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83075406

No. 4 - ALL SCHEDULED COMMERCIAL BANKS- BUSINESS IN INDIA




                                                                                                                                                               (Rs. in crores)
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                       1996                               1996                                   1197
Last Reporting Friday(in case of March)\                                             ------- ----------------------------------------------------------  ------------------------
Last Friday                                      1990-91     1994-95     1995-96       Feb.        Aug.        Sep.       Oct.       Nov.(P)    Dec.(P)       Jan.(P)   Feb.(P)
-------------------------------------------------------------------------------------------------------------------------------------------------------  ------------------------
                      1                                2           3           4           5           6           7           8           9          10          11       12
-------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------

Number of reporting banks                            271         280         287         286         292         292         294         294         294         294      294

Liabilities to the banking system(1)               6,486      15,327      17,648      21,871      17,334      18,258      17,971      22,125      21,249      19,819   18,642

 Demand and time deposits from banks(2),(13)       5,443      11,819      12,066      11,426      15,116      15,910      15,616      15,530      16,159      16,997   15,451
                                                     (-)         (-)         (-)         (-)         (-)         (-)       (-)          (-)         (-)      (-)         (-)

Borrowings from banks(3)                             967       1,369       3,387       6,438       1,917       2,012       2,001       5,893       4,659       2,429    2,844

Other demand and time liabilities(4)                  76       2,139       2,195       4,008         300         336         353         702         431         393      347

Liabilities to others(1)                         205,600     412,927     462,965     447,103     484,205     494,419     491,964     502,138     507,270     515,620  521,143

Aggregate deposits                               192,541     386,859     433,819     416,170     454,846     464,418     462,827     469,042     472,929     483,338  488,860

Demand                                            33,192      76,903      80,614      70,878      75,967      79,515      75,910      76,747      77,510      79,996   81,654

Time                                             159,349     309,956     353,205     345,292     378,879     384,903     386,917     392,294     395,419     403,341  407,205

Borrowings(5)                                        470         201         587       5,091         470         689         741       2,857       2,792         893      769

Other demand and time liabilities(4),(13)         12,589      25,867      28,560      25,842      28,889      29,312      28,396      30,239      31,549      31,390   31,515
                                                     (-)         (-)         (-)         (-)         (-)      (-)         (-)           (-)        (-)         (-)         (-)
Borrowings from Reserve Bank(6)                    3,468       7,415       4,847      15,264       1,492       1,823       1,627           1       1,788         508      591

Against Usance bills/promissory notes             -                _           _           _           _        -          -          -           -           -           -

Others                                             3,468       7,415       4,847      15,264       1,492       1,823       1,627           1       1,788         508      591

Cash in hand and balances with Reserve Bank       25,665      63,001      53,780      64,297      55,039      55,756      55,370      56,643      55,990      47,791   46,985

Cash in hand                                       1,804       2,972       3,113       2,890       3,191       3,151       3,137       3,195       3,154       3,212    3,094

Balances with Reserve Bank(8)                     23,861      60,029      50,667      61,407      51,848      52,605      52,233      53,448      52,836      44,579   43,891

Assets with the Banking System                     5,582      14,277      16,571      17,177      15,476      15,838      15,059      18,284      16,254      18,233   16,637

Balances with other banks

In current account                                 1,793       3,225       3,046       2,145       2,388       2,445       2,533       2,511       2,383       2,532    2,607

In other accounts                                  1,053       4,150       5,015       4,517       5,308       5,519       5,333       5,765       5,412       5,889    5,306

Money at call and short notice                     1,445       3,327       5,154       7,044       5,330       5,234       4,750       7,531       5,816       7,200    6,532

Advances to Banks(9)                                 902       1,801       1,642       1,740       1,342       1,268       1,352       1,404       1,510       1,514      961

Other assets                                         388       1,774       1,713       1,730       1,108       1,372       1,092       1,072       1,133       1,098    1,231

Investment                                        75,065     149,254     164,782     163,195     176,549     177,541     178,287     181,397     183,620     190,690  193,041

Government securities(10)                         49,998     117,685     132,227     131,218     145,033     145,778     146,592     149,667     151,933     159,041  161,224

Other approved securities                         25,067      31,568      32,555      31,977      31,516      31,762      31,695      31,729      31,687      31,649   31,816

Bank credit(11),(12)                             116,301     211,560     254,015     246,156     248,734     252,108     255,354     258,103     260,182     267,288  267,928
                                                 (4,506)     (12275)     (9,791)    (10,779)     (9,745)      (8,436)    (8,749)      (9191)      (8777)   (8670)      (8213)

Loans, cash-credits and overdrafts               105,982     186,940     224,671     217,861     222,800     227,414     230,680     232,546     234,579     240,542  241,119

Inland bills-purchased                             3,375       5,207       4,305       4,149       3,862       3,880       3,929       4,128       4,022       4,251    4,243

Inland bills-discounted                            2,336       6,007       9,416       8,339       8,629       7,997       7,851       8,421       8,171       8,626    9,063

Foreign bills-purchased                            2,758       8,179       9,164       9,337       7,761       7,284       7,133       7,170       7,561       7,635    7,479

Foreign bills-discounted                           1,851       5,227       6,460       6,471       5,683       5,532       5,760       5,839       5,850       6,235    6,024

Cash-Deposit Ratio                                  13.3        16.3        12.4        15.4        12.1        12.0        12.0        12.1        11.8         9.9      9.6

Investment-Deposit Ratio                            39.0        38.6        38.0        39.2        38.8        38.2        38.5        38.7        38.8        39.5     39.5

Credit-Deposit Ratio                                60.4        54.7        58.6        59.1        54.7        54.3        55.2        55.0        55.0        55.3     54.8

------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

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