CENTRAL REGION

STATE : MADHYA PRADESH

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

10,37,637

10241,58

8980,73

6,89,347

8701,27

7502,58

1. Direct Finance

10,22,146

9862,84

8664,60

6,76,041

8138,71

7031,99

2. Indirect Finance

15,491

378,74

316,13

13,306

562,56

470,59

II.

INDUSTRY

31,801

2525,93

1466,61

26,856

4132,61

2787,34

1. Mining & Quarrying

429

28,38

17,57

386

205,52

86,31

2. Food Manufacturing & Processing

3,471

245,24

172,42

3,587

725,26

445,15

  (a) Rice Mills, Flour & Dal Mills

1,302

34,07

24,85

1,651

169,41

141,47

  (b) Sugar

10

1,10

45

32

29,85

29,11

  (c) Edible Oils & Vanaspati

170

135,44

89,75

210

385,53

162,33

  (d) Tea Processing

4

1,42

81

12

81

70

  (e) Processing of Fruits & Vegetables

30

1,31

63

18

1,80

1,63

  (f) Others

1,955

71,91

55,93

1,664

137,87

109,90

3. Beverage & Tobacco

43

101,87

6,84

198

15,37

12,46

4. Textiles

2,448

439,92

277,22

2,522

651,64

443,07

  (a) Cotton Textiles

580

408,71

253,00

585

529,44

362,57

  (b) Jute & Other Natural Fibre Textiles

266

1,05

70

205

12,00

8,73

  (c) Handloom Textiles & Khadi

511

7,01

5,10

737

8,19

6,11

  (d) Other Textiles & Textile Products

1,091

23,15

18,43

995

102,00

65,66

5. Paper, Paper Products & Printing

234

3,04

2,22

297

11,65

9,20

6. Woods and Wood Products

2,500

15,65

13,18

599

13,30

9,74

7. Leather & Leather Products

1,198

3,37

2,51

372

3,03

2,33

8. Gems and Jewellery

157

1,16

60

193

2,83

2,07

9. Rubber & Plastic Products

211

72,32

31,18

275

196,01

157,95

10. Chemicals & Chemical Products

418

36,77

20,62

1,592

126,63

81,36

  (a) Heavy Industrial Chemicals

12

1,99

1,88

27

34,80

23,08

  (b) Fertilisers

9

24,69

11,35

15

17,29

7,78

  (c) Drugs & Pharmaceuticals

244

1,06

76

1,307

17,17

15,01

  (d) Non-Edible Oils

4

1,15

97

14

4,29

3,13

  (e) Other Chemicals & Chemical Products

149

7,87

5,65

229

53,08

32,36

11. Petroleum, Coal Products & Nuclear Fuels

12

79

61

17

523,70

514,28

12. Manufacture of Cement & Cement Products

358

279,13

203,99

365

781,62

394,53

13. Basic Metals & Metal Products

639

218,25

144,72

683

374,92

251,59

  (a) Iron & Steel

21

61,46

27,98

82

303,59

205,36

  (b) Non-Ferrous Metals

9

43,94

22,73

18

30,40

28,72

  (c) Metal Products

609

112,85

94,01

583

40,93

17,51

14. Engineering

1,460

90,39

55,58

1,701

101,42

77,65

  (a) Heavy Engineering

59

3,33

2,50

107

54,00

44,57

  (b) Light Engineering

1,007

27,60

24,48

1,168

35,19

23,26

  (c) Electrical Machinery & Goods

218

43,95

17,22

293

9,56

7,75

  (d) Electronic Machinery & Goods

176

15,51

11,38

133

2,67

2,07

15. Vehicles, Vehicle Parts & Transport Equipments

390

89,36

85,55

415

19,39

14,06

16. Other Industries

14,587

86,39

57,73

12,073

208,38

167,18

17. Electricity, Gas & Water

16

128,27

83,77

21

18,44

8,90

  (a) Electricity Generation & Transmission

9

127,18

82,71

7

8,49

2,33

  (b) Non-Conventional Energy

1

6

5

5

9,18

6,00

  (c) Gas, Steam & Water Supply

6

1,03

1,01

9

77

57

18. Construction

3,230

685,64

290,29

1,560

153,50

109,52

  (a) Other than Infrastructure

871

95,79

56,55

745

76,24

50,32

  (b) Infrastructure Construction

2,359

589,85

233,74

815

77,26

59,20

III.

TRANSPORT OPERATORS

8,670

417,92

269,08

4,538

180,13

118,34

IV.

PROFESSIONAL AND OTHER SERVICES

54,113

371,37

277,44

32,587

558,64

428,37

1. Professional Services

10,181

69,53

46,81

5,487

100,38

80,72

2. Tourism, Hotel & Restaurants

1,203

23,26

17,89

1,394

66,14

46,33

3. Recreation services

322

2,06

1,62

277

3,69

2,58

4. IT and Telecommunications

20

1,05

72

66

3,46

2,88

5. Others

42,387

275,47

210,39

25,363

384,96

295,85

V.

PERSONAL LOANS

2,26,953

2623,06

1962,23

3,05,100

4472,40

3415,42

1. Housing

32,623

642,42

516,85

60,723

1538,17

1257,87

2. Consumer Durables

14,974

111,72

77,78

12,896

93,99

65,58

3. Vehicles

16,483

341,50

209,13

19,000

398,40

288,19

4. Education

8,133

165,26

126,30

15,870

321,44

238,08

5. Personal Credit Cards

4,297

26,32

16,53

4,041

23,15

14,27

6. Others

1,50,443

1335,85

1015,63

1,92,570

2097,25

1551,44

VI.

TRADE

1,07,707

874,89

572,96

1,02,144

2178,45

1587,60

1. Wholesale Trade

6,828

91,35

61,99

6,569

675,93

417,90

2. Retail Trade

1,00,879

783,54

510,97

95,575

1502,53

1169,69

VII.

FINANCE

1,02,359

266,77

233,13

46,339

211,45

182,13

VIII.

ALL OTHERS

34,399

329,29

270,08

31,101

391,57

326,17

TOTAL BANK CREDIT

16,03,639

17650,82

14032,25

12,38,012

20826,51

16347,93

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2010

CENTRAL REGION

STATE : MADHYA PRADESH

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,60,905

3374,42

2972,42

24,866

2289,42

1891,28

1. Direct Finance

1,55,582

2537,62

2222,81

23,547

1574,39

1474,12

2. Indirect Finance

5,323

836,80

749,61

1,319

715,03

417,16

II.

INDUSTRY

16,725

5161,56

3861,50

17,137

19149,42

13720,66

1. Mining & Quarrying

265

68,11

48,06

132

765,83

558,67

2. Food Manufacturing & Processing

2,620

1715,65

1426,27

1,345

5190,76

3433,41

  (a) Rice Mills, Flour & Dal Mills

878

370,28

274,74

336

378,62

268,71

  (b) Sugar

7

5,69

2,41

33

127,40

115,84

  (c) Edible Oils & Vanaspati

236

980,37

837,34

297

3316,05

2054,34

  (d) Tea Processing

14

95

90

14

1,19

1,08

  (e) Processing of Fruits & Vegetables

40

11,23

9,02

28

94,23

71,82

  (f) Others

1,445

347,12

301,86

637

1273,27

921,61

3. Beverage & Tobacco

91

58,62

48,86

49

133,74

97,38

4. Textiles

2,652

466,20

336,38

3,979

1562,65

1249,57

  (a) Cotton Textiles

570

338,46

264,77

2,657

1116,19

880,92

  (b) Jute & Other Natural Fibre Textiles

99

4,36

3,79

32

41,95

37,80

  (c) Handloom Textiles & Khadi

168

6,08

4,52

63

9,88

8,08

  (d) Other Textiles & Textile Products

1,815

117,30

63,30

1,227

394,62

322,76

5. Paper, Paper Products & Printing

533

68,78

57,43

700

431,73

277,01

6. Woods and Wood Products

452

41,61

22,28

240

45,17

36,30

7. Leather & Leather Products

233

120,35

114,36

338

68,57

45,63

8. Gems and Jewellery

96

8,04

7,21

46

14,97

13,55

9. Rubber & Plastic Products

331

80,11

68,06

836

660,53

468,96

10. Chemicals & Chemical Products

451

82,59

60,38

1,192

1342,12

1002,07

  (a) Heavy Industrial Chemicals

47

43,56

29,40

91

44,40

32,80

  (b) Fertilisers

17

2,12

2,01

54

149,73

103,17

  (c) Drugs & Pharmaceuticals

87

10,37

8,13

583

600,24

433,34

  (d) Non-Edible Oils

26

5,42

4,76

16

26,70

24,92

  (e) Other Chemicals & Chemical Products

274

21,12

16,07

448

521,05

407,85

11. Petroleum, Coal Products & Nuclear Fuels

28

5,84

4,47

67

569,50

483,11

12. Manufacture of Cement & Cement Products

237

184,10

131,05

107

96,31

57,96

13. Basic Metals & Metal Products

756

282,08

204,84

1,210

3097,16

1988,13

  (a) Iron & Steel

160

233,67

167,33

372

2713,19

1719,13

  (b) Non-Ferrous Metals

48

19,38

12,56

123

175,75

127,01

  (c) Metal Products

548

29,03

24,94

715

208,23

142,00

14. Engineering

1,864

524,94

310,20

1,841

1240,31

844,68

  (a) Heavy Engineering

133

185,00

105,58

187

218,74

166,72

  (b) Light Engineering

1,342

76,40

59,02

1,068

599,48

364,49

  (c) Electrical Machinery & Goods

325

260,94

143,65

444

398,88

294,18

  (d) Electronic Machinery & Goods

64

2,60

1,95

142

23,21

19,29

15. Vehicles, Vehicle Parts & Transport Equipments

191

69,85

64,68

500

186,53

119,04

16. Other Industries

3,754

318,41

274,46

2,369

499,39

390,72

17. Electricity, Gas & Water

53

483,75

257,28

54

979,86

952,65

  (a) Electricity Generation & Transmission

28

273,08

225,67

20

861,31

843,33

  (b) Non-Conventional Energy

8

206,16

28,80

17

106,64

100,02

  (c) Gas, Steam & Water Supply

17

4,51

2,82

17

11,92

9,30

18. Construction

2,118

582,55

425,24

2,132

2264,26

1701,83

  (a) Other than Infrastructure

1,518

195,23

149,47

1,385

771,51

598,20

  (b) Infrastructure Construction

600

387,32

275,77

747

1492,74

1103,63

III.

TRANSPORT OPERATORS

10,459

606,05

410,74

6,877

459,06

277,14

IV.

PROFESSIONAL AND OTHER SERVICES

28,335

1248,47

971,99

16,810

2974,74

2320,73

1. Professional Services

5,098

228,55

177,87

2,598

316,81

272,02

2. Tourism, Hotel & Restaurants

967

71,64

51,27

579

244,09

192,27

3. Recreation services

179

6,77

5,51

130

24,67

22,49

4. IT and Telecommunications

89

7,41

6,18

107

14,68

11,95

5. Others

22,002

934,10

731,16

13,396

2374,49

1822,00

V.

PERSONAL LOANS

2,93,327

5675,38

4300,19

3,14,190

8690,38

6670,80

1. Housing

69,116

2767,92

2224,38

85,975

5643,83

4661,01

2. Consumer Durables

7,291

57,77

41,96

7,225

65,80

57,62

3. Vehicles

34,782

650,02

452,72

1,01,486

977,90

603,72

4. Education

19,916

410,72

311,03

16,211

403,53

294,96

5. Personal Credit Cards

5,259

34,67

22,23

5,606

85,75

26,51

6. Others

1,56,963

1754,27

1247,87

97,687

1513,56

1026,98

VI.

TRADE

74,327

2568,53

1957,10

30,627

5143,18

3964,44

1. Wholesale Trade

4,307

716,69

466,90

3,106

2230,93

1708,75

2. Retail Trade

70,020

1851,84

1490,21

27,521

2912,26

2255,69

VII.

FINANCE

10,925

130,29

91,55

844

199,64

136,22

VIII.

ALL OTHERS

44,755

607,90

441,79

53,440

1180,85

934,61

TOTAL BANK CREDIT

6,39,758

19372,60

15007,28

4,64,791

40086,69

29915,87