Table No. 5.8 – State And Population Group-Wise Classification Of Outstanding Credit Of Small Borrowal Accounts Of Scheduled Commercial Banks According To Occupation – March 2002

NORTHERN REGION

STATE : HARYANA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No.of

Amount

No.of

Amount

No.of

Amount

No.of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

2,65,757

1011,95

1,22,326

565,96

37,117

144,08

4,25,200

1721,98

1.Direct Finance

2,59,635

988,53

1,20,211

554,90

36,439

140,63

4,16,285

1684,05

2.Indirect Finance

6,122

23,42

2,115

11,06

678

3,45

8,915

37,93

II.

INDUSTRY

18,139

36,82

11,630

60,17

28,906

110,67

58,675

207,66

III.

TRANSPORT OPERATORS

4,560

9,41

1,889

7,33

1,953

8,02

8,402

24,76

IV.

PROFESSIONAL AND OTHER SERVICES

3,714

8,55

5,398

13,38

6,081

22,07

15,193

44,00

V.

PERSONAL LOANS

77,748

247,99

80,890

319,67

1,21,979

506,54

2,80,617

1074,20

1. Loans for Purchase of Consumer Durables

6,496

16,05

6,672

18,21

11,608

30,95

24,776

65,20

2.Loans for Housing

7,069

43,03

10,742

98,32

14,836

122,19

32,647

263,54

3.Rest of the Personal Loans

64,183

188,91

63,476

203,15

95,535

353,41

2,23,194

745,46

VI.

TRADE

45,813

75,18

40,886

122,28

39,178

121,04

1,25,877

318,50

1.Wholesale Trade

1,433

3,04

1,402

7,06

2,153

9,44

4,988

19,53

2.Retail Trade

44,380

72,14

39,484

115,23

37,025

111,60

1,20,889

298,97

VII.

FINANCE

119

25

747

2,90

3,427

4,49

4,293

7,64

VIII.

ALL OTHERS

18,293

52,41

22,614

86,21

27,587

87,27

68,494

225,89

TOTAL BANK CREDIT

4,34,143

1442,55

2,86,380

1177,90

2,66,228

1004,17

9,86,751

3624,62

OF WHICH: 1. Artisans and Village & Tiny Industries

8,650

11,91

2,130

4,91

4,826

6,86

15,606

23,68

2.OtherSmallScaleIndustries

7,081

21,62

8,557

48,86

10,844

66,63

26,482

137,11

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No.of

Amount

No.of

Amount

No.of

Amount

No.of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

96,607

182,62

8,204

19,47

—

—

1,04,811

202,09

1.Direct Finance

93,761

176,62

7,902

18,47

—

—

1,01,663

195,09

2.Indirect Finance

2,846

6,00

302

1,00

—

—

3,148

7,00

II.

INDUSTRY

18,664

44,98

3,070

15,01

—

—

21,734

59,99

III.

TRANSPORT OPERATORS

6,101

29,93

1,923

12,07

—

—

8,024

42,01

IV.

PROFESSIONAL AND OTHER SERVICES

5,222

13,29

1,688

7,39

—

—

6,910

20,68

V.

PERSONAL LOANS

85,230

255,76

31,727

120,88

—

—

1,16,957

376,64

1. Loans for Purchase of Consumer Durables

8,518

20,15

3,636

10,00

—

—

12,154

30,15

2.Loans for Housing

7,496

64,63

4,643

35,38

—

—

12,139

100,00

3.Rest of the Personal Loans

69,216

170,99

23,448

75,50

—

—

92,664

246,49

VI.

TRADE

37,098

126,28

9,071

44,41

—

—

46,169

170,69

1.Wholesale Trade

776

3,62

204

1,75

—

—

980

5,36

2.Retail Trade

36,322

122,66

8,867

42,66

—

—

45,189

165,33

VII.

FINANCE

220

58

64

33

—

—

284

90

VIII.

ALL OTHERS

18,300

49,67

7,102

25,64

—

—

25,402

75,31

TOTAL BANK CREDIT

2,67,442

703,11

62,849

245,20

—

—

3,30,291

948,31

OF WHICH: 1. Artisans and Village & Tiny Industries

9,723

18,35

921

2,81

—

—

10,644

21,16

2.Other Small Scale Industries

7,004

19,59

1,785

10,00

—

—

8,789

29,59

See Notes on Tables.

STATE : JAMMU & KASHMIR

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No.of

Amount

No.of

Amount

No.of

Amount

No.of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

49,392

73,70

9,910

16,93

2,699

8,45

62,001

99,07

1.Direct Finance

47,583

70,74

9,625

16,06

2,613

8,29

59,821

95,10

2.Indirect Finance

1,809

2,95

285

87

86

15

2,180

3,98

II.

INDUSTRY

14,088

37,24

3,338

12,73

11,972

56,53

29,398

106,49

III.

TRANSPORT OPERATORS

4,336

12,93

1,022

5,48

1,066

6,12

6,424

24,53

IV.

PROFESSIONAL AND OTHER SERVICES

2,517

10,67

448

1,87

3,158

12,82

6,123

25,37

V.

PERSONAL LOANS

90,050

236,36

21,073

62,82

66,509

250,10

1,77,632

549,28

1. Loans for Purchase of Consumer Durables

13,254

30,03

2,884

8,27

11,474

40,01

27,612

78,31

2.Loans for Housing

6,005

35,38

1,592

12,06

6,790

49,60

14,387

97,03

3.Rest of the Personal Loans

70,791

170,95

16,597

42,49

48,245

160,50

1,35,633

373,93

VI.

TRADE

25,601

94,02

6,268

31,30

19,706

98,03

51,575

223,35

1.Wholesale Trade

805

2,13

106

92

1,497

12,66

2,408

15,70

2.Retail Trade

24,796

91,89

6,162

30,39

18,209

85,38

49,167

207,65

VII.

FINANCE

115

46

23

12

57

40

195

97

VIII.

ALL OTHERS

8,780

26,45

3,956

13,97

7,678

32,79

20,414

73,20

TOTAL BANK CREDIT

1,94,879

491,82

46,038

145,22

1,12,845

465,23

3,53,762

1102,27

OF WHICH: 1. Artisans and Village & Tiny Industries

4,895

12,47

1,498

4,50

2,876

10,68

9,269

27,65

2.Other Small Scale Industries

5,512

11,69

1,026

4,82

4,593

23,05

11,131

39,57

STATE : PUNJAB

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No.of

Amount

No.of

Amount

No.of

Amount

No.of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

4,26,969

1475,81

1,87,465

853,05

32,433

154,93

6,46,867

2483,80

1.Direct Finance

4,21,806

1456,11

1,83,940

832,68

31,293

149,73

6,37,039

2438,52

2.Indirect Finance

5,163

19,70

3,525

20,37

1,140

5,20

9,828

45,28

II.

INDUSTRY

33,249

70,54

23,276

94,38

45,126

222,32

1,01,651

387,24

III.

TRANSPORT OPERATORS

7,609

14,63

5,090

17,31

2,861

16,00

15,560

47,94

IV.

PROFESSIONAL AND OTHER SERVICES

6,736

13,31

4,946

16,94

6,370

26,93

18,052

57,18

V.

PERSONAL LOANS

1,28,443

381,80

1,61,476

550,74

2,15,757

785,71

5,05,676

1718,26

1. Loans for Purchase of Consumer Durables

13,227

26,87

11,714

29,76

12,147

37,03

37,088

93,66

2.Loans for Housing

15,713

109,68

21,839

170,90

29,598

226,15

67,150

506,73

3.Rest of the Personal Loans

99,503

245,25

1,27,923

350,08

1,74,012

522,52

4,01,438

1117,86

VI.

TRADE

52,558

112,76

50,574

189,90

42,668

158,15

1,45,800

460,81

1.Wholesale Trade

994

3,92

2,323

13,68

3,067

18,03

6,384

35,63

2.Retail Trade

51,564

108,84

48,251

176,22

39,601

140,12

1,39,416

425,18

VII.

FINANCE

898

1,94

481

1,61

468

4,27

1,847

7,82

VIII.

ALL OTHERS

26,011

80,96

34,284

111,91

48,566

182,57

1,08,861

375,45

TOTAL BANK CREDIT

6,82,473

2151,75

4,67,592

1835,86

3,94,249

1550,89

15,44,314

5538,50

OF WHICH: 1. Artisans and Village & Tiny Industries

15,909

23,60

6,115

9,92

3,488

10,29

25,512

43,82

2.Other Small Scale Industries

11,409

32,78

13,480

67,99

26,977

143,33

51,866

244,09

STATE : RAJASTHAN

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

6,43,237

1587,19

2,41,267

763,43

23,111

101,50

9,07,615

2452,13

1. Direct Finance

6,22,939

1536,03

2,32,852

741,46

22,521

98,31

8,78,312

2375,80

2. Indirect Finance

20,298

51,16

8,415

21,97

590

3,20

29,303

76,32

II.

INDUSTRY

70,755

115,10

44,894

124,09

34,771

146,25

1,50,420

385,43

III.

TRANSPORT OPERATORS

8,151

17,63

5,653

22,51

4,270

25,08

18,074

65,23

IV.

PROFESSIONAL AND OTHER SERVICES

17,001

27,39

12,772

27,17

11,191

41,53

40,964

96,09

V.

PERSONAL LOANS

1,70,469

452,74

1,69,690

537,08

2,57,853

1037,17

5,98,012

2026,99

1. Loans for Purchase of Consumer Durables

13,460

28,93

16,433

39,96

21,595

64,94

51,488

133,83

2. Loans for Housing

14,444

94,47

18,784

140,38

33,666

289,85

66,894

524,70

3. Rest of the Personal Loans

1,42,565

329,34

1,34,473

356,74

2,02,592

682,38

4,79,630

1368,47

VI.

TRADE

1,26,194

238,53

1,07,565

268,24

45,805

193,02

2,79,564

699,79

1. Wholesale Trade

5,356

7,31

4,266

20,09

2,769

20,89

12,391

48,29

2. Retail Trade

1,20,838

231,23

1,03,299

248,15

43,036

172,13

2,67,173

651,50

VII.

FINANCE

959

1,89

574

1,16

261

2,16

1,794

5,22

VIII.

ALL OTHERS

43,203

102,90

40,034

119,82

57,616

242,72

1,40,853

465,45

TOTAL BANK CREDIT

10,79,969

2543,37

6,22,449

1863,50

4,34,878

1789,45

21,37,296

6196,32

OF WHICH: 1. Artisans and Village & Tiny Industries

48,194

67,97

18,303

34,27

3,063

8,68

69,560

110,92

2. Other Small Scale Industries

17,567

35,51

19,517

61,46

22,635

96,05

59,719

193,02

CHANDIGARH

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

463

92

177

29

1,083

3,81

1,723

5,01

1. Direct Finance

423

86

79

9

1,040

3,73

1,542

4,68

2. Indirect Finance

40

5

98

19

43

9

181

33

II.

INDUSTRY

48

23

76

58

8,362

22,15

8,486

22,95

III.

TRANSPORT OPERATORS

14

9

21

16

256

1,82

291

2,06

IV.

PROFESSIONAL AND OTHER SERVICES

24

9

30

5

1,081

5,21

1,135

5,35

V.

PERSONAL LOANS

1,132

3,95

2,213

9,16

57,804

249,25

61,149

262,37

1. Loans for Purchase of Consumer Durables

212

56

517

1,45

5,562

19,24

6,291

21,24

2. Loans for Housing

71

67

201

1,75

4,351

32,56

4,623

34,98

3. Rest of the Personal Loans

849

2,73

1,495

5,97

47,891

197,45

50,235

206,15

VI.

TRADE

191

52

297

1,60

3,897

17,43

4,385

19,54

1. Wholesale Trade

94

21

38

6

510

3,57

642

3,84

2. Retail Trade