Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTH EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

28,637

35,63

27,55

1,246

12,25

9,88

1.

Direct Finance

27,901

30,60

26,74

1,129

8,02

7,14

2.

Indirect Finance

736

5,03

81

117

4,23

2,74

II.

INDUSTRY

4,585

33,97

30,65

907

75,35

49,23

1.

Mining & Quarrying

18

4,25

3,43

75

28,65

15,98

2.

Food Manufacturing & Processing

188

4,14

3,56

21

1,62

1,42

(a) RiceMills, Flour & DalMills

25

54

63

10

1,18

1,04

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

3

1,29

83

1

2

2

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

13

49

37

—

—

—

(f) Others

147

1,82

1,73

10

42

36

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

120

63

54

15

13,15

8,59

(a) Cotton Textiles

—

—

—

2

2,65

1,37

(b) Jute & Other Natural Fibre Textiles

1

—

—

1

2

2

(c) Handloom Textiles & Khadi

29

11

10

2

2

2

(d) Other Textiles & Textile Products

90

52

44

10

10,46

7,18

5.

Paper, Paper Products & Printing

15

48

40

22

97

93

6.

Leather & Leather Products

1

1

—

—

—

—

7.

Rubber & Plastic Products

7

20

13

22

6,87

4,90

8.

Chemicals & Chemical Products

4

62

54

13

1,55

1,46

(a) Heavy Industrial Chemicals

—

—

—

2

34

38

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

1

9

9

2

30

26

(d) Non-Edible Oils

1

12

3

2

5

6

(e) Other Chemicals & Chemical Products

2

41

43

7

86

76

9.

Petroleum, Coal Products & Nuclear Fuels

1

6

6

3

28

29

10.

Manufacture of Cement & Cement Products

4

18

10

4

1,21

77

11.

Basic Metals & Metal Products

22

4,05

3,15

19

11,34

8,69

(a) Iron & Steel

9

3,95

3,07

6

1,02

99

(b) Non-Ferrous Metals

—

—

—

2

14

8

(c) Metal Products

13

10

8

11

10,18

7,62

12.

Engineering

21

9,57

9,84

13

3,88

2,37

(a) Heavy Engineering

3

8,50

8,56

—

—

—

(b) Light Engineering

12

90

1,11

7

1,61

75

(c) Electrical Machinery & Goods

3

9

9

4

1,52

98

(d) Electronic Machinery &Goods

3

9

7

2

75

64

13.

Vehicles, Vehicle Parts & Transport Equipments

16

15

13

4

1,86

4

14.

Other Industries

4,151

9,10

8,31

669

2,68

2,42

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

17

53

47

27

1,30

1,37

III.

TRANSPORT OPERATORS

1,016

13,18

9,42

282

5,67

3,56

IV.

PROFESSIONAL AND OTHER SERVICES

348

5,01

3,80

130

4,30

3,52

V.

PERSONAL LOANS

7,057

36,08

30,79

3,606

25,83

21,09

1.

Loans for Purchase of Consumer Durables

1,255

4,55

3,60

784

2,19

1,51

2.

Loans for Housing

340

8,46

7,35

248

6,75

6,06

3.

Rest of the Personal Loans

5,462

23,06

19,84

2,574

16,88

13,52

VI.

TRADE

4,403

25,25

19,11

1,120

23,36

14,14

1.

Wholesale Trade

72

7,50

6,29

54

10,56

6,02

2.

Retail Trade

4,331

17,75

12,82

1,066

12,80

8,12

VII.

FINANCE

6

5

5

7

93

78

VIII.

ALL OTHERS

2,585

32,96

25,25

1,535

44,25

26,20

TOTAL BANK CREDIT

48,637

182,12

146,62

8,833

191,95

128,39

OF WHICH:

1.Artisansand Village & TinyIndustries

2,335

6,50

5,82

345

6,52

5,83

2.Other Small Scale Industries

2,025

10,65

9,13

394

2,43

1,86

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

619

6,31

5,51

—

—

—

1.

Direct Finance

559

1,22

1,09

—

—

—

2.

Indirect Finance

60

5,09

4,42

—

—

—

II.

INDUSTRY

853

177,27

72,03

—

—

—

1.

Mining & Quarrying

11

1,19

78

—

—

—

2.

Food Manufacturing & Processing

23

83

74

—

—

—

(a) RiceMills, Flour & DalMills

3

40

32

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

1

1

1

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

19

42

41

—

—

—

3.

Beverage & Tobacco

1

3

3

—

—

—

4.

Textiles

42

43

29

—

—

—

(a) Cotton Textiles

7

17

9

—

—

—

(b) Jute & Other Natural Fibre Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles & Textile Products

35

25

20

—

—

—

5.

Paper, Paper Products & Printing

17

37

36

—

—

—

6.

Leather & Leather Products

4

3

2

—

—

—

7.

Rubber & Plastic Products

1

3

3

—

—

—

8.

Chemicals & Chemical Products

13

64

66

—

—

—

(a) Heavy Industrial Chemicals

1

12

22

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

5

30

21

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

7

23

23

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

2

18

7

—

—

—

10.

Manufacture of Cement & Cement Products

4

22

15

—

—

—

11.

Basic Metals & Metal Products

15

83

74

—

—

—

(a) Iron & Steel

8

71

63

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Metal Products

7

12

11

—

—

—

12.

Engineering

44

100,67

40,82

—

—

—

(a) Heavy Engineering

2

100,26

40,48

—

—

—

(b) Light Engineering

6

25

19

—

—

—

(c) Electrical Machinery & Goods

7

5

4

—

—

—

(d) Electronic Machinery &Goods

29

10

11

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

10

7

6

—

—

—

14.

Other Industries

588

3,43

3,25

—

—

—

15.

Electricity, Gas & Water

5

62,62

18,25

—

—

—

(a) Electricity Generation & Transmission

2

62,50

18,16

—

—

—

(b) Non-Conventional Energy

1

4

4

—

—

—

(c) Gas, Steam & Water Supply

2

8

4

—

—

—

16.

Construction

73

5,69

5,76

—

—

—

III.

TRANSPORT OPERATORS

460

9,82

5,37

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

417

8,12

6,57

—

—

—

V.

PERSONAL LOANS

7,988

50,99

42,54

—

—

—

1.

Loans for Purchase of Consumer Durables

1,976

5,84

4,11

—

—

—

2.

Loans for Housing

564

13,70

12,07

—

—

—

3.

Rest of the Personal Loans

5,448

31,45

26,36

—

—

—

VI.

TRADE

1,998

39,94

35,77

—

—

—

1.

Wholesale Trade

190

21,03

19,79

—

—

—

2.

Retail Trade

1,808

18,91

15,98

—

—

—

VII.

FINANCE

47

85

75

—

—

—

VIII.

ALL OTHERS

2,343

35,98

31,58

—

—

—

TOTAL BANK CREDIT

14,725

329,28

200,12

—

—

—

OF WHICH:

1.Artisansand Village & TinyIndustries

146

2,29

1,95

—

—

—

2.Other Small Scale Industries

465

2,29

2,14

—

—

—