Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March2002

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

1

2

3

4

5

6

I.

AGRICULTURE

4,45,474

2390,53

2014,85

1,99,603

1702,94

1387,77

1.

Direct Finance

4,39,437

2258,11

1912,11

1,93,874

1356,61

1106,76

2.

Indirect Finance

6,037

132,41

102,74

5,729

346,33

281,02

II.

INDUSTRY

36,125

805,93

651,49

30,941

1944,12

1481,68

1.

Mining & Quarrying

81

5,03

4,78

78

6,43

4,47

2.

Food Manufacturing & Processing

1,765

169,82

143,77

3,093

628,57

484,97

(a) RiceMills, Flour & DalMills

829

90,95

74,43

1,858

420,21

336,61

(b) Sugar

2

18,00

11,82

8

33,75

25,40

(c) Edible Oils & Vanaspati

25

2,55

95

150

96,12

74,36

(d) Tea Processing

1

3

3

18

1,34

1,02

(e) Processing of Fruits & Vegetables

8

60

52

20

2,54

1,78

(f) Others

900

57,69

56,02

1,039

74,61

45,79

3.

Beverage & Tobacco

15

1,80

1,59

28

18,79

17,72

4.

Textiles

2,779

140,39

118,52

1,977

209,75

158,11

(a) Cotton Textiles

109

18,53

17,38

196

115,59

78,94

(b) Jute & Other Natural Fibre Textiles

96

7,56

7,58

18

5,50

5,00

(c) Handloom Textiles & Khadi

1,693

18,38

16,29

1,088

11,66

11,91

(d) Other Textiles & Textile Products

881

95,92

77,26

675

77,00

62,25

5.

Paper, Paper Products & Printing

398

9,70

9,59

325

24,44

20,43

6.

Leather & Leather Products

165

1,31

1,02

157

6,22

4,18

7.

Rubber & Plastic Products

103

11,26

9,52

388

67,50

29,48

8.

Chemicals & Chemical Products

195

21,96

17,99

420

100,44

57,69

(a) Heavy Industrial Chemicals

8

9,78

5,93

25

17,32

17,59

(b) Fertilisers

7

3,57

4,70

20

4,80

3,45

(c) Drugs & Pharmaceuticals

64

1,06

79

51

4,60

3,80

(d) Non-Edible Oils

2

8

4

11

4,41

3,39

(e) Other Chemicals & Chemical Products

114

7,46

6,52

313

69,31

29,47

9.

Petroleum, Coal Products & Nuclear Fuels

16

1,22

81

36

4,77

4,17

10.

Manufacture of Cement & Cement Products

56

2,37

2,07

155

9,98

8,76

11.

Basic Metals & Metal Products

419

33,99

37,36

2,505

326,61

238,49

(a) Iron & Steel

61

23,95

28,64

856

267,56

191,24

(b) Non-Ferrous Metals

6

28

23

18

2,14

1,62

(c) Metal Products

352

9,76

8,50

1,631

56,91

45,63

12.

Engineering

602

134,90

79,93

1,686

140,04

117,96

(a) Heavy Engineering

77

9,24

7,17

366

48,62

41,97

(b) Light Engineering

318

35,64

22,99

917

34,68

29,64

(c) Electrical Machinery & Goods

138

15,80

14,34

267

38,95

34,26

(d) Electronic Machinery &Goods

69

74,22

35,42

136

17,79

12,09

13.

Vehicles, Vehicle Parts & Transport Equipments

393

29,19

19,48

429

35,71

27,15

14.

Other Industries

28,538

91,42

76,54

18,702

158,71

124,54

15.

Electricity, Gas & Water

7

68,95

61,40

38

69,22

68,01

(a) Electricity Generation & Transmission

6

68,91

61,37

17

66,39

66,09

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

1

3

3

21

2,84

1,93

16.

Construction

593

82,63

67,13

924

136,92

115,55

III.

TRANSPORT OPERATORS

7,992

35,24

26,53

5,580

44,10

32,94

IV.

PROFESSIONAL AND OTHER SERVICES

7,408

63,72

53,61

6,983

271,87

159,06

V.

PERSONAL LOANS

1,33,998

665,16

568,68

1,71,212

1094,27

901,74

1.

Loans for Purchase of Consumer Durables

13,305

37,99

28,76

11,849

44,17

33,00

2.

Loans for Housing

17,773

207,39

186,62

26,469

402,02

351,88

3.

Rest of the Personal Loans

1,02,920

419,78

353,29

1,32,894

648,09

516,86

VI.

TRADE

54,332

3949,87

3908,52

56,557

780,15

641,72

1.

Wholesale Trade

1,461

3739,64

3737,45

4,348

268,49

221,01

2.

Retail Trade

52,871

210,23

171,07

52,209

511,66

420,71

VII.

FINANCE

1,092

9,98

8,71

620

18,37

16,94

VIII.

ALL OTHERS

26,658

224,93

189,56

36,724

920,95

689,25

TOTAL BANK CREDIT

7,13,079

8145,35

7421,95

5,08,220

6776,77

5311,11

OF WHICH:

1.Artisansand Village & TinyIndustries

16,396

77,26

60,78

7,154

123,14

97,72

2.Other Small Scale Industries

12,517

220,94

185,64

16,328

648,92

529,03

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing

7

8

9

10

11

12

I.

AGRICULTURE

34,291

598,36

535,27

2,855

100,57

84,81

1.

Direct Finance

32,313

281,27

231,41

2,513

61,56

53,09

2.

Indirect Finance

1,978

317,09

303,86

342

39,00

31,71

II.

INDUSTRY

37,562

2191,95

1797,63

26,775

4437,94

3334,01

1.

Mining & Quarrying

18

4,74

1,45

8

2,24

1,93

2.

Food Manufacturing & Processing

969

356,19

224,78

1,204

163,06

137,55

(a) RiceMills, Flour & DalMills

408

206,56

163,34

46

65,50

55,43

(b) Sugar

10

12,47

9,74

3

26,46

20,73

(c) Edible Oils & Vanaspati

52

39,41

25,41

872

19,55

18,02

(d) Tea Processing

12

1,33

1,16

—

—

—

(e) Processing of Fruits & Vegetables

40

1,56

1,32

6

1,90

1,87

(f) Others

447

94,87

23,81

277

49,65

41,50

3.

Beverage & Tobacco

49

18,08

12,75

11

8,04

7,16

4.

Textiles

3,478

594,32

526,49

9,036

2826,65

2036,46

(a) Cotton Textiles

579

332,00

302,07

851

974,35

611,81

(b) Jute & Other Natural Fibre Textiles

69

4,58

4,05

70

1,59

1,61

(c) Handloom Textiles & Khadi

212

11,47

10,55

282

35,98

28,40

(d) Other Textiles & Textile Products

2,618

246,27

209,82

7,833

1814,73

1394,64

5.

Paper, Paper Products & Printing

724

117,66

105,79

359

105,71

89,68

6.

Leather & Leather Products

344

75,08

62,17

67

12,89

10,28

7.

Rubber & Plastic Products

1,269

93,09

78,69

394

160,18

140,01

8.

Chemicals & Chemical Products

774

168,67

159,34

230

74,35

61,46

(a) Heavy Industrial Chemicals

26

68,31

68,23

21

4,85

4,55

(b) Fertilisers

13

19,78

18,87

4

2,39

2,22

(c) Drugs & Pharmaceuticals

178

20,81

18,98

45

2,91

2,83

(d) Non-Edible Oils

7

37

37

1

3,13

2,88

(e) Other Chemicals & Chemical Products

550

59,39

52,89

159

61,07

48,98

9.

Petroleum, Coal Products & Nuclear Fuels

62

4,45

4,01

13

11,99

10,91

10.

Manufacture of Cement & Cement Products

61

4,37

3,03

57

1,78

1,76

11.

Basic Metals & Metal Products

3,141

228,19

187,69

1,278

283,82

229,73

(a) Iron & Steel

449

44,65

35,21

458

153,92

134,75

(b) Non-Ferrous Metals

159

18,76

16,82

20

4,96

2,97

(c) Metal Products

2,533

164,77

135,66

800

124,94

92,02

12.

Engineering

2,753

169,31

145,53

1,584

116,12

75,11

(a) Heavy Engineering

289

42,61

34,53

153

21,30

19,08

(b) Light Engineering

1,775

67,17

55,30

1,085

48,55

37,84

(c) Electrical Machinery & Goods

571

51,67

49,17

261

39,67

12,03

(d) Electronic Machinery &Goods

118

7,86

6,53

85

6,60

6,16

13.

Vehicles, Vehicle Parts & Transport Equipments

431

34,43

27,83

3,608

499,61

387,37

14.

Other Industries

22,566

204,33

169,81

8,620

151,80

126,71

15.

Electricity, Gas & Water

31

59,84

42,81

18

2,47

2,16

(a) Electricity Generation & Transmission

13

58,98

42,15

8

58

61

(b) Non-Conventional Energy

2

7

6

—

—

—

(c) Gas, Steam & Water Supply

16

80

60

10

1,89

1,54

16.

Construction

892

59,20

45,46

288

17,24

15,73

III.

TRANSPORT OPERATORS

2,970

41,50

33,78

458

9,83

8,25

IV.

PROFESSIONAL AND OTHER SERVICES

6,646

211,89

167,78

1,812

90,59

61,03

V.

PERSONAL LOANS

1,73,131

1281,01

1083,66

61,513

572,55

442,06

1.

Loans for Purchase of Consumer Durables

10,721

48,18

36,76

1,648

9,20

6,95

2.

Loans for Housing

25,609

494,58

445,72

13,213

241,11

206,94

3.

Rest of the Personal Loans

1,36,801

738,25

601,17

46,652

322,24

228,16

VI.

TRADE

42,501

857,36

700,30

9,632

549,83

462,27

1.

Wholesale Trade

5,157

336,10

277,24

2,476

382,70

314,65

2.

Retail Trade

37,344

521,26

423,06

7,156

167,13

147,62

VII.

FINANCE

647

29,34

24,94

288

18,17

17,02

VIII.

ALL OTHERS

39,588

827,09

635,90

14,445

455,06

375,32

TOTAL BANK CREDIT

3,37,336

6038,49

4979,26

1,17,778

6234,54

4784,77

OF WHICH:

1.Artisansand Village & TinyIndustries

4,016

86,86

71,42

2,930

221,96

170,96

2.Other Small Scale Industries

20,627

701,92

578,02

14,470

1226,24

944,38