WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

10,42,431

7304,09

6810,91

6,54,048

5056,78

4424,14

1. Direct Finance

10,30,967

6609,02

6196,23

6,46,299

4449,45

4011,97

2. Indirect Finance

11,464

695,07

614,68

7,749

607,33

412,17

II.

INDUSTRY

26,421

16218,74

14863,14

26,967

2864,63

2193,53

1. Mining & Quarrying

232

75,46

69,81

284

45,77

37,48

2. Food Manufacturing & Processing

3,544

641,23

500,56

3,907

854,55

688,34

  (a) Rice Mills, Flour & Dal Mills

1,033

50,47

42,52

1,518

95,56

83,14

  (b) Sugar

43

194,57

145,77

39

308,42

235,04

  (c) Edible Oils & Vanaspati

137

13,73

9,90

213

107,66

84,84

  (d) Tea Processing

1

30

17

6

5,21

5,06

  (e) Processing of Fruits & Vegetables

154

12,35

7,09

92

16,90

11,58

  (f) Others

2,176

369,81

295,12

2,039

320,80

268,68

3. Beverage & Tobacco

66

25,57

18,48

145

119,30

60,01

4. Textiles

1,083

548,58

340,84

1,588

414,04

325,10

  (a) Cotton Textiles

430

494,01

294,48

621

352,44

282,25

  (b) Jute & Other Natural Fibre Textiles

77

3,51

1,63

81

3,00

2,53

  (c) Handloom Textiles & Khadi

46

99

87

145

1,57

1,01

  (d) Other Textiles & Textile Products

530

50,07

43,86

741

57,02

39,32

5. Paper, Paper Products & Printing

410

296,54

273,62

670

43,99

37,08

6. Leather & Leather Products

714

5,23

4,42

441

3,24

2,54

7. Rubber & Plastic Products

316

48,65

34,49

489

49,92

28,65

8. Chemicals & Chemical Products

628

300,30

218,70

1,481

150,24

130,72

  (a) Heavy Industrial Chemicals

74

84,78

78,31

91

66,45

56,39

  (b) Fertilisers

12

1,94

1,11

11

1,22

1,09

  (c) Drugs & Pharmaceuticals

144

50,89

41,99

962

32,90

31,50

  (d) Non-Edible Oils

14

2,63

2,33

31

9,57

9,11

  (e) Other Chemicals & Chemical Products

384

160,05

94,95

386

40,10

32,62

9. Petroleum, Coal Products & Nuclear Fuels

21

3,03

2,76

23

6,81

18,73

10. Manufacture of Cement & Cement Products

317

39,66

18,68

360

20,05

10,59

11. Basic Metals & Metal Products

1,289

7040,61

5143,14

1,138

117,30

80,58

  (a) Iron & Steel

219

6837,81

4997,18

102

33,00

20,56

  (b) Non-Ferrous Metals

32

105,67

71,81

31

19,05

9,96

  (c) Metal Products

1,038

97,13

74,16

1,005

65,26

50,06

12. Engineering

1,216

586,11

513,97

1,362

196,29

160,93

  (a) Heavy Engineering

119

38,09

35,45

138

39,83

28,40

  (b) Light Engineering

667

417,48

366,89

777

66,08

52,44

  (c) Electrical Machinery & Goods

301

95,54

86,98

333

78,03

68,14

  (d) Electronic Machinery & Goods

129

35,00

24,65

114

12,35

11,96

13. Vehicles, Vehicle Parts & Transport Equipments

629

120,61

79,59

335

72,64

68,88

14. Other Industries

13,329

980,24

952,78

11,288

174,53

140,73

15. Electricity, Gas & Water

50

5176,13

4924,18

69

61,44

58,59

  (a) Electricity Generation & Transmission

23

5145,60

4872,80

6

13,07

10,56

  (b) Non-Conventional Energy

19

29,64

50,77

25

44,61

44,29

  (c) Gas, Steam & Water Supply

8

89

61

38

3,76

3,73

16. Construction

2,577

330,80

1767,12

3,387

534,52

344,58

III.

TRANSPORT OPERATORS

10,221

205,72

180,07

6,932

121,15

92,00

IV.

PROFESSIONAL AND OTHER SERVICES

42,354

1428,42

1344,53

35,454

711,78

539,41

V.

PERSONAL LOANS

2,32,140

3056,55

2578,53

3,60,081

4864,25

3931,29

1. Loans for Purchase of Consumer Durables

13,223

60,36

48,45

16,205

75,90

58,70

2. Loans for Housing

55,171

1469,63

1316,90

78,686

2427,26

2098,50

3. Rest of the Personal Loans

1,63,746

1526,57

1213,18

2,65,190

2361,09

1774,10

VI.

TRADE

1,20,671

4764,15

4577,20

1,22,490

2507,44

2190,56

1. Wholesale Trade

5,222

3906,67

3876,79

3,006

1266,94

1199,00

2. Retail Trade

1,15,449

857,48

700,40

1,19,484

1240,51

991,57

VII.

FINANCE

4,589

56,82

38,56

3,843

74,33

54,34

VIII.

ALL OTHERS

1,17,938

957,22

725,55

1,05,991

1381,99

733,40

TOTAL BANK CREDIT

15,96,765

33991,73

31118,49

13,15,806

17582,35

14158,68

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2008

WESTERN REGION

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

1,46,788

2896,01

2472,65

3,04,127

16153,84

12812,73

1. Direct Finance

1,43,187

2195,09

1875,63

2,64,525

8299,83

6730,54

2. Indirect Finance

3,601

700,92

597,02

39,602

7854,02

6082,20

II.

INDUSTRY

40,255

12548,70

9854,39

8,15,023

353789,91

252152,83

1. Mining & Quarrying

201

68,98

31,46

719

11275,39

7794,09

2. Food Manufacturing & Processing

2,181

1553,32

1190,58

11,881

5919,24

4272,81

  (a) Rice Mills, Flour & Dal Mills

588

258,39

205,80

303

381,87

340,29

  (b) Sugar

157

666,65

492,30

132

1441,57

1175,58

  (c) Edible Oils & Vanaspati

206

326,34

267,52

1,882

1265,05

884,80

  (d) Tea Processing

15

19,85

15,32

14

163,76

154,10

  (e) Processing of Fruits & Vegetables

54

15,94

8,66

128

345,15

138,50

  (f) Others

1,161

266,15

200,97

9,422

2321,84

1579,55

3. Beverage & Tobacco

120

81,99

63,26

252

878,14

709,94

4. Textiles

9,502

1549,32

1157,09

30,039

37433,77

26540,25

  (a) Cotton Textiles

5,605

1063,50

771,45

6,045

13999,95

9953,90

  (b) Jute & Other Natural Fibre Textiles

2,308

53,21

36,29

375

484,94

119,27

  (c) Handloom Textiles & Khadi

112

11,74

8,47

679

890,01

578,83

  (d) Other Textiles & Textile Products

1,477

420,87

340,88

22,940

22058,87

15888,25

5. Paper, Paper Products & Printing

902

440,86

376,97

3,470

5487,22

3895,58

6. Leather & Leather Products

399

13,18

11,20

5,880

3740,40

3120,37

7. Rubber & Plastic Products

1,034

274,73

206,35

8,741

5923,93

4098,41

8. Chemicals & Chemical Products

2,712

993,97

639,54

92,075

33385,59

22356,20

  (a) Heavy Industrial Chemicals

177

115,66

58,98

1,712

9242,26

6832,87

  (b) Fertilisers

54

105,49

78,70

116

1118,97

626,38

  (c) Drugs & Pharmaceuticals

226

568,43

344,80

33,160

11334,84

7999,47

  (d) Non-Edible Oils

28

16,38

13,70

62

717,02

386,78

  (e) Other Chemicals & Chemical Products

2,227

188,01

143,36

57,025

10972,49

6510,70

9. Petroleum, Coal Products & Nuclear Fuels

50

12,11

9,71

488

33614,35

25119,22

10. Manufacture of Cement & Cement Products

322

67,19

66,37

11,818

3182,91

1775,45

11. Basic Metals & Metal Products

6,366

1616,40

1511,12

44,144

44566,56

28578,15

  (a) Iron & Steel

454

1190,42

1187,71

2,708

27859,06

17355,89

  (b) Non-Ferrous Metals

103

54,22

38,70

811

8426,62

6116,55

  (c) Metal Products

5,809

371,76

284,72

40,625

8280,88

5105,71

12. Engineering

2,706

1747,91

1152,78

5,26,474

25286,85

17951,01

  (a) Heavy Engineering

390

234,47

184,87

1,602

4403,23

2734,54

  (b) Light Engineering

1,560

845,54

457,40

8,271

10130,32

8111,59

  (c) Electrical Machinery & Goods

526

442,66

328,26

8,872

5106,96

3233,31

  (d) Electronic Machinery & Goods

230

225,25

182,26

5,07,729

5646,33

3871,57

13. Vehicles, Vehicle Parts & Transport Equipments

586

360,96

265,46

4,628

17651,02

11808,68

14. Other Industries

8,770

723,71

561,45

37,793

43116,93

30798,41

15. Electricity, Gas & Water

95

676,72

663,18

491

16094,02

11409,93

  (a) Electricity Generation & Transmission

37

650,12

638,94

253

13077,95

9934,75

  (b) Non-Conventional Energy

19

15,13

14,58

87

833,39

442,28

  (c) Gas, Steam & Water Supply

39

11,47

9,66

151

2182,68

1032,90

16. Construction

4,309

2367,35

1947,86

36,130

66233,61

51924,33

III.

TRANSPORT OPERATORS

7,391

236,19

184,09

85,749

26262,35

20218,96

IV.

PROFESSIONAL AND OTHER SERVICES

38,033

1593,16

1173,55

34,59,512

74599,70

54039,93

V.

PERSONAL LOANS

4,39,367

10011,27

8200,12

151,11,905

130572,13

68695,91

1. Loans for Purchase of Consumer Durables

13,836

73,15

54,74

54,603

921,31

861,40

2. Loans for Housing

1,21,144

6074,14

5300,77

5,11,614

44645,65

37661,47

3. Rest of the Personal Loans

3,04,387

3863,98

2844,61

145,45,688

85005,17

30173,04

VI.

TRADE

84,873

2367,23

1852,19

1,22,847

57472,26

41096,37

1. Wholesale Trade

4,943

620,09

486,11

42,165

38073,74

28399,05

2. Retail Trade

79,930

1747,14

1366,08

80,682

19398,51

12697,32

VII.

FINANCE

1,428

140,88

68,43

14,413

126964,93

95111,38

VIII.

ALL OTHERS

98,132

1628,74

1229,77

4,44,873

22006,53

16469,45

TOTAL BANK CREDIT

8,56,267

31422,19

25035,18

203,58,449

807821,66

560597,56