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83537396

Jharkhand

State : Jharkhand

Jharkhand

Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

EASTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

73,131

133,52

109,82

1,13,461

583,69

419,95

 

1. Direct Finance

73,023

124,78

103,80

94,123

198,12

159,72

 

2. Indirect Finance

108

8,74

6,01

19,338

385,57

260,23

II.

INDUSTRY

19,207

1186,19

718,02

31,086

1584,43

1445,33

 

1. Mining & Quarrying

53

24,15

20,15

82

107,74

106,58

 

2. Food Manufacturing & Processing

2,257

29,04

23,54

2,442

19,06

16,05

 

(a)

Rice Mills, Flour & Dal Mills

1,488

13,58

10,17

1,032

5,88

4,89

 

(b)

Sugar

2

17

21

1

5

4

 

(c)

Edible Oils & Vanaspati

78

7,81

7,27

162

1,40

1,33

 

(d)

Tea Processing

5

26

25

 

(e)

Processing of Fruits & Vegetables

12

76

73

20

88

89

 

(f)

Others

677

6,72

5,16

1,222

10,61

8,65

 

3. Beverage & Tobacco

5

1,35

89

143

18,25

17,70

 

4. Textiles

1,218

57,59

32,53

1,048

9,60

8,49

 

(a)

Cotton Textiles

43

42,08

20,94

64

1,50

1,35

 

(b)

Jute & Other Natural Fibre Textiles

345

1,32

1,33

8

37

40

 

(c)

Handloom Textiles & Khadi

60

2,47

2,42

94

26

21

 

(d)

Other Textiles & Textile Products

770

11,71

7,84

882

7,47

6,54

 

5. Paper, Paper Products & Printing

202

14,13

7,68

250

4,78

3,59

 

6. Leather & Leather Products

197

1,50

1,18

194

1,38

1,23

 

7. Rubber & Plastic Products

157

19,99

13,95

160

10,59

9,97

 

8. Chemicals & Chemical Products

191

55,39

33,04

588

29,95

28,72

 

(a)

Heavy Industrial Chemicals

20

12,51

9,62

16

5,01

5,58

 

(b)

Fertilisers

2

10

10

1

2

2

 

(c)

Drugs & Pharmaceuticals

29

19,85

7,16

143

15,54

15,20

 

(d)

Non-Edible Oils

3

31

18

6

2,56

2,08

 

(e)

Other Chemicals & Chemical Products

137

22,63

15,98

422

6,81

5,84

 

9. Petroleum, Coal Products & Nuclear Fuels

4

66

1,20

121

31,32

28,91

 

10. Manufacture of Cement & Cement Products

74

17,88

17,24

157

3,27

2,85

 

11. Basic Metals & Metal Products

857

306,28

141,97

1,156

1024,06

957,64

 

(a)

Iron & Steel

149

270,00

114,54

170

976,18

913,05

 

(b)

Non-Ferrous Metals

19

4,43

2,81

11

2,22

1,83

 

(c)

Metal Products

689

31,85

24,62

975

45,65

42,75

 

12. Engineering

490

507,52

305,36

1,330

37,59

36,53

 

(a)

Heavy Engineering

13

5,35

4,88

30

20,46

19,85

 

(b)

Light Engineering

224

475,50

277,59

588

6,62

5,94

 

(c)

Electrical Machinery & Goods

190

21,12

18,60

602

8,62

9,02

 

(d)

Electronic Machinery & Goods

63

5,54

4,29

110

1,89

1,70

 

13. Vehicles, Vehicle Parts & Transport Equipments

247

48,34

32,28

829

101,86

60,44

 

14. Other Industries

10,877

65,89

54,12

22,169

105,13

92,58

 

15. Electricity, Gas & Water

21

20,69

19,69

15

2,24

2,30

 

(a)

Electricity Generation &Transmission

9

18,37

18,31

3

12

11

 

(b)

Non-Conventional Energy

1

4

3

2

6

6

 

(c)

Gas, Steam & Water Supply

11

2,28

1,35

10

2,06

2,13

 

16. Construction

2,357

15,77

13,21

402

77,60

71,75

III.

TRANSPORT OPERATORS

5,324

71,53

48,88

7,500

80,48

64,32

IV.

PROFESSIONAL AND OTHER SERVICES

2,967

42,55

30,05

12,936

68,37

55,51

V.

PERSONAL LOANS

90,257

500,63

417,97

1,04,786

572,36

470,33

 

1. Loans for Purchase of Consumer Durables

15,126

58,23

37,93

11,359

37,58

31,16

 

2. Loans for Housing

8,129

161,46

147,27

7,600

118,96

106,25

 

3. Rest of the Personal Loans

67,002

280,94

232,77

85,827

415,83

332,91

VI.

TRADE

32,908

258,06

222,27

63,258

401,95

341,55

 

1. Wholesale Trade

2,919

90,22

80,64

5,991

93,45

80,43

 

2. Retail Trade

29,989

167,84

141,62

57,267

308,51

261,11

VII.

FINANCE

155

6,03

3,82

1,167

38,95

31,92

VIII.

ALL OTHERS

29,110

685,89

581,67

1,08,720

410,48

336,74


TOTAL BANK CREDIT

2,53,059

2884,40

2132,49

4,42,914

3740,71

3165,65

OF WHICH: 1.ArtisansandVillage&TinyIndustries

5,701

104,84

87,78

6,248

20,15

17,45

2.OtherSmallScaleIndustries

7,507

134,71

96,93

13,697

157,06

142,72




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

1,79,566

151,63

107,01

 

1. Direct Finance

1,65,440

138,75

97,50

 

2. Indirect Finance

14,126

12,88

9,51

II.

INDUSTRY

32,206

26,77

18,71

 

1. Mining & Quarrying

1

4

4

 

2. Food Manufacturing & Processing

538

97

70

 

(a)

Rice Mills, Flour & Dal Mills

356

66

49

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

6

2

1

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

 

(f)

Others

176

29

20

 

3. Beverage & Tobacco

3

29

12

 

4. Textiles

56

9

5

 

(a)

Cotton Textiles

9

4

3

 

(b)

Jute & Other Natural Fibre Textiles

 

(c)

Handloom Textiles & Khadi

22

5

2

 

(d)

Other Textiles & Textile Products

25

 

5. Paper, Paper Products & Printing

31

23

19

 

6. Leather & Leather Products

19

4

3

 

7. Rubber & Plastic Products

2

4

4

 

8. Chemicals & Chemical Products

8

4

3

 

(a)

Heavy Industrial Chemicals

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

7

4

2

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

1

 

9. Petroleum, Coal Products & Nuclear Fuels

2

6

5

 

10. Manufacture of Cement & Cement Products

2

2

1

 

11. Basic Metals & Metal Products

9

40

23

 

(a)

Iron & Steel

1

32

18

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

8

8

5

 

12. Engineering

55

11

10

 

(a)

Heavy Engineering

1

3

3

 

(b)

Light Engineering

1

   
 

(c)

Electrical Machinery & Goods

8

3

2

 

(d)

Electronic Machinery & Goods

45

5

5

 

13. Vehicles, Vehicle Parts & Transport Equipments

314

98

40

 

14. Other Industries

31,159

23,27

16,55

 

15. Electricity, Gas & Water

 

(a)

Electricity Generation &Transmission

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

 

16. Construction

7

20

17

III.

TRANSPORT OPERATORS

6,700

42,75

29,51

IV.

PROFESSIONAL AND OTHER SERVICES

10,536

12,14

8,62

V.

PERSONAL LOANS

43,840

107,26

83,09

 

1. Loans for Purchase of Consumer Durables

3,086

9,03

6,53

 

2. Loans for Housing

1,276

15,72

15,20

 

3. Rest of the Personal Loans

39,478

82,51

61,36

VI.

TRADE

53,173

66,52

47,96

 

1. Wholesale Trade

1,386

3,83

3,17

 

2. Retail Trade

51,787

62,68

44,79

VII.

FINANCE

164

31

24

VIII.

ALL OTHERS

18,422

16,71

12,47


TOTAL BANK CREDIT

3,44,607

424,08

307,59

OF WHICH: 1.ArtisansandVillage&TinyIndustries

22,812

15,60

10,77

2.OtherSmallScaleIndustries

5,729

5,77

4,29




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

3,66,158

868,83

636,77

 

1. Direct Finance

3,32,586

461,64

361,02

 

2. Indirect Finance

33,572

407,19

275,75

II.

INDUSTRY

159

392,90

279,27

82,658

3190,29

2461,33

 

1. Mining & Quarrying

136

131,93

126,77

 

2. Food Manufacturing & Processing

5,237

49,07

40,30

 

(a)

Rice Mills, Flour & Dal Mills

2,876

20,12

15,55

 

(b)

Sugar

3

22

26

 

(c)

Edible Oils & Vanaspati

246

9,22

8,61

 

(d)

Tea Processing

5

26

25

 

(e)

Processing of Fruits & Vegetables

32

1,64

1,62

 

(f)

Others

2,075

17,61

14,01

 

3. Beverage & Tobacco

151

19,89

18,71

 

4. Textiles

2,322

67,28

41,08

 

(a)

Cotton Textiles

116

43,62

22,31

 

(b)

Jute & Other Natural Fibre Textiles

353

1,70

1,73

 

(c)

Handloom Textiles & Khadi

176

2,78

2,65

 

(d)

Other Textiles & Textile Products

1,677

19,18

14,38

 

5. Paper, Paper Products & Printing

483

19,14

11,46

 

6. Leather & Leather Products

410

2,93

2,45

 

7. Rubber & Plastic Products

1

1

1

320

30,63

23,96

 

8. Chemicals & Chemical Products

2

1,12

49

789

86,50

62,28

 

(a)

Heavy Industrial Chemicals

2

1,12

49

38

18,64

15,68

 

(b)

Fertilisers

3

12

12

 

(c)

Drugs & Pharmaceuticals

179

35,42

22,39

 

(d)

Non-Edible Oils

9

2,87

2,26

 

(e)

Other Chemicals & Chemical Products

560

29,44

21,82

 

9. Petroleum, Coal Products & Nuclear Fuels

127

32,05

30,16

 

10. Manufacture of Cement & Cement Products

233

21,17

20,10

 

11. Basic Metals & Metal Products

10

71,54

63,21

2,032

1402,27

1163,04

 

(a)

Iron & Steel

10

71,54

63,21

330

1318,04

1090,98

 

(b)

Non-Ferrous Metals

30

6,65

4,64

 

(c)

Metal Products

1,672

77,58

67,43

 

12. Engineering

21

43,01

37,59

1,896

588,22

379,57

 

(a)

Heavy Engineering

5

32,66

31,28

49

58,51

56,04

 

(b)

Light Engineering

14

27

24

827

482,39

283,78

 

(c)

Electrical Machinery & Goods

2

10,08

6,07

802

39,84

33,71

 

(d)

Electronic Machinery & Goods

218

7,48

6,04

 

13. Vehicles, Vehicle Parts & Transport Equipments

77

206,25

157,29

1,467

357,43

250,41

 

14. Other Industries

33

23

21

64,238

194,53

163,45

 

15. Electricity, Gas & Water

1

70,00

20,00

37

92,94

41,99

 

(a)

Electricity Generation &Transmission

12

18,49

18,42

 

(b)

Non-Conventional Energy

3

10

9

 

(c)

Gas, Steam & Water Supply

1

70,00

20,00

22

74,34

23,48

 

16. Construction

14

74

47

2,780

94,30

85,61

III.

TRANSPORT OPERATORS

29

35

34

19,553

195,12

143,04

IV.

PROFESSIONAL AND OTHER SERVICES

63

2,46

2,36

26,502

125,51

96,54

V.

PERSONAL LOANS

1,884

15,66

13,17

2,40,767

1195,92

984,56

 

1. Loans for Purchase of Consumer Durables

20

7

5

29,591

104,90

75,67

 

2. Loans for Housing

179

1,99

1,68

17,184

298,13

270,40

 

3. Rest of the Personal Loans

1,685

13,61

11,44

1,93,992

792,89

638,48

VI.

TRADE

65

5,87

4,20

1,49,404

732,39

615,97

 

1. Wholesale Trade

17

1,50

1,16

10,313

189,00

165,40

 

2. Retail Trade

48

4,37

3,04

1,39,091

543,39

450,57

VII.

FINANCE

4

1,10

1,07

1,490

46,39

37,04

VIII.

ALL OTHERS

55

3,36

3,30

1,56,307

1116,45

934,18


TOTAL BANK CREDIT

2,259

421,70

303,71

10,42,839

7470,90

5909,44

OF WHICH: 1.ArtisansandVillage&TinyIndustries

34,761

140,59

116,00

2.OtherSmallScaleIndustries

76

34,59

24,98

27,009

332,13

268,92


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