Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTH EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

4,371

8,71

8,22

936

3,55

3,74

1.

Direct Finance

4,359

8,52

8,02

925

3,15

3,33

2.

Indirect Finance

12

19

20

11

40

41

II.

INDUSTRY

3,448

11,97

12,63

999

7,81

7,55

1.

Mining & Quarrying

2

18

17

1

3

3

2.

Food Manufacturing & Processing

20

74

70

97

2,64

2,14

(a) RiceMills, Flour & DalMills

10

59

55

4

81

91

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

3

46

50

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

1

3

2

(f) Others

10

15

15

89

1,34

70

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

155

54

58

56

13

13

(a) Cotton Textiles

1

2

2

12

5

5

(b) Jute & Other Natural Fibre Textiles

1

—

—

1

—

—

(c) Handloom Textiles & Khadi

1

—

—

5

3

3

(d) Other Textiles & Textile Products

152

52

55

38

6

5

5.

Paper, Paper Products & Printing

3

2

1

4

3

3

6.

Leather & Leather Products

—

—

—

—

—

—

7.

Rubber & Plastic Products

—

—

—

2

1

2

8.

Chemicals & Chemical Products

3

4

3

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

1

2

1

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

2

2

2

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

11.

Basic Metals & Metal Products

4

23

16

3

13

11

(a) Iron & Steel

—

—

—

1

7

3

(b) Non-Ferrous Metals

2

17

10

—

—

—

(c) Metal Products

2

6

6

2

6

8

12.

Engineering

5

14

12

—

—

—

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

2

8

8

—

—

—

(c) Electrical Machinery & Goods

2

2

2

—

—

—

(d) Electronic Machinery &Goods

1

5

2

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

1

—

—

2

1

1

14.

Other Industries

3,248

9,84

10,69

832

4,76

5,04

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

7

24

16

2

6

4

III.

TRANSPORT OPERATORS

331

2,76

2,03

127

1,31

1,31

IV.

PROFESSIONAL AND OTHER SERVICES

440

2,44

2,66

191

1,32

1,33

V.

PERSONAL LOANS

2,258

8,96

7,87

1,958

15,07

12,79

1.

Loans for Purchase of Consumer Durables

236

83

76

329

1,47

1,36

2.

Loans for Housing

125

2,55

2,42

232

5,05

4,18

3.

Rest of the Personal Loans

1,897

5,58

4,69

1,397

8,55

7,26

VI.

TRADE

2,742

12,00

11,42

1,266

7,00

6,84

1.

Wholesale Trade

67

1,53

1,22

14

36

32

2.

Retail Trade

2,675

10,47

10,21

1,252

6,64

6,52

VII.

FINANCE

56

1

2

2

2

—

VIII.

ALL OTHERS

852

4,77

4,36

592

3,70

3,67

TOTAL BANK CREDIT

14,498

51,62

49,20

6,071

39,77

37,24

OF WHICH:

1.Artisansand Village & TinyIndustries

1,932

4,27

4,40

583

3,40

3,53

2.Other Small Scale Industries

849

4,31

4,42

376

3,04

3,24

(AmountinRupeesLakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

1,424

7,87

8,55

—

—

—

1.

Direct Finance

1,321

3,19

3,29

—

—

—

2.

Indirect Finance

103

4,68

5,26

—

—

—

II.

INDUSTRY

1,910

13,66

12,94

—

—

—

1.

Mining & Quarrying

1

2

2

—

—

—

2.

Food Manufacturing & Processing

42

45

47

—

—

—

(a) RiceMills, Flour & DalMills

18

19

20

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

1

4

4

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

23

22

23

—

—

—

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

161

65

75

—

—

—

(a) Cotton Textiles

—

—

—

—

—

—

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

17

8

10

—

—

—

(d) Other Textiles & Textile Products

144

58

65

—

—

—

5.

Paper, Paper Products & Printing

24

70

64

—

—

—

6.

Leather & Leather Products

5

3

3

—

—

—

7.

Rubber & Plastic Products

9

15

14

—

—

—

8.

Chemicals & Chemical Products

4

1,33

1,03

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

2

1,32

1,02

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

2

1

1

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

2

37

32

—

—

—

11.

Basic Metals & Metal Products

37

87

85

—

—

—

(a) Iron & Steel

3

29

28

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Metal Products

34

58

57

—

—

—

12.

Engineering

17

82

60

—

—

—

(a) Heavy Engineering

1

50

26

—

—

—

(b) Light Engineering

4

6

5

—

—

—

(c) Electrical Machinery & Goods

10

24

27

—

—

—

(d) Electronic Machinery &Goods

2

1

1

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

2

2

2

—

—

—

14.

Other Industries

1,587

7,64

7,49

—

—

—

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

19

63

58

—

—

—

III.

TRANSPORT OPERATORS

370

3,49

3,28

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

145

3,75

3,51

—

—

—

V.

PERSONAL LOANS

6,710

38,18

33,73

—

—

—

1.

Loans for Purchase of Consumer Durables

735

2,29

1,96

—

—

—

2.

Loans for Housing

671

13,27

11,81

—

—

—

3.

Rest of the Personal Loans

5,304

22,62

19,96

—

—

—

VI.

TRADE

2,048

14,89

13,67

—

—

—

1.

Wholesale Trade

44

2,23

1,79

—

—

—

2.

Retail Trade

2,004

12,66

11,88

—

—

—

VII.

FINANCE

3

17

14

—

—

—

VIII.

ALL OTHERS

885

12,62

10,83

—

—

—

TOTAL BANK CREDIT

13,495

94,64

86,66

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

873

3,51

3,36

—

—

—

2.Other Small Scale Industries

840

5,34

5,30

—

—

—