SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: PUNJAB |
(Amount in Rupees Lakh) |
OCCUPATION
|
RURAL |
SEMI-URBAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
4,32,275 |
5064,33 |
4221,37 |
2,43,267 |
3602,74 |
2962,13 |
|
1. |
Direct Finance |
4,27,150 |
4927,67 |
4112,34 |
2,36,613 |
3154,91 |
2619,35 |
|
2. |
Indirect Finance |
5,125 |
136,66 |
109,02 |
6,654 |
447,84 |
342,78 |
II. |
INDUSTRY |
19,587 |
1091,84 |
830,10 |
21,360 |
2869,07 |
2045,08 |
|
1. |
Mining & Quarrying |
996 |
56,96 |
47,28 |
219 |
53,02 |
44,88 |
|
2. |
Food Manufacturing & Processing |
1,454 |
213,53 |
135,85 |
3,855 |
1082,90 |
680,04 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
679 |
166,47 |
100,72 |
2,541 |
802,70 |
484,68 |
|
|
(b) |
Sugar |
5 |
1,44 |
62 |
25 |
39,12 |
31,45 |
|
|
(c) |
Edible Oils & Vanaspati |
54 |
10,35 |
7,88 |
190 |
95,15 |
68,09 |
|
|
(d) |
Tea Processing |
3 |
48 |
36 |
10 |
1,85 |
1,02 |
|
|
(e) |
Processing of Fruits & Vegetables |
6 |
1,63 |
1,49 |
17 |
4,86 |
4,05 |
|
|
(f) |
Others |
707 |
33,16 |
24,78 |
1,072 |
139,22 |
90,75 |
|
3. |
Beverage & Tobacco |
22 |
14,84 |
14,40 |
132 |
14,07 |
10,10 |
|
4. |
Textiles |
1,299 |
363,14 |
259,01 |
1,313 |
239,27 |
177,40 |
|
|
(a) |
Cotton Textiles |
166 |
84,75 |
77,13 |
243 |
133,49 |
95,47 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
131 |
1,63 |
91 |
29 |
5,14 |
3,96 |
|
|
(c) |
Handloom Textiles & Khadi |
568 |
3,58 |
2,69 |
617 |
7,76 |
5,83 |
|
|
(d) |
Other Textiles & Textile Products |
434 |
273,19 |
178,28 |
424 |
92,89 |
72,14 |
|
5. |
Paper, Paper Products & Printing |
106 |
31,80 |
30,04 |
333 |
78,02 |
59,41 |
|
6. |
Leather & Leather Products |
87 |
13,70 |
13,19 |
129 |
3,51 |
2,80 |
|
7. |
Rubber & Plastic Products |
200 |
11,21 |
8,51 |
350 |
35,88 |
26,13 |
|
8. |
Chemicals & Chemical Products |
176 |
9,23 |
8,07 |
402 |
155,89 |
122,93 |
|
|
(a) |
Heavy Industrial Chemicals |
54 |
2,11 |
2,11 |
41 |
22,69 |
20,14 |
|
|
(b) |
Fertilisers |
2 |
25 |
25 |
10 |
4,08 |
2,45 |
|
|
(c) |
Drugs & Pharmaceuticals |
22 |
1,94 |
1,64 |
93 |
63,37 |
61,27 |
|
|
(d) |
Non-Edible Oils |
5 |
45 |
35 |
21 |
9,25 |
7,02 |
|
|
(e) |
Other Chemicals & Chemical Products |
93 |
4,48 |
3,71 |
237 |
56,51 |
32,04 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
18 |
1,85 |
1,53 |
23 |
2,94 |
2,40 |
|
10. |
Manufacture of Cement & Cement Products |
44 |
2,23 |
1,66 |
111 |
8,48 |
6,49 |
|
11. |
Basic Metals & Metal Products |
321 |
51,17 |
42,10 |
1,634 |
545,66 |
397,61 |
|
|
(a) |
Iron & Steel |
56 |
30,06 |
28,48 |
768 |
429,88 |
309,27 |
|
|
(b) |
Non-Ferrous Metals |
9 |
4,45 |
4,37 |
81 |
12,60 |
8,11 |
|
|
(c) |
Metal Products |
256 |
16,67 |
9,25 |
785 |
103,18 |
80,23 |
|
12. |
Engineering |
645 |
43,56 |
33,38 |
1,319 |
154,74 |
130,63 |
|
|
(a) |
Heavy Engineering |
146 |
6,03 |
5,01 |
297 |
33,42 |
27,16 |
|
|
(b) |
Light Engineering |
323 |
15,39 |
11,40 |
726 |
71,73 |
58,12 |
|
|
(c) |
Electrical Machinery & Goods |
108 |
20,08 |
15,15 |
238 |
45,34 |
41,34 |
|
|
(d) |
Electronic Machinery & Goods |
68 |
2,06 |
1,82 |
58 |
4,25 |
4,01 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
135 |
92,32 |
91,07 |
332 |
103,94 |
89,37 |
|
14. |
Other Industries |
12,240 |
99,67 |
80,29 |
8,355 |
220,91 |
159,54 |
|
15. |
Electricity, Gas & Water |
26 |
1,98 |
1,78 |
31 |
2,79 |
2,13 |
|
|
(a) |
Electricity Generation & Transmission |
20 |
1,44 |
1,46 |
15 |
1,26 |
79 |
|
|
(b) |
Non-Conventional Energy |
– |
– |
– |
4 |
19 |
19 |
|
|
(c) |
Gas, Steam & Water Supply |
6 |
54 |
32 |
12 |
1,34 |
1,15 |
|
16. |
Construction |
1,818 |
84,65 |
61,94 |
2,822 |
167,04 |
133,23 |
III. |
TRANSPORT OPERATORS |
3,776 |
51,38 |
46,67 |
1,695 |
22,39 |
16,13 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,057 |
177,92 |
141,82 |
8,879 |
628,79 |
447,46 |
V. |
PERSONAL LOANS |
1,30,463 |
1747,77 |
1428,40 |
2,08,987 |
3512,91 |
2846,53 |
|
1. |
Loans for Purchase of Consumer Durables |
6,159 |
33,11 |
25,10 |
5,817 |
39,32 |
30,20 |
|
2. |
Loans for Housing |
30,398 |
705,90 |
619,60 |
56,222 |
1629,33 |
1435,04 |
|
3. |
Rest of the Personal Loans |
93,906 |
1008,76 |
783,71 |
1,46,948 |
1844,26 |
1381,28 |
VI. |
TRADE |
|
43,694 |
445,07 |
348,02 |
50,898 |
1477,50 |
1108,70 |
|
1. |
Wholesale Trade |
1,201 |
47,01 |
36,07 |
3,627 |
330,58 |
263,39 |
|
2. |
Retail Trade |
42,493 |
398,06 |
311,95 |
47,271 |
1146,91 |
845,31 |
VII. |
FINANCE |
|
457 |
16,75 |
14,56 |
628 |
56,91 |
32,44 |
VIII. |
ALL OTHERS |
26,432 |
410,02 |
319,36 |
32,322 |
624,55 |
485,22 |
TOTAL BANK CREDIT |
6,63,741 |
9005,08 |
7350,30 |
5,68,036 |
12794,87 |
9943,70 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
8,435 |
58,51 |
43,83 |
3,734 |
243,53 |
174,00 |
|
|
2. |
Other Small Scale Industries |
5,591 |
300,13 |
201,46 |
9,774 |
1227,08 |
809,36 |
TABLE NO. 5.7 - STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2006 |
NORTHERN REGION STATE: PUNJAB |
(Amount in Rupees Lakh) |
OCCUPATION
|
URBAN |
METROPOLITAN |
No. of Accounts |
Credit Limit |
Amount Outstanding |
No. of Accounts |
Credit Limit |
Amount Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
51,719 |
1469,78 |
1140,43 |
7,241 |
548,27 |
485,89 |
|
1. |
Direct Finance |
50,724 |
891,21 |
723,55 |
5,982 |
303,13 |
277,43 |
|
2. |
Indirect Finance |
995 |
578,57 |
416,88 |
1,259 |
245,14 |
208,46 |
II. |
INDUSTRY |
26,769 |
10152,55 |
6420,93 |
16,713 |
5110,74 |
3607,44 |
|
1. |
Mining & Quarrying |
130 |
21,10 |
16,78 |
67 |
34,78 |
18,03 |
|
2. |
Food Manufacturing & Processing |
1,432 |
482,90 |
364,79 |
441 |
404,93 |
232,93 |
|
|
(a) |
Rice Mills, Flour & Dal Mills |
927 |
194,17 |
137,21 |
136 |
335,28 |
181,61 |
|
|
(b) |
Sugar |
11 |
78,69 |
55,15 |
1 |
4 |
3 |
|
|
(c) |
Edible Oils & Vanaspati |
80 |
83,30 |
70,92 |
22 |
10,15 |
8,22 |
|
|
(d) |
Tea Processing |
– |
– |
– |
2 |
13 |
4 |
|
|
(e) |
Processing of Fruits & Vegetables |
12 |
13,21 |
12,45 |
11 |
22,65 |
13,22 |
|
|
(f) |
Others |
402 |
113,53 |
89,06 |
269 |
36,68 |
29,81 |
|
3. |
Beverage & Tobacco |
37 |
16,95 |
15,45 |
12 |
11,75 |
9,77 |
|
4. |
Textiles |
3,793 |
3993,87 |
2286,71 |
6,392 |
2719,21 |
1813,49 |
|
|
(a) |
Cotton Textiles |
691 |
1843,82 |
1160,39 |
1,458 |
1455,24 |
978,28 |
|
|
(b) |
Jute & Other Natural Fibre Textiles |
34 |
16,57 |
15,59 |
75 |
17,04 |
15,39 |
|
|
(c) |
Handloom Textiles & Khadi |
97 |
9,92 |
6,58 |
127 |
72,49 |
57,44 |
|
|
(d) |
Other Textiles & Textile Products |
2,971 |
2123,55 |
1104,15 |
4,732 |
1174,44 |
762,39 |
|
5. |
Paper, Paper Products & Printing |
616 |
276,03 |
168,32 |
666 |
460,43 |
388,36 |
|
6. |
Leather & Leather Products |
281 |
119,02 |
96,72 |
84 |
12,38 |
5,62 |
|
7. |
Rubber & Plastic Products |
958 |
315,33 |
204,15 |
386 |
132,66 |
102,23 |
|
8. |
Chemicals & Chemical Products |
651 |
225,36 |
144,32 |
509 |
102,96 |
84,20 |
|
|
(a) |
Heavy Industrial Chemicals |
174 |
131,88 |
71,81 |
90 |
46,87 |
45,43 |
|
|
(b) |
Fertilisers |
13 |
8,57 |
7,99 |
13 |
1,66 |
1,41 |
|
|
(c) |
Drugs & Pharmaceuticals |
103 |
21,72 |
16,61 |
114 |
12,83 |
8,69 |
|
|
(d) |
Non-Edible Oils |
10 |
3,06 |
2,63 |
5 |
60 |
58 |
|
|
(e) |
Other Chemicals & Chemical Products |
351 |
60,13 |
45,27 |
287 |
41,00 |
28,09 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
44 |
7,01 |
4,54 |
33 |
13,23 |
11,08 |
|
10. |
Manufacture of Cement & Cement Products |
75 |
23,03 |
19,00 |
68 |
16,12 |
12,20 |
|
11. |
Basic Metals & Metal Products |
3,042 |
1118,03 |
755,13 |
1,383 |
378,78 |
316,10 |
|
|
(a) |
Iron & Steel |
1,018 |
755,19 |
486,51 |
379 |
299,83 |
268,37 |
|
|
(b) |
Non-Ferrous Metals |
282 |
56,66 |
40,13 |
19 |
2,38 |
2,25 |
|
|
(c) |
Metal Products |
1,742 |
306,18 |
228,48 |
985 |
76,57 |
45,48 |
|
12. |
Engineering |
4,120 |
919,01 |
692,73 |
1,614 |
309,30 |
213,34 |
|
|
(a) |
Heavy Engineering |
356 |
64,03 |
44,02 |
221 |
219,43 |
146,80 |
|
|
(b) |
Light Engineering |
2,362 |
678,62 |
501,66 |
1,014 |
71,82 |
54,50 |
|
|
(c) |
Electrical Machinery & Goods |
574 |
143,39 |
119,97 |
236 |
11,18 |
6,65 |
|
|
(d) |
Electronic Machinery & Goods |
828 |
32,97 |
27,08 |
143 |
6,88 |
5,38 |
|
13. |
Vehicles, Vehicle Parts & Transport Equipments |
2,066 |
655,79 |
407,55 |
1,317 |
222,27 |
164,29 |
|
14. |
Other Industries |
8,069 |
920,89 |
460,07 |
2,458 |
151,78 |
127,92 |
|
15. |
Electricity, Gas & Water |
35 |
498,92 |
453,31 |
12 |
1,59 |
93 |
|
|
(a) |
Electricity Generation & Transmission |
17 |
473,73 |
447,85 |
3 |
59 |
16 |
|
|
(b) |
Non-Conventional Energy |
2 |
32 |
32 |
1 |
4 |
2 |
|
|
(c) |
Gas, Steam & Water Supply |
16 |
24,87 |
5,14 |
8 |
95 |
74 |
|
16. |
Construction |
1,420 |
559,32 |
331,36 |
1,271 |
138,58 |
106,94 |
III. |
TRANSPORT OPERATORS |
3,235 |
106,17 |
92,10 |
2,343 |
63,95 |
60,10 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,775 |
803,84 |
636,30 |
7,530 |
360,77 |
270,89 |
V. |
PERSONAL LOANS |
2,38,944 |
5183,53 |
4210,46 |
1,58,507 |
3460,93 |
2730,41 |
|
1. |
Loans for Purchase of Consumer Durables |
4,992 |
40,99 |
34,30 |
3,963 |
26,64 |
22,10 |
|
2. |
Loans for Housing |
65,064 |
2710,36 |
2381,01 |
30,014 |
1402,83 |
1251,07 |
|
3. |
Rest of the Personal Loans |
1,68,888 |
2432,17 |
1795,15 |
1,24,530 |
2031,46 |
1457,23 |
VI. |
TRADE |
|
30,020 |
2296,13 |
1769,06 |
14,873 |
1069,07 |
843,19 |
|
1. |
Wholesale Trade |
3,388 |
698,19 |
507,48 |
2,117 |
416,94 |
341,86 |
|
2. |
Retail Trade |
26,632 |
1597,94 |
1261,59 |
12,756 |
652,12 |
501,34 |
VII. |
FINANCE |
|
414 |
78,40 |
26,34 |
234 |
111,88 |
59,05 |
VIII. |
ALL OTHERS |
32,371 |
1303,79 |
966,13 |
20,418 |
495,27 |
358,73 |
TOTAL BANK CREDIT |
3,91,247 |
21394,19 |
15261,76 |
2,27,859 |
11220,88 |
8415,71 |
OF WHICH : 1. |
Artisans and Village & Tiny Industries |
1,043 |
25,01 |
20,34 |
318 |
16,82 |
11,68 |
|
|
2. |
Other Small Scale Industries |
17,168 |
2738,55 |
1824,05 |
10,945 |
1429,59 |
994,07 |
|
