SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

16,06,407

11170,32

10475,83

7,37,864

7360,71

6677,58

1. Direct Finance

15,70,471

10407,96

9832,99

7,21,356

6687,37

6099,40

2. Indirect Finance

35,936

762,37

642,85

16,508

673,35

578,19

II.

INDUSTRY

38,201

10612,73

6385,70

36,035

3914,82

3131,86

1. Mining & Quarrying

1,036

240,56

169,60

1,020

122,31

105,61

2. Food Manufacturing & Processing

4,124

950,34

702,45

3,841

454,76

376,69

  (a) Rice Mills, Flour & Dal Mills

1,122

74,29

59,75

879

89,71

75,60

  (b) Sugar

44

448,51

389,84

20

87,22

79,50

  (c) Edible Oils & Vanaspati

257

6,97

4,87

201

45,64

36,95

  (d) Tea Processing

1

1,20

1,19

4

18

16

  (e) Processing of Fruits & Vegetables

81

23,04

19,22

43

11,18

8,68

  (f) Others

2,619

396,33

227,58

2,694

220,85

175,79

3. Beverage & Tobacco

72

175,96

161,98

82

17,25

13,41

4. Textiles

3,415

701,64

532,56

3,575

86,74

72,60

  (a) Cotton Textiles

826

132,47

84,27

436

14,31

11,62

  (b) Jute & Other Natural Fibre Textiles

475

1,71

1,35

470

3,07

3,07

  (c) Handloom Textiles & Khadi

428

6,54

3,46

1,068

8,90

7,46

  (d) Other Textiles & Textile Products

1,686

560,91

443,49

1,601

60,46

50,44

5. Paper, Paper Products & Printing

919

152,60

80,60

633

75,58

65,90

6. Leather & Leather Products

269

16,40

14,56

254

4,86

5,17

7. Rubber & Plastic Products

358

242,21

109,40

339

101,16

56,33

8. Chemicals & Chemical Products

1,043

323,60

222,63

1,029

95,60

75,85

  (a) Heavy Industrial Chemicals

40

105,88

51,53

37

15,22

12,05

  (b) Fertilisers

7

47

42

7

2,83

3,24

  (c) Drugs & Pharmaceuticals

422

144,83

112,69

292

19,14

14,51

  (d) Non-Edible Oils

24

3,28

2,64

67

23,29

17,41

  (e) Other Chemicals & Chemical Products

550

69,15

55,35

626

35,12

28,64

9. Petroleum, Coal Products & Nuclear Fuels

18

128,31

84,56

14

18,42

18,21

10. Manufacture of Cement & Cement Products

308

201,00

51,00

310

25,80

18,53

11. Basic Metals & Metal Products

1,298

1530,79

1038,27

1,048

380,37

355,75

  (a) Iron & Steel

172

1402,45

960,57

167

326,82

311,02

  (b) Non-Ferrous Metals

53

24,90

18,54

63

21,57

18,10

  (c) Metal Products

1,073

103,44

59,16

818

31,99

26,63

12. Engineering

2,585

681,15

407,77

1,803

265,11

136,66

  (a) Heavy Engineering

241

158,90

98,68

190

35,70

28,28

  (b) Light Engineering

1,230

126,80

88,80

855

107,40

49,32

  (c) Electrical Machinery & Goods

453

154,98

86,39

372

96,93

39,00

  (d) Electronic Machinery & Goods

661

240,47

133,89

386

25,10

20,07

13. Vehicles, Vehicle Parts & Transport Equipments

2,398

1487,12

133,15

668

354,36

239,82

14. Other Industries

14,871

305,50

261,71

15,554

343,50

259,14

15. Electricity, Gas & Water

222

1346,41

913,85

59

75,49

64,76

  (a) Electricity Generation & Transmission

49

1316,07

897,07

15

45,08

36,11

  (b) Non-Conventional Energy

153

26,10

13,14

11

27,36

25,95

  (c) Gas, Steam & Water Supply

20

4,24

3,63

33

3,06

2,70

16. Construction

5,265

2129,16

1501,62

5,806

1493,50

1267,45

III.

TRANSPORT OPERATORS

17,603

342,04

258,69

12,760

212,52

176,26

IV.

PROFESSIONAL AND OTHER SERVICES

66,039

2755,20

2400,80

46,950

882,69

702,06

V.

PERSONAL LOANS

4,00,106

5696,42

4757,31

4,63,328

6006,74

4993,86

1. Loans for Purchase of Consumer Durables

20,095

110,41

93,58

22,485

137,97

111,03

2. Loans for Housing

68,081

2859,68

2492,03

82,002

2986,64

2579,38

3. Rest of the Personal Loans

3,11,930

2726,33

2171,70

3,58,841

2882,14

2303,45

VI.

TRADE

1,69,061

2375,58

1745,83

1,23,212

1539,25

1268,25

1. Wholesale Trade

7,584

474,38

408,79

5,086

304,04

247,40

2. Retail Trade

1,61,477

1901,20

1337,03

1,18,126

1235,21

1020,85

VII.

FINANCE

5,618

504,62

476,34

2,679

108,68

79,03

VIII.

ALL OTHERS

2,55,233

3078,69

1772,32

1,31,711

1181,73

1019,12

TOTAL BANK CREDIT

25,58,268

36535,60

28272,82

15,54,539

21207,14

18048,03

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

SOUTHERN REGION

STATE : KARNATAKA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,46,923

4783,78

4139,74

24,747

3815,28

3202,03

1. Direct Finance

2,35,898

3500,40

3145,62

23,183

1193,71

993,77

2. Indirect Finance

11,025

1283,39

994,12

1,564

2621,57

2208,27

II.

INDUSTRY

54,169

16379,57

11717,01

77,553

62070,72

47055,78

1. Mining & Quarrying

741

2787,40

1386,96

334

1875,48

1590,46

2. Food Manufacturing & Processing

4,034

1679,37

1369,39

2,990

2078,51

1539,41

  (a) Rice Mills, Flour & Dal Mills

910

288,21

232,77

242

317,89

251,54

  (b) Sugar

65

814,55

699,81

27

177,97

148,62

  (c) Edible Oils & Vanaspati

209

79,22

53,05

26

6,96

5,53

  (d) Tea Processing

13

5,65

5,33

18

109,28

45,82

  (e) Processing of Fruits & Vegetables

49

13,32

9,26

394

327,98

283,16

  (f) Others

2,788

478,43

369,17

2,283

1138,43

804,75

3. Beverage & Tobacco

164

286,98

239,59

238

4004,11

2631,39

4. Textiles

2,262

632,98

489,54

6,822

6506,43

4993,39

  (a) Cotton Textiles

544

383,30

309,77

2,067

1785,58

1372,09

  (b) Jute & Other Natural Fibre Textiles

237

3,59

2,39

20

4,20

3,02

  (c) Handloom Textiles & Khadi

188

32,42

13,26

310

203,34

123,62

  (d) Other Textiles & Textile Products

1,293

213,67

164,12

4,425

4513,32

3494,66

5. Paper, Paper Products & Printing

987

214,08

129,93

1,427

638,78

494,25

6. Leather & Leather Products

286

22,38

21,70

508

378,82

312,20

7. Rubber & Plastic Products

1,067

321,39

260,05

992

522,74

402,05

8. Chemicals & Chemical Products

1,164

494,72

367,06

3,776

4296,20

2687,60

  (a) Heavy Industrial Chemicals

90

57,26

56,98

180

452,29

231,15

  (b) Fertilisers

26

139,98

92,75

16

53,29

39,86

  (c) Drugs & Pharmaceuticals

265

185,11

134,67

1,176

2072,17

1239,47

  (d) Non-Edible Oils

65

22,58

19,20

23

38,13

11,27

  (e) Other Chemicals & Chemical Products

718

89,80

63,46

2,381

1680,32

1165,85

9. Petroleum, Coal Products & Nuclear Fuels

50

91,86

45,14

41

2456,04

2065,01

10. Manufacture of Cement & Cement Products

398

155,39

87,65

234

220,94

185,98

11. Basic Metals & Metal Products

12,049

2000,64

1631,67

19,637

3699,01

2871,17

  (a) Iron & Steel

517

1511,87

1284,71

514

1841,04

1418,95

  (b) Non-Ferrous Metals

162

64,17

45,05

198

1000,03

750,21

  (c) Metal Products

11,370

424,60

301,92

18,925

857,94

702,00

12. Engineering

3,478

925,02

761,35

6,309

8320,91

5758,19

  (a) Heavy Engineering

312

82,33

60,22

663

1080,74

654,91

  (b) Light Engineering

1,937

457,68

357,79

3,481

2467,08

1662,57

  (c) Electrical Machinery & Goods

703

222,21

196,69

1,253

2333,05

1766,89

  (d) Electronic Machinery & Goods

526

162,80

146,64

912

2440,05

1673,82

13. Vehicles, Vehicle Parts & Transport Equipments

584

174,61

117,89

1,670

2040,34

1453,01

14. Other Industries

19,013

1231,11

949,37

24,473

5917,18

4557,31

15. Electricity, Gas & Water

165

1705,97

1134,75

252

5484,53

4774,37

  (a) Electricity Generation & Transmission

78

1389,17

915,47

151

4900,96

4261,44

  (b) Non-Conventional Energy

42

301,77

213,50

38

226,75

193,93

  (c) Gas, Steam & Water Supply

45

15,04

5,77

63

356,82

319,00

16. Construction

7,727

3655,68

2724,98

7,850

13630,70

10740,00

III.

TRANSPORT OPERATORS

20,604

707,92

607,04

14,308

2849,49

2638,66

IV.

PROFESSIONAL AND OTHER SERVICES

58,792

3261,56

2402,68

53,351

18439,73

14355,20

V.

PERSONAL LOANS

6,70,469

12416,09

10032,64

22,49,780

45026,31

31323,69

1. Loans for Purchase of Consumer Durables

35,760

200,23

167,53

29,879

480,27

428,44

2. Loans for Housing

1,50,475

6931,75

5859,63

1,85,420

23509,57

19979,20

3. Rest of the Personal Loans

4,84,234

5284,11

4005,48

20,34,481

21036,47

10916,05

VI.

TRADE

92,023

3407,20

2415,85

44,013

10235,99

7828,32

1. Wholesale Trade

6,460

1564,53

900,10

21,370

6902,46

5335,38

2. Retail Trade

85,563

1842,67

1515,75

22,643

3333,53

2492,94

VII.

FINANCE

3,590

2651,63

2404,31

2,026

4656,99

4082,04

VIII.

ALL OTHERS

1,78,785

2740,68

2281,56

1,44,418

5335,09

4822,83

TOTAL BANK CREDIT

13,25,355

46348,44

36000,84

26,10,196

152429,59

115308,56