Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

11,34,378

3594,13

3226,61

4,56,307

2196,36

1974,29

1.

Direct Finance

11,16,323

3300,99

2984,15

4,47,914

1896,49

1723,67

2.

Indirect Finance

18,055

293,14

242,46

8,393

299,87

250,62

II.

INDUSTRY

58,073

1419,68

1145,16

51,341

2428,09

2341,02

1.

Mining & Quarrying

92

28,92

24,30

138

50,79

41,67

2.

Food Manufacturing & Processing

2,262

273,80

232,79

4,262

233,81

192,61

(a) RiceMills, Flour & DalMills

880

33,86

24,63

823

38,43

34,28

(b) Sugar

15

64,78

50,32

17

40,96

39,75

(c) Edible Oils & Vanaspati

119

5,41

5,96

580

27,84

25,00

(d) Tea Processing

6

10,74

12,41

5

1,24

1,01

(e) Processing of Fruits & Vegetables

15

1,69

1,35

22

2,49

1,92

(f) Others

1,227

157,32

138,12

2,815

122,85

90,64

3.

Beverage & Tobacco

72

17,46

12,70

73

7,78

7,34

4.

Textiles

1,240

116,66

85,80

1,768

55,56

49,80

(a) Cotton Textiles

126

54,31

36,71

206

13,09

11,70

(b) Jute & Other Natural Fibre Textiles

55

36

29

147

2,35

2,35

(c) Handloom Textiles & Khadi

494

1,19

99

448

2,19

1,94

(d) Other Textiles & Textile Products

565

60,79

47,81

967

37,93

33,81

5.

Paper, Paper Products & Printing

252

20,69

15,95

453

100,24

58,69

6.

Leather & Leather Products

75

84

85

162

2,14

3,74

7.

Rubber & Plastic Products

344

8,48

6,43

176

20,33

17,32

8.

Chemicals & Chemical Products

250

78,70

49,22

270

25,11

22,81

(a) Heavy Industrial Chemicals

6

1,01

1,24

13

7,91

7,50

(b) Fertilisers

3

2,18

1,92

5

1,09

98

(c) Drugs & Pharmaceuticals

78

49,41

21,42

115

6,50

6,41

(d) Non-Edible Oils

9

76

58

10

1,64

1,54

(e) Other Chemicals & Chemical Products

154

25,34

24,07

127

7,97

6,38

9.

Petroleum, Coal Products & Nuclear Fuels

8

143,67

152,70

10

2,33

2,35

10.

Manufacture of Cement & Cement Products

187

31,83

32,91

209

36,16

38,49

11.

Basic Metals & Metal Products

346

172,24

129,37

712

1397,04

1469,60

(a) Iron & Steel

34

145,64

106,97

71

1368,00

1444,10

(b) Non-Ferrous Metals

3

2,68

2,25

14

5,43

4,85

(c) Metal Products

309

23,92

20,15

627

23,61

20,65

12.

Engineering

2,900

251,37

176,31

1,182

93,07

71,25

(a) Heavy Engineering

30

68,50

54,50

120

34,80

20,88

(b) Light Engineering

364

54,98

44,85

675

23,68

18,05

(c) Electrical Machinery & Goods

130

4,68

4,64

194

7,30

6,52

(d) Electronic Machinery &Goods

2,376

123,20

72,32

193

27,29

25,80

13.

Vehicles, Vehicle Parts & Transport Equipments

545

16,92

13,21

596

58,78

55,75

14.

Other Industries

48,007

192,27

159,14

39,224

183,89

157,87

15.

Electricity, Gas & Water

29

9,04

5,01

77

9,68

7,92

(a) Electricity Generation & Transmission

15

8,23

4,33

17

5,97

4,68

(b) Non-Conventional Energy

3

35

28

29

1,46

1,19

(c) Gas, Steam & Water Supply

11

46

41

31

2,25

2,05

16.

Construction

1,464

56,80

48,47

2,029

151,37

143,82

III.

TRANSPORT OPERATORS

12,384

147,65

112,57

12,870

160,26

119,61

IV.

PROFESSIONAL AND OTHER SERVICES

59,647

179,64

153,79

40,845

282,43

235,04

V.

PERSONAL LOANS

3,56,962

1085,71

928,88

3,54,377

1583,62

1348,47

1.

Loans for Purchase of Consumer Durables

23,245

61,36

46,82

31,687

90,32

65,61

2.

Loans for Housing

22,846

300,17

264,45

33,409

593,12

520,29

3.

Rest of the Personal Loans

3,10,871

724,17

617,61

2,89,281

900,18

762,57

VI.

TRADE

1,83,179

676,01

599,04

1,10,906

684,73

579,65

1.

Wholesale Trade

6,550

254,76

237,44

8,260

193,78

168,42

2.

Retail Trade

1,76,629

421,25

361,61

1,02,646

490,95

411,23

VII.

FINANCE

1,095

43,29

32,30

859

64,43

49,81

VIII.

ALL OTHERS

1,39,728

973,82

747,64

1,07,950

596,19

489,78

TOTAL BANK CREDIT

19,45,446

8119,93

6945,99

11,35,455

7996,10

7137,67

OF WHICH:1.Artisansand Village & TinyIndustries

26,698

88,45

76,16

12,297

63,24

54,79

2.Other Small Scale Industries

21,514

246,61

197,63

29,366

277,35

240,24

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

73,849

717,64

620,69

7,036

1092,98

873,44

1.

Direct Finance

69,951

430,66

384,00

4,151

101,54

88,55

2.

Indirect Finance

3,898

286,98

236,69

2,885

991,45

784,89

II.

INDUSTRY

31,391

3207,55

2774,87

80,853

15238,37

10613,64

1.

Mining & Quarrying

144

25,86

18,02

291

141,58

87,09

2.

Food Manufacturing & Processing

2,033

256,32

209,11

880

513,81

397,49

(a) RiceMills, Flour & DalMills

502

76,68

60,39

54

20,78

16,40

(b) Sugar

16

36,44

34,36

35

55,00

52,31

(c) Edible Oils & Vanaspati

551

22,47

17,91

35

26,97

14,54

(d) Tea Processing

3

3,39

3,69

11

15,17

15,15

(e) Processing of Fruits & Vegetables

14

1,87

1,52

82

82,72

61,40

(f) Others

947

115,49

91,23

663

313,18

237,70

3.

Beverage & Tobacco

109

91,09

70,70

198

583,42

544,68

4.

Textiles

1,078

106,63

84,45

2,792

1545,80

927,28

(a) Cotton Textiles

199

70,40

55,79

355

237,49

186,04

(b) Jute & Other Natural Fibre Textiles

13

24

23

27

6,43

6,37

(c) Handloom Textiles & Khadi

77

1,85

2,21

39

409,93

11,01

(d) Other Textiles & Textile Products

789

34,15

26,22

2,371

891,95

723,85

5.

Paper, Paper Products & Printing

786

68,39

54,98

1,690

234,19

174,67

6.

Leather & Leather Products

153

2,57

2,51

452

62,94

55,60

7.

Rubber & Plastic Products

704

69,43

61,48

1,175

156,24

128,90

8.

Chemicals & Chemical Products

954

214,38

163,67

1,995

1112,16

732,37

(a) Heavy Industrial Chemicals

61

145,90

106,97

138

246,64

180,18

(b) Fertilisers

13

3,87

3,66

22

214,72

57,37

(c) Drugs & Pharmaceuticals

386

12,27

9,10

709

350,74

277,04

(d) Non-Edible Oils

14

8,80

5,37

12

2,36

1,44

(e) Other Chemicals & Chemical Products

480

43,55

38,58

1,114

297,69

216,34

9.

Petroleum, Coal Products & Nuclear Fuels

18

701,21

755,18

54

11,71

14,87

10.

Manufacture of Cement & Cement Products

163

19,71

20,06

146

52,12

50,47

11.

Basic Metals & Metal Products

2,198

530,65

498,25

16,098

799,21

654,72

(a) Iron & Steel

284

464,68

444,83

408

344,10

336,50

(b) Non-Ferrous Metals

54

28,53

24,19

96

132,97

82,42

(c) Metal Products

1,860

37,44

29,23

15,594

322,14

235,80

12.

Engineering

1,466

326,43

249,97

5,299

5468,45

3815,06

(a) Heavy Engineering

145

34,32

31,03

549

1059,34

682,98

(b) Light Engineering

588

53,55

47,77

2,059

1460,72

1121,48

(c) Electrical Machinery & Goods

346

206,68

153,12

1,628

857,27

619,51

(d) Electronic Machinery &Goods

387

31,88

18,04

1,063

2091,13

1391,09

13.

Vehicles, Vehicle Parts & Transport Equipments

347

83,31

72,37

719

574,01

419,84

14.

Other Industries

18,717

231,22

196,64

46,978

731,62

586,52

15.

Electricity, Gas & Water

63

32,48

31,54

170

2111,82

1461,27

(a) Electricity Generation & Transmission

38

30,67

30,01

109

1975,13

1326,11

(b) Non-Conventional Energy

9

41

23

20

2,04

1,70

(c) Gas, Steam & Water Supply

16

1,40

1,31

41

134,65

133,46

16.

Construction

2,458

447,87

285,92

1,916

1139,29

562,81

III.

TRANSPORT OPERATORS

11,541

205,70

157,91

8,434

367,84

257,79

IV.

PROFESSIONAL AND OTHER SERVICES

28,271

632,00

511,57

20,276

1725,59

1404,07

V.

PERSONAL LOANS

3,07,519

2140,42

1839,43

16,60,730

8845,84

4332,17

1.

Loans for Purchase of Consumer Durables

26,730

94,51

73,33

37,301

128,56

104,19

2.

Loans for Housing

50,621

1007,70

896,59

56,850

1805,23

1523,10

3.

Rest of the Personal Loans

2,30,168

1038,21

869,52

15,66,579

6912,04

2704,87

VI.

TRADE

60,618

859,79

699,25

24,965

1627,49

1277,88

1.

Wholesale Trade

4,461

276,03

216,98

4,617

961,80

746,22

2.

Retail Trade

56,157

583,76

482,27

20,348

665,69

531,66

VII.

FINANCE

1,054

146,06

133,87

3,117

1211,80

990,30

VIII.

ALL OTHERS

82,264

831,22

668,05

1,09,622

2825,52

2124,30

TOTAL BANK CREDIT

5,96,507

8740,37

7405,64

19,15,033

32935,42

21873,60

OF WHICH:1.Artisansand Village & TinyIndustries

3,042

56,61

44,20

2,418

99,48

77,64

2.Other Small Scale Industries

18,460

487,42

399,20

31,602

1180,33

920,82