Karnataka - आरबीआय - Reserve Bank of India
Karnataka
SOUTHERN REGION (Contd.) |
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STATE: KARNATAKA |
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(Amount in ` Lakh) |
||||||||||
OCCUPATION |
STATE BANK OF INDIA AND |
NATIONALISED BANKS |
FOREIGN BANKS |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
||
I. |
AGRICULTURE |
5,97,087 |
10268,83 |
8587,31 |
11,40,844 |
15013,48 |
13732,97 |
68 |
220,81 |
38,77 |
|
1. Direct Finance |
5,85,816 |
7988,64 |
7055,85 |
11,06,447 |
12552,89 |
11571,41 |
25 |
216,75 |
35,65 |
|
2. Indirect Finance |
11,271 |
2280,19 |
1531,46 |
34,397 |
2460,59 |
2161,55 |
43 |
4,05 |
3,12 |
II. |
INDUSTRY |
33,038 |
32113,02 |
22030,90 |
1,94,253 |
72642,39 |
43346,48 |
2,603 |
20284,67 |
5705,79 |
|
1. Mining & Quarrying |
707 |
2123,80 |
1425,87 |
838 |
1157,04 |
324,17 |
12 |
126,72 |
82,82 |
|
2. Food Manufacturing & Processing |
3,627 |
1828,01 |
1493,75 |
19,308 |
2986,90 |
2313,78 |
218 |
465,92 |
119,30 |
|
(a) Rice Mills, Flour & Dal Mills |
1,042 |
396,28 |
329,59 |
2,048 |
256,53 |
210,87 |
159 |
7,21 |
2,81 |
|
(b) Sugar |
76 |
609,48 |
528,47 |
195 |
1290,63 |
1015,38 |
1 |
2,25 |
3 |
|
(c) Edible Oils & Vanaspati |
164 |
73,81 |
59,26 |
1,281 |
96,17 |
77,24 |
- |
- |
- |
|
(d) Tea Processing |
24 |
13,42 |
12,06 |
43 |
4,75 |
3,78 |
- |
- |
- |
|
(e) Processing of Fruits & Vegetables |
116 |
118,92 |
97,83 |
142 |
51,86 |
28,75 |
3 |
30,13 |
30,13 |
|
(f) Others |
2,205 |
616,09 |
466,54 |
15,599 |
1286,95 |
977,77 |
55 |
426,34 |
86,33 |
|
3. Beverage & Tobacco |
136 |
923,55 |
816,95 |
392 |
2879,69 |
2601,99 |
40 |
1198,88 |
838,03 |
|
4. Textiles |
4,728 |
1793,32 |
1291,20 |
32,297 |
9451,63 |
2944,65 |
368 |
11159,87 |
564,64 |
|
(a) Cotton Textiles |
295 |
352,60 |
167,65 |
3,213 |
545,18 |
359,72 |
53 |
353,54 |
152,68 |
|
(b) Jute & Other Natural Fibre Textiles |
72 |
3,88 |
3,23 |
178 |
16,66 |
11,39 |
- |
- |
- |
|
(c) Handloom Textiles & Khadi |
406 |
38,98 |
31,69 |
646 |
29,52 |
26,66 |
- |
- |
- |
|
(d) Other Textiles & Textile Products |
3,955 |
1397,85 |
1088,62 |
28,260 |
8860,28 |
2546,89 |
315 |
10806,32 |
411,96 |
|
5. Paper, Paper Products & Printing |
1,399 |
513,62 |
299,77 |
2,290 |
1213,50 |
670,26 |
79 |
301,00 |
45,69 |
|
6. Woods and Wood Products |
683 |
97,25 |
60,66 |
2,443 |
226,88 |
190,36 |
3 |
8 |
8 |
|
7. Leather & Leather Products |
196 |
108,22 |
80,28 |
762 |
64,71 |
57,66 |
7 |
16,96 |
15,93 |
|
8. Gems and Jewellery |
152 |
794,52 |
494,86 |
21,590 |
1569,41 |
842,76 |
7 |
1,29 |
1,29 |
|
9. Rubber & Plastic Products |
713 |
454,81 |
301,05 |
3,174 |
562,89 |
345,65 |
62 |
176,01 |
123,39 |
|
10. Chemicals & Chemical Products |
1,665 |
1226,01 |
776,97 |
5,795 |
948,90 |
687,89 |
162 |
1933,21 |
937,64 |
|
(a) Heavy Industrial Chemicals |
93 |
185,82 |
134,41 |
135 |
59,74 |
36,94 |
30 |
527,35 |
525,16 |
|
(b) Fertilisers |
41 |
45,50 |
13,37 |
126 |
32,78 |
23,84 |
- |
- |
- |
|
(c) Drugs & Pharmaceuticals |
99 |
493,48 |
339,32 |
3,442 |
587,56 |
434,53 |
44 |
885,64 |
394,03 |
|
(d) Non-Edible Oils |
226 |
67,49 |
41,34 |
32 |
9,80 |
7,00 |
- |
- |
- |
|
(e) Other Chemicals & Chemical Products |
1,206 |
433,72 |
248,54 |
2,060 |
259,01 |
185,57 |
88 |
520,21 |
18,45 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
46 |
55,09 |
30,73 |
73 |
529,51 |
64,38 |
7 |
50,90 |
44,62 |
|
12. Manufacture of Cement & Cement Products |
573 |
199,27 |
136,18 |
1,077 |
584,20 |
338,75 |
10 |
216,52 |
189,52 |
|
13. Basic Metals & Metal Products |
6,710 |
3522,17 |
2287,42 |
7,022 |
5817,65 |
3594,41 |
93 |
506,11 |
262,61 |
|
(a) Iron & Steel |
568 |
2676,62 |
1685,55 |
533 |
3492,79 |
2056,77 |
31 |
27,82 |
20,92 |
|
(b) Non-Ferrous Metals |
213 |
238,22 |
138,88 |
170 |
236,12 |
161,59 |
11 |
339,01 |
190,95 |
|
(c) Metal Products |
5,929 |
607,33 |
462,99 |
6,319 |
2088,74 |
1376,05 |
51 |
139,28 |
50,74 |
|
14. Engineering |
4,813 |
4341,34 |
3058,86 |
20,716 |
11553,86 |
3271,49 |
723 |
1757,63 |
1187,66 |
|
(a) Heavy Engineering |
795 |
1014,53 |
798,31 |
1,791 |
835,08 |
589,40 |
45 |
253,00 |
192,82 |
|
(b) Light Engineering |
2,690 |
1468,87 |
923,56 |
12,953 |
9295,17 |
1673,93 |
181 |
482,37 |
195,88 |
|
(c) Electrical Machinery & Goods |
856 |
1202,21 |
872,89 |
5,009 |
1041,88 |
825,20 |
400 |
870,75 |
746,12 |
|
(d) Electronic Machinery & Goods |
472 |
655,72 |
464,10 |
963 |
381,73 |
182,96 |
97 |
151,52 |
52,84 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
306 |
572,80 |
287,98 |
4,179 |
927,80 |
657,86 |
117 |
481,90 |
214,37 |
|
16. Other Industries |
4,412 |
1279,67 |
798,04 |
28,724 |
2558,37 |
1865,63 |
324 |
730,89 |
199,62 |
|
17. Electricity, Gas & Water |
219 |
2945,71 |
1951,98 |
549 |
16474,59 |
12246,84 |
12 |
207,51 |
50,63 |
|
(a) Electricity Generation & Transmission |
139 |
2749,79 |
1853,91 |
312 |
16081,79 |
11887,55 |
- |
- |
- |
|
(b) Non-Conventional Energy |
29 |
91,71 |
76,84 |
81 |
60,66 |
39,16 |
- |
- |
- |
|
(c) Gas, Steam & Water Supply |
51 |
104,22 |
21,23 |
156 |
332,14 |
320,14 |
12 |
207,51 |
50,63 |
|
18. Construction |
1,953 |
9333,84 |
6438,36 |
43,024 |
13134,87 |
10327,93 |
359 |
953,27 |
827,96 |
|
(a) Other than Infrastructure |
641 |
2997,28 |
2114,41 |
9,501 |
3832,90 |
3233,39 |
191 |
706,48 |
643,52 |
|
(b) Infrastructure Construction |
1,312 |
6336,56 |
4323,96 |
33,523 |
9301,97 |
7094,55 |
168 |
246,79 |
184,44 |
III. |
TRANSPORT OPERATORS |
7,254 |
1880,30 |
1739,50 |
30,772 |
3089,60 |
2647,16 |
90 |
273,65 |
223,56 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
16,814 |
6679,27 |
4525,59 |
1,13,896 |
20078,64 |
15959,17 |
8,565 |
10225,90 |
5063,95 |
|
1. Professional Services |
1,226 |
311,50 |
202,75 |
25,022 |
3130,79 |
2891,20 |
3,028 |
704,74 |
685,68 |
|
2. Tourism, Hotel & Restaurants |
3,427 |
1882,49 |
1278,63 |
10,660 |
1730,31 |
1282,77 |
41 |
17,42 |
17,45 |
|
3. Recreation services |
385 |
75,12 |
49,44 |
735 |
334,55 |
318,30 |
64 |
8,26 |
7,56 |
|
4. IT and Telecommunications |
161 |
706,01 |
417,83 |
497 |
822,33 |
594,11 |
77 |
747,82 |
394,68 |
|
5. Others |
11,615 |
3704,17 |
2576,94 |
76,982 |
14060,65 |
10872,79 |
5,355 |
8747,66 |
3958,59 |
V. |
PERSONAL LOANS |
6,38,160 |
20061,96 |
15141,68 |
9,97,639 |
26267,79 |
21848,70 |
16,89,904 |
12434,73 |
3646,29 |
|
1. Housing |
1,59,424 |
13104,14 |
10127,18 |
2,27,489 |
16478,71 |
14116,03 |
7,873 |
1525,19 |
1252,08 |
|
2. Consumer Durables |
7,157 |
62,96 |
44,50 |
55,078 |
371,57 |
322,91 |
4 |
3 |
3 |
|
3. Vehicles |
60,370 |
1470,29 |
1077,73 |
67,265 |
1148,86 |
936,16 |
394 |
12,83 |
6,21 |
|
4. Education |
45,475 |
1296,93 |
900,66 |
88,332 |
1844,85 |
1547,64 |
- |
- |
- |
|
5. Personal Credit Cards |
- |
- |
- |
70,102 |
382,43 |
124,27 |
16,18,690 |
9443,02 |
1123,82 |
|
6. Others |
3,65,734 |
4127,64 |
2991,62 |
4,89,373 |
6041,36 |
4801,69 |
62,943 |
1453,67 |
1264,16 |
VI. |
TRADE |
81,390 |
4370,91 |
3310,72 |
1,94,482 |
9965,45 |
7008,75 |
1,98,044 |
2807,33 |
1015,80 |
|
1. Wholesale Trade |
5,202 |
2079,50 |
1588,22 |
14,012 |
3295,81 |
2009,69 |
18,046 |
1109,09 |
374,44 |
|
2. Retail Trade |
76,188 |
2291,41 |
1722,51 |
1,80,470 |
6669,64 |
4999,06 |
1,79,998 |
1698,24 |
641,36 |
VII. |
FINANCE |
756 |
727,28 |
695,75 |
6,366 |
6186,70 |
3750,36 |
90 |
199,15 |
173,36 |
VIII. |
ALL OTHERS |
4,828 |
194,70 |
175,53 |
2,47,019 |
3957,18 |
3436,59 |
1,502 |
632,27 |
533,42 |
|
TOTAL BANK CREDIT |
13,79,327 |
76296,28 |
56206,99 |
29,25,271 |
157201,23 |
111730,17 |
19,00,866 |
47078,51 |
16400,96 |
TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS |
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STATE: KARNATAKA | ||||||||||
(Amount in ` Lakh) |
||||||||||
OCCUPATION |
REGIONAL RURAL BANKS |
PRIVATE SECTOR BANKS |
ALL SCHEDULED |
|||||||
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
||
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
||
I. |
AGRICULTURE |
9,15,089 |
5863,09 |
5707,74 |
1,97,425 |
3408,65 |
2911,12 |
28,50,513 |
34774,86 |
30977,90 |
|
1. Direct Finance |
8,63,726 |
5274,56 |
5152,96 |
1,93,976 |
2898,51 |
2496,90 |
27,49,990 |
28931,35 |
26312,78 |
|
2. Indirect Finance |
51,363 |
588,53 |
554,78 |
3,449 |
510,15 |
414,22 |
1,00,523 |
5843,51 |
4665,13 |
II. |
INDUSTRY |
34,123 |
520,10 |
455,45 |
18,934 |
14377,70 |
10376,58 |
2,82,951 |
139937,88 |
81915,19 |
|
1. Mining & Quarrying |
134 |
10,01 |
7,12 |
147 |
106,21 |
79,65 |
1,838 |
3523,78 |
1919,64 |
|
2. Food Manufacturing & Processing |
1,001 |
22,24 |
18,76 |
2,725 |
1368,05 |
904,42 |
26,879 |
6671,13 |
4850,01 |
|
(a) Rice Mills, Flour & Dal Mills |
408 |
17,65 |
15,13 |
1,087 |
165,48 |
138,43 |
4,744 |
843,15 |
696,82 |
|
(b) Sugar |
- |
- |
- |
33 |
185,80 |
90,50 |
305 |
2088,16 |
1634,37 |
|
(c) Edible Oils & Vanaspati |
178 |
79 |
66 |
51 |
51,59 |
23,26 |
1,674 |
222,37 |
160,42 |
|
(d) Tea Processing |
89 |
71 |
74 |
13 |
6,28 |
93 |
169 |
25,17 |
17,51 |
|
(e) Processing of Fruits & Vegetables |
2 |
9 |
7 |
41 |
135,50 |
107,97 |
304 |
336,51 |
264,74 |
|
(f) Others |
324 |
3,00 |
2,17 |
1,500 |
823,40 |
543,34 |
19,683 |
3155,78 |
2076,15 |
|
3. Beverage & Tobacco |
5 |
27 |
26 |
75 |
936,64 |
848,99 |
648 |
5939,03 |
5106,22 |
|
4. Textiles |
1,660 |
28,73 |
26,78 |
1,488 |
980,62 |
739,34 |
40,541 |
23414,17 |
5566,62 |
|
(a) Cotton Textiles |
920 |
26,06 |
24,73 |
396 |
255,27 |
221,59 |
4,877 |
1532,65 |
926,37 |
|
(b) Jute & Other Natural Fibre Textiles |
123 |
33 |
27 |
8 |
1,18 |
99 |
381 |
22,06 |
15,88 |
|
(c) Handloom Textiles & Khadi |
90 |
37 |
30 |
64 |
76,03 |
49,83 |
1,206 |
144,90 |
108,48 |
|
(d) Other Textiles & Textile Products |
527 |
1,97 |
1,48 |
1,020 |
648,15 |
466,94 |
34,077 |
21714,57 |
4515,89 |
|
5. Paper, Paper Products & Printing |
250 |
1,66 |
99 |
403 |
276,47 |
239,27 |
4,421 |
2306,25 |
1255,98 |
|
6. Woods and Wood Products |
282 |
1,47 |
1,38 |
1,195 |
54,03 |
40,42 |
4,606 |
379,72 |
292,90 |
|
7. Leather & Leather Products |
75 |
26 |
19 |
256 |
66,95 |
28,12 |
1,296 |
257,09 |
182,18 |
|
8. Gems and Jewellery |
4,339 |
13,41 |
12,29 |
58 |
207,58 |
203,69 |
26,146 |
2586,20 |
1554,89 |
|
9. Rubber & Plastic Products |
56 |
47 |
43 |
313 |
160,70 |
119,74 |
4,318 |
1354,88 |
890,26 |
|
10. Chemicals & Chemical Products |
405 |
2,23 |
2,06 |
413 |
667,17 |
413,21 |
8,440 |
4777,53 |
2817,76 |
|
(a) Heavy Industrial Chemicals |
1 |
12 |
11 |
28 |
93,00 |
89,73 |
287 |
866,04 |
786,34 |
|
(b) Fertilisers |
173 |
93 |
83 |
24 |
117,59 |
13,38 |
364 |
196,80 |
51,43 |
|
(c) Drugs & Pharmaceuticals |
221 |
88 |
82 |
151 |
264,72 |
172,85 |
3,957 |
2232,28 |
1341,56 |
|
(d) Non-Edible Oils |
- |
- |
- |
2 |
3,39 |
4,46 |
260 |
80,68 |
52,80 |
|
(e) Other Chemicals & Chemical Products |
10 |
30 |
29 |
208 |
188,48 |
132,78 |
3,572 |
1401,73 |
585,63 |
|
11. Petroleum, Coal Products & Nuclear Fuels |
14 |
82 |
56 |
35 |
290,72 |
66,17 |
175 |
927,03 |
206,47 |
|
12. Manufacture of Cement & Cement Products |
37 |
33 |
24 |
100 |
61,13 |
57,86 |
1,797 |
1061,45 |
722,55 |
|
13. Basic Metals & Metal Products |
476 |
2,49 |
2,11 |
582 |
643,26 |
506,45 |
14,883 |
10491,68 |
6653,00 |
|
(a) Iron & Steel |
3 |
34 |
27 |
170 |
486,02 |
390,09 |
1,305 |
6683,59 |
4153,60 |
|
(b) Non-Ferrous Metals |
- |
- |
- |
33 |
29,25 |
22,74 |
427 |
842,60 |
514,17 |
|
(c) Metal Products |
473 |
2,15 |
1,85 |
379 |
127,99 |
93,62 |
13,151 |
2965,49 |
1985,24 |
|
14. Engineering |
528 |
2,55 |
2,16 |
1,173 |
1193,53 |
823,75 |
27,953 |
18848,91 |
8343,92 |
|
(a) Heavy Engineering |
1 |
3 |
2 |
84 |
112,23 |
98,26 |
2,716 |
2214,87 |
1678,82 |
|
(b) Light Engineering |
159 |
1,08 |
71 |
733 |
255,80 |
206,25 |
16,716 |
11503,28 |
3000,33 |
|
(c) Electrical Machinery & Goods |
158 |
60 |
55 |
261 |
766,37 |
470,52 |
6,684 |
3881,82 |
2915,28 |
|
(d) Electronic Machinery & Goods |
210 |
84 |
88 |
95 |
59,13 |
48,72 |
1,837 |
1248,94 |
749,49 |
|
15. Vehicles, Vehicle Parts & Transport Equipments |
1,129 |
7,12 |
5,54 |
595 |
522,64 |
225,45 |
6,326 |
2512,27 |
1391,20 |
|
16. Other Industries |
12,005 |
77,84 |
73,51 |
3,976 |
647,65 |
472,94 |
49,441 |
5294,42 |
3409,73 |
|
17. Electricity, Gas & Water |
310 |
33,01 |
30,03 |
92 |
1181,75 |
730,75 |
1,182 |
20842,57 |
15010,23 |
|
(a) Electricity Generation & Transmission |
1 |
6 |
7 |
26 |
919,24 |
599,84 |
478 |
19750,87 |
14341,36 |
|
(b) Non-Conventional Energy |
303 |
32,74 |
29,73 |
37 |
250,09 |
127,04 |
450 |
435,21 |
272,76 |
|
(c) Gas, Steam & Water Supply |
6 |
21 |
23 |
29 |
12,42 |
3,87 |
254 |
656,49 |
396,10 |
|
18. Construction |
11,417 |
315,20 |
271,02 |
5,308 |
5012,57 |
3876,36 |
62,061 |
28749,75 |
21741,64 |
|
(a) Other than Infrastructure |
5,152 |
282,04 |
241,73 |
3,563 |
3192,38 |
2456,09 |
19,048 |
11011,07 |
8689,13 |
|
(b) Infrastructure Construction |
6,265 |
33,15 |
29,28 |
1,745 |
1820,20 |
1420,28 |
43,013 |
17738,68 |
13052,51 |
III. |
TRANSPORT OPERATORS |
12,697 |
163,69 |
126,12 |
23,842 |
2332,84 |
1587,08 |
74,655 |
7740,07 |
6323,44 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
1,02,490 |
777,69 |
667,08 |
27,796 |
6357,39 |
4420,36 |
2,69,561 |
44118,88 |
30636,17 |
|
1. Professional Services |
11,793 |
118,56 |
107,92 |
3,083 |
835,45 |
674,51 |
44,152 |
5101,03 |
4562,06 |
|
2. Tourism, Hotel & Restaurants |
8,724 |
62,79 |
51,17 |
1,567 |
661,81 |
360,80 |
24,419 |
4354,81 |
2990,82 |
|
3. Recreation services |
727 |
4,04 |
3,41 |
559 |
27,57 |
20,81 |
2,470 |
449,54 |
399,52 |
|
4. IT and Telecommunications |
1 |
3 |
3 |
207 |
477,10 |
260,84 |
943 |
2753,28 |
1667,48 |
|
5. Others |
81,245 |
592,28 |
504,55 |
22,380 |
4355,46 |
3103,41 |
1,97,577 |
31460,22 |
21016,28 |
V. |
PERSONAL LOANS |
2,38,957 |
1469,26 |
1302,34 |
5,23,344 |
18907,88 |
13110,65 |
40,88,004 |
79141,61 |
55049,66 |
|
1. Housing |
15,744 |
324,12 |
305,30 |
76,327 |
10450,20 |
8140,06 |
4,86,857 |
41882,35 |
33940,64 |
|
2. Consumer Durables |
7,053 |
34,02 |
28,19 |
12,085 |
103,63 |
87,15 |
81,377 |
572,21 |
482,77 |
|
3. Vehicles |
14,765 |
83,67 |
71,36 |
1,36,363 |
2418,24 |
1191,95 |
2,79,157 |
5133,90 |
3283,41 |
|
4. Education |
7,267 |
74,26 |
66,05 |
13,824 |
464,62 |
405,67 |
1,54,898 |
3680,66 |
2920,01 |
|
5. Personal Credit Cards |
- |
- |
- |
18,710 |
588,80 |
102,59 |
17,07,502 |
10414,24 |
1350,69 |
|
6. Others |
1,94,128 |
953,19 |
831,43 |
2,66,035 |
4882,38 |
3183,23 |
13,78,213 |
17458,24 |
13072,14 |
VI. |
TRADE |
1,15,732 |
729,47 |
603,39 |
30,072 |
4498,09 |
3324,33 |
6,19,720 |
22371,25 |
15262,99 |
|
1. Wholesale Trade |
14,448 |
95,77 |
78,56 |
5,287 |
1760,81 |
1214,19 |
56,995 |
8340,97 |
5265,10 |
|
2. Retail Trade |
1,01,284 |
633,70 |
524,83 |
24,785 |
2737,29 |
2110,14 |
5,62,725 |
14030,29 |
9997,89 |
VII. |
FINANCE |
33,538 |
369,64 |
291,97 |
2,118 |
1590,60 |
1140,98 |
42,868 |
9073,38 |
6052,42 |
VIII. |
ALL OTHERS |
36,984 |
267,15 |
225,01 |
2,45,892 |
3113,94 |
2457,90 |
5,36,225 |
8165,25 |
6828,46 |
|
TOTAL BANK CREDIT |
14,89,610 |
10160,08 |
9379,10 |
10,69,423 |
54587,09 |
39329,01 |
87,64,497 |
345323,19 |
233046,23 |