Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

3,968

4,38

4,26

320

1,19

93

-

-

-

1.

Direct Finance

3,913

3,69

3,61

315

1,15

89

-

-

-

2.

Indirect Finance

55

69

65

5

4

4

-

-

-

II.

INDUSTRY

1,467

14,99

10,10

327

3,48

4,24

-

-

-

1.

Mining & Quarrying

-

-

-

4

9

14

-

-

-

2.

Food Manufacturing and Processing

117

6,23

4,45

9

4

5

-

-

-

(a)

Rice Mills, Flour and Dal Mills

23

8

10

2

1

1

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

1

-

-

1

-

1

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

-

-

-

-

-

-

-

-

(f)

Others

92

6,14

4,34

6

3

3

-

-

-

3.

Beverage and Tobacco

-

-

-

4

21

71

-

-

-

4.

Textiles

19

8

6

11

21

17

-

-

-

(a)

Cotton Textiles

1

1

1

3

14

8

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

7

3

3

4

2

3

-

-

-

(d)

Other Textiles

11

4

2

4

5

6

-

-

-

5.

Paper, Paper Products and Printing

16

12

9

7

18

18

-

-

-

6.

Leather and Leather Products

2

1

1

2

2

2

-

-

-

7.

Rubber and Rubber Products

2

1

1

2

5

3

-

-

-

8.

Chemicals and Chemical Products

3

2,12

1,88

7

6

4

-

-

-

(a)

Heavy Industrial Chemicals

1

2,10

1,87

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

1

2

2

-

-

-

(d)

Non-Edible Oils

-

-

-

2

2

1

-

-

-

(e)

Other Chemicals & Chemical Products

2

2

2

4

2

1

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

2

2

1

1

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

1

-

2

54

54

-

-

-

11.

Basic Metals & Metal Products

9

7

7

7

12

7

-

-

-

(a)

Iron and Steel

4

5

4

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

5

2

2

7

12

7

-

-

-

12.

Engineering

21

3,72

1,05

11

17

36

-

-

-

(a)

Heavy Engineering

1

3,63

96

3

10

31

-

-

-

(b)

Light Engineering

13

4

4

8

7

5

-

-

-

(c)

Electrical Machinery & Goods

5

4

3

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

2

1

1

-

-

-

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

6

13

10

28

49

53

-

-

-

14.

Other Industries

1,264

2,36

2,25

220

1,16

1,24

-

-

-

15.

Electricity, Gas & Water

-

-

-

7

6

3

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

1

2

1

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

6

4

2

-

-

-

16.

Construction

5

11

12

5

9

12

-

-

-

III.

TRANSPORT OPERATORS

504

3,73

2,31

51

67

87

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

122

78

85

185

1,28

98

-

-

-

V.

PERSONAL LOANS

1,184

2,24

1,73

462

1,91

1,73

-

-

-

1.

Loans for Purchase of Consumer Durables

104

19

15

33

17

15

-

-

-

2.

Loans for Housing

22

38

35

37

43

38

-

-

-

3.

Rest of the Personal Loans

1,058

1,67

1,23

392

1,30

1,20

-

-

-

VI.

TRADE

1,556

4,40

3,76

415

4,41

3,89

-

-

-

1.

Wholesale Trade

153

34

23

20

49

33

-

-

-

2.

Retail Trade

1,403

4,06

3,54

395

3,92

3,56

-

-

-

VII.

FINANCE

4

71

45

4

18

17

-

-

-

VIII.

ALL OTHERS

335

76

73

51

5,02

4,82

-

-

-

TOTAL BANK CREDIT

9,140

31,99

24,18

1,815

18,14

17,63

-

-

-

OF WHICH :

1. Artisans & Village Industries

303

50

45

13

7

7

-

-

-

2. Other Small Scale Industries

981

2,14

2,22

259

2,10

2,80

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

5,699

3,05

2,70

-

-

-

9,987

8,62

7,89

1.

Direct Finance

5,698

3,05

2,70

-

-

-

9,926

7,89

7,19

2.

Indirect Finance

1

-

-

-

-

-

61

74

70

II.

INDUSTRY

1,970

1,31

1,20

-

-

-

3,764

19,78

15,54

1.

Mining & Quarrying

-

-

-

-

-

-

4

9

14

2.

Food Manufacturing and Processing

21

1

1

-

-

-

147

6,28

4,51

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

25

9

11

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

2

1

1

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

1

-

-

(f)

Others

21

1

1

-

-

-

119

6,18

4,38

3.

Beverage and Tobacco

-

-

-

-

-

-

4

21

71

4.

Textiles

2

1

1

-

-

-

32

30

23

(a)

Cotton Textiles

-

-

-

-

-

-

4

14

9

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

2

1

1

-

-

-

13

6

6

(d)

Other Textiles

-

-

-

-

-

-

15

10

9

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

23

30

28

6.

Leather and Leather Products

-

-

-

-

-

-

4

2

2

7.

Rubber and Rubber Products

-

-

-

-

-

-

4

6

4

8.

Chemicals and Chemical Products

-

-

-

-

-

-

10

2,18

1,93

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

1

2,10

1,87

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

1

2

2

(d)

Non-Edible Oils

-

-

-

-

-

-

2

2

1

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

6

4

3

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

3

3

2

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

3

55

54

11.

Basic Metals & Metal Products

-

-

-

-

-

-

16

19

13

(a)

Iron and Steel

-

-

-

-

-

-

4

5

4

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12

14

9

12.

Engineering

-

-

-

-

-

-

32

3,89

1,41

(a)

Heavy Engineering

-

-

-

-

-

-

4

3,73

1,27

(b)

Light Engineering

-

-

-

-

-

-

21

11

9

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

5

4

3

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

2

1

1

Vehicles, Vehicle Parts & Transport Equipments

18

17

13

-

-

-

52

78

76

14.

Other Industries

1,928

1,12

1,06

-

-

-

3,412

4,63

4,55

15.

Electricity, Gas & Water

-

-

-

-

-

-

7

6

3

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

1

2

1

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

6

4

2

16.

Construction

1

-

-

-

-

-

11

21

24

III.

TRANSPORT OPERATORS

146

1,21

1,24

-

-

-

701

5,61

4,43

IV.

PROFESSIONAL AND OTHER SERVICES

224

35

17

-

-

-

531

2,40

1,99

V.

PERSONAL LOANS

115

24

24

-

-

-

1,761

4,38

3,70

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

137

36

30

2.

Loans for Housing

59

13

13

-

-

-

118

95

86

3.

Rest of the Personal Loans

56

11

11

-

-

-

1,506

3,07

2,53

VI.

TRADE

2,968

2,31

1,92

-

-

-

4,939

11,13

9,57

1.

Wholesale Trade

27

2

2

-

-

-

200

85

57

2.

Retail Trade

2,941

2,30

1,90

-

-

-

4,739

10,28

8,99

VII.

FINANCE

-

-

-

-

-

-

8

89

62

VIII.

ALL OTHERS

6

-

-

-

-

-

392

5,78

5,55

TOTAL BANK CREDIT

11,128

8,46

7,47

-

-

-

22,083

58,60

49,29

OF WHICH :

1. Artisans & Village Industries

1,326

81

79

-

-

-

1,642

1,38