Karnataka - आरबीआय - Reserve Bank of India
Karnataka
SOUTHERN REGION |
||||||||||
STATE : KARNATAKA |
||||||||||
(Amount in Rupees Lakh)
|
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
5,33,778 |
9031,45 |
7238,43 |
11,29,066 |
14255,05 |
11964,12 |
3 |
1,67 |
1,64 |
|
1. Direct Finance |
5,24,358 |
6818,47 |
5756,09 |
11,11,297 |
10831,55 |
9995,31 |
1 |
1,65 |
1,62 |
|
2. Indirect Finance |
9,420 |
2212,98 |
1482,34 |
17,769 |
3423,50 |
1968,80 |
2 |
2 |
2 |
II. |
INDUSTRY |
30,902 |
27325,76 |
18829,09 |
1,54,851 |
51494,34 |
36640,82 |
3,244 |
11792,44 |
7484,18 |
|
1. Mining & Quarrying |
653 |
2936,77 |
1132,52 |
936 |
1785,73 |
937,60 |
5 |
120,69 |
69,34 |
|
2. Food Manufacturing & Processing |
3,073 |
1598,38 |
1353,91 |
8,914 |
2514,30 |
1960,82 |
54 |
255,18 |
124,66 |
|
(a) Rice Mills, Flour & Dal Mills |
855 |
294,37 |
239,85 |
1,423 |
247,88 |
205,86 |
5 |
1,19 |
1,19 |
|
(b) Sugar |
65 |
691,76 |
608,77 |
107 |
1221,19 |
984,99 |
- |
- |
- |
|
(c) Edible Oils & Vanaspati |
151 |
73,02 |
62,48 |
190 |
63,36 |
27,24 |
- |
- |
- |
|
(d) Tea Processing |
19 |
3,86 |
3,62 |
70 |
4,87 |
4,79 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
91 |
115,38 |
110,82 |
87 |
51,07 |
28,24 |
- |
- |
- |
|
(f) Others |
1,892 |
419,99 |
328,38 |
7,037 |
925,93 |
709,71 |
49 |
253,99 |
123,47 |
|
3. Beverage & Tobacco |
193 |
673,15 |
595,45 |
274 |
1207,51 |
1095,33 |
25 |
1471,42 |
635,22 |
|
4. Textiles |
2,811 |
1281,27 |
955,37 |
59,972 |
7747,93 |
2766,65 |
147 |
558,50 |
459,89 |
|
(a) Cotton Textiles |
321 |
230,05 |
170,10 |
3,022 |
784,88 |
452,15 |
50 |
195,90 |
175,10 |
|
(b) Jute & Other Natural Fibre Textiles |
74 |
4,24 |
6,56 |
467 |
6,48 |
5,69 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
634 |
37,01 |
31,76 |
1,009 |
30,95 |
26,88 |
3 |
9,20 |
9,20 |
|
(d) Other Textiles & Textile Products |
1,782 |
1009,97 |
746,94 |
55,474 |
6925,62 |
2281,93 |
94 |
353,40 |
275,59 |
|
5. Paper, Paper Products & Printing |
1,317 |
368,42 |
248,65 |
2,212 |
653,61 |
501,18 |
25 |
24,10 |
20,37 |
|
6. Woods and Wood Products |
678 |
76,79 |
56,01 |
4,604 |
214,36 |
173,84 |
10 |
51 |
51 |
|
7. Leather & Leather Products |
222 |
85,60 |
63,64 |
768 |
39,08 |
28,40 |
39 |
168,65 |
163,22 |
|
8. Gems and Jewellery |
181 |
457,71 |
350,72 |
5,488 |
202,20 |
167,48 |
7 |
87,96 |
71,07 |
|
9. Rubber & Plastic Products |
821 |
441,35 |
299,69 |
2,801 |
730,25 |
523,12 |
21 |
28,58 |
14,50 |
|
10. Chemicals & Chemical Products |
1,372 |
1005,69 |
773,59 |
4,998 |
1231,11 |
813,72 |
65 |
1184,51 |
908,52 |
|
(a) Heavy Industrial Chemicals |
70 |
111,07 |
78,85 |
125 |
85,86 |
45,85 |
12 |
548,75 |
527,09 |
|
(b) Fertilisers |
40 |
145,55 |
54,78 |
118 |
192,83 |
93,43 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
93 |
417,06 |
399,97 |
2,882 |
679,90 |
455,65 |
24 |
341,85 |
255,62 |
|
(d) Non-Edible Oils |
125 |
57,67 |
47,61 |
33 |
10,82 |
7,62 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,044 |
274,35 |
192,38 |
1,840 |
261,70 |
211,16 |
29 |
293,91 |
125,81 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
42 |
34,46 |
25,38 |
44 |
528,16 |
58,93 |
4 |
6,57 |
1,57 |
|
12. Manufacture of Cement & Cement Products |
541 |
276,11 |
188,73 |
687 |
358,92 |
338,58 |
5 |
135,04 |
81,38 |
|
13. Basic Metals & Metal Products |
1,797 |
2594,98 |
1799,43 |
5,831 |
4489,43 |
3161,09 |
101 |
2152,80 |
483,90 |
|
(a) Iron & Steel |
524 |
1828,55 |
1267,32 |
642 |
2526,41 |
1812,25 |
57 |
1658,63 |
229,58 |
|
(b) Non-Ferrous Metals |
201 |
221,81 |
127,92 |
145 |
222,95 |
147,65 |
15 |
382,56 |
185,12 |
|
(c) Metal Products |
1,072 |
544,62 |
404,19 |
5,044 |
1740,08 |
1201,18 |
29 |
111,61 |
69,20 |
|
14. Engineering |
4,610 |
3728,08 |
2702,62 |
13,617 |
4603,40 |
3563,26 |
230 |
2669,05 |
2090,73 |
|
(a) Heavy Engineering |
676 |
625,74 |
456,00 |
1,008 |
872,56 |
633,60 |
37 |
244,65 |
80,98 |
|
(b) Light Engineering |
2,680 |
1508,17 |
1050,12 |
7,363 |
2245,67 |
1635,30 |
62 |
246,90 |
165,07 |
|
(c) Electrical Machinery & Goods |
806 |
1008,85 |
740,04 |
4,225 |
942,38 |
823,45 |
89 |
1266,02 |
1116,22 |
|
(d) Electronic Machinery & Goods |
448 |
585,32 |
456,46 |
1,021 |
542,79 |
470,91 |
42 |
911,48 |
728,46 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,220 |
675,10 |
411,45 |
4,426 |
723,36 |
332,72 |
70 |
675,74 |
462,79 |
|
16. Other Industries |
8,040 |
1331,58 |
990,42 |
25,831 |
2156,36 |
1469,03 |
2,147 |
469,54 |
307,67 |
|
17. Electricity, Gas & Water |
164 |
2156,68 |
1326,49 |
416 |
11998,36 |
10091,23 |
21 |
681,84 |
603,66 |
|
(a) Electricity Generation & Transmission |
115 |
2117,57 |
1297,71 |
227 |
11778,78 |
9893,19 |
3 |
45,18 |
45,18 |
|
(b) Non-Conventional Energy |
13 |
30,02 |
22,06 |
73 |
174,29 |
161,49 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
36 |
9,08 |
6,72 |
116 |
45,29 |
36,54 |
18 |
636,66 |
558,48 |
|
18. Construction |
3,167 |
7603,65 |
5555,04 |
13,032 |
10310,24 |
8657,84 |
268 |
1101,77 |
985,17 |
|
(a) Other than Infrastructure |
971 |
3632,77 |
2666,35 |
8,473 |
3505,32 |
2959,85 |
91 |
777,11 |
716,65 |
|
(b) Infrastructure Construction |
2,196 |
3970,89 |
2888,69 |
4,559 |
6804,93 |
5697,99 |
177 |
324,65 |
268,52 |
III. |
TRANSPORT OPERATORS |
7,034 |
1407,21 |
1151,57 |
30,416 |
1162,92 |
1009,99 |
67 |
175,67 |
134,60 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
15,564 |
5881,66 |
4155,88 |
1,10,273 |
16827,49 |
11572,01 |
12,605 |
5166,59 |
4125,42 |
|
1. Professional Services |
1,290 |
335,01 |
278,69 |
32,374 |
1555,16 |
1477,68 |
4,276 |
567,15 |
560,46 |
|
2. Tourism, Hotel & Restaurants |
3,378 |
674,19 |
411,95 |
9,674 |
1290,15 |
943,78 |
77 |
134,29 |
128,66 |
|
3. Recreation services |
387 |
42,21 |
15,58 |
841 |
354,27 |
341,67 |
65 |
9,10 |
9,09 |
|
4. IT and Telecommunications |
142 |
392,59 |
358,34 |
451 |
1086,01 |
567,25 |
103 |
95,10 |
85,81 |
|
5. Others |
10,367 |
4437,65 |
3091,32 |
66,933 |
12541,90 |
8241,63 |
8,084 |
4360,94 |
3341,39 |
V. |
PERSONAL LOANS |
5,96,174 |
16078,88 |
12287,12 |
11,52,722 |
24536,29 |
21203,68 |
20,28,000 |
14180,68 |
4225,02 |
|
1. Housing |
1,40,330 |
10043,21 |
7929,49 |
2,58,369 |
14419,02 |
12973,63 |
14,453 |
2415,73 |
2036,81 |
|
2. Consumer Durables |
7,881 |
64,09 |
47,92 |
59,393 |
471,52 |
363,67 |
- |
- |
- |
|
3. Vehicles |
50,852 |
1049,06 |
767,05 |
71,633 |
1313,79 |
1092,52 |
411 |
15,35 |
6,51 |
|
4. Education |
38,107 |
1052,10 |
697,42 |
79,824 |
1381,23 |
1158,70 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
67,234 |
315,24 |
124,76 |
19,35,373 |
10378,38 |
1275,12 |
|
6. Others |
3,59,004 |
3870,43 |
2845,24 |
6,16,269 |
6635,49 |
5490,39 |
77,763 |
1371,22 |
906,59 |
VI. |
TRADE |
79,531 |
4005,29 |
3017,68 |
2,15,162 |
11912,83 |
7155,85 |
1,843 |
1028,53 |
695,97 |
|
1. Wholesale Trade |
5,094 |
2004,28 |
1421,67 |
15,610 |
3217,67 |
2252,62 |
354 |
637,05 |
347,53 |
|
2. Retail Trade |
74,437 |
2001,01 |
1596,01 |
1,99,552 |
8695,17 |
4903,23 |
1,489 |
391,47 |
348,44 |
VII. |
FINANCE |
686 |
930,11 |
828,55 |
6,386 |
8341,93 |
6784,33 |
151 |
129,74 |
87,23 |
VIII. |
ALL OTHERS |
8,508 |
144,01 |
104,23 |
2,22,648 |
4498,11 |
3743,16 |
968 |
731,46 |
547,73 |
|
TOTAL BANK CREDIT |
12,72,177 |
64804,37 |
47612,56 |
30,21,524 |
133028,96 |
100073,96 |
20,46,881 |
33206,78 |
17301,79 |
TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT |
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SOUTHERN REGION |
||||||||||
STATE : KARNATAKA |
||||||||||
(Amount in Rupees Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
|
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
|
I. |
AGRICULTURE |
7,78,039 |
4739,70 |
4514,79 |
1,10,481 |
3559,17 |
3016,60 |
25,51,367 |
31587,05 |
26735,57 |
|
1. Direct Finance |
7,54,149 |
4390,39 |
4193,14 |
1,04,459 |
2235,83 |
1848,58 |
24,94,264 |
24277,90 |
21794,75 |
|
2. Indirect Finance |
23,890 |
349,31 |
321,64 |
6,022 |
1323,34 |
1168,01 |
57,103 |
7309,15 |
4940,82 |
II. |
INDUSTRY |
22,364 |
425,62 |
362,85 |
18,108 |
15442,91 |
10203,54 |
2,29,469 |
106481,08 |
73520,49 |
|
1. Mining & Quarrying |
65 |
6,73 |
5,27 |
228 |
140,22 |
126,60 |
1,887 |
4990,14 |
2271,33 |
|
2. Food Manufacturing & Processing |
2,906 |
28,90 |
20,56 |
1,492 |
1102,08 |
793,61 |
16,439 |
5498,84 |
4253,56 |
|
(a) Rice Mills, Flour & Dal Mills |
917 |
17,90 |
13,33 |
230 |
115,72 |
103,53 |
3,430 |
677,05 |
563,74 |
|
(b) Sugar |
- |
- |
- |
28 |
191,24 |
107,21 |
200 |
2104,20 |
1700,97 |
|
(c) Edible Oils & Vanaspati |
580 |
2,24 |
1,15 |
77 |
35,01 |
26,95 |
998 |
173,63 |
117,81 |
|
(d) Tea Processing |
419 |
1,18 |
40 |
19 |
2,72 |
2,23 |
527 |
12,65 |
11,03 |
|
(e) Processing of Fruits & Vegetables |
14 |
1,16 |
1,08 |
41 |
93,66 |
45,38 |
233 |
261,27 |
185,52 |
|
(f) Others |
976 |
6,41 |
4,60 |
1,097 |
663,72 |
508,32 |
11,051 |
2270,04 |
1674,48 |
|
3. Beverage & Tobacco |
35 |
2,38 |
2,18 |
60 |
778,45 |
726,50 |
587 |
4132,92 |
3054,68 |
|
4. Textiles |
1,592 |
31,31 |
29,23 |
1,580 |
725,40 |
511,78 |
66,102 |
10344,41 |
4722,91 |
|
(a) Cotton Textiles |
946 |
28,27 |
26,78 |
170 |
149,95 |
131,22 |
4,509 |
1389,06 |
955,35 |
|
(b) Jute & Other Natural Fibre Textiles |
174 |
47 |
37 |
8 |
1,94 |
1,74 |
723 |
13,12 |
14,35 |
|
(c) Handloom Textiles & Khadi |
260 |
1,10 |
98 |
48 |
93,17 |
8,84 |
1,954 |
171,43 |
77,66 |
|
(d) Other Textiles & Textile Products |
212 |
1,47 |
1,10 |
1,354 |
480,34 |
369,99 |
58,916 |
8770,79 |
3675,55 |
|
5. Paper, Paper Products & Printing |
247 |
1,93 |
1,12 |
441 |
123,37 |
92,04 |
4,242 |
1171,42 |
863,36 |
|
6. Woods and Wood Products |
581 |
4,22 |
3,51 |
315 |
42,64 |
35,78 |
6,188 |
338,52 |
269,65 |
|
7. Leather & Leather Products |
165 |
61 |
48 |
132 |
58,12 |
24,08 |
1,326 |
352,06 |
279,81 |
|
8. Gems and Jewellery |
2,527 |
6,22 |
5,57 |
210 |
219,36 |
44,27 |
8,413 |
973,44 |
639,11 |
|
9. Rubber & Plastic Products |
65 |
59 |
49 |
332 |
114,94 |
85,10 |
4,040 |
1315,70 |
922,89 |
|
10. Chemicals & Chemical Products |
439 |
4,08 |
3,08 |
389 |
889,56 |
626,57 |
7,263 |
4314,96 |
3125,47 |
|
(a) Heavy Industrial Chemicals |
1 |
12 |
10 |
46 |
32,01 |
30,21 |
254 |
777,82 |
682,10 |
|
(b) Fertilisers |
178 |
2,02 |
1,72 |
17 |
104,34 |
56,58 |
353 |
444,73 |
206,51 |
|
(c) Drugs & Pharmaceuticals |
185 |
56 |
42 |
107 |
167,44 |
93,41 |
3,291 |
1606,81 |
1205,08 |
|
(d) Non-Edible Oils |
- |
- |
- |
- |
- |
- |
158 |
68,49 |
55,23 |
|
(e) Other Chemicals & Chemical Products |
75 |
1,38 |
84 |
219 |
585,77 |
446,36 |
3,207 |
1417,11 |
976,55 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
2 |
8 |
4 |
36 |
266,84 |
45,05 |
128 |
836,11 |
130,98 |
|
12. Manufacture of Cement & Cement Products |
60 |
79 |
64 |
87 |
26,36 |
22,55 |
1,380 |
797,22 |
631,88 |
|
13. Basic Metals & Metal Products |
391 |
2,15 |
1,72 |
653 |
1765,98 |
859,31 |
8,773 |
11005,34 |
6305,44 |
|
(a) Iron & Steel |
- |
- |
- |
174 |
1548,58 |
691,30 |
1,397 |
7562,17 |
4000,45 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
29 |
6,54 |
6,36 |
390 |
833,85 |
467,06 |
|
(c) Metal Products |
391 |
2,15 |
1,72 |
450 |
210,85 |
161,65 |
6,986 |
2609,31 |
1837,94 |
|
14. Engineering |
734 |
3,36 |
2,55 |
3,306 |
1211,13 |
720,87 |
22,497 |
12215,01 |
9080,02 |
|
(a) Heavy Engineering |
5 |
24 |
25 |
119 |
285,82 |
130,69 |
1,845 |
2029,00 |
1301,51 |
|
(b) Light Engineering |
167 |
1,26 |
78 |
2,887 |
403,57 |
217,04 |
13,159 |
4405,57 |
3068,31 |
|
(c) Electrical Machinery & Goods |
112 |
65 |
49 |
213 |
440,78 |
334,41 |
5,445 |
3658,69 |
3014,62 |
|
(d) Electronic Machinery & Goods |
450 |
1,21 |
1,03 |
87 |
80,96 |
38,73 |
2,048 |
2121,75 |
1695,58 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
673 |
4,55 |
3,30 |
332 |
309,93 |
197,56 |
6,721 |
2388,67 |
1407,82 |
|
16. Other Industries |
3,994 |
35,22 |
29,97 |
5,073 |
1251,24 |
910,26 |
45,085 |
5243,95 |
3707,35 |
|
17. Electricity, Gas & Water |
144 |
16,24 |
14,74 |
102 |
2044,70 |
1232,13 |
847 |
16897,82 |
13268,26 |
|
(a) Electricity Generation & Transmission |
1 |
12 |
6 |
38 |
1945,36 |
1167,19 |
384 |
15887,02 |
12403,34 |
|
(b) Non-Conventional Energy |
142 |
16,07 |
14,63 |
26 |
74,51 |
45,91 |
254 |
294,89 |
244,10 |
|
(c) Gas, Steam & Water Supply |
1 |
5 |
5 |
38 |
24,83 |
19,03 |
209 |
715,91 |
620,82 |
|
18. Construction |
7,744 |
276,27 |
238,40 |
3,340 |
4372,60 |
3149,50 |
27,551 |
23664,54 |
18585,96 |
|
(a) Other than Infrastructure |
4,449 |
246,77 |
214,08 |
1,913 |
3200,53 |
2121,42 |
15,897 |
11362,49 |
8678,35 |
|
(b) Infrastructure Construction |
3,295 |
29,50 |
24,33 |
1,427 |
1172,08 |
1028,08 |
11,654 |
12302,05 |
9907,61 |
III. |
TRANSPORT OPERATORS |
5,936 |
83,64 |
63,33 |
19,406 |
2277,43 |
1626,35 |
62,859 |
5106,88 |
3985,84 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
38,517 |
285,49 |
232,58 |
33,514 |
5427,72 |
4015,71 |
2,10,473 |
33588,94 |
24101,59 |
|
1. Professional Services |
9,123 |
54,50 |
46,01 |
4,013 |
890,07 |
674,38 |
51,076 |
3401,89 |
3037,22 |
|
2. Tourism, Hotel & Restaurants |
4,436 |
25,36 |
19,16 |
1,488 |
347,12 |
261,39 |
19,053 |
2471,11 |
1764,94 |
|
3. Recreation services |
535 |
3,74 |
3,15 |
112 |
23,55 |
20,93 |
1,940 |
432,86 |
390,42 |
|
4. IT and Telecommunications |
5 |
21 |
16 |
191 |
203,18 |
181,08 |
892 |
1777,09 |
1192,64 |
|
5. Others |
24,418 |
201,68 |
164,10 |
27,710 |
3963,81 |
2877,92 |
1,37,512 |
25505,99 |
17716,37 |
V. |
PERSONAL LOANS |
3,02,786 |
1733,45 |
1532,48 |
5,45,743 |
20621,24 |
15428,58 |
46,25,425 |
77150,54 |
54676,88 |
|
1. Housing |
15,477 |
345,90 |
313,19 |
83,710 |
12003,25 |
9980,47 |
5,12,339 |
39227,11 |
33233,59 |
|
2. Consumer Durables |
26,499 |
123,33 |
115,01 |
16,040 |
300,56 |
242,59 |
1,09,813 |
959,50 |
769,19 |
|
3. Vehicles |
17,942 |
102,27 |
81,01 |
1,97,297 |
4340,21 |
2501,37 |
3,38,135 |
6820,68 |
4448,47 |
|
4. Education |
5,261 |
52,11 |
44,43 |
4,044 |
96,56 |
77,58 |
1,27,236 |
2581,99 |
1978,12 |
|
5. Personal Credit Cards |
- |
- |
- |
17,554 |
551,80 |
198,08 |
20,20,161 |
11245,42 |
1597,96 |
|
6. Others |
2,37,607 |
1109,85 |
978,83 |
2,27,098 |
3328,85 |
2428,49 |
15,17,741 |
16315,84 |
12649,54 |
VI. |
TRADE |
84,480 |
466,90 |
400,84 |
26,627 |
3834,48 |
2975,83 |
4,07,643 |
21248,03 |
14246,17 |
|
1. Wholesale Trade |
11,313 |
76,24 |
68,59 |
3,511 |
1437,49 |
1002,78 |
35,882 |
7372,73 |
5093,19 |
|
2. Retail Trade |
73,167 |
390,66 |
332,26 |
23,116 |
2396,99 |
1973,05 |
3,71,761 |
13875,30 |
9152,98 |
VII. |
FINANCE |
29,947 |
272,93 |
200,83 |
1,346 |
1217,19 |
1006,00 |
38,516 |
10891,90 |
8906,95 |
VIII. |
ALL OTHERS |
70,939 |
317,79 |
266,51 |
77,832 |
1859,34 |
1490,00 |
3,80,895 |
7550,70 |
6151,64 |
|
TOTAL BANK CREDIT |
13,33,008 |
8325,52 |
7574,21 |
8,33,057 |
54239,49 |
39762,61 |
85,06,647 |
293605,11 |
212325,13 |