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Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled commercial Banks according to Occupation — March 2002

NORTHERN REGION

       

(Amount in Rupees Thousand)


   

AMRITSAR

BATHINDA

FARIDKOT

FATEHGARHSAHIB


OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

     

standing

 

standing

 

standing

 

standing


   

1

2

3

4

5

6

7

8


I.

AGRICULTURE

64,913

349,85,62

40,965

228,32,51

16,365

103,36,46

15,229

85,14,32

 

1. Direct Finance

63,862

311,09,57

40,334

208,76,99

15,831

85,69,75

14,742

77,71,20

 

2. Indirect Finance

1,051

38,76,05

631

19,55,52

534

17,66,71

487

7,43,12

II.

INDUSTRY

12,414

672,62,20

4,638

79,65,57

1,256

44,46,93

2,132

154,52,67

 

1. Mining & Quarrying

4

28,97

4

95,81

––

––

20

56,06

 

2. Manufacturing & Processing

12,021

662,67,14

4,574

71,94,39

1,237

42,34,75

2,091

152,53,28

 

3. Electricity, Gas & Water

6

30,08

3

24,32

4

63,99

4

71,54

 

4. Construction

383

9,36,01

57

6,51,05

15

1,48,19

17

71,79

III.

TRANSPORT OPERATORS

2,623

8,31,13

625

3,27,25

384

2,81,30

396

1,63,48

IV.

PROFESSIONAL AND OTHER SERVICES

2,502

55,35,92

686

13,12,31

349

8,06,94

231

9,16,93

V.

PERSONAL LOANS

79,150

422,31,59

20,014

122,01,64

7,925

50,32,19

9,194

52,65,35

 

1. Loans for Purchase of Consumer Durables

6,822

14,71,76

868

2,80,96

551

1,84,06

969

2,94,60

 

2. Loans for Housing

8,860

178,11,80

4,749

59,18,78

1,971

19,21,05

1,933

18,14,05

 

3. Rest of the Personal Loans

63,468

229,48,03

14,397

60,01,90

5,403

29,27,08

6,292

31,56,70

VI.

TRADE

22,263

256,79,24

8,777

88,82,13

3,315

27,51,12

3,358

71,27,34

 

1. Wholesale Trade

2,103

90,81,28

650

40,42,85

148

7,76,13

628

41,57,52

 

2. Retail Trade

20,160

165,97,96

8,127

48,39,28

3,167

19,74,99

2,730

29,69,82

VII.

FINANCE

618

11,38,46

71

3,28,50

16

20,98

13

24,20

VIII.

ALL OTHERS

17,430

211,73,34

3,039

34,17,30

1,423

25,84,72

2,762

10,52,89


TOTAL BANK CREDIT

2,01,913

    1988,37,50

78,815

572,67,21

31,033

262,60,64

33,315

385,17,18

OF WHICH : 1. Artisans and Village & Tiny Industries

1,501

24,60,66

1,359

9,90,52

203

2,17,58

359

2,19,76

2.OtherSmallScaleIndustries

5,965

224,60,08

2,334

34,64,03

750

33,63,57

905

13,37,75




   

FEROZPUR

GURDASPUR

HOSHIARPUR

JALANDHAR


OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

     

standing

 

standing

 

standing

 

standing


   

9

10

11

12

13

14

15

16


I.

AGRICULTURE

61,050

385,26,97

46,233

192,10,37

42,884

168,26,80

39,665

311,16,29

 

1. Direct Finance

59,850

334,90,68

45,551

181,30,83

41,706

152,38,21

38,214

202,91,44

 

2. Indirect Finance

1,200

50,36,29

682

10,79,54

1,178

15,88,59

1,451

108,24,85

II.

INDUSTRY

3,130

162,47,59

6,546

148,98,44

10,911

216,67,75

16,405

691,30,89

 

1. Mining & Quarrying

38

1,78,73

14

93,77

1

11,65

17

66,03

 

2. Manufacturing & Processing

2,967

155,92,48

6,306

142,15,71

10,614

210,75,75

15,891

651,14,89

 

3. Electricity, Gas & Water

5

53,14

2

11,16

2

2,29

15

37,92

 

4. Construction

120

4,23,24

224

5,77,80

294

5,78,06

482

39,12,05

III.

TRANSPORT OPERATORS

742

3,62,09

1,985

9,01,88

1,627

6,16,01

984

14,32,08

IV.

PROFESSIONAL AND OTHER SERVICES

1,231

40,20,25

1,355

10,59,94

2,470

26,12,34

3,621

73,86,13

V.

PERSONAL LOANS

23,254

98,67,80

35,381

157,80,27

35,271

153,83,14

71,027

468,51,97

 

1. Loans for Purchase of Consumer Durables

1,227

4,28,82

2,456

6,74,08

2,317

6,01,96

4,053

14,90,42

 

2. Loans for Housing

3,247

37,88,13

3,952

49,52,77

4,786

52,58,98

8,817

141,90,50

 

3. Rest of the Personal Loans

18,780

56,50,85

28,973

101,53,42

28,168

95,22,20

58,157

311,71,05

VI.

TRADE

9,080

90,01,01

12,697

78,70,34

11,919

67,17,88

18,645

314,71,90

 

1. Wholesale Trade

288

21,49,36

571

17,18,03

454

20,76,24

1,904

159,63,03

 

2. Retail Trade

8,792

68,51,65

12,126

61,52,31

11,465

46,41,64

16,741

155,08,87

VII.

FINANCE

46

1,24,55

622

10,93,77

130

1,07,57

227

9,95,28

VIII.

ALL OTHERS

4,653

49,01,43

7,967

67,32,58

5,850

56,02,04

19,124

306,56,82


TOTAL BANK CREDIT

1,03,186

830,51,69

1,12,786

675,47,59

1,11,062

695,33,53

1,69,698

    2190,41,36

OF WHICH : 1. Artisans and Village & Tiny Industries

410

16,85,91

1,261

15,71,48

7,744

12,35,04

1,637

61,89,79

2.OtherSmallScaleIndustries

1,447

100,69,14

3,672

80,16,45

1,684

31,73,55

10,139

317,33,46




   

KAPURTHALA

LUDHIANA

MANSA

MOGA


OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

     

standing

 

standing

 

standing

 

standing


   

17

18

19

20

21

22

23

24


I.

AGRICULTURE

20,930

105,44,10

55,929

369,59,76

31,759

144,79,39

30,666

167,02,12

 

1. Direct Finance

20,527

89,41,03

54,437

307,14,29

31,372

126,79,69

30,186

149,58,13

 

2. Indirect Finance

403

16,03,07

1,492

62,45,47

387

17,99,70

480

17,43,99

II.

INDUSTRY

2,636

132,43,80

31,322

3533,94,32

3,673

71,09,09

2,207

45,66,77

 

1. Mining & Quarrying

4

23,15

43

3,99,64

1

4,37

1

9,99

 

2. Manufacturing & Processing

2,560

129,62,77

30,857

3500,74,45

3,658

20,56,72

2,140

43,11,44

 

3. Electricity, Gas & Water

6

21,10

33

9,40,66

1

50,00,00

––

––

 

4. Construction

66

2,36,78

389

19,79,57

13

48,00

66

2,45,34

III.

TRANSPORT OPERATORS

310

2,56,02

1,153

13,18,66

879

2,71,53

629

3,61,11

IV.

PROFESSIONAL AND OTHER SERVICES

913

21,76,61

4,270

81,46,78

448

4,18,76

743

8,82,84

V.

PERSONAL LOANS

19,850

110,23,98

93,113

585,02,34

4,690

23,26,56

13,934

64,18,66

 

1. Loans for Purchase of Consumer Durables

1,632

4,44,75

3,564

11,13,88

193

47,97

652

2,37,21

 

2. Loans for Housing

2,279

35,58,72

17,769

265,64,08

723

8,25,51

1,854

22,98,51

 

3. Rest of the Personal Loans

15,939

70,20,51

71,780

308,24,38

3,774

14,53,08

11,428

38,82,94

VI.

TRADE

4,516

78,93,01

17,247

4158,00,14

4,714

23,15,29

4,522

39,89,51

 

1. Wholesale Trade

226

44,40,54

2,849

3957,74,81

435

4,16,03

203

11,33,86

 

2. Retail Trade

4,290

34,52,47

14,398

200,25,33

4,279

18,99,26

4,319

28,55,65

VII.

FINANCE

43

2,33,31

560

19,93,56

32

91,63

64

1,60,85

VIII.

ALL OTHERS

6,038

43,22,67

21,364

465,17,05

836

4,36,01

1,848

15,66,18


TOTAL BANK CREDIT

55,236

496,93,50

2,24,958

   9226,32,61

47,031

274,48,26

54,613

346,48,04

OF WHICH : 1. Artisans and Village & Tiny Industries

326

7,27,25

4,071

183,53,85

2,095

3,18,75

286

4,64,84

2.OtherSmallScaleIndustries

1,643

54,75,29

16,612

1013,67,25

1,370

14,32,59

926

20,56,51




   

MUKTSAR

NAWANSHAHR

PATIALA

RUPNAGAR


OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

     

standing

 

standing

 

standing

 

standing


   

25

26

27

28

29

30

31

32


I.

AGRICULTURE

24,539

170,95,85

17,048

67,48,97

69,993

542,32,32

23,048

167,62,21

 

1. Direct Finance

23,869

154,78,52

16,859

62,87,34

68,911

328,52,14

22,739

117,79,72

 

2. Indirect Finance

670

16,17,33

189

4,61,63

1,082

213,80,18

309

49,82,49

II.

INDUSTRY

2,879

48,13,87

3,188

17,49,96

11,581

710,44,11

6,179

329,34,30

 

1. Mining & Quarrying

2

17,68

4

66,02

8

1,28,30

3

20,54

 

2. Manufacturing & Processing

2,852

47,09,36

3,139

15,18,10

11,403

578,04,70

6,070

212,24,68

 

3. Electricity, Gas & Water

2

4,65

1

26

8

111,68,13

1

3,36

 

4. Construction

23

82,18

44

1,65,58

162

19,42,98

105

116,85,72

III.

TRANSPORT OPERATORS

222

71,16

374

2,41,34

790

12,30,84

1,412

8,20,90

IV.

PROFESSIONAL AND OTHER SERVICES

454

11,11,58

418

7,27,21

1,138

41,14,20

1,318

17,97,43

V.

PERSONAL LOANS

9,759

40,79,08

10,093

56,95,83

51,117

304,26,78

30,821

159,95,39

 

1. Loans for Purchase of Consumer Durables

607

1,55,14

975

2,60,42

3,958

11,25,93

4,646

11,18,06

 

2. Loans for Housing

1,690

16,56,18

1,209

17,90,99

10,605

146,06,95

4,010

61,78,31

 

3. Rest of the Personal Loans

7,462

22,67,76

7,909

36,44,42

36,554

146,93,90

22,165

86,99,02

VI.

TRADE

4,942

41,08,22

3,328

34,53,52

13,056

171,82,94

8,323

59,68,53

 

1. Wholesale Trade

236

16,36,55

157

17,19,72

1,294

55,10,40

630

16,72,60

 

2. Retail Trade

4,706

24,71,67

3,171

17,33,80

11,762

116,72,54

7,693

42,95,93

VII.

FINANCE

20

83,53

5

12,85

144

2,50,98

13

54,48

VIII.

ALL OTHERS

462

12,73,78

3,152

27,65,46

12,556

401,37,80

3,927

127,21,31


TOTAL BANK CREDIT

43,277

326,37,07

37,606

213,95,14

1,60,375

   2186,19,97

75,041

870,54,55

OF WHICH : 1. Artisans and Village & Tiny Industries

656

6,33,04

2,184

4,17,16

935

16,84,49

1,879

11,24,37

2.OtherSmallScaleIndustries

1,655

20,25,82

404

2,50,78

6,344

138,54,38

3,378

56,27,52




   

SANGRUR


OCCUPATION

No. of

Amount

   

Accounts

Out-

     

standing


   

33

34


I.

AGRICULTURE

81,007

463,96,37

 

1. Direct Finance

79,147

411,67,81

 

2. Indirect Finance

1,860

52,28,56

II.

INDUSTRY

10,306

205,53,96

 

1. Mining & Quarrying

21

62,08

 

2. Manufacturing & Processing

10,047

197,83,08

 

3. Electricity, Gas & Water

1

5,64

 

4. Construction

237

7,03,16

III.

TRANSPORT OPERATORS

1,865

6,62,81

IV.

PROFESSIONAL AND OTHER SERVICES

702

11,22,64

V.

PERSONAL LOANS

25,261

125,30,53

 

1. Loans for Purchase of Consumer Durables

2,033

6,17,89

 

2. Loans for Housing

4,610

59,81,04

 

3. Rest of the Personal Loans

18,618

59,31,60

VI.

TRADE

12,320

110,68,76

 

1. Wholesale Trade

666

27,66,22

 

2. Retail Trade

11,654

83,02,54

VII.

FINANCE

23

46,69

VIII.

ALL OTHERS

4,984

31,42,03


TOTAL BANK CREDIT

1,36,468

955,23,79

OF WHICH : 1. Artisans and Village & Tiny Industries

3,590

17,93,03

2.OtherSmallScaleIndustries

4,714

79,99,43


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