Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

Standing

1

2

3

4

5

6

I.

AGRICULTURE

1,97,084

409,56

373,85

10,52,674

2159,15

1988,09

1.

Direct Finance

1,94,869

361,03

338,09

10,38,040

2005,43

1859,73

2.

Indirect Finance

2,215

48,53

35,75

14,634

153,72

128,36

II.

INDUSTRY

22,187

387,44

301,01

1,59,814

2544,49

2080,66

1.

Mining & Quarrying

31

1,51

1,14

177

19,84

15,47

2.

Food Manufacturing & Processing

858

192,19

129,89

5,580

369,32

317,71

(a) RiceMills, Flour & DalMills

208

9,85

10,09

1,727

68,42

62,75

(b) Sugar

—

—

—

1

65

25

(c) Edible Oils & Vanaspati

159

20,16

4,93

786

46,49

40,05

(d) Tea Processing

14

8,79

7,56

43

41,80

42,75

(e) Processing of Fruits & Vegetables

4

10

10

61

6,90

5,78

(f) Others

473

153,29

107,21

2,962

205,06

166,13

3.

Beverage & Tobacco

11

2,34

2,35

102

38,74

33,04

4.

Textiles

670

25,57

27,00

4,874

322,08

262,59

(a) Cotton Textiles

27

1,66

1,38

342

94,22

71,15

(b) Jute & Other Natural Fibre Textiles

3

7

7

124

8,82

4,81

(c) Handloom Textiles & Khadi

19

57

48

388

24,88

22,12

(d) Other Textiles & Textile Products

621

23,27

25,07

4,020

194,17

164,51

5.

Paper, Paper Products & Printing

151

5,02

4,69

1,606

118,05

86,44

6.

Leather & Leather Products

31

18

16

578

18,00

16,84

7.

Rubber & Plastic Products

308

16,73

15,17

2,800

195,93

164,48

8.

Chemicals & Chemical Products

168

11,03

8,17

1,678

164,15

131,95

(a) Heavy Industrial Chemicals

4

1,42

27

42

8,25

5,11

(b) Fertilisers

2

7

4

36

66,14

46,16

(c) Drugs & Pharmaceuticals

76

1,39

1,33

702

39,16

34,58

(d) Non-Edible Oils

1

4

4

12

3,33

2,58

(e) Other Chemicals & Chemical Products

85

8,11

6,49

886

47,27

43,53

9.

Petroleum, Coal Products & Nuclear Fuels

4

43

21

24

1,74

1,56

10.

Manufacture of Cement & Cement Products

87

1,44

1,28

602

17,11

13,71

11.

Basic Metals & Metal Products

168

5,52

5,72

1,523

52,95

46,90

(a) Iron & Steel

14

2,04

2,44

91

16,21

14,63

(b) Non-Ferrous Metals

2

1,03

1,20

28

2,38

2,00

(c) Metal Products

152

2,45

2,08

1,404

34,35

30,27

12.

Engineering

378

6,53

5,87

2,742

174,31

121,92

(a) Heavy Engineering

19

1,21

1,03

58

11,39

9,01

(b) Light Engineering

219

1,91

1,62

1,344

23,27

20,96

(c) Electrical Machinery & Goods

74

2,25

2,11

765

105,16

66,16

(d) Electronic Machinery &Goods

66

1,17

1,11

575

34,49

25,80

13.

Vehicles, Vehicle Parts & Transport Equipments

47

1,86

1,18

1,397

30,51

17,87

14.

Other Industries

18,622

74,95

65,83

1,29,815

660,78

553,57

15.

Electricity, Gas & Water

10

7,06

1,55

66

47,52

30,42

(a) Electricity Generation & Transmission

4

6,65

1,25

17

43,62

27,32

(b) Non-Conventional Energy

—

—

—

11

1,03

86

(c) Gas, Steam & Water Supply

6

41

30

38

2,87

2,24

16.

Construction

643

35,08

30,78

6,250

313,45

266,21

III.

TRANSPORT OPERATORS

2,922

36,07

25,72

34,210

363,91

286,43

IV.

PROFESSIONAL AND OTHER SERVICES

14,246

53,49

41,31

78,060

559,11

465,64

V.

PERSONAL LOANS

83,881

458,84

397,95

6,65,033

3962,18

3375,81

1.

Loans for Purchase of Consumer Durables

5,621

15,09

11,23

38,563

113,02

87,52

2.

Loans for Housing

13,422

212,63

186,29

1,12,910

1738,53

1535,62

3.

Rest of the Personal Loans

64,838

231,11

200,44

5,13,560

2110,63

1752,67

VI.

TRADE

62,180

192,72

173,08

3,06,712

2418,59

2169,08

1.

Wholesale Trade

1,631

38,62

33,84

9,536

828,58

746,96

2.

Retail Trade

60,549

154,10

139,24

2,97,176

1590,01

1422,12

VII.

FINANCE

216

7,86

6,49

3,794

66,42

60,08

VIII.

ALL OTHERS

57,757

216,05

191,41

4,75,434

1953,60

1611,41

TOTAL BANK CREDIT

4,40,473

1762,01

1510,83

27,75,731

14027,44

12037,20

OF WHICH:1.Artisansand Village & TinyIndustries

7,583

24,52

20,89

45,654

196,19

169,37

2.Other Small Scale Industries

11,263

122,43

85,67

88,145

881,18

758,05

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

60,383

383,42

323,49

—

—

—

1.

Direct Finance

51,186

286,34

241,30

—

—

—

2.

Indirect Finance

9,197

97,08

82,19

—

—

—

II.

INDUSTRY

32,172

3474,48

2642,08

—

—

—

1.

Mining & Quarrying

52

94,65

106,86

—

—

—

2.

Food Manufacturing & Processing

2,495

1032,60

673,34

—

—

—

(a) RiceMills, Flour & DalMills

1,043

26,34

24,06

—

—

—

(b) Sugar

2

14

12

—

—

—

(c) Edible Oils & Vanaspati

234

32,42

30,90

—

—

—

(d) Tea Processing

50

132,41

50,27

—

—

—

(e) Processing of Fruits & Vegetables

26

7,51

8,54

—

—

—

(f) Others

1,140

833,79

559,45

—

—

—

3.

Beverage & Tobacco

57

39,11

45,12

—

—

—

4.

Textiles

1,690

323,29

211,00

—

—

—

(a) Cotton Textiles

169

218,74

128,56

—

—

—

(b) Jute & Other Natural Fibre Textiles

9

33

32

—

—

—

(c) Handloom Textiles & Khadi

17

3,10

3,05

—

—

—

(d) Other Textiles & Textile Products

1,495

101,12

79,08

—

—

—

5.

Paper, Paper Products & Printing

1,145

101,14

81,99

—

—

—

6.

Leather & Leather Products

261

5,66

4,92

—

—

—

7.

Rubber & Plastic Products

683

154,78

151,52

—

—

—

8.

Chemicals & Chemical Products

744

213,86

178,23

—

—

—

(a) Heavy Industrial Chemicals

37

21,28

16,03

—

—

—

(b) Fertilisers

17

86,71

67,34

—

—

—

(c) Drugs & Pharmaceuticals

207

25,06

29,92

—

—

—

(d) Non-Edible Oils

15

11,60

13,03

—

—

—

(e) Other Chemicals & Chemical Products

468

69,21

51,91

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

24

221,49

158,18

—

—

—

10.

Manufacture of Cement & Cement Products

109

14,22

10,66

—

—

—

11.

Basic Metals & Metal Products

806

91,22

78,15

—

—

—

(a) Iron & Steel

99

39,31

33,86

—

—

—

(b) Non-Ferrous Metals

27

26,98

24,81

—

—

—

(c) Metal Products

680

24,93

19,48

—

—

—

12.

Engineering

919

322,51

233,81

—

—

—

(a) Heavy Engineering

16

4,80

2,22

—

—

—

(b) Light Engineering

361

60,83

43,42

—

—

—

(c) Electrical Machinery & Goods

279

126,76

80,20

—

—

—

(d) Electronic Machinery &Goods

263

130,13

107,97

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

258

48,69

29,44

—

—

—

14.

Other Industries

20,560

308,29

233,95

—

—

—

15.

Electricity, Gas & Water

86

314,13

273,09

—

—

—

(a) Electricity Generation & Transmission

57

311,64

270,77

—

—

—

(b) Non-Conventional Energy

5

37

38

—

—

—

(c) Gas, Steam & Water Supply

24

2,11

1,95

—

—

—

16.

Construction

2,283

188,85

171,81

—

—

—

III.

TRANSPORT OPERATORS

4,752

84,41

70,28

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

20,203

731,99

597,60

—

—

—

V.

PERSONAL LOANS

2,64,617

1995,13

1698,26

—

—

—

1.

Loans for Purchase of Consumer Durables

20,204

78,09

62,92

—

—

—

2.

Loans for Housing

46,993

849,44

751,09

—

—

—

3.

Rest of the Personal Loans

1,97,420

1067,60

884,26

—

—

—

VI.

TRADE

49,905

2580,67

2271,55

—

—

—

1.

Wholesale Trade

4,271

1668,01

1507,35

—

—

—

2.

Retail Trade

45,634

912,67

764,20

—

—

—

VII.

FINANCE

344

111,17

91,24

—

—

—

VIII.

ALL OTHERS

1,01,292

1527,14

1332,39

—

—

—

TOTAL BANK CREDIT

5,33,668

10888,41

9026,90

—

—

—

OF WHICH:1.Artisansand Village & TinyIndustries

3,671

40,64

33,41

—

—

—

2.Other Small Scale Industries

17,457

715,91

491,26

—

—

—