List of Abbreviations - आरबीआय - Reserve Bank of India
List of Abbreviations
ACE |
Asset Care Enterprise |
AD |
Authorised Dealer |
AFS |
Available for Sale |
ALM |
Asset-Liability Management |
AMC |
Asset Management Company |
ARC |
Asset Reconstruction Company |
ARCIL |
Asset Reconstruction Company (India) Limited |
AS |
Accounting Standards |
ATM |
Automated Teller Machine |
BCBS |
Basel Committee on Banking Supervision |
BFS |
Board for Financial Supervision |
BIFR |
Board for Industrial and Financial Reconstruction |
BIS |
Bank for International Settlements |
BSE |
The Stock Exchange, Mumbai |
BSR |
Basic Statistical Return |
CALCS |
Capital Adequacy, Asset Quality, Liquidity, Compliance and System |
CAMELS |
Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and Systems |
CAR |
Capital Adequacy Ratio |
CBLO |
Collateralised Borrowing and Lending Obligation |
CBS |
Consolidated Banking Statistics |
CCB |
Central Co-operative Bank |
CCEA |
Cabinet Committee on Economic Affairs |
CCIL |
Clearing Corporation of India Limited |
CD |
Compact Diskette |
CDs |
Certificate of Deposit |
CDR |
Corporate Debt Restructuring |
CDSL |
Central Depository Services Limited |
CEO |
Chief Executive Officer |
CFS |
Consolidated Financial Statements |
CIBIL |
Credit Information Bureau of India Limited |
CISA |
Certified Information Systems Auditor |
CLF |
Collateralised Lending Facility |
CoR |
Certificate of Registration |
CP |
Commercial Paper |
CP3 |
Third Consultative Paper |
CPR |
Consolidated Prudential Report |
CPSS |
Committee on Payment and Settlement Systems |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRISIL |
Credit Rating and Investment Services (India) Limited |
CRM |
Country Risk Management |
CRR |
Cash Reserve Ratio |
CSGL |
Constituent Subsidiary General Ledger |
CVC |
Central Vigilance Commission |
DAP |
Development Action Plan |
DCA |
Department of Company Affairs |
DCA |
Debtor-Creditor Agreement |
DCCB |
District Central Co-operative Bank |
DeaR |
Daily Earnings at Risk |
DFHI |
Discount and Finance House of India |
DFI |
Development Financial Institution |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DNS |
Deferred Net Settlement |
DRAT |
Debt Recovery Appellate Tribunal |
DRI |
Differential Rate of Interest |
DRT |
Debt Recovery Tribunal |
DTL |
Demand and Time Liabilities |
ECA |
Export Credit Agencies |
ECR |
Export Credit Refinance |
ECS |
Electronic Clearing Service |
EDP |
Electronic Data Processing |
EEFC |
Exchange Earners’ Foreign Currency |
EFT |
Electronic Funds Transfer |
EXIM Bank |
Export Import Bank of India |
FC |
Farmers Club |
FCNR |
Foreign Currency Non-Resident |
FDI |
Foreign Direct Investment |
FEMA |
Foreign Exchange Management Act |
FFMC |
Full-Fledged Money Changer |
FI |
Financial Institution |
FIMMDA |
Fixed Money Market and Derivatives Association of India |
FRA |
Forward Rate Agreement |
GDP |
Gross Domestic Product |
GLC |
General Line of Credit |
HFC |
Housing Finance Company |
HFT |
Held for Trading |
HLCC |
High Level Co-ordination Committee on Financial and Capital Markets |
HTM |
Held to Maturity |
IBA |
Indian Banks’ Association |
IBJ |
Industrial Bank of Japan |
IBK |
Industrial Bank of Korea |
IBS |
International Banking Statistics |
ICA |
Inter-Creditor Agreement |
ICAI |
Institute of Chartered Accountants of India |
IC-D |
Investment plus Credit to Deposit |
IDBI |
Industrial Development Bank of India |
IDFC |
Infrastructure Development Finance Company |
IDRBT |
Institute for Development and Research in Banking Technology |
IFMS |
Integrated Foreign Exchange Management System |
IFR |
Investment Fluctuation Reserve |
IIBI |
Industrial Investment Bank of India Limited |
INFINET |
Indian Financial Network |
IPO |
Initial Public Offering |
IRAC |
Income Recognition and Asset Classification |
IRB |
Internal Rating Based |
IRD |
Interest Rate Derivative |
IRS |
Interest Rate Swap |
IT |
Information Technology |
JPC |
Joint Parliamentary Committee |
KCC |
Kisan Credit Card |
KYC |
Know Your Customer |
L3 |
Broad Liquidity |
LAB |
Local Area Bank |
LAF |
Liquidity Adjustment Facility |
LBS |
Locational Banking Statistics |
LC |
Letter of Credit |
LGD |
Loss Given Default |
LIBOR |
London Inter-Bank Offered Rate |
LOCOM |
Lower of Cost and Market |
MBC |
Mutual Benefit Company |
MBFC |
Mutual Benefit Financial Company |
MBS |
Mortgage Backed Securities |
MF |
Mutual Fund |
MF |
Microfinance |
MIBOR |
Mumbai Inter-Bank Offer Rate |
MIDL |
Modernisation and Institutional Development Loan |
MIFOR |
Mumbai Inter-Bank Forward Rate |
MIS |
Management Information System |
MLR |
Minimum Lending Rate |
MNBC |
Miscellaneous Non-Banking Company |
MoU |
Memorandam of Understanding |
MTM |
Mark to Market |
NABARD |
National Bank for Agriculture and Rural Development |
NAV |
Net Asset Value |
NBC |
Net Bank Credit |
NBFC |
Non-Banking Financial Company |
NCAER |
National Council of Applied Economic Research |
NDS |
Negotiated Dealing System |
NDTL |
Net Demand and Time Liabilities |
NGO |
Non-Government Organisation |
NHB |
National Housing Bank |
NIAS |
National Impact Assessment Survey |
NIBM |
National Institute of Bank Management |
NII |
Net Interest Income |
NMCE |
National Multi Commodity Exchange of India |
NOF |
Net Owned Fund |
NPA |
Non-Performing Asset |
NPL |
Non-Performing Loan |
NRE |
Non-Resident External |
NRO |
Non-Resident Ordinary |
NSDL |
National Securities Depository Limited |
NSE |
National Stock Exchange |
OBS |
Off-Balance Sheet |
OBU |
Off-Shore Banking Unit |
OCD |
Optional Convertible Debenture |
OIS |
Overnight Index Swap |
OLIC |
Official Language Implementation Committee |
OS |
Operating System |
OSMOS |
Off-Site Monitoring and Surveillance System |
OSS |
Off-site Surveillance Division |
OTCEI |
Over the Counter Exchange of India |
OTS |
One Time Settlement |
PAC |
Public Accounts Committee |
PACS |
Primary Agricultural Credit Society |
PB |
Participating Bank |
PCA |
Prompt Corrective Action |
PCARDB |
Primary Co-operative Agricultural and Rural Development Bank |
PCFC |
Pre-shipment Credit in Foreign Currency |
PD |
Primary Dealer |
PDAI |
Primary Dealers Association of India |
PKI |
Public Key Infrastructure |
PLR |
Prime Lending Rate |
PMLA |
Prevention of Money Laundering Act |
PMRY |
Prime Minister’s Rozgar Yojana |
PMS |
Portfolio Management Services |
PSB |
Public Sector Bank |
PSRS |
Prudential Supervisory Reporting System |
PSU |
Public Sector Undertaking |
PVBP |
Present Value of Basis Points |
QIB |
Qualified Institutional Buyer |
QIS |
Quantitative Impact Study |
RBS |
Risk Based Supervision |
RC |
Reconstruction Company |
RFC |
Resident Foreign Currency |
RIDF |
Rural Infrastructural Development Fund |
RMC |
Restricted Money Changer |
RMD |
Resource Management Discussion |
RNBC |
Residuary Non-Banking Company |
RoA |
Return on Asset |
RRB |
Regional Rural Bank |
SAC |
Settlement Advisory Committee |
SACP |
Special Agricultural Credit Plan |
SAO |
Seasonal Agricultural Operation |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SC |
Securitisation Company |
SCARDB |
State Co-operative Agricultural and Rural Development Bank |
SCB |
Scheduled Commercial Bank |
SEBI |
Securities and Exchange Board of India |
SEZ |
Special Economic Zone |
SFC |
State Financial Corporation |
SGL |
Subsidiary General Ledger |
SGSY |
Swarnajayanti Gram Swarozgar Yojana |
SHCIL |
Stock Holding Corporation of India Limited |
SHG |
Self-Help Group |
SHPI |
Self-Help Promoting Institution |
SIDBI |
Small Industries Development Bank of India |
SKS |
Swayam Krishi Sangam |
SLR |
Statutory Liquidity Ratio |
SLRS |
Scheme of Liberation and Rehabilitation of Scavengers |
SME |
Small and Medium Enterprise |
SSI |
Small Scale Industry |
StCB |
State Co-operative Bank |
STCI |
Securities Trading Corporation of India |
STPLR |
Short-Term Prime Lending Rate |
STRIPS |
Separate Trading for Interest and Principal of Securities |
SVP |
Special Purpose Vehicles |
TAP |
Technical Assistance Programme |
TFCI |
Tourism Finance Corporation of India |
UBD |
Urban Banks Department |
UCB |
Urban Co-operative Bank |
URR |
Uniform Rules and Regulation |
UTI |
Unit Trust of India |
UTIMF |
UTI Mutual Fund |
VaR |
Value at Risk |
VRS |
Voluntary Retirement Scheme |
VSAT |
Very Small Aperture Terminal |
VVV |
Vikas Volunteer Vahini |
WADR |
Weighted Average Discount Rate |
YTM |
Yield to Maturity |