Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

5,25,991

2280,25

1843,43

2,42,356

1447,27

1101,23

1.

Direct Finance

5,06,076

2076,69

1668,26

2,31,116

1252,79

967,49

2.

Indirect Finance

19,915

203,55

175,17

11,240

194,48

133,74

II.

INDUSTRY

74,672

488,76

379,69

49,464

1467,74

1124,53

1.

Mining & Quarrying

66

7,32

5,42

123

38,75

33,76

2.

Food Manufacturing & Processing

1,339

95,00

67,26

2,324

196,69

148,05

(a) RiceMills, Flour & DalMills

495

6,79

4,75

1,065

39,41

29,57

(b) Sugar

2

22

23

6

2,64

86

(c) Edible Oils & Vanaspati

111

32,95

24,76

240

105,58

77,04

(d) Tea Processing

1

3

2

1

8

4

(e) Processing of Fruits & Vegetables

2

6

5

12

3,00

2,30

(f) Others

728

54,96

37,44

1,000

45,98

38,25

3.

Beverage & Tobacco

20

23,47

25,01

24

11,79

12,34

4.

Textiles

1,213

41,42

23,88

1,488

287,73

227,56

(a) Cotton Textiles

182

35,06

19,11

280

209,49

181,99

(b) Jute & Other Natural Fibre Textiles

33

1,48

1,46

38

1,35

1,16

(c) Handloom Textiles & Khadi

120

42

35

146

2,82

2,81

(d) Other Textiles & Textile Products

878

4,45

2,97

1,024

74,06

41,61

5.

Paper, Paper Products & Printing

94

5,43

4,30

294

21,34

17,74

6.

Leather & Leather Products

507

1,63

1,22

645

18,59

11,07

7.

Rubber & Plastic Products

137

30,28

21,43

286

86,05

73,51

8.

Chemicals & Chemical Products

554

20,12

18,42

351

68,78

50,84

(a) Heavy Industrial Chemicals

5

31

13

35

5,09

3,63

(b) Fertilisers

6

4,24

3,72

6

4,20

3,41

(c) Drugs & Pharmaceuticals

408

1,41

1,39

108

26,55

17,78

(d) Non-Edible Oils

3

31

17

7

60

42

(e) Other Chemicals & Chemical Products

132

13,84

13,00

195

32,35

25,60

9.

Petroleum, Coal Products & Nuclear Fuels

9

83

78

33

6,37

5,43

10.

Manufacture of Cement & Cement Products

68

32,83

33,26

104

107,90

87,46

11.

Basic Metals & Metal Products

312

26,84

24,66

564

47,45

43,02

(a) Iron & Steel

49

12,31

11,71

60

25,68

22,05

(b) Non-Ferrous Metals

12

5,10

4,53

20

8,72

7,33

(c) Metal Products

251

9,43

8,42

484

13,06

13,63

12.

Engineering

526

31,49

17,27

935

128,23

89,62

(a) Heavy Engineering

15

82

59

49

63,26

52,97

(b) Light Engineering

175

8,06

7,39

269

19,79

14,84

(c) Electrical Machinery & Goods

249

17,30

4,00

425

38,59

17,12

(d) Electronic Machinery &Goods

87

5,30

5,29

192

6,59

4,69

13.

Vehicles, Vehicle Parts & Transport Equipments

732

4,48

2,85

492

97,34

24,09

14.

Other Industries

67,364

152,77

121,90

39,597

313,75

270,90

15.

Electricity, Gas & Water

9

1,24

92

41

3,81

2,08

(a) Electricity Generation & Transmission

8

1,21

90

8

1,86

49

(b) Non-Conventional Energy

—

—

—

16

81

80

(c) Gas, Steam & Water Supply

1

3

2

17

1,13

80

16.

Construction

1,722

13,61

11,12

2,163

33,16

27,04

III.

TRANSPORT OPERATORS

7,183

47,87

31,37

8,074

63,91

41,59

IV.

PROFESSIONAL AND OTHER SERVICES

26,665

63,87

47,38

18,978

128,65

98,10

V.

PERSONAL LOANS

1,43,069

528,42

433,74

1,61,064

887,15

675,90

1.

Loans for Purchase of Consumer Durables

19,102

50,42

37,95

22,581

68,64

44,84

2.

Loans for Housing

12,053

117,83

102,00

23,456

330,46

260,70

3.

Rest of the Personal Loans

1,11,914

360,17

293,79

1,15,027

488,05

370,36

VI.

TRADE

1,36,424

402,30

311,66

1,10,980

642,91

491,08

1.

Wholesale Trade

7,568

72,94

58,73

6,774

157,46

126,91

2.

Retail Trade

1,28,856

329,36

252,93

1,04,206

485,45

364,17

VII.

FINANCE

881

10,67

9,28

827

25,00

21,42

VIII.

ALL OTHERS

61,680

242,21

185,82

53,324

400,33

310,69

TOTAL BANK CREDIT

9,76,565

4064,35

3242,38

6,45,067

5062,96

3864,54

OF WHICH:1.Artisansand Village & TinyIndustries

41,843

74,65

57,60

18,556

90,61

68,47

2.Other Small Scale Industries

24,507

101,03

82,74

20,694

207,25

148,65

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

39,921

548,12

427,62

8,023

506,52

433,60

1.

Direct Finance

37,739

296,08

235,61

6,888

85,70

74,10

2.

Indirect Finance

2,182

252,05

192,01

1,135

420,82

359,50

II.

INDUSTRY

34,269

2621,85

2054,85

28,165

2784,31

2317,05

1.

Mining & Quarrying

110

10,97

9,27

50

10,02

7,03

2.

Food Manufacturing & Processing

1,293

154,11

111,38

1,777

680,94

483,72

(a) RiceMills, Flour & DalMills

382

25,17

19,98

262

59,74

44,93

(b) Sugar

—

—

—

9

16,80

7,45

(c) Edible Oils & Vanaspati

396

88,88

61,97

1,214

467,70

336,87

(d) Tea Processing

1

10

9

1

2

—

(e) Processing of Fruits & Vegetables

9

1,82

1,62

10

9,70

7,65

(f) Others

505

38,14

27,73

281

126,98

86,83

3.

Beverage & Tobacco

53

23,96

18,87

61

54,52

47,03

4.

Textiles

6,120

566,21

495,87

1,478

292,21

252,00

(a) Cotton Textiles

297

307,89

288,01

155

142,26

136,11

(b) Jute & Other Natural Fibre Textiles

19

88,40

87,70

27

3,57

2,87

(c) Handloom Textiles & Khadi

222

8,54

5,74

44

15,34

13,74

(d) Other Textiles & Textile Products

5,582

161,38

114,41

1,252

131,05

99,27

5.

Paper, Paper Products & Printing

649

23,16

18,45

497

100,07

83,46

6.

Leather & Leather Products

235

88,67

80,18

223

9,06

6,17

7.

Rubber & Plastic Products

329

149,05

141,87

388

128,67

117,17

8.

Chemicals & Chemical Products

432

129,02

95,25

758

193,47

181,49

(a) Heavy Industrial Chemicals

16

14,28

6,90

35

6,08

5,26

(b) Fertilisers

18

8,96

5,83

26

25,84

28,17

(c) Drugs & Pharmaceuticals

134

49,87

37,47

318

101,00

100,83

(d) Non-Edible Oils

10

76

61

10

3,70

2,90

(e) Other Chemicals & Chemical Products

254

55,15

44,44

369

56,84

44,32

9.

Petroleum, Coal Products & Nuclear Fuels

10

47

34

15

3,79

3,56

10.

Manufacture of Cement & Cement Products

77

122,11

99,34

54

11,33

9,11

11.

Basic Metals & Metal Products

802

97,89

47,44

792

409,89

398,22

(a) Iron & Steel

89

75,51

35,96

241

290,44

296,13

(b) Non-Ferrous Metals

24

2,11

1,46

28

41,96

36,13

(c) Metal Products

689

20,27

10,01

523

77,49

65,96

12.

Engineering

805

477,99

216,46

1,544

372,16

300,46

(a) Heavy Engineering

51

149,37

63,74

67

87,12

67,40

(b) Light Engineering

259

53,64

38,12

360

109,38

84,85

(c) Electrical Machinery & Goods

377

272,82

113,06

818

158,76

133,82

(d) Electronic Machinery &Goods

118

2,15

1,54

299

16,90

14,40

13.

Vehicles, Vehicle Parts & Transport Equipments

402

56,31

44,12

210

131,15

109,05

14.

Other Industries

22,015

151,47

128,82

18,675

202,60

163,61

15.

Electricity, Gas & Water

46

377,63

366,15

45

59,20

53,29

(a) Electricity Generation & Transmission

29

376,87

365,64

34

57,25

51,56

(b) Non-Conventional Energy

8

26

23

4

21

20

(c) Gas, Steam & Water Supply

9

50

27

7

1,74

1,53

16.

Construction

891

192,83

181,04

1,598

125,23

101,69

III.

TRANSPORT OPERATORS

4,372

51,20

38,97

3,102

69,14

57,64

IV.

PROFESSIONAL AND OTHER SERVICES

9,721

124,25

93,46

6,192

200,90

164,15

V.

PERSONAL LOANS

1,32,744

923,18

763,80

1,16,106

1037,61

866,02

1.

Loans for Purchase of Consumer Durables

19,338

66,20

49,78

9,716

42,22

32,44

2.

Loans for Housing

22,948

393,76

349,87

23,280

469,29

419,17

3.

Rest of the Personal Loans

90,458

463,22

364,14

83,110

526,10

414,42

VI.

TRADE

53,032

588,61

480,04

23,973

870,41

770,96

1.

Wholesale Trade

5,850

206,84

173,06

4,150

523,19

481,30

2.

Retail Trade

47,182

381,76

306,98

19,823

347,22

289,66

VII.

FINANCE

656

65,24

30,43

1,128

108,90

88,79

VIII.

ALL OTHERS

41,154

469,03

331,23

31,259

838,70

659,06

TOTAL BANK CREDIT

3,15,869

5391,49

4220,39

2,17,948

6416,48

5357,29

OF WHICH:1.Artisansand Village & TinyIndustries

5,010

63,06

51,63

2,355

46,22

35,24

2.Other Small Scale Industries

18,081

325,67

225,93

14,784

571,11

443,61