Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

37,728

22,75

23,92

1,680

3,33

3,08

1.

Direct Finance

36,958

20,47

21,97

1,670

1,49

1,45

2.

Indirect Finance

770

2,28

1,95

10

1,84

1,64

II.

INDUSTRY

4,549

52,10

6,72

887

2,33

1,84

1.

Mining & Quarrying

4

13

16

1

1

1

2.

Food Manufacturing and Processing

148

39,70

77

13

31

14

(a) Rice Mills, Flour and Dal Mills

19

33

28

2

17

10

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

4

25

19

-

-

-

(d) Tea Processing

3

38,83

-

-

-

-

(e) Processing of Fruits & Vegetables

6

5

5

-

-

-

(f) Others

116

24

24

11

14

4

3.

Beverage and Tobacco

1

1

-

-

-

-

4.

Textiles

20

20

19

2

1

1

(a) Cotton Textiles

-

-

-

1

-

-

(b) Jute Textiles

1

1

1

-

-

-

(c) Handloom Textiles & Khadi

8

3

3

-

-

-

(d) Other Textiles

11

16

16

1

-

-

5.

Paper, Paper Products and Printing

8

14

12

8

8

8

6.

Leather and Leather Products

2

6,29

2

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

8.

Chemicals and Chemical Products

8

40

32

-

-

-

(a) Heavy Industrial Chemicals

-

-

-

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

1

2

2

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

7

38

31

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

1

-

-

10.

Manufacture of Cement & Cement Products

4

9

11

-

-

-

11.

Basic Metals & Metal Products

14

31

25

9

7

6

(a) Iron and Steel

3

10

10

-

-

-

(b) Non-Ferrous Metals

1

7

-

-

-

-

(c) Other Metal Products

10

14

15

9

7

6

12.

Engineering

8

35

42

2

1

1

(a) Heavy Engineering

2

28

35

-

-

-

(b) Light Engineering

5

7

6

-

-

-

(c) Electrical Machinery & Goods

1

1

1

1

-

-

(d) Electronic Machinery & Goods

-

-

-

1

1

-

13.

Vehicles, Vehicle Parts & Transport Equipments

11

11

11

10

8

7

14.

Other Industries

4,249

3,83

3,87

836

1,66

1,42

15.

Electricity, Gas & Water

4

5

6

-

-

-

(a) Electricity Generation & Transmission

3

4

5

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

1

1

-

-

-

16.

Construction

68

50

33

5

10

3

III.

TRANSPORT OPERATORS

369

4,12

3,58

90

1,42

1,36

IV.

PROFESSIONAL AND OTHER SERVICES

468

77

73

110

2,88

92

V .

PERSONAL LOANS

5,097

7,59

6,67

2,507

7,84

7,18

1.

Loans for Purchase of Consumer Durables

220

33

26

156

26

19

2.

Loans for Housing

65

56

47

60

64

58

3.

Rest of the Personal Loans

4,812

6,71

5,94

2,291

6,95

6,40

V I.

TRADE

7,810

7,80

7,82

2,221

5,30

4,96

1.

Wholesale Trade

235

48

43

37

1,18

1,10

2.

Retail Trade

7,575

7,32

7,39

2,184

4,12

3,85

VII.

FINANCE

1

-

-

2

1

2

VIII.

ALL OTHERS

773

38,05

6,14

669

2,28

2,05

TOTAL BANK CREDIT

56,795

133,18

55,57

8,166

25,40

21,40

OF WHICH :

1. Artisans & Village Industries

1,698

1,46

1,42

238

29

27

2. Other Small Scale Industries

2,174

3,51

3,49

514

1,39

1,12

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,316

1,93

1,73

-

-

-

1.

Direct Finance

2,312

1,88

1,69

-

-

-

2.

Indirect Finance

4

5

4

-

-

-

II.

INDUSTRY

983

10,18

8,77

-

-

-

1.

Mining & Quarrying

6

14

10

-

-

-

2.

Food Manufacturing and Processing

16

7

6

-

-

-

(a) Rice Mills, Flour and Dal Mills

1

2

2

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

1

-

-

-

-

-

(f) Others

14

5

4

-

-

-

3.

Beverage and Tobacco

-

-

-

-

-

-

4.

Textiles

4

4

3

-

-

-

(a) Cotton Textiles

-

-

-

-

-

-

(b) Jute Textiles

1

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

(d) Other Textiles

3

3

2

-

-

-

5.

Paper, Paper Products and Printing

13

18

14

-

-

-

6.

Leather and Leather Products

3

2

2

-

-

-

7.

Rubber and Rubber Products

1

-

-

-

-

-

8.

Chemicals and Chemical Products

4

28

21

-

-

-

(a) Heavy Industrial Chemicals

1

1

1

-

-

-

(b) Fertilizers

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

3

27

20

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

4

6

6

-

-

-

11.

Basic Metals & Metal Products

23

27

27

-

-

-

(a) Iron and Steel

5

6

6

-

-

-

(b) Non-Ferrous Metals

-

-

-

-

-

-

(c) Other Metal Products

18

21

21

-

-

-

12.

Engineering

11

48

51

-

-

-

(a) Heavy Engineering

-

-

-

-

-

-

(b) Light Engineering

5

41

46

-

-

-

(c) Electrical Machinery & Goods

1

-

-

-

-

-

(d) Electronic Machinery & Goods

5

7

5

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

8

5

5

-

-

-

14.

Other Industries

840

6,01

4,91

-

-

-

15.

Electricity, Gas & Water

2

6

6

-

-

-

(a) Electricity Generation & Transmission

1

2

2

-

-

-

(b) Non-Conventional Energy

1

4

5

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

48

2,51

2,35

-

-

-

III.

TRANSPORT OPERATORS

303

3,41

2,79

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

396

1,95

1,62

-

-

-

V.

PERSONAL LOANS

7,893

16,21

14,56

-

-

-

1.

Loans for Purchase of Consumer Durables

1,195

1,93

1,48

-

-

-

2.

Loans for Housing

353

2,09

1,89

-

-

-

3.

Rest of the Personal Loans

6,345

12,19

11,19

-

-

-

V I.

TRADE

3,757

15,37

14,03

-

-

-

1.

Wholesale Trade

71

3,75

3,57

-

-

-

2.

Retail Trade

3,686

11,61

10,46

-

-

-

VII.

FINANCE

11

6

6

-

-

-

VIII.

ALL OTHERS

1,915

7,69

7,69

-

-

-

TOTAL BANK CREDIT

17,574

56,80

51,25

-

-

-

OF WHICH :

1. Artisans & Village Industries

155

33

32

-

-

-

2. Other Small Scale Industries

717

3,91

3,12

-

-

-