SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

3,47,876

1779,15

1616,30

20,75,644

10091,59

8315,73

1. Direct Finance

3,43,917

1641,50

1492,02

20,50,027

9345,94

7709,26

2. Indirect Finance

3,959

137,65

124,28

25,617

745,66

606,47

II.

INDUSTRY

16,296

1482,90

1046,42

1,16,522

5431,24

3810,02

1. Mining & Quarrying

48

16,33

11,55

321

123,34

91,98

2. Food Manufacturing & Processing

1,788

287,68

137,91

11,299

1225,76

555,30

  (a) Rice Mills, Flour & Dal Mills

299

20,65

19,32

1,740

173,40

144,68

  (b) Sugar

1

44

44

12

67

75

  (c) Edible Oils & Vanaspati

84

3,81

2,96

719

58,75

48,37

  (d) Tea Processing

8

21,07

43,16

26

14,69

8,85

  (e) Processing of Fruits & Vegetables

17

99

92

87

10,30

9,32

  (f) Others

1,379

240,72

71,11

8,715

967,95

343,33

3. Beverage & Tobacco

18

82

75

156

91,00

68,49

4. Textiles

2,161

139,17

110,48

16,248

442,60

279,07

  (a) Cotton Textiles

102

106,02

81,81

1,894

68,69

42,77

  (b) Jute & Other Natural Fibre Textiles

57

31

22

513

27,29

24,26

  (c) Handloom Textiles & Khadi

107

10,40

10,06

1,375

57,72

50,68

  (d) Other Textiles & Textile Products

1,895

22,45

18,39

12,466

288,89

161,35

5. Paper, Paper Products & Printing

250

14,20

12,95

2,117

179,43

147,46

6. Leather & Leather Products

112

89

65

736

16,27

14,09

7. Rubber & Plastic Products

354

103,40

76,09

2,387

477,31

322,06

8. Chemicals & Chemical Products

299

82,34

73,06

2,595

264,12

203,96

  (a) Heavy Industrial Chemicals

11

2,22

2,01

54

43,63

30,20

  (b) Fertilisers

6

58

53

40

48,84

43,99

  (c) Drugs & Pharmaceuticals

87

2,64

2,23

807

71,08

60,87

  (d) Non-Edible Oils

-

-

-

35

7,69

5,86

  (e) Other Chemicals & Chemical Products

195

76,90

68,29

1,659

92,88

63,05

9. Petroleum, Coal Products & Nuclear Fuels

6

3,27

3,09

32

3,31

2,88

10. Manufacture of Cement & Cement Products

263

9,25

7,52

1,479

55,01

39,73

11. Basic Metals & Metal Products

487

199,13

79,05

2,540

130,77

111,20

  (a) Iron & Steel

45

21,59

9,17

122

71,75

57,84

  (b) Non-Ferrous Metals

22

164,45

58,27

48

5,12

4,72

  (c) Metal Products

420

13,09

11,61

2,370

53,89

48,64

12. Engineering

522

34,55

21,22

3,299

120,00

103,73

  (a) Heavy Engineering

18

3,23

1,25

100

17,87

16,10

  (b) Light Engineering

347

20,54

10,25

1,555

53,18

43,99

  (c) Electrical Machinery & Goods

95

9,67

8,79

1,102

33,10

28,09

  (d) Electronic Machinery & Goods

62

1,11

92

542

15,86

15,56

13. Vehicles, Vehicle Parts & Transport Equipments

81

2,85

2,56

1,013

27,52

24,44

14. Other Industries

7,582

132,26

109,07

59,398

676,20

566,11

15. Electricity, Gas & Water

14

4,02

3,70

52

33,23

18,71

  (a) Electricity Generation & Transmission

1

2,80

2,80

11

25,99

12,68

  (b) Non-Conventional Energy

7

64

51

10

3,11

2,26

  (c) Gas, Steam & Water Supply

6

58

38

31

4,13

3,77

16. Construction

2,311

452,75

396,77

12,850

1565,37

1260,82

III.

TRANSPORT OPERATORS

4,915

131,88

115,35

24,742

453,86

369,45

IV.

PROFESSIONAL AND OTHER SERVICES

13,714

252,31

189,59

1,08,332

1647,37

1347,18

V.

PERSONAL LOANS

1,41,315

3764,10

2922,51

10,29,301

17981,72

14811,87

1. Loans for Purchase of Consumer Durables

1,715

12,85

11,85

17,979

166,78

138,94

2. Loans for Housing

46,123

2076,07

1751,37

3,19,726

9349,83

7977,44

3. Rest of the Personal Loans

93,477

1675,18

1159,29

6,91,596

8465,12

6695,50

VI.

TRADE

40,491

890,13

783,49

3,38,926

5684,42

4606,30

1. Wholesale Trade

1,329

421,73

389,96

9,718

1232,24

901,76

2. Retail Trade

39,162

468,39

393,53

3,29,208

4452,18

3704,54

VII.

FINANCE

1,562

75,26

51,47

4,410

155,84

123,71

VIII.

ALL OTHERS

24,090

310,77

245,42

2,31,710

2457,49

2196,35

TOTAL BANK CREDIT

5,90,259

8686,49

6970,55

39,29,587

43903,54

35580,62

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

SOUTHERN REGION

STATE : KERALA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,03,847

2602,31

2131,07

-

-

-

1. Direct Finance

2,98,394

2014,72

1665,19

-

-

-

2. Indirect Finance

5,453

587,59

465,89

-

-

-

II.

INDUSTRY

57,530

10370,35

6707,46

-

-

-

1. Mining & Quarrying

105

62,92

56,11

-

-

-

2. Food Manufacturing & Processing

3,997

3125,82

1349,84

-

-

-

  (a) Rice Mills, Flour & Dal Mills

241

75,71

45,81

-

-

-

  (b) Sugar

3

10

10

-

-

-

  (c) Edible Oils & Vanaspati

183

42,61

23,37

-

-

-

  (d) Tea Processing

56

75,91

55,36

-

-

-

  (e) Processing of Fruits & Vegetables

35

26,18

20,47

-

-

-

  (f) Others

3,479

2905,32

1204,73

-

-

-

3. Beverage & Tobacco

76

92,54

60,80

-

-

-

4. Textiles

5,153

944,66

786,31

-

-

-

  (a) Cotton Textiles

1,305

307,09

289,06

-

-

-

  (b) Jute & Other Natural Fibre Textiles

431

65,43

47,20

-

-

-

  (c) Handloom Textiles & Khadi

178

1,95

1,39

-

-

-

  (d) Other Textiles & Textile Products

3,239

570,19

448,66

-

-

-

5. Paper, Paper Products & Printing

1,065

192,91

142,89

-

-

-

6. Leather & Leather Products

314

11,53

9,74

-

-

-

7. Rubber & Plastic Products

1,596

893,32

615,29

-

-

-

8. Chemicals & Chemical Products

1,168

517,43

429,07

-

-

-

  (a) Heavy Industrial Chemicals

48

85,67

73,43

-

-

-

  (b) Fertilisers

17

129,03

103,45

-

-

-

  (c) Drugs & Pharmaceuticals

387

59,74

46,66

-

-

-

  (d) Non-Edible Oils

34

11,80

10,71

-

-

-

  (e) Other Chemicals & Chemical Products

682

231,19

194,82

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

30

62,84

58,11

-

-

-

10. Manufacture of Cement & Cement Products

296

25,34

21,47

-

-

-

11. Basic Metals & Metal Products

22,577

331,10

260,18

-

-

-

  (a) Iron & Steel

105

107,66

89,19

-

-

-

  (b) Non-Ferrous Metals

21

49,59

35,27

-

-

-

  (c) Metal Products

22,451

173,85

135,71

-

-

-

12. Engineering

2,195

410,89

317,85

-

-

-

  (a) Heavy Engineering

73

10,09

7,19

-

-

-

  (b) Light Engineering

909

104,34

80,50

-

-

-

  (c) Electrical Machinery & Goods

462

141,83

93,89

-

-

-

  (d) Electronic Machinery & Goods

751

154,62

136,27

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

431

192,06

115,75

-

-

-

14. Other Industries

12,109

590,67

466,59

-

-

-

15. Electricity, Gas & Water

70

605,16

390,29

-

-

-

  (a) Electricity Generation & Transmission

32

383,45

179,53

-

-

-

  (b) Non-Conventional Energy

10

8,67

7,82

-

-

-

  (c) Gas, Steam & Water Supply

28

213,04

202,94

-

-

-

16. Construction

6,348

2311,15

1627,17

-

-

-

III.

TRANSPORT OPERATORS

12,615

451,98

366,82

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

52,940

3253,71

2520,60

-

-

-

V.

PERSONAL LOANS

5,41,423

12845,35

10415,95

-

-

-

1. Loans for Purchase of Consumer Durables

15,654

97,45

80,57

-

-

-

2. Loans for Housing

1,27,085

7006,09

5959,86

-

-

-

3. Rest of the Personal Loans

3,98,684

5741,81

4375,52

-

-

-

VI.

TRADE

92,567

6773,70

4826,05

-

-

-

1. Wholesale Trade

6,341

3658,92

2330,47

-

-

-

2. Retail Trade

86,226

3114,79

2495,58

-

-

-

VII.

FINANCE

1,820

1599,49

1435,70

-

-

-

VIII.

ALL OTHERS

1,60,754

2831,55

1989,80

-

-

-

TOTAL BANK CREDIT

12,23,496

40728,43

30393,45

-

-

-