Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

MARCH 1997

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

8,97,405

1341,14

1119,65

3,58,867

704,51

588,56

1.

Direct Finance

8,87,098

1311,44

1097,49

3,53,804

670,78

559,38

2.

Indirect Finance

10,307

29,69

22,16

5,063

33,72

29,18

II.

INDUSTRY

1,29,511

674,24

523,93

68,431

1336,45

969,87

1.

Mining & Quarrying

145

5,07

4,24

404

27,85

24,35

2.

Food Manufacturing and Processing

2,191

85,91

71,86

2,706

396,08

208,06

(a) Rice Mills, Flour and Dal Mills

1,067

12,91

11,12

1,337

52,50

43,38

(b) Sugar

18

9,32

11,28

19

10,34

8,30

(c) Edible Oils and Vanaspati

333

53,04

41,92

483

299,24

136,80

(d) Tea Processing

10

4,66

3,20

7

1,75

1,42

(e) Processing of Fruits & Vegetables

16

62

42

15

83

67

(f) Others

747

5,36

3,91

845

31,41

17,48

3.

Beverage and Tobacco

30

12,28

11,81

84

9,23

7,27

4.

Textiles

1,420

154,40

115,80

1,358

200,29

154,67

(a) Cotton Textiles

108

100,11

67,39

246

39,58

24,73

(b) Jute Textiles

11

31

29

44

4,96

2,16

(c) Handloom Textiles & Khadi

81

50

46

21

24

23

(d) Other Textiles

1,220

53,48

47,67

1,047

155,50

127,55

5.

Paper, Paper Products and Printing

292

34,55

31,68

630

28,92

25,09

6.

Leather and Leather Products

135

1,81

1,30

337

14,42

11,74

7.

Rubber and Rubber Products

37

1,07

84

152

10,12

10,37

8.

Chemicals and Chemical Products

327

43,33

34,13

619

99,35

78,96

(a) Heavy Industrial Chemicals

14

11,11

11,13

52

4,84

3,79

(b) Fertilizers

13

7,92

5,24

31

10,50

14,46

(c) Drugs and Pharmaceuticals

31

5,78

4,00

80

4,11

1,66

(d) Non-Edible Oils

74

1,23

1,18

19

1,34

1,12

(e) Other Chemicals & Chemical Products

195

17,28

12,59

437

78,57

57,93

9.

Petroleum, Coal Products & Nuclear Fuels

35

86

56

68

3,56

3,31

10.

Manufacture of Cement & Cement Products

137

39,36

36,33

257

51,02

38,57

11.

Basic Metals & Metal Products

745

119,28

81,35

1,056

175,90

154,10

(a) Iron and Steel

167

87,60

51,31

271

121,05

110,37

(b) Non-Ferrous Metals

73

16,34

17,41

58

36,86

33,62

(c) Other Metal Products

505

15,34

12,62

727

17,99

10,11

12.

Engineering

683

21,60

20,40

1,073

193,38

150,40

(a) Heavy Engineering

155

6,25

5,64

90

12,83

9,61

(b) Light Engineering

218

2,38

2,12

473

13,54

12,08

(c) Electrical Machinery & Goods

202

11,86

11,68

303

148,73

109,68

(d) Electronic Machinery & Goods

108

1,10

95

207

18,28

19,04

13.

Vehicles, Vehicle Parts & Transport Equipments

327

34,43

20,37

303

7,67

6,74

14.

Other Industries

1,22,851

110,65

89,24

59,035

111,80

90,32

15.

Electricity, Gas & Water

58

7,48

2,14

39

85

76

(a) Electricity Generation & Transmission

39

7,35

2,01

23

32

30

(b) Non-Conventional Energy

5

4

3

3

1

1

(c) Gas, Steam & Water Supply

14

9

9

13

51

45

16.

Construction

98

2,16

1,89

310

6,01

5,17

III.

TRANSPORT OPERATORS

27,780

94,05

77,67

18,397

111,85

91,92

IV.

PROFESSIONAL AND OTHER SERVICES

67,074

100,79

91,34

41,877

100,28

88,35

V .

PERSONAL LOANS

1,20,678

218,73

190,49

1,38,898

328,71

275,85

1.

Loans for Purchase of Consumer Durables

8,051

11,44

9,88

12,004

18,50

14,84

2.

Loans for Housing

6,380

32,37

30,53

12,748

69,99

65,45

3.

Rest of the Personal Loans

1,06,247

174,92

150,09

1,14,146

240,21

195,56

V I.

TRADE

3,63,932

358,91

302,62

1,77,403

429,83

342,66

1.

Wholesale Trade

11,513

33,12

28,38

10,261

102,37

74,25

2.

Retail Trade

3,52,419

325,79

274,24

1,67,142

327,46

268,41

VII.

FINANCE

65

1,01

90

178

11,01

8,63

VIII.

ALL OTHERS

36,012

74,52

64,46

41,882

119,96

95,95

TOTAL BANK CREDIT

16,42,457

2863,38

2371,08

8,45,933

3142,59

2461,79

OF WHICH :

1. Artisans & Village Industries

96,522

67,38

52,72

31,054

32,42

26,10

2. Other Small Scale Industries

27,288

125,40

106,13

28,894

233,47

188,03

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

52,147

203,41

152,33

19,946

210,71

178,39

1.

Direct Finance

49,611

124,15

109,79

19,389

114,60

103,67

2.

Indirect Finance

2,536

79,26

42,53

557

96,10

74,72

II.

INDUSTRY

37,949

1925,69

1537,31

24,321

1549,47

1239,18

1.

Mining & Quarrying

284

28,45

26,56

60

2,24

1,84

2.

Food Manufacturing and Processing

1,443

203,03

152,53

764

354,03

243,46

(a) Rice Mills, Flour and Dal Mills

605

35,55

29,11

264

36,59

20,09

(b) Sugar

9

19,14

12,79

14

2,36

2,35

(c) Edible Oils and Vanaspati

181

128,12

95,62

170

277,26

189,37

(d) Tea Processing

4

6

6

6

1,67

41

(e) Processing of Fruits & Vegetables

41

5,45

4,09

16

84

50

(f) Others

603

14,71

10,88

294

35,31

30,73

3.

Beverage and Tobacco

113

70,52

59,61

71

22,30

21,40

4.

Textiles

1,950

261,00

222,42

1,201

177,70

147,42

(a) Cotton Textiles

725

100,05

78,92

192

91,40

79,21

(b) Jute Textiles

34

5,64

5,54

8

40

28

(c) Handloom Textiles & Khadi

57

1,14

1,11

14

1,40

2,06

(d) Other Textiles

1,134

154,17

136,85

987

84,50

65,86

5.

Paper, Paper Products and Printing

809

24,09

18,08

990

68,43

66,38

6.

Leather and Leather Products

178

14,91

11,19

134

6,97

6,50

7.

Rubber and Rubber Products

131

29,43

29,35

128

34,23

23,81

8.

Chemicals and Chemical Products

1,356

122,57

103,18

1,102

192,92

162,17

(a) Heavy Industrial Chemicals

278

17,69

14,18

73

15,18

12,30

(b) Fertilizers

21

87

50

35

34,02

28,28

(c) Drugs and Pharmaceuticals

178

43,99

41,71

315

84,07

66,54

(d) Non-Edible Oils

13

52

31

16

10,59

8,78

(e) Other Chemicals & Chemical Products

866

59,51

46,48

663

49,07

46,27

9.

Petroleum, Coal Products & Nuclear Fuels

128

7,19

5,32

52

3,90

2,87

10.

Manufacture of Cement & Cement Products

189

33,64

22,38

71

15,67

15,74

11.

Basic Metals & Metal Products

2,081

419,11

318,44

1,212

303,03

266,85

(a) Iron and Steel

686

360,09

264,16

395

216,55

208,60

(b) Non-Ferrous Metals

108

11,34

10,24

27

4,05

3,74

(c) Other Metal Products

1,287

47,68

44,05

790

82,43

54,50

12.

Engineering

1,313

338,33

271,61

1,263

158,85

99,79

(a) Heavy Engineering

135

77,19

64,80

130

15,43

13,49

(b) Light Engineering

452

26,23

19,08

409

26,86

23,42

(c) Electrical Machinery & Goods

501

189,36

155,95

487

99,47

46,98

(d) Electronic Machinery & Goods

225

45,55

31,78

237

17,09

15,91

13.

Vehicles, Vehicle Parts & Transport Equipments

339

48,72

42,51

253

25,73

20,22

14.

Other Industries

27,021

234,95

194,85

16,598

140,22

118,39

15.

Electricity, Gas & Water

110

60,34

32,21

56

12,39

10,24

(a) Electricity Generation & Transmission

91

56,05

30,11

36

11,60

9,64

(b) Non-Conventional Energy

1

3

2

10

44

29

(c) Gas, Steam & Water Supply

18

4,26

2,08

10

35

32

16.

Construction

504

29,39

27,05

366

30,85

32,10

III.

TRANSPORT OPERATORS

10,892

80,93

68,05

3,599

74,61

74,67

IV.

PROFESSIONAL AND OTHER SERVICES

29,184

151,57

123,26

23,111

120,60

99,16

V.

PERSONAL LOANS

1,26,690

393,83

350,75

89,483

332,34

289,82

1.

Loans for Purchase of Consumer Durables

12,751

20,36

16,94

5,738

11,09

9,03

2.

Loans for Housing

14,340

124,45

114,30

13,865

129,46

116,19

3.

Rest of the Personal Loans

99,599

249,03

219,51

69,880

191,79

164,60

V I.

TRADE

93,270

441,69

361,34

35,453

492,43

370,51

1.

Wholesale Trade

5,967

152,75

120,92

4,464

323,85

252,26

2.

Retail Trade

87,303

288,94

240,42

30,989

168,58

118,25

VII.

FINANCE

120

31,75

18,41

134

51,57

40,55

VIII.

ALL OTHERS

44,055

779,15

398,77

31,001

461,75

423,60

TOTAL BANK CREDIT

3,94,307

4008,02

3010,21

2,27,048

3293,48

2715,89

OF WHICH :

1. Artisans & Village Industries

6,462

12,47

10,62

1,376

7,09

6,41

2. Other Small Scale Industries

21,473

508,57

393,53

15,654

450,81

325,46