—

—

(d) Electronic Machinery & Goods

70

4,33

4,29

—

—

—

13.

Vehicles, VehicleParts & Transport Equipments

105

3,82

2,02

—

—

—

14.

Other Industries

10,023

81,49

69,39

—

—

—

15.

Electricity, Gas & Water

8

37

26

—

—

—

(a) Electricity Generation & Transmission

3

12

7

—

—

—

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

4

21

16

—

—

—

16.

Construction

375

41,49

30,90

—

—

—

III.

TRANSPORT OPERATORS

2,338

71,94

50,22

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

4,569

1355,23

1358,07

—

—

—

V.

PERSONALLOANS

81,021

600,99

490,14

—

—

—

1.

Loans for Purchase of Consumer Durables

10,439

48,56

38,12

—

—

—

2.

Loans for Housing

9,738

182,06

160,59

—

—

—

3.

Rest of the Personal Loans

60,844

370,36

291,43

—

—

—

VI.

TRADE

25,437

896,36

826,33

—

—

—

1.

Wholesale Trade

2,794

663,55

623,24

—

—

—

2.

RetailTrade

22,643

232,82

203,09

—

—

—

VII.

FINANCE

208

13,76

12,45

—

—

—

VIII.

ALLOTHERS

7,965

194,75

98,51

—

—

—

TOTAL BANK CREDIT

1,38,193

3617,42

3229,36

—

—

—

OF

WHICH: 1. Artisans and Village & Tiny Industries

3,115

36,87

30,95

—

—

—

2. Other Small Scale Industries

4,891

144,50

129,96

—

—

—